Compare StocksMMM vs NVDA

3M Company (MMM) vs NVIDIA Corporation (NVDA)

MMM
3M Company
$142.78
VS
NVDA
NVIDIA Corporation
$198.41

Rewards

MMM
  • Altman Z-Score of 4.26 indicates very low bankruptcy risk — the company is firmly in the safe zone.
NVDA
  • NVIDIA Corporation has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
  • Gross margin of 71.1% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • Free cash flow has grown at a 193.9% CAGR over the past 4 years, demonstrating strong earnings power growth.

Risks

MMM
  • Trailing P/E of 27.5x is 55% above the historical average of 17.8x — the stock trades at a premium to its own history.
  • High leverage (3.96x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
  • Insiders have sold $8.8M worth of stock in the past 3 months — significant insider liquidation.
NVDA
  • FCF yield of 2.0% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
  • Beneish M-Score of -1.06 flags financial patterns consistent with potential earnings manipulation — warrants further investigation.
  • Insiders have sold $4.9M worth of stock in the past 3 months — significant insider liquidation.

Key Valuation Metrics

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MMM
NVDA
Valuation
$2.32B
Free Cash Flow
$96.68B
3.12%
FCF Yield
2.00%
27.51
Trailing P/E
40.49
15.11
Forward P/E
17.65
Quality & Moat
28.04%
ROIC
65.75%
98.16%
ROE
76.33%
39.71%
Gross Margin
71.07%
1.50
PEG Ratio
0.42
Balance Sheet Safety
3.96
Debt / Equity
0.07
N/A
Interest Coverage
N/A
1.17
Net Debt / EBITDA
-0.38
2.19%
Dividend Yield
0.02%
MMM: 5Ties: 1NVDA: 6
MMMNVDA

Historical Fundamentals

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MMM

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

NVDA

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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MMM
N/A
Net losses over 3 years — test not applicable
Company had negative cumulative retained earnings
Σ Retained
$-6.43B
Δ Market Cap
+$29.83B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
NVDA
$16.33
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$220.50B
Δ Market Cap
+$3.60T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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MMM
11.5% Overvalued
Price is 11.5% above estimated fair value
Current Price: $142.78
Fair Value: $128.07
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
NVDA
45.1% Margin of Safety
Price is 45.1% below estimated fair value
Current Price: $198.41
Fair Value: $361.26
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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MMM

What growth rate is the market pricing in at $143?

+10.8%
Market-Implied Owner Earnings Growth
Standard FCF implies +15.4%

The market implies +10.8% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +15.4%, reflecting heavy growth investment.

NVDA

What growth rate is the market pricing in at $198?

+17.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +20.0%

The market implies +17.0% Owner Earnings growth, below historical trends — potential opportunity.

Standard FCF implies a more demanding +20.0%, reflecting heavy growth investment expected to generate future returns.

Economic Moat Score

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MMM
45/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with revenue predictability as the key competitive advantage. Improving margin stability would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
NVDA
69/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with roic consistency as the key competitive advantage. Improving revenue predictability would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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MMM
-2.28
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
NVDA
-1.06
Likely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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MMM
Insiders 0.1%Institutions 75.8%Retail & Other 24.1%
No. of Institutional Holders2,762
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
NVDA
Insiders 4.2%Institutions 68.1%Retail & Other 27.7%
No. of Institutional Holders7,393
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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MMM
0
Buys (3M)
0
Buys (12M)
GORALSKI CHRISTIAN T JR
Officer
$1,822
@ $107.18 · 2024-10-23
Open market purchases · includes direct & indirect ownership · excludes option exercises
NVDA
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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MMM
4
Sells (3M)
12
Sells (12M)
Total value (12M): $21.69M
REINSETH THERESA E
Officer
$888,796
@ $172.75 · 2026-02-11
DICKSON ZOE L
Officer
$4.27M
@ $170.34 · 2026-02-09
DICKSON ZOE L
Officer
$3.49M
@ $169.97 · 2026-02-09
CHAVEZ RODRIGUEZ BEATRIZ KARINA
Officer
$203,645
@ $171.13 · 2026-02-09
DICKSON ZOE L
Officer
$2.35M
@ $169.78 · 2025-11-13
DICKSON ZOE L
Officer
$2.31M
@ $169.82 · 2025-11-13
MURPHY MARK W
Chief Technology Officer
$3.17M
@ $166.55 · 2025-10-29
GORALSKI CHRISTIAN T JR
President
$925,860
@ $150.18 · 2025-08-07
REINSETH THERESA E
Officer
$523,741
@ $150.63 · 2025-08-05
BANOVETZ JOHN PATRICK
Officer
$1.15M
@ $148.37 · 2025-05-23
RHODES KEVIN H
Officer
$1.23M
@ $154.02 · 2025-05-20
DICKSON ZOE L
Officer
$1.18M
@ $149.02 · 2025-05-15
CLARKE VICTORIA
Officer
$269,878
@ $154.22 · 2025-01-31
ROMAN MICHAEL F
Chairman of the Board
$7.55M
@ $152.30 · 2025-01-29
BANOVETZ JOHN PATRICK
Officer
$726,249
@ $151.36 · 2025-01-27
DICKSON ZOE L
Officer
$542,957
@ $149.41 · 2025-01-27
CHAVEZ RODRIGUEZ BEATRIZ KARINA
President
$247,163
@ $150.25 · 2025-01-27
RHODES KEVIN H
Officer
$1.01M
@ $149.85 · 2025-01-27
REINSETH THERESA E
Officer
$346,241
@ $149.95 · 2025-01-24
ROMAN MICHAEL F
Chairman of the Board
$6.79M
@ $150.01 · 2025-01-24
GORALSKI CHRISTIAN T JR
Officer
$944,070
@ $149.43 · 2025-01-24
REINSETH THERESA E
Officer
$131,925
@ $127.71 · 2024-11-20
ROMAN MICHAEL F
Chairman of the Board
$700,608
@ $123.46 · 2024-08-07
REINSETH THERESA E
Chief Financial Officer
$260,652
@ $124.12 · 2024-08-06
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
NVDA
3
Sells (3M)
40
Sells (12M)
Total value (12M): $1.10B
ROBERTSON DONALD F JR
Officer
$942,944
@ $174.75 · 2026-03-20
SHAH AARTI S
Director
$3.36M
@ $176.71 · 2026-03-19
DABIRI JOHN O
Director
$555,440
@ $184.90 · 2026-03-13
ROBERTSON DONALD F JR
Officer
$15.19M
@ $189.85 · 2026-01-02
ROBERTSON DONALD F JR
Officer
$4.43M
@ $179.98 · 2025-12-19
DABIRI JOHN O
Director
$112,317
@ $179.42 · 2025-11-24
HUANG JEN-HSUN
Chief Executive Officer
$5.20M
@ $207.91 · 2025-10-29
HUANG JEN-HSUN
Chief Executive Officer
$23.56M
@ $188.47 · 2025-10-28
HUANG JEN-HSUN
Chief Executive Officer
$40.73M
@ $181.04 · 2025-10-23
HUANG JEN-HSUN
Chief Executive Officer
$41.06M
@ $182.48 · 2025-10-20
HUANG JEN-HSUN
Chief Executive Officer
$41.34M
@ $183.73 · 2025-10-15
HUANG JEN-HSUN
Chief Executive Officer
$42.89M
@ $190.60 · 2025-10-10
HUANG JEN-HSUN
Chief Executive Officer
$42.05M
@ $186.89 · 2025-10-07
HUANG JEN-HSUN
Chief Executive Officer
$42.09M
@ $187.08 · 2025-10-02
HUANG JEN-HSUN
Chief Executive Officer
$40.23M
@ $178.82 · 2025-09-29
HUANG JEN-HSUN
Chief Executive Officer
$40.21M
@ $178.69 · 2025-09-24
ROBERTSON DONALD F JR
Officer
$617,298
@ $176.37 · 2025-09-19
HUANG JEN-HSUN
Chief Executive Officer
$39.18M
@ $174.14 · 2025-09-19
HUANG JEN-HSUN
Chief Executive Officer
$39.75M
@ $176.66 · 2025-09-16
HUANG JEN-HSUN
Chief Executive Officer
$39.28M
@ $174.59 · 2025-09-11
HUANG JEN-HSUN
Chief Executive Officer
$38.01M
@ $168.95 · 2025-09-08
HUANG JEN-HSUN
Chief Executive Officer
$38.61M
@ $171.60 · 2025-09-03
HUDSON BEACH DAWN E
Director
$15.38M
@ $170.90 · 2025-09-03
HUANG JEN-HSUN
Chief Executive Officer
$27.12M
@ $180.79 · 2025-08-15
HUANG JEN-HSUN
Chief Executive Officer
$40.96M
@ $182.04 · 2025-08-13
HUANG JEN-HSUN
Chief Executive Officer
$40.66M
@ $180.70 · 2025-08-08
HUANG JEN-HSUN
Chief Executive Officer
$39.78M
@ $176.80 · 2025-08-05
HUANG JEN-HSUN
Chief Executive Officer
$40.18M
@ $178.58 · 2025-07-31
HUANG JEN-HSUN
Chief Executive Officer
$39.16M
@ $174.02 · 2025-07-28
HUANG JEN-HSUN
Chief Executive Officer
$38.22M
@ $169.87 · 2025-07-23
HUANG JEN-HSUN
Chief Executive Officer
$38.71M
@ $172.05 · 2025-07-18
HUANG JEN-HSUN
Chief Executive Officer
$37.59M
@ $167.08 · 2025-07-15
HUANG JEN-HSUN
Chief Executive Officer
$36.43M
@ $161.91 · 2025-07-10
HUANG JEN-HSUN
Chief Executive Officer
$35.55M
@ $158.02 · 2025-07-07
HUANG JEN-HSUN
Chief Executive Officer
$35.16M
@ $156.27 · 2025-07-01
HUANG JEN-HSUN
Chief Executive Officer
$30.47M
@ $152.33 · 2025-06-26
HUANG JEN-HSUN
Chief Executive Officer
$14.40M
@ $144.04 · 2025-06-23
ROBERTSON DONALD F JR
Officer
$646,469
@ $143.66 · 2025-06-20
DABIRI JOHN O
Director
$91,608
@ $138.80 · 2025-05-30
BURGESS ROBERT KENNETH
Director
$6.74M
@ $134.82 · 2025-05-30
ROBERTSON DONALD F JR
Officer
$525,585
@ $116.80 · 2025-03-21
KRESS COLETTE M.
Chief Financial Officer
$7.79M
@ $116.83 · 2025-03-21
SHAH AARTI S
Director
$2.37M
@ $118.42 · 2025-03-20
BURGESS ROBERT KENNETH
Director
$6.16M
@ $115.49 · 2025-03-13
DABIRI JOHN O
Director
$292,930
@ $110.00 · 2025-03-10
ROBERTSON DONALD F JR
Officer
$608,775
@ $135.28 · 2024-12-13
KRESS COLETTE M.
Chief Financial Officer
$9.03M
@ $135.40 · 2024-12-13
DABIRI JOHN O
Director
$101,672
@ $142.00 · 2024-11-25
ROBERTSON DONALD F JR
Officer
$524,293
@ $116.51 · 2024-09-20
KRESS COLETTE M.
Chief Financial Officer
$7.77M
@ $116.59 · 2024-09-20
HUANG JEN-HSUN
Chief Executive Officer
$28.55M
@ $118.97 · 2024-09-13
HUANG JEN-HSUN
Chief Executive Officer
$26.25M
@ $109.39 · 2024-09-11
HUANG JEN-HSUN
Chief Executive Officer
$25.04M
@ $104.35 · 2024-09-09
HUANG JEN-HSUN
Chief Executive Officer
$25.81M
@ $107.52 · 2024-09-05
HUANG JEN-HSUN
Chief Executive Officer
$27.57M
@ $114.90 · 2024-09-03
HUANG JEN-HSUN
Chief Executive Officer
$24.92M
@ $103.82 · 2024-08-09
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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MMM
FearGreed
😨Fear(40/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
NVDA
FearGreed
😐Neutral(60/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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MMM
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (40)
NVDA
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (60)
View MMM Full AnalysisView NVDA Full Analysis
MMM vs NVDA: Which Is the Better Buy? | SafetyMargin.io