Compare Stocks › RCL vs TXN
Royal Caribbean Cruises Ltd. (RCL) vs Texas Instruments Incorporated (TXN)
RCL
Royal Caribbean Cruises Ltd.
$272.00
VS
TXN
Texas Instruments Incorporated
$188.29
Rewards
RCL
- ★Each dollar of retained earnings has created $7.94 of market value — management is an exceptional capital allocator.
- ★PEG ratio of 0.47 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.
TXN
- ★Texas Instruments Incorporated has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
- ★Each dollar of retained earnings has created $3.91 of market value — management is an exceptional capital allocator.
Risks
RCL
- ⚠Royal Caribbean Cruises Ltd. scores only 28/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
- ⚠High leverage (2.15x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠6 insider sales totaling $77.1M with no purchases in the past 3 months — insiders are reducing their exposure.
TXN
- ⚠Trailing P/E of 34.6x is 28% above the historical average of 27.1x — the stock trades at a premium to its own history.
- ⚠7 insider sales totaling $26.5M with no purchases in the past 3 months — insiders are reducing their exposure.
- ⚠Free cash flow has declined at a 24.0% CAGR over the past 4 years — a concerning trend.
Key Valuation Metrics
Learn more →RCL
TXN
Valuation
$-197.62M
Free Cash Flow
$-300.62M
-0.27%
FCF Yield
-0.18%
17.42
Trailing P/E
34.61
13.13
Forward P/E
23.81
Quality & Moat
9.65%
ROIC
15.31%
41.66%
ROE
30.73%
50.62%
Gross Margin
57.02%
0.47
PEG Ratio
N/A
Balance Sheet Safety
2.15
Debt / Equity
0.91
N/A
Interest Coverage
N/A
3.20
Net Debt / EBITDA
1.23
1.56%
Dividend Yield
3.02%
RCL: 4Ties: 1TXN: 6
RCLTXN
Historical Fundamentals
Learn more →RCL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
TXN
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →RCL
$7.94
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$7.91B
Δ Market Cap
+$62.81B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
TXN
$3.91
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$1.96B
Δ Market Cap
+$7.67B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →RCL
35.1% Margin of Safety
Price is 35.1% below estimated fair value
Current Price: $272.00
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $419.21
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
TXN
28.7% Margin of Safety
Price is 28.7% below estimated fair value
Current Price: $188.29
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $264.10
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →RCL
Requires positive FCF to compute implied growth rate.
TXN
Requires positive FCF to compute implied growth rate.
Economic Moat Score
Learn more →RCL
28/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable competitive advantage detected. The business shows limited evidence of pricing power, consistent returns, or capital efficiency.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
TXN
48/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with roic consistency as the key competitive advantage. Improving reinvestment efficiency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →RCL
-2.85
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
TXN
-2.67
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →RCL
Insiders 0.3%Institutions 91.0%Retail & Other 8.7%
No. of Institutional Holders1,631
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
TXN
Insiders 0.3%Institutions 91.3%Retail & Other 8.4%
No. of Institutional Holders3,136
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →RCL
0
Buys (3M)
0
Buys (12M)
HOLTZ NAFTALI
Chief Financial Officer
$749,000
@ $140.00 · 2024-08-02
Open market purchases · includes direct & indirect ownership · excludes option exercises
TXN
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →RCL
6
Sells (3M)
14
Sells (12M)
Total value (12M): $94.34M
MONTIEL MARITZA GOMEZ
Director
$453,137
@ $327.17 · 2026-02-17
BETHGE LAURA H
Officer
$2.56M
@ $326.21 · 2026-02-17
BAYLEY MICHAEL W
Officer
$26.15M
@ $326.82 · 2026-02-13
LIBERTY JASON T
Chief Executive Officer
$29.71M
@ $326.81 · 2026-02-13
HOLTZ NAFTALI
Chief Financial Officer
$16.74M
@ $327.39 · 2026-02-13
PUJOL HENRY L
Officer
$1.46M
@ $327.99 · 2026-02-13
MONTIEL MARITZA GOMEZ
Director
$309,936
@ $281.76 · 2025-11-03
SORENSEN VAGN O
Director
$3.40M
@ $330.04 · 2025-08-19
FAIN RICHARD DAVID
Director
$4.98M
@ $311.02 · 2025-08-06
PUJOL HENRY L
Officer
$1.72M
@ $329.47 · 2025-07-30
LAKE ROBERT ALEXANDER
Officer
$860,270
@ $299.85 · 2025-06-27
LAKE ROBERT ALEXANDER
Officer
$687,500
@ $275.00 · 2025-06-06
FAIN RICHARD DAVID
Director
$4.96M
@ $253.10 · 2025-05-19
MONTIEL MARITZA GOMEZ
Director
$363,735
@ $242.49 · 2025-05-12
BAYLEY MICHAEL W
Officer
$12.88M
@ $262.07 · 2025-02-18
LIBERTY JASON T
Chief Executive Officer
$15.19M
@ $261.95 · 2025-02-18
HOLTZ NAFTALI
Chief Financial Officer
$4.45M
@ $261.62 · 2025-02-18
BETHGE LAURA H
Officer
$3.93M
@ $261.86 · 2025-02-18
FAIN RICHARD DAVID
Director
$5.01M
@ $256.68 · 2025-02-13
KULOVAARA HARRI U
Officer
$763,923
@ $234.62 · 2024-11-20
KULOVAARA HARRI U
Officer
$4.06M
@ $209.58 · 2024-11-05
PUJOL HENRY L
Officer
$1.40M
@ $208.51 · 2024-10-30
BETHGE LAURA H
Officer
$518,446
@ $168.71 · 2024-08-29
SORENSEN VAGN O
Director
$919,300
@ $158.50 · 2024-08-15
FAIN RICHARD DAVID
Director
$3.02M
@ $156.25 · 2024-07-30
FAIN RICHARD DAVID
Director
$3.02M
@ $153.96 · 2024-06-13
LAKE ROBERT ALEXANDER
Officer
$1.15M
@ $148.78 · 2024-06-03
BAYLEY MICHAEL W
Officer
$7.26M
@ $147.67 · 2024-05-20
BAYLEY MICHAEL W
Officer
$3.39M
@ $140.21 · 2024-05-15
PUJOL HENRY L
Officer
$1.40M
@ $141.23 · 2024-04-30
LIBERTY JASON T
Chief Executive Officer
$6.98M
@ $139.63 · 2024-04-26
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
TXN
7
Sells (3M)
10
Sells (12M)
Total value (12M): $28.61M
KOZANIAN HAGOP H
Officer
$1.55M
@ $225.95 · 2026-02-17
LIZARDI RAFAEL R
Chief Financial Officer
$15.88M
@ $221.73 · 2026-02-11
GARY MARK
Officer
$5.24M
@ $226.00 · 2026-02-11
BAHAI AHMAD
Officer
$1.50M
@ $230.79 · 2026-02-11
ROBERTS MARK T
Officer
$986,604
@ $221.16 · 2026-02-09
BLINN MARK A
Director
$696,647
@ $221.58 · 2026-02-05
BAHAI AHMAD
Officer
$670,387
@ $223.46 · 2026-02-05
KIRK RONALD
Director
$1.62M
@ $162.33 · 2025-11-24
WITZSCHE CHRISTINE
Officer
$164,306
@ $164.31 · 2025-11-13
BAHAI AHMAD
Officer
$308,030
@ $205.35 · 2025-08-25
TEMPLETON RICHARD K
Chairman of the Board
$19.85M
@ $195.41 · 2025-02-28
TEMPLETON RICHARD K
Chairman of the Board
$38.65M
@ $199.20 · 2025-02-26
TEMPLETON RICHARD K
Chairman of the Board
$39.32M
@ $202.70 · 2025-02-24
CLARK JANET F
Director
$1.23M
@ $203.62 · 2025-02-24
BLINN MARK A
Director
$1.17M
@ $189.89 · 2025-02-19
LEONARD SHANON J
Officer
$401,241
@ $186.62 · 2025-02-18
BLINN MARK A
Director
$106,617
@ $180.71 · 2025-02-04
KIRK RONALD
Director
$2.14M
@ $203.33 · 2024-11-25
GARY MARK
Officer
$3.49M
@ $219.82 · 2024-11-08
ILAN HAVIV
Chief Executive Officer
$2.88M
@ $219.30 · 2024-11-08
LIZARDI RAFAEL R
Chief Financial Officer
$10.19M
@ $217.16 · 2024-11-07
YUNUS MOHAMMAD
Officer
$1.81M
@ $216.94 · 2024-11-07
BAHAI AHMAD
Officer
$472,514
@ $217.25 · 2024-11-07
GARY MARK
Officer
$940,296
@ $214.83 · 2024-11-06
WITZSCHE CHRISTINE
Officer
$27,941
@ $211.67 · 2024-11-06
ILAN HAVIV
Chief Executive Officer
$5.29M
@ $211.50 · 2024-11-06
SANCHEZ ROBERT E
Director
$2.09M
@ $208.80 · 2024-10-25
RON AMICHAI
Officer
$2.76M
@ $213.72 · 2024-08-29
GARY MARK
Officer
$3.22M
@ $212.63 · 2024-08-29
ROBERTS MARK T
Officer
$1.00M
@ $213.08 · 2024-08-29
PATSLEY PAMELA H
Director
$1.29M
@ $212.43 · 2024-08-29
BAHAI AHMAD
Officer
$892,427
@ $209.98 · 2024-08-27
ILAN HAVIV
Chief Executive Officer
$251,324
@ $209.44 · 2024-08-26
YUNUS MOHAMMAD
Officer
$789,215
@ $208.90 · 2024-08-26
GARY MARK
Officer
$939,037
@ $207.20 · 2024-08-23
KNECHT JULIE C.
Officer
$1.63M
@ $209.49 · 2024-08-23
LEONARD SHANON J
Officer
$588,301
@ $208.91 · 2024-08-23
HOBBY JEAN M
Director
$4.37M
@ $205.71 · 2024-08-22
TEMPLETON RICHARD K
Chairman of the Board
$17.93M
@ $178.47 · 2024-05-03
TEMPLETON RICHARD K
Chairman of the Board
$36.53M
@ $175.64 · 2024-05-02
SANCHEZ ROBERT E
Director
$1.84M
@ $174.97 · 2024-05-01
TEMPLETON RICHARD K
Chairman of the Board
$37.09M
@ $178.34 · 2024-04-30
PATSLEY PAMELA H
Director
$1.79M
@ $179.12 · 2024-04-29
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →RCL
😨Fear(38/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
TXN
😐Neutral(46/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →RCL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (38)
TXN
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (46)