Compare Stocks › PG vs TJX
The Procter & Gamble Company (PG) vs The TJX Companies, Inc. (TJX)
PG
The Procter & Gamble Company
$144.84
VS
TJX
The TJX Companies, Inc.
$154.68
Rewards
PG
- ★The Procter & Gamble Company has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★The Procter & Gamble Company scores 94/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
TJX
- ★The TJX Companies, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★The TJX Companies, Inc. scores 94/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Free cash flow has grown at a 27.8% CAGR over the past 4 years, demonstrating strong earnings power growth.
Risks
PG
- ⚠8 insider sales totaling $55.5M with no purchases in the past 3 months — insiders are reducing their exposure.
TJX
- ⚠FCF yield of 2.3% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
Key Valuation Metrics
Learn more →PG
TJX
Valuation
$13.25B
Free Cash Flow
$3.94B
3.91%
FCF Yield
2.29%
21.46
Trailing P/E
31.76
19.76
Forward P/E
27.30
Quality & Moat
19.69%
ROIC
26.72%
29.96%
ROE
53.92%
51.19%
Gross Margin
30.96%
N/A
PEG Ratio
1.12
Balance Sheet Safety
0.69
Debt / Equity
1.32
N/A
Interest Coverage
N/A
1.04
Net Debt / EBITDA
0.86
2.92%
Dividend Yield
1.10%
PG: 7Ties: 1TJX: 3
PGTJX
Historical Fundamentals
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Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
TJX
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
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$-1.57
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$17.32B
Δ Market Cap
$-27.18B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
TJX
$9.31
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$8.37B
Δ Market Cap
+$77.92B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →PG
25.5% Overvalued
Price is 25.5% above estimated fair value
Current Price: $144.84
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $115.37
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
TJX
82.0% Overvalued
Price is 82.0% above estimated fair value
Current Price: $154.68
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $85.01
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
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What growth rate is the market pricing in at $145?
+9.5%
Market-Implied Owner Earnings Growth
Standard FCF implies +12.1%
The market implies +9.5% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +12.1%, reflecting heavy growth investment.
TJX
What growth rate is the market pricing in at $155?
+18.9%
Market-Implied FCF Growth Rate
Market roughly matching historical growth — reasonable.
Economic Moat Score
Learn more →PG
94/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. Revenue Predictability is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
TJX
94/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
Forensic Accounting
Learn more →PG
-2.54
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
TJX
-2.44
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
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Insiders 0.1%Institutions 70.4%Retail & Other 29.5%
No. of Institutional Holders5,006
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
TJX
Insiders 0.1%Institutions 93.1%Retail & Other 6.8%
No. of Institutional Holders3,419
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →PG
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
TJX
1
Buys (3M)
2
Buys (12M)
Total value (12M): $4,199
ALVAREZ JOSE B
Director
$734.00
@ $183.50 · 2026-03-05
ALVAREZ JOSE B
Director
$3,465
@ $133.27 · 2025-12-04
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →PG
8
Sells (3M)
30
Sells (12M)
Total value (12M): $80.82M
FRANCISCO MA. FATIMA
Officer
$917,199
@ $165.29 · 2026-02-27
WHALEY SUSAN STREET
Officer
$288,454
@ $159.45 · 2026-02-19
AGUILAR MOSES VICTOR JAVIER
Officer
$2.46M
@ $162.28 · 2026-02-13
COOMBE GARY A
Officer
$5.86M
@ $162.33 · 2026-02-12
MOELLER JON R
Officer and Director
$28.12M
@ $162.29 · 2026-02-12
PURUSHOTHAMAN BALAJI
Officer
$2.06M
@ $160.31 · 2026-02-11
FRANCISCO MA. FATIMA
Officer
$1.26M
@ $158.00 · 2026-02-04
PRITCHARD MARC S
Officer
$14.50M
@ $151.15 · 2026-01-23
JANZARUK MATTHEW W.
Officer
$108,438
@ $149.57 · 2025-10-30
WHALEY SUSAN STREET
Officer
$366,574
@ $152.23 · 2025-10-02
PURUSHOTHAMAN BALAJI
Officer
$74,594
@ $152.23 · 2025-10-02
COOMBE GARY A
Officer
$538,139
@ $152.23 · 2025-10-02
SCHULTEN ANDRE
Chief Financial Officer
$647,289
@ $152.23 · 2025-10-02
DAVIS JENNIFER L
Officer
$491,252
@ $152.23 · 2025-10-02
JEJURIKAR SHAILESH
Chief Operating Officer
$606,796
@ $152.23 · 2025-10-02
MOELLER JON R
Chief Executive Officer
$1.78M
@ $152.23 · 2025-10-02
WHALEY SUSAN STREET
Officer
$156,835
@ $156.84 · 2025-08-29
COOMBE GARY A
Officer
$1.61M
@ $158.16 · 2025-08-21
RAMAN SUNDAR G.
Officer
$1.51M
@ $158.16 · 2025-08-21
WHALEY SUSAN STREET
Officer
$969,908
@ $157.27 · 2025-08-19
PURUSHOTHAMAN BALAJI
Officer
$95,308
@ $157.27 · 2025-08-19
SCHULTEN ANDRE
Chief Financial Officer
$1.83M
@ $157.27 · 2025-08-19
JANZARUK MATTHEW W.
Officer
$50,170
@ $157.27 · 2025-08-19
DAVIS JENNIFER L
Officer
$1.35M
@ $157.27 · 2025-08-19
JEJURIKAR SHAILESH
Chief Operating Officer
$2.05M
@ $157.27 · 2025-08-19
FRANCISCO MA. FATIMA
Officer
$1.43M
@ $157.27 · 2025-08-19
PRITCHARD MARC S
Officer
$1.55M
@ $157.27 · 2025-08-19
MOELLER JON R
Chief Executive Officer
$6.31M
@ $157.27 · 2025-08-19
AGUILAR MOSES VICTOR JAVIER
Officer
$1.67M
@ $158.67 · 2025-05-05
DAVIS JENNIFER L
Officer
$161,384
@ $161.38 · 2025-04-29
COOMBE GARY A
Officer
$6.08M
@ $173.68 · 2025-02-28
COOMBE GARY A
Officer
$3.09M
@ $171.66 · 2025-02-25
PRITCHARD MARC S
Officer
$14.82M
@ $163.84 · 2025-01-23
COOMBE GARY A
Officer
$8.60M
@ $179.84 · 2024-11-27
PURUSHOTHAMAN BALAJI
Officer
$2.21M
@ $172.73 · 2024-11-21
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
TJX
1
Sells (3M)
7
Sells (12M)
Total value (12M): $14.09M
HERRMAN ERNIE L
Chief Executive Officer
$4.83M
@ $160.95 · 2026-03-02
HERRMAN ERNIE L
Chief Executive Officer
$8.15M
@ $149.93 · 2025-11-21
LANE AMY BETH
Director
$75,700
@ $151.40 · 2025-11-21
BENJAMIN PETER
Officer
$208,845
@ $139.23 · 2025-09-08
NEMEROV JACKWYN L
Director
$164,496
@ $138.00 · 2025-09-02
LANE AMY BETH
Director
$121,689
@ $128.09 · 2025-06-03
BENJAMIN PETER
Officer
$535,042
@ $129.77 · 2025-05-22
HERRMAN ERNIE L
Chief Executive Officer
$2.10M
@ $116.54 · 2025-03-20
HERRMAN ERNIE L
Chief Executive Officer
$2.88M
@ $123.04 · 2025-03-05
BENNETT ALAN M
Director
$988,254
@ $123.53 · 2025-02-27
HERRMAN ERNIE L
Chief Executive Officer
$950,551
@ $126.18 · 2024-12-05
LANE AMY BETH
Director
$126,925
@ $126.92 · 2024-11-27
HERRMAN ERNIE L
Chief Executive Officer
$2.32M
@ $121.27 · 2024-11-22
NEMEROV JACKWYN L
Director
$139,252
@ $117.71 · 2024-09-12
HERRMAN ERNIE L
Chief Executive Officer
$1.76M
@ $117.54 · 2024-09-10
HERRMAN ERNIE L
Chief Executive Officer
$2.41M
@ $120.47 · 2024-08-22
GREENLEES LOUISE E.
Officer
$555,635
@ $119.23 · 2024-08-22
CHING DAVID T
Director
$1.55M
@ $119.39 · 2024-08-22
KLINGER JOHN
Chief Financial Officer
$713,116
@ $105.10 · 2024-06-03
CANESTRARI KENNETH D
Officer
$1.12M
@ $104.01 · 2024-05-30
GREENLEES LOUISE E.
Officer
$831,277
@ $101.74 · 2024-05-29
LANE AMY BETH
Director
$153,102
@ $102.07 · 2024-05-28
HERRMAN ERNIE L
Chief Executive Officer
$2.04M
@ $102.17 · 2024-05-24
CANESTRARI KENNETH D
Officer
$2.03M
@ $100.00 · 2024-05-23
HERRMAN ERNIE L
Chief Executive Officer
$1.98M
@ $98.98 · 2024-03-21
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →PG
😨Fear(40/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
TJX
😏Greed(61/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
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⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (40)
TJX
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (61)