Consumer Cyclical › Home Improvement Retail

Lowe's Companies, Inc. (LOW) Stock Overview

Market Cap: $128.86B

Lowe's Companies, Inc., together with its subsidiaries, operates as a home improvement retailer in the United States. It provides a line of products for construction, maintenance, repair, remodeling, and decorating.

Mar 19, 2026$229.71

1Y +1.9%

Rewards

★Lowe's Companies, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
★Lowe's Companies, Inc. scores 84/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
★Share count has been reduced by 16% over the past 5 years through buybacks, increasing each share's claim on earnings.

Risks

⚠Each dollar of retained earnings has produced only $0.11 of market value — shareholders may have been better served by dividends.
⚠Insiders have sold $7.4M worth of stock in the past 3 months — significant insider liquidation.

LOW Key Valuation Metrics

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Free Cash Flow

$5.40B

FCF Yield

4.19%

Trailing P/E

19.38

Forward P/E

16.79

ROIC

12.66%

ROE

N/A

Gross Margin

33.48%

PEG Ratio

N/A

Debt / Equity

N/A

Interest Coverage

N/A

Net Debt / EBITDA

3.51

Dividend Yield

2.09%

LOW Historical Fundamentals

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Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

LOW $1 Retained Earnings Test

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Market Value

$0.11

created per $1 retained

Value Destroyer

Earning Power

$-1.21

created per $1 retained

Earning Power Declined

Σ Retained

$13.65B

Δ Market Cap

+$1.56B

Δ Earning Power

$-16.50B

Buffett's "$1 Test": For every $1 retained, how much value did management create?
Market Value = market's verdict (mood-sensitive) · Earning Power = owner earnings / discount rate (mood-independent)

LOW Discounted Cash Flow (DCF) Analysis

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67.1% Overvalued

Price is 67.1% above estimated fair value

Current Price: $229.71

Strongly undervalued

Fairly valued

Strongly overvalued

Fair Value: $137.43

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Parameter	Min (Bear)Value	BaseValue	Max (Bull)Value
Initial Cash Flow
Growth Rate (Yr 1-5)	%	%	%
Growth Rate (Yr 6-10)	%	%	%
Terminal Growth Rate	%	%	%
Discount Rate	%	%	%
	Bear Case $82.55 Implied EV: $89.63B	Base Case $137.43 Implied EV: $120.42B	Bull Case $187.88 Implied EV: $148.72B

Reverse DCF — Market-Implied Growth

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What growth rate is the market pricing in at $230?

+14.1%

Market-Implied FCF Growth Rate

Market pricing in significantly higher growth than history — aggressive.

LOW Economic Moat Score

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84/100

Wide Moat

70+ Wide · 40-69 Narrow · <40 None

Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.

LOW Forensic Accounting

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-2.80

Unlikely Manipulator

Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

LOW Management & Board

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Mr. Marvin R. Ellison

President, CEO & Chairman · Age 60

$4.44M

total pay

Mr. Brandon J. Sink CPA

Executive VP & CFO · Age 49

$1.59M

total pay

Ms. Seemantini Godbole

Executive VP and Chief Information & Digital Officer · Age 55

$1.69M

total pay

Mr. William P. Boltz

Executive Vice President of Merchandising · Age 62

$1.81M

total pay

Mr. Joseph Michael McFarland III

Executive Vice President of Stores · Age 55

$1.75M

total pay

Mr. Dan Clayton Griggs Jr.

Senior VP of Tax & Chief Accounting Officer · Age 47

Ms. Kate Pearlman

Vice President, Investor Relations & Treasurer

Ms. Juliette Williams Pryor J.D.

Executive VP, Chief Legal Officer & Corporate Secretary · Age 60

$4.26M

total pay

Mr. Luis A. Avila Esq.

Senior VP of Corporate Governance & Chief Compliance Officer

Ms. Jennifer E. Wilson

Senior VP & Chief Marketing Officer

LOW Ownership

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Insiders 0.1%Institutions 80.7%Retail & Other 19.2%

No. of Institutional Holders3,354

High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

LOW Insider Buying Activity

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Buys (3M)

Buys (12M)

Total value (12M): $231,063

SIMKINS LAWRENCE

Director

$231,063

@ $231.06 · 2025-11-24

SIMKINS LAWRENCE

Director

$245,532

@ $245.53 · 2024-12-20

Open market purchases · includes direct & indirect ownership · excludes option exercises

LOW Insider Selling Activity

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Sells (3M)

Sells (12M)

Total value (12M): $32.92M

VANCE QUONTA D

Officer

$2.67M

@ $257.54 · 2026-03-04

ELLISON MARVIN R

Chief Executive Officer

$4.70M

@ $261.17 · 2026-01-09

MCFARLAND JOSEPH MICHAEL III

Officer

$11.94M

@ $272.60 · 2025-09-11

SINK BRANDON J.

Chief Financial Officer

$2.20M

@ $268.58 · 2025-09-05

PRYOR JULIETTE WILLIAMS

Officer

$238,939

@ $257.20 · 2025-08-26

ELLISON MARVIN R

Chief Executive Officer

$10.56M

@ $264.10 · 2025-08-20

DUPRE JANICE M.

Officer

$350,039

@ $224.38 · 2025-06-10

PRYOR JULIETTE WILLIAMS

Officer

$257,077

@ $227.50 · 2025-06-03

VANCE QUONTA D

Officer

$1.97M

@ $274.37 · 2024-11-27

MCFARLAND JOSEPH MICHAEL III

Officer

$1.08M

@ $270.74 · 2024-10-03

GODBOLE SEEMANTINI P

Chief Technology Officer

$7.12M

@ $271.73 · 2024-10-03

VAGELL MARGRETHE R

Officer

$1.56M

@ $271.45 · 2024-10-02

GRIGGS DAN CLAYTON JR.

Officer

$1.68M

@ $248.82 · 2024-09-12

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

LOW 🎭 Mr. Market's Mood

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😨Fear(38/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

LOW ⚖️ Buffett Signal

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⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (38)

LOW Investment Checklist & Notes

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Do I understand this business?

Does it have a durable competitive advantage (moat)?

Is management honest and competent?

Is management allocating capital rationally?

Is the price reasonable (margin of safety)?

Is this within my circle of competence?

Auto-saved • Last updated: 3/20/2026, 4:31:59 AM

LOW Insider Buying Activity

Learn more →

Buys (3M)

Buys (12M)

Total value (12M): $231,063

SIMKINS LAWRENCE

Director

$231,063

@ $231.06 · 2025-11-24

SIMKINS LAWRENCE

Director

$245,532

@ $245.53 · 2024-12-20

Open market purchases · includes direct & indirect ownership · excludes option exercises

LOW Insider Selling Activity

Learn more →

Sells (3M)

Sells (12M)

Total value (12M): $32.92M

VANCE QUONTA D

Officer

$2.67M

@ $257.54 · 2026-03-04

ELLISON MARVIN R

Chief Executive Officer

$4.70M

@ $261.17 · 2026-01-09

MCFARLAND JOSEPH MICHAEL III

Officer

$11.94M

@ $272.60 · 2025-09-11

SINK BRANDON J.

Chief Financial Officer

$2.20M

@ $268.58 · 2025-09-05

PRYOR JULIETTE WILLIAMS

Officer

$238,939

@ $257.20 · 2025-08-26

ELLISON MARVIN R

Chief Executive Officer

$10.56M

@ $264.10 · 2025-08-20

DUPRE JANICE M.

Officer

$350,039

@ $224.38 · 2025-06-10

PRYOR JULIETTE WILLIAMS

Officer

$257,077

@ $227.50 · 2025-06-03

VANCE QUONTA D

Officer

$1.97M

@ $274.37 · 2024-11-27

MCFARLAND JOSEPH MICHAEL III

Officer

$1.08M

@ $270.74 · 2024-10-03

GODBOLE SEEMANTINI P

Chief Technology Officer

$7.12M

@ $271.73 · 2024-10-03

VAGELL MARGRETHE R

Officer

$1.56M

@ $271.45 · 2024-10-02

GRIGGS DAN CLAYTON JR.

Officer

$1.68M

@ $248.82 · 2024-09-12

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

LOW Investment Checklist & Notes

Learn more →

Do I understand this business?

Does it have a durable competitive advantage (moat)?

Is management honest and competent?

Is management allocating capital rationally?

Is the price reasonable (margin of safety)?

Is this within my circle of competence?

Auto-saved • Last updated: 3/20/2026, 4:31:59 AM

Lowe's Companies, Inc. (LOW) Stock Overview

Rewards

Risks

LOW Key Valuation Metrics

LOW Historical Fundamentals

LOW $1 Retained Earnings Test

LOW Discounted Cash Flow (DCF) Analysis

Reverse DCF — Market-Implied Growth

LOW Economic Moat Score

LOW Forensic Accounting

M-Score Trend

LOW Management & Board

LOW Ownership

LOW Insider Buying Activity

LOW Insider Selling Activity

LOW 🎭 Mr. Market's Mood

LOW ⚖️ Buffett Signal

Compare LOW

LOW Investment Checklist & Notes

LOW Insider Buying Activity

LOW Insider Selling Activity

LOW Investment Checklist & Notes