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Compare Stocks › T vs VZ

AT&T Inc. (T) vs Verizon Communications Inc. (VZ)

T
AT&T Inc.
$27.74
VS
VZ
Verizon Communications Inc.
$49.48

Rewards

T
  • ★Free cash flow has grown at a 16.2% CAGR over the past 4 years, demonstrating strong earnings power growth.
  • ★Each dollar of retained earnings has created $1.91 of market value — management is creating shareholder value.
  • ★FCF yield of 9.9% is historically attractive — the business generates significant cash relative to its price.
VZ
  • ★Free cash flow has grown at a 23.7% CAGR over the past 4 years, demonstrating strong earnings power growth.
  • ★Dividend yield of 5.71% with a consistent or growing payout over the past 4 years.
  • ★FCF yield of 8.3% is historically attractive — the business generates significant cash relative to its price.

Risks

T
  • ⚠Altman Z-Score of 0.89 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
VZ
  • ⚠Altman Z-Score of 1.24 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.

Key Valuation Metrics

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T
VZ
Valuation
$19.44B
Free Cash Flow
$17.24B
9.89%
FCF Yield
8.26%
9.13
Trailing P/E
12.19
10.89
Forward P/E
9.40
Quality & Moat
6.35%
ROIC
7.89%
17.04%
ROE
16.24%
59.55%
Gross Margin
59.07%
N/A
PEG Ratio
N/A
Balance Sheet Safety
1.24
Debt / Equity
1.75
N/A
Interest Coverage
N/A
3.19
Net Debt / EBITDA
3.32
4.05%
Dividend Yield
5.71%
T: 4Ties: 4VZ: 3
TVZ

Historical Fundamentals

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T

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

VZ

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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T
$1.91
created per $1 retained over 3 years
Value Creator
Σ Retained
$22.78B
Δ Market Cap
+$43.59B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
VZ
$0.50
created per $1 retained over 3 years
Mediocre Allocator
Σ Retained
$12.54B
Δ Market Cap
+$6.29B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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T
53.1% Margin of Safety
Price is 53.1% below estimated fair value
Current Price: $27.74
Fair Value: $59.14
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
VZ
11.2% Overvalued
Price is 11.2% above estimated fair value
Current Price: $49.48
Fair Value: $44.50
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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T

What growth rate is the market pricing in at $28?

+4.2%
Market-Implied Owner Earnings Growth
Standard FCF implies +5.8%

The market implies +4.2% Owner Earnings growth, below historical trends — potential opportunity.

Standard FCF implies a more demanding +5.8%, reflecting heavy growth investment expected to generate future returns.

VZ

What growth rate is the market pricing in at $49?

+8.9%
Market-Implied Owner Earnings Growth
Standard FCF implies +8.8%

The market implies +8.9% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +8.8%, reflecting heavy growth investment.

Economic Moat Score

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T
57/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with margin stability as the key competitive advantage. Improving roic consistency would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
VZ
55/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with margin stability as the key competitive advantage. Improving roic consistency would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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T
-2.78
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
VZ
-2.69
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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T
Insiders 0.1%Institutions 67.8%Retail & Other 32.1%
No. of Institutional Holders3,554
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
VZ
Insiders 0.1%Institutions 68.9%Retail & Other 31.1%
No. of Institutional Holders3,832
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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T
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
VZ
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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T
0
Sells (3M)
1
Sells (12M)
Total value (12M): $41,348
SABRINA SANDERS S
Officer
$41,348
@ $27.57 · 2025-05-28
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
VZ
2
Sells (3M)
7
Sells (12M)
Total value (12M): $2.67M
STILLWELL MARY-LEE
Officer
$428,450
@ $50.00 · 2026-03-02
RUSSO JOSEPH J.
Officer
$429,906
@ $44.88 · 2026-02-02
MALADY KYLE
Officer
$438,101
@ $43.81 · 2025-05-08
MALADY KYLE
Officer
$396,900
@ $44.10 · 2025-05-07
MALADY KYLE
Officer
$329,062
@ $43.87 · 2025-04-30
MALADY KYLE
Officer
$430,240
@ $43.02 · 2025-04-24
MALADY KYLE
Officer
$212,425
@ $42.48 · 2025-04-23
VENKATESH VANDANA
Officer
$437,939
@ $43.79 · 2025-02-25
MALADY KYLE
Officer
$261,623
@ $39.70 · 2025-02-04
MALADY KYLE
Officer
$319,080
@ $39.88 · 2025-02-03
MALADY KYLE
Chief Executive Officer
$453,155
@ $40.88 · 2025-01-29
MALADY KYLE
Officer
$809,800
@ $40.49 · 2025-01-28
MALADY KYLE
Officer
$810,800
@ $40.54 · 2025-01-27
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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T
FearGreed
😐Neutral(59/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
VZ
FearGreed
😏Greed(61/100)

"Market is optimistic — be cautious and ensure you have a margin of safety"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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T
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (59)
VZ
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Greed (61)
View T Full AnalysisView VZ Full Analysis