Industrials › Integrated Freight & Logistics

United Parcel Service, Inc. (UPS) Stock Overview

Market Cap: $81.99B

United Parcel Service, Inc., a package delivery and logistics provider, offers transportation and delivery services. It operates through two segments, U.S.

Mar 19, 2026$96.56

1Y -17.8%

Rewards

★United Parcel Service, Inc. has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
★United Parcel Service, Inc. scores 72/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.

Risks

⚠Gross margin of 22.6% is low, suggesting a competitive or commodity-like market with limited pricing power.
⚠FCF yield of 6.3% suggests reasonable valuation assuming continued moderate growth.
⚠PEG ratio of 3.20 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.

UPS Key Valuation Metrics

Learn more →

Free Cash Flow

$5.19B

FCF Yield

6.33%

Trailing P/E

14.72

Forward P/E

12.13

ROIC

16.79%

ROE

34.28%

Gross Margin

22.60%

PEG Ratio

3.20

Debt / Equity

1.76

Interest Coverage

N/A

Net Debt / EBITDA

1.86

Dividend Yield

6.79%

UPS Historical Fundamentals

Learn more →

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

UPS $1 Retained Earnings Test

Learn more →

Market Value

$-34.39

created per $1 retained

Market Cap Declined

Earning Power

$-35.08

created per $1 retained

Earning Power Declined

Σ Retained

$1.89B

Δ Market Cap

$-65.09B

Δ Earning Power

$-66.40B

Buffett's "$1 Test": For every $1 retained, how much value did management create?
Market Value = market's verdict (mood-sensitive) · Earning Power = owner earnings / discount rate (mood-independent)

UPS Discounted Cash Flow (DCF) Analysis

Learn more →

40.5% Margin of Safety

Price is 40.5% below estimated fair value

Current Price: $96.56

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Fair Value: $162.29

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Parameter	Min (Bear)Value	BaseValue	Max (Bull)Value
Initial Cash Flow
Growth Rate (Yr 1-5)	%	%	%
Growth Rate (Yr 6-10)	%	%	%
Terminal Growth Rate	%	%	%
Discount Rate	%	%	%
	Bear Case $100.05 Implied EV: $107.65B	Base Case $162.29 Implied EV: $160.51B	Bull Case $225.40 Implied EV: $214.09B

Reverse DCF — Market-Implied Growth

Learn more →

What growth rate is the market pricing in at $97?

+6.9%

Market-Implied Owner Earnings Growth

Standard FCF implies +7.8%

The market implies +6.9% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +7.8%, reflecting heavy growth investment.

UPS Economic Moat Score

Learn more →

72/100

Wide Moat

70+ Wide · 40-69 Narrow · <40 None

Wide moat with strength across all dimensions. Revenue Predictability is the standout factor.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

UPS Forensic Accounting

Learn more →

-2.57

Unlikely Manipulator

Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

UPS Management & Board

Learn more →

Ms. Carol B. Tome

CEO & Director · Age 68

$4.42M

total pay

Mr. Brian Dykes

Chief Financial Officer & Executive Vice President · Age 46

$2.18M

total pay

Mr. Bala Subramanian

EVP and Chief Digital & Technology Officer · Age 54

$1.95M

total pay

Ms. Kathleen M. Gutmann

Executive VP and President of International, Healthcare & Supply Chain Solutions · Age 56

$1.93M

total pay

Mr. Nando Cesarone

Executive VP & President of U.S. and UPS Airline · Age 53

$1.90M

total pay

PJ Guido

Investor Relations Officer

Mr. Norman M. Brothers Jr.

Executive VP, Chief Legal, Compliance Officer & Corporate Secretary · Age 57

Mr. Darrell L. Ford

Executive VP & Chief Human Resources Officer · Age 60

Mr. Ralph Ozoude

Managing Director of Nigerian Operations & Special Projects Manager for West Africa

Mr. Harrison Park

Managing Director of UPS Korea

UPS Ownership

Learn more →

Insiders 0.0%Institutions 70.0%Retail & Other 30.0%

No. of Institutional Holders2,655

High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

UPS Insider Buying Activity

Learn more →

Buys (3M)

Buys (12M)

Total value (12M): $1.48M

SHI CHRISTIANA SMITH

Director

$44,084

@ $88.17 · 2025-08-22

TOME CAROL B.

Chief Executive Officer

$1.00M

@ $85.67 · 2025-08-01

JOHNSON WILLIAM R

Director

$432,477

@ $86.50 · 2025-07-31

JOHNSON WILLIAM R

Director

$643,034

@ $128.61 · 2024-07-25

Open market purchases · includes direct & indirect ownership · excludes option exercises

UPS Insider Selling Activity

Learn more →

Sells (3M)

Sells (12M)

Total value (12M): $2.66M

BROTHERS NORMAN MICHAEL JR.

Officer

$2.66M

@ $106.15 · 2026-01-28

BROTHERS NORMAN MICHAEL JR.

Officer

$1.02M

@ $138.57 · 2024-11-25

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

UPS 🎭 Mr. Market's Mood

Learn more →

😨Fear(40/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

UPS ⚖️ Buffett Signal

Learn more →

⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (40)

UPS Investment Checklist & Notes

Learn more →

Do I understand this business?

Does it have a durable competitive advantage (moat)?

Is management honest and competent?

Is management allocating capital rationally?

Is the price reasonable (margin of safety)?

Is this within my circle of competence?

Auto-saved • Last updated: 3/20/2026, 4:30:22 AM

UPS Insider Buying Activity

Learn more →

Buys (3M)

Buys (12M)

Total value (12M): $1.48M

SHI CHRISTIANA SMITH

Director

$44,084

@ $88.17 · 2025-08-22

TOME CAROL B.

Chief Executive Officer

$1.00M

@ $85.67 · 2025-08-01

JOHNSON WILLIAM R

Director

$432,477

@ $86.50 · 2025-07-31

JOHNSON WILLIAM R

Director

$643,034

@ $128.61 · 2024-07-25

Open market purchases · includes direct & indirect ownership · excludes option exercises

UPS Insider Selling Activity

Learn more →

Sells (3M)

Sells (12M)

Total value (12M): $2.66M

BROTHERS NORMAN MICHAEL JR.

Officer

$2.66M

@ $106.15 · 2026-01-28

BROTHERS NORMAN MICHAEL JR.

Officer

$1.02M

@ $138.57 · 2024-11-25

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

UPS Investment Checklist & Notes

Learn more →

Do I understand this business?

Does it have a durable competitive advantage (moat)?

Is management honest and competent?

Is management allocating capital rationally?

Is the price reasonable (margin of safety)?

Is this within my circle of competence?

Auto-saved • Last updated: 3/20/2026, 4:30:22 AM

United Parcel Service, Inc. (UPS) Stock Overview

Rewards

Risks

UPS Key Valuation Metrics

UPS Historical Fundamentals

UPS $1 Retained Earnings Test

UPS Discounted Cash Flow (DCF) Analysis

Reverse DCF — Market-Implied Growth

UPS Economic Moat Score

UPS Forensic Accounting

M-Score Trend

UPS Management & Board

UPS Ownership

UPS Insider Buying Activity

UPS Insider Selling Activity

UPS 🎭 Mr. Market's Mood

UPS ⚖️ Buffett Signal

Compare UPS

UPS Investment Checklist & Notes

UPS Insider Buying Activity

UPS Insider Selling Activity

UPS Investment Checklist & Notes