Compare Stocks › MSFT vs WDAY
Microsoft Corporation (MSFT) vs Workday, Inc. (WDAY)
MSFT
Microsoft Corporation
$389.02
VS
WDAY
Workday, Inc.
$133.38
Rewards
MSFT
- ★Microsoft Corporation has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 68.6% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Microsoft Corporation scores 88/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
WDAY
- ★Gross margin of 75.7% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Free cash flow has grown at a 29.1% CAGR over the past 4 years, demonstrating strong earnings power growth.
- ★FCF yield of 8.6% is historically attractive — the business generates significant cash relative to its price.
Risks
MSFT
- ⚠FCF yield of 2.5% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
WDAY
- ⚠10 insider sales totaling $88.2M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →MSFT
WDAY
Valuation
$71.61B
Free Cash Flow
$3.01B
2.48%
FCF Yield
8.59%
24.33
Trailing P/E
51.50
20.64
Forward P/E
10.71
Quality & Moat
22.10%
ROIC
7.82%
26.05%
ROE
8.88%
68.59%
Gross Margin
75.70%
0.41
PEG Ratio
0.82
Balance Sheet Safety
0.32
Debt / Equity
0.49
N/A
Interest Coverage
N/A
0.19
Net Debt / EBITDA
-1.18
0.94%
Dividend Yield
N/A
MSFT: 6Ties: 1WDAY: 4
MSFTWDAY
Historical Fundamentals
Learn more →MSFT
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
WDAY
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →MSFT
$9.18
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$196.68B
Δ Market Cap
+$1.81T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
WDAY
$-14.72
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$2.60B
Δ Market Cap
$-38.28B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →MSFT
0.5% Overvalued
Price is 0.5% above estimated fair value
Current Price: $389.02
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $387.10
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
WDAY
19.9% Overvalued
Price is 19.9% above estimated fair value
Current Price: $133.38
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $111.23
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →MSFT
What growth rate is the market pricing in at $389?
+12.6%
Market-Implied Owner Earnings Growth
Standard FCF implies +17.4%
The market implies +12.6% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +17.4%, reflecting ongoing growth investment.
WDAY
What growth rate is the market pricing in at $133?
+19.7%
Market-Implied Owner Earnings Growth
Standard FCF implies -0.4%
The market implies +19.7% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding -0.4%, reflecting heavy growth investment.
Economic Moat Score
Learn more →MSFT
88/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat driven primarily by revenue predictability. Reinvestment Efficiency is the area most vulnerable to competitive pressure.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
WDAY
51/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving roic consistency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
Forensic Accounting
Learn more →MSFT
-2.51
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
WDAY
-2.79
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →MSFT
Insiders 0.1%Institutions 76.0%Retail & Other 23.9%
No. of Institutional Holders8,054
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
WDAY
Insiders 2.3%Institutions 97.8%
No. of Institutional Holders1,588
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →MSFT
1
Buys (3M)
2
Buys (12M)
Total value (12M): $3.44M
STANTON JOHN W.
Director
$1.99M
@ $397.35 · 2026-02-18
SMITH BRADFORD LEE
President
$1.45M
@ $377.47 · 2025-04-23
Open market purchases · includes direct & indirect ownership · excludes option exercises
WDAY
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →MSFT
1
Sells (3M)
13
Sells (12M)
Total value (12M): $172.43M
HOGAN KATHLEEN T
Officer
$5.05M
@ $409.55 · 2026-03-06
NUMOTO TAKESHI
Officer
$1.36M
@ $478.72 · 2025-12-04
ALTHOFF JUDSON
Officer
$6.27M
@ $491.52 · 2025-12-02
SMITH BRADFORD LEE
President
$19.97M
@ $518.64 · 2025-11-03
NADELLA SATYA
Chief Executive Officer
$75.32M
@ $504.78 · 2025-09-03
NUMOTO TAKESHI
Officer
$2.56M
@ $527.32 · 2025-08-12
NUMOTO TAKESHI
Officer
$1.39M
@ $463.00 · 2025-06-03
NUMOTO TAKESHI
Officer
$460,008
@ $460.01 · 2025-05-30
HOGAN KATHLEEN T
Officer
$9.76M
@ $453.77 · 2025-05-21
ALTHOFF JUDSON
Officer
$7.33M
@ $458.18 · 2025-05-19
COLEMAN AMY
Officer
$5.99M
@ $452.04 · 2025-05-15
SMITH BRADFORD LEE
President
$1.68M
@ $438.44 · 2025-05-05
SMITH BRADFORD LEE
President
$35.30M
@ $435.84 · 2025-05-05
NUMOTO TAKESHI
Officer
$1.12M
@ $447.41 · 2024-12-09
NUMOTO TAKESHI
Officer
$874,634
@ $437.32 · 2024-12-04
NUMOTO TAKESHI
Officer
$1.50M
@ $428.76 · 2024-12-02
ALTHOFF JUDSON
Officer
$10.43M
@ $417.00 · 2024-11-22
NUMOTO TAKESHI
Officer
$414,720
@ $414.72 · 2024-11-22
YOUNG CHRISTOPHER DAVID
Officer
$3.05M
@ $423.66 · 2024-11-12
HOGAN KATHLEEN T
Officer
$7.16M
@ $411.86 · 2024-09-10
NUMOTO TAKESHI
Officer
$1.03M
@ $411.04 · 2024-09-10
SMITH BRADFORD LEE
President
$16.10M
@ $402.59 · 2024-09-09
HOOD AMY E
Chief Financial Officer
$15.60M
@ $410.55 · 2024-09-05
NADELLA SATYA
Chief Executive Officer
$32.02M
@ $408.63 · 2024-09-04
NUMOTO TAKESHI
Officer
$235,535
@ $416.14 · 2024-06-03
ALTHOFF JUDSON
Officer
$10.64M
@ $425.68 · 2024-05-23
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
WDAY
10
Sells (3M)
25
Sells (12M)
Total value (12M): $182.74M
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$15.28M
@ $142.18 · 2026-03-10
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$14.45M
@ $134.40 · 2026-03-02
GARFIELD MARK S.
Officer
$199,711
@ $209.56 · 2026-01-08
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.39M
@ $209.75 · 2026-01-08
SAUER RICHARD HARRY
Officer
$237,300
@ $210.00 · 2026-01-06
ROWE ZANE C
Chief Financial Officer
$1.25M
@ $208.75 · 2026-01-06
KAZMAIER GERRIT S
Officer
$784,626
@ $208.73 · 2026-01-06
ENSLIN ROBERT
President
$4.66M
@ $210.17 · 2026-01-05
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$16.73M
@ $205.29 · 2026-01-02
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.26M
@ $215.04 · 2025-12-23
KAZMAIER GERRIT S
Officer
$1.43M
@ $218.77 · 2025-12-19
MCNAMARA MICHAEL MAX
Director
$1.27M
@ $235.16 · 2025-10-10
GARFIELD MARK S.
Officer
$457,601
@ $238.96 · 2025-10-09
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.74M
@ $236.34 · 2025-10-08
SAUER RICHARD HARRY
Officer
$547,220
@ $235.87 · 2025-10-07
ROWE ZANE C
Chief Financial Officer
$1.40M
@ $232.62 · 2025-10-07
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.09M
@ $235.09 · 2025-10-01
SAUER RICHARD HARRY
Officer
$273,076
@ $235.41 · 2025-09-17
SAUER RICHARD HARRY
Officer
$262,891
@ $226.63 · 2025-09-11
GARFIELD MARK S.
Officer
$105,922
@ $234.86 · 2025-07-10
ROWE ZANE C
Chief Financial Officer
$1.44M
@ $239.59 · 2025-07-08
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.38M
@ $239.61 · 2025-07-08
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.44M
@ $246.84 · 2025-06-02
GARFIELD MARK S.
Officer
$112,595
@ $226.55 · 2025-04-10
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.55M
@ $250.26 · 2025-03-24
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.25M
@ $259.52 · 2025-03-03
CHAKRABORTY SAYAN
Officer
$1.61M
@ $265.50 · 2025-02-27
GARFIELD MARK S.
Officer
$117,169
@ $248.24 · 2025-01-13
SAUER RICHARD HARRY
Officer
$926,232
@ $251.90 · 2025-01-07
FREDERICK WAYNE A.I.
Director
$462,904
@ $253.09 · 2025-01-02
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.15M
@ $252.83 · 2025-01-02
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.68M
@ $276.56 · 2024-12-16
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.59M
@ $251.20 · 2024-12-02
CHAKRABORTY SAYAN
Officer
$1.38M
@ $250.78 · 2024-11-29
FREDERICK WAYNE A.I.
Director
$442,106
@ $241.85 · 2024-10-11
SAUER RICHARD HARRY
Officer
$738,936
@ $235.78 · 2024-10-08
DUFFIELD DAVID A.
Beneficial Owner of more than 10% of a Class of Security
$17.37M
@ $261.20 · 2024-09-03
ROBINSON DOUGLAS A
President
$812,370
@ $260.29 · 2024-08-26
CHAKRABORTY SAYAN
President
$1.43M
@ $260.26 · 2024-08-26
SAUER RICHARD HARRY
Officer
$710,391
@ $226.67 · 2024-07-08
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →MSFT
😐Neutral(43/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
WDAY
😨Fear(30/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →MSFT
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (43)
WDAY
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (30)