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Compare Stocks › L vs PFE

Loews Corporation (L) vs Pfizer Inc. (PFE)

L
Loews Corporation
$105.65
VS
PFE
Pfizer Inc.
$27.41

Rewards

L
  • ★Share count has been reduced by 13% over the past 4 years through buybacks, increasing each share's claim on earnings.
  • ★Each dollar of retained earnings has created $1.82 of market value — management is creating shareholder value.
  • ★FCF yield of 12.4% is historically attractive — the business generates significant cash relative to its price.
PFE
  • ★Gross margin of 75.8% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • ★Dividend yield of 6.28% with a consistent or growing payout over the past 4 years.
  • ★FCF yield of 8.6% is historically attractive — the business generates significant cash relative to its price.

Risks

L
  • ⚠Altman Z-Score of 0.69 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
  • ⚠17 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
PFE
  • ⚠ROIC has declined by 13.9 percentage points over the observed period, which may signal competitive erosion.
  • ⚠Free cash flow has declined at a 29.6% CAGR over the past 4 years — a concerning trend.

Key Valuation Metrics

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L
PFE
Valuation
$2.70B
Free Cash Flow
$13.43B
12.37%
FCF Yield
8.61%
13.26
Trailing P/E
20.15
36.43
Forward P/E
9.69
Quality & Moat
6.46%
ROIC
7.67%
-4.74%
ROE
8.96%
36.50%
Gross Margin
75.81%
0.11
PEG Ratio
N/A
Balance Sheet Safety
0.50
Debt / Equity
0.78
N/A
Interest Coverage
N/A
0.83
Net Debt / EBITDA
2.10
0.24%
Dividend Yield
6.28%
L: 4Ties: 1PFE: 6
LPFE

Historical Fundamentals

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L

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

PFE

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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L
$1.82
created per $1 retained over 3 years
Value Creator
Σ Retained
$4.35B
Δ Market Cap
+$7.93B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
PFE
N/A
Net losses over 3 years — test not applicable
Company had negative cumulative retained earnings
Σ Retained
$-10.61B
Δ Market Cap
$-146.18B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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L
81.6% Margin of Safety
Price is 81.6% below estimated fair value
Current Price: $105.65
Fair Value: $573.43
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
PFE
140.2% Overvalued
Price is 140.2% above estimated fair value
Current Price: $27.41
Fair Value: $11.41
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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L

What growth rate is the market pricing in at $106?

+3.5%
Market-Implied Owner Earnings Growth
Standard FCF implies -3.2%

The market implies +3.5% Owner Earnings growth, below historical trends — potential opportunity.

Standard FCF implies a more demanding -3.2%, reflecting heavy growth investment expected to generate future returns.

PFE

What growth rate is the market pricing in at $27?

+11.8%
Market-Implied Owner Earnings Growth
Standard FCF implies +4.3%

The market implies +11.8% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +4.3%, reflecting heavy growth investment.

Economic Moat Score

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L
39/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
PFE
35/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.

Forensic Accounting

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L
-2.53
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
PFE
-2.53
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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L
Insiders 19.0%Institutions 60.4%Retail & Other 20.6%
No. of Institutional Holders1,049
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
PFE
Insiders 0.1%Institutions 67.7%Retail & Other 32.2%
No. of Institutional Holders3,693
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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L
0
Buys (3M)
0
Buys (12M)
LOCKER JONATHAN C.
Director
$499,896
@ $80.63 · 2024-07-30
Open market purchases · includes direct & indirect ownership · excludes option exercises
PFE
0
Buys (3M)
0
Buys (12M)
BLAYLOCK RONALD E
Director
$499,072
@ $25.65 · 2025-02-13
GOTTLIEB SCOTT
Director
$28,240
@ $28.24 · 2024-10-30
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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L
3
Sells (3M)
17
Sells (12M)
Total value (12M): $3.46M
SCHWARTZ MARK S
Officer and Treasurer
$346,500
@ $110.00 · 2026-02-17
ALPERT MARC A
General Counsel
$383,983
@ $109.87 · 2026-02-10
BERMAN ANN E
Director
$211,728
@ $110.16 · 2026-02-10
SCOTT RICHARD WALDO
Chief Investment Officer
$104,740
@ $104.74 · 2025-12-11
FRIBOURG PAUL J
Director
$155,923
@ $108.13 · 2025-12-01
BERMAN ANN E
Director
$156,096
@ $108.10 · 2025-12-01
HARRIS WALTER L
Director
$155,563
@ $107.88 · 2025-12-01
DIKER CHARLES M
Director
$155,635
@ $107.93 · 2025-12-01
FRIBOURG PAUL J
Director
$137,493
@ $96.69 · 2025-09-02
BERMAN ANN E
Director
$137,465
@ $96.67 · 2025-09-02
HARRIS WALTER L
Director
$137,396
@ $96.69 · 2025-09-02
DIKER CHARLES M
Director
$137,593
@ $96.76 · 2025-09-02
FRIBOURG PAUL J
Director
$113,068
@ $88.82 · 2025-06-03
BERMAN ANN E
Director
$113,068
@ $88.82 · 2025-06-02
HARRIS WALTER L
Director
$113,157
@ $88.82 · 2025-06-02
DIKER CHARLES M
Director
$112,583
@ $88.37 · 2025-06-02
SCOTT RICHARD WALDO
Chief Investment Officer
$792,950
@ $87.92 · 2025-05-08
FRIBOURG PAUL J
Director
$104,007
@ $86.89 · 2025-03-03
BERMAN ANN E
Director
$104,019
@ $86.90 · 2025-03-03
WELTERS ANTHONY
Director
$103,983
@ $86.87 · 2025-03-03
DIKER CHARLES M
Director
$103,816
@ $86.73 · 2025-03-03
HARRIS WALTER L
Director
$103,983
@ $86.87 · 2025-03-03
SCOTT RICHARD WALDO
Chief Investment Officer
$689,405
@ $84.60 · 2025-02-25
ALPERT MARC A
General Counsel
$382,680
@ $85.04 · 2025-02-11
TISCH JONATHAN M.
Retired
$639,494
@ $86.81 · 2025-02-07
TISCH ANDREW H
Divisional Officer
$1.37M
@ $84.67 · 2025-01-03
TISCH JONATHAN M.
Divisional Officer
$1.38M
@ $84.86 · 2025-01-02
BERMAN ANN E
Director
$99,106
@ $86.48 · 2024-12-02
WELTERS ANTHONY
Director
$99,484
@ $86.81 · 2024-12-02
HARRIS WALTER L
Director
$99,278
@ $86.63 · 2024-12-02
DIKER CHARLES M
Director
$99,507
@ $86.83 · 2024-12-02
FRIBOURG PAUL J
Director
$99,484
@ $86.81 · 2024-12-02
FRIBOURG PAUL J
Director
$88,574
@ $81.41 · 2024-09-03
BERMAN ANN E
Director
$88,460
@ $81.38 · 2024-09-03
WELTERS ANTHONY
Director
$88,574
@ $81.41 · 2024-09-03
HARRIS WALTER L
Director
$88,574
@ $81.41 · 2024-09-03
DIKER CHARLES M
Director
$88,531
@ $81.37 · 2024-09-03
SIEGEL KENNETH I
Officer
$560,909
@ $80.21 · 2024-08-23
ALPERT MARC A
General Counsel
$540,470
@ $77.21 · 2024-08-12
ALPERT MARC A
General Counsel
$217,083
@ $80.79 · 2024-07-30
SCHWARTZ MARK S
Officer and Treasurer
$212,553
@ $80.88 · 2024-07-30
FRIBOURG PAUL J
Director
$72,995
@ $75.80 · 2024-06-03
BERMAN ANN E
Director
$72,995
@ $75.80 · 2024-06-03
WELTERS ANTHONY
Director
$72,995
@ $75.80 · 2024-06-03
HARRIS WALTER L
Director
$72,995
@ $75.80 · 2024-06-03
DIKER CHARLES M
Director
$72,987
@ $75.79 · 2024-06-03
SCOTT RICHARD WALDO
Chief Investment Officer
$690,495
@ $76.34 · 2024-05-21
TISCH JONATHAN M.
President
$3.88M
@ $77.60 · 2024-05-17
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
PFE
0
Sells (3M)
0
Sells (12M)
DAMICO JENNIFER B.
Officer
$64,825
@ $25.93 · 2025-03-04
DAMICO JENNIFER B.
Officer
$147,714
@ $28.66 · 2024-08-13
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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L
FearGreed
😐Neutral(55/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
PFE
FearGreed
😏Greed(64/100)

"Market is optimistic — be cautious and ensure you have a margin of safety"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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L
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (55)
PFE
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Greed (64)
View L Full AnalysisView PFE Full Analysis
Loews Corporation (L) vs Pfizer Inc. (PFE) Stock Comparison | SafetyMargin.io