Compare Stocks › ABBV vs PGR
AbbVie Inc. (ABBV) vs The Progressive Corporation (PGR)
ABBV
AbbVie Inc.
$206.23
VS
PGR
The Progressive Corporation
$202.68
Rewards
ABBV
- ★AbbVie Inc. has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
- ★Gross margin of 71.6% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★AbbVie Inc. scores 83/100 on the Economic Moat Score (Wide Moat), with reinvestment efficiency as the strongest competitive dimension.
PGR
- ★Free cash flow has grown at a 37.9% CAGR over the past 4 years, demonstrating strong earnings power growth.
- ★Each dollar of retained earnings has created $2.90 of market value — management is an exceptional capital allocator.
- ★Management has timed buybacks well — 3 out of 4 years showed value-accretive repurchases.
Risks
ABBV
- ⚠Buybacks have been poorly timed — 3 out of 4 years involved repurchases at relatively expensive valuations.
- ⚠FCF yield of 5.0% suggests reasonable valuation assuming continued moderate growth.
- ⚠Trailing P/E of 87.0x is 39% above the historical average of 62.5x — the stock trades at a premium to its own history.
PGR
- ⚠Gross margin of 18.5% is low, suggesting a competitive or commodity-like market with limited pricing power.
- ⚠Despite buyback spending, shares outstanding increased in 3 out of 4 years — stock-based compensation is offsetting repurchases.
- ⚠6 insider sales totaling $2.4M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →ABBV
PGR
Valuation
$18.34B
Free Cash Flow
$17.20B
5.03%
FCF Yield
14.48%
87.02
Trailing P/E
10.54
12.80
Forward P/E
12.54
Quality & Moat
24.09%
ROIC
30.52%
N/A
ROE
37.29%
71.62%
Gross Margin
18.55%
N/A
PEG Ratio
0.42
Balance Sheet Safety
N/A
Debt / Equity
0.23
N/A
Interest Coverage
N/A
2.16
Net Debt / EBITDA
-0.20
3.36%
Dividend Yield
6.86%
ABBV: 2Ties: 2PGR: 5
ABBVPGR
Historical Fundamentals
Learn more →ABBV
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
PGR
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →ABBV
N/A
Net losses over 3 years — test not applicable
Company had negative cumulative retained earnings
Σ Retained
$-19.85B
Δ Market Cap
+$118.02B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
PGR
$2.90
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$19.86B
Δ Market Cap
+$57.60B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →ABBV
694.9% Overvalued
Price is 694.9% above estimated fair value
Current Price: $206.23
Strongly undervalued
Strongly overvalued
Fair Value: $25.94
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
PGR
32.6% Margin of Safety
Price is 32.6% below estimated fair value
Current Price: $202.68
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $300.63
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →ABBV
What growth rate is the market pricing in at $206?
+30.1%
Market-Implied Owner Earnings Growth
Standard FCF implies +9.8%
The market implies +30.1% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +9.8%, reflecting heavy growth investment.
PGR
What growth rate is the market pricing in at $203?
-1.5%
Market-Implied Owner Earnings Growth
Standard FCF implies -7.6%
The market implies -1.5% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding -7.6%, reflecting heavy growth investment expected to generate future returns.
Economic Moat Score
Learn more →ABBV
83/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. Reinvestment Efficiency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
PGR
40/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving margin stability would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
Forensic Accounting
Learn more →ABBV
-2.86
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
PGR
-2.65
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →ABBV
Insiders 0.1%Institutions 76.4%Retail & Other 23.5%
No. of Institutional Holders5,086
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
PGR
Insiders 0.2%Institutions 88.5%Retail & Other 11.2%
No. of Institutional Holders2,451
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →ABBV
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
PGR
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →ABBV
3
Sells (3M)
6
Sells (12M)
Total value (12M): $34.15M
PURDUE DAVID R.
Officer
$1.22M
@ $233.56 · 2026-03-04
SIATIS PERRY C.
General Counsel
$4.38M
@ $234.39 · 2026-03-02
SIATIS PERRY C.
General Counsel
$5.15M
@ $230.00 · 2026-02-25
SALEKI-GERHARDT AZITA
Chief Operating Officer
$8.41M
@ $198.42 · 2025-08-12
DONOGHOE NICHOLAS
Officer
$2.64M
@ $198.51 · 2025-08-05
STEWART JEFFREY RYAN
Officer
$12.36M
@ $210.08 · 2025-03-31
REENTS SCOTT T.
Chief Financial Officer
$3.75M
@ $212.34 · 2025-03-14
SIATIS PERRY C.
General Counsel
$5.82M
@ $208.69 · 2025-03-03
GONZALEZ RICHARD A
Director
$20.26M
@ $205.45 · 2025-03-03
RICHMOND TIMOTHY J
Officer
$4.47M
@ $210.45 · 2025-03-03
BUCKBEE KEVIN K
Officer
$3.85M
@ $203.41 · 2025-02-26
RICHMOND TIMOTHY J
Officer
$6.07M
@ $202.90 · 2025-02-26
SIATIS PERRY C.
General Counsel
$1.14M
@ $197.90 · 2025-02-20
BUCKBEE KEVIN K
Officer
$310,032
@ $172.24 · 2024-12-16
GONZALEZ RICHARD A
Officer and Director
$12.40M
@ $186.52 · 2024-08-05
GONZALEZ RICHARD A
Officer and Director
$49.50M
@ $175.00 · 2024-07-17
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
PGR
6
Sells (3M)
37
Sells (12M)
Total value (12M): $50.82M
BAILO KAREN
Officer
$745,604
@ $212.00 · 2026-03-05
JOYCE CARL G.
Officer
$29,892
@ $212.00 · 2026-03-05
PUMAREJO MARIBEL
Officer
$150,138
@ $203.44 · 2026-02-24
BAUER JONATHAN S
Chief Investment Officer
$460,111
@ $203.05 · 2026-02-23
QUIGG ANDREW J
Officer
$336,973
@ $204.35 · 2026-01-21
BAUER JONATHAN S
Chief Investment Officer
$634,507
@ $204.35 · 2026-01-21
BROZ STEVEN
Chief Technology Officer
$302,131
@ $224.80 · 2025-12-19
SAUERLAND JOHN PETER
Chief Financial Officer
$1.14M
@ $228.48 · 2025-11-28
BROZ STEVEN
Chief Technology Officer
$307,050
@ $228.29 · 2025-11-21
BROZ STEVEN
Chief Technology Officer
$295,900
@ $220.00 · 2025-11-11
BROZ STEVEN
Chief Technology Officer
$325,624
@ $242.10 · 2025-09-19
MURPHY JOHN JOSEPH
Officer
$536,978
@ $242.10 · 2025-09-19
CALLAHAN PATRICK KEVIN
Officer
$1.56M
@ $242.22 · 2025-09-19
GRIFFITH SUSAN PATRICIA
Chief Executive Officer
$7.54M
@ $246.06 · 2025-09-02
BROZ STEVEN
Chief Technology Officer
$337,299
@ $250.78 · 2025-08-22
MURPHY JOHN JOSEPH
Officer
$556,230
@ $250.78 · 2025-08-22
CALLAHAN PATRICK KEVIN
Officer
$1.56M
@ $249.96 · 2025-08-22
NIEDERST LORI A
Officer
$2.02M
@ $250.18 · 2025-08-14
QUIGG ANDREW J
Officer
$795,325
@ $249.24 · 2025-07-28
BAUER JONATHAN S
Chief Investment Officer
$595,933
@ $249.24 · 2025-07-28
BAILO KAREN
Officer
$2.22M
@ $249.24 · 2025-07-28
MURPHY JOHN JOSEPH
President
$552,814
@ $249.24 · 2025-07-28
SAUERLAND JOHN PETER
Chief Financial Officer
$4.15M
@ $249.24 · 2025-07-28
CALLAHAN PATRICK KEVIN
Officer
$1.51M
@ $242.16 · 2025-07-28
GRIFFITH SUSAN PATRICIA
Chief Executive Officer
$7.42M
@ $242.12 · 2025-07-28
BROZ STEVEN
Chief Technology Officer
$313,633
@ $247.54 · 2025-07-18
SAUERLAND JOHN PETER
Chief Financial Officer
$2.64M
@ $263.79 · 2025-06-30
BROZ STEVEN
Chief Technology Officer
$329,901
@ $260.38 · 2025-06-20
MURPHY JOHN JOSEPH
Officer
$1.04M
@ $260.38 · 2025-06-20
BURGDOERFER STUART B
Director
$958,643
@ $260.43 · 2025-06-20
SAUERLAND JOHN PETER
Chief Financial Officer
$2.75M
@ $275.37 · 2025-05-28
BROZ STEVEN
Chief Technology Officer
$351,985
@ $277.81 · 2025-05-23
VAN DYKE KAHINA
Director
$691,398
@ $277.67 · 2025-05-22
SAUERLAND JOHN PETER
Chief Financial Officer
$2.69M
@ $268.59 · 2025-04-28
SAUERLAND JOHN PETER
Chief Financial Officer
$2.76M
@ $275.94 · 2025-03-28
JOHNSON DEVIN C
Director
$110,016
@ $275.04 · 2025-03-25
JOYCE CARL G.
Officer
$99,420
@ $276.17 · 2025-03-21
BAUER JONATHAN S
Chief Investment Officer
$479,391
@ $282.66 · 2025-03-17
SAUERLAND JOHN PETER
Chief Financial Officer
$435,862
@ $282.66 · 2025-03-17
BAUER JONATHAN S
Chief Investment Officer
$344,787
@ $281.00 · 2025-03-06
CALLAHAN PATRICK KEVIN
Officer
$1.31M
@ $279.70 · 2025-03-06
SAUERLAND JOHN PETER
Chief Financial Officer
$2.80M
@ $279.94 · 2025-02-28
NIEDERST LORI A
Officer
$952,416
@ $247.06 · 2025-01-30
KELLY JEFFREY D
Director
$2.50M
@ $250.00 · 2025-01-29
SAUERLAND JOHN PETER
Chief Financial Officer
$2.47M
@ $246.69 · 2025-01-28
QUIGG ANDREW J
Officer
$234,045
@ $243.29 · 2025-01-22
MARSHALL MARIANN WOJTKUN
Officer
$142,325
@ $243.29 · 2025-01-22
BAILO KAREN
Officer
$515,775
@ $243.29 · 2025-01-22
MURPHY JOHN JOSEPH
Officer
$553,485
@ $243.29 · 2025-01-22
GRIFFITH SUSAN PATRICIA
Chief Executive Officer
$2.68M
@ $243.29 · 2025-01-22
QUIGG ANDREW J
Officer
$164,870
@ $242.10 · 2025-01-03
MARSHALL MARIANN WOJTKUN
Officer
$46,241
@ $242.10 · 2025-01-03
BAILO KAREN
Officer
$348,140
@ $242.10 · 2025-01-03
MURPHY JOHN JOSEPH
President
$402,612
@ $242.10 · 2025-01-03
GRIFFITH SUSAN PATRICIA
Chief Executive Officer
$2.19M
@ $242.10 · 2025-01-03
SAUERLAND JOHN PETER
Chief Financial Officer
$2.39M
@ $238.66 · 2024-12-30
SAUERLAND JOHN PETER
Chief Financial Officer
$2.68M
@ $268.09 · 2024-11-29
BROZ STEVEN
Chief Technology Officer
$748,678
@ $251.15 · 2024-10-21
VAN DYKE KAHINA
Director
$549,970
@ $252.28 · 2024-09-27
BROZ STEVEN
Chief Technology Officer
$775,320
@ $260.00 · 2024-09-23
CALLAHAN PATRICK KEVIN
Officer
$1.96M
@ $255.21 · 2024-09-20
GRIFFITH SUSAN PATRICIA
Chief Executive Officer
$10.94M
@ $252.20 · 2024-09-03
BROZ STEVEN
Chief Technology Officer
$1.44M
@ $235.19 · 2024-08-19
CALLAHAN PATRICK KEVIN
Officer
$1.83M
@ $237.20 · 2024-08-16
MURPHY JOHN JOSEPH
Officer
$2.26M
@ $237.50 · 2024-08-15
QUIGG ANDREW J
Officer
$850,690
@ $214.01 · 2024-07-22
BAUER JONATHAN S
Chief Investment Officer
$527,963
@ $214.01 · 2024-07-22
BAILO KAREN
Officer
$1.69M
@ $214.01 · 2024-07-22
BROZ STEVEN
Chief Technology Officer
$652,730
@ $214.01 · 2024-07-22
NIEDERST LORI A
Officer
$2.03M
@ $214.01 · 2024-07-22
CALLAHAN PATRICK KEVIN
Officer
$1.70M
@ $214.01 · 2024-07-22
SAUERLAND JOHN PETER
Chief Financial Officer
$4.86M
@ $214.01 · 2024-07-22
GRIFFITH SUSAN PATRICIA
Chief Executive Officer
$9.28M
@ $214.01 · 2024-07-22
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →ABBV
😐Neutral(45/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
PGR
😨Fear(34/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →ABBV
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (45)
PGR
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (34)