Compare Stocks › JPM vs ORLY
JPMorgan Chase & Co. (JPM) vs O'Reilly Automotive, Inc. (ORLY)
JPM
JPMorgan Chase & Co.
$287.97
VS
ORLY
O'Reilly Automotive, Inc.
$87.91
Rewards
JPM
- ★Each dollar of retained earnings has created $3.95 of market value — management is an exceptional capital allocator.
ORLY
- ★O'Reilly Automotive, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★O'Reilly Automotive, Inc. scores 89/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
- ★Each dollar of retained earnings has created $3.32 of market value — management is an exceptional capital allocator.
Risks
JPM
- ⚠Gross margin of 0.0% is low, suggesting a competitive or commodity-like market with limited pricing power.
- ⚠JPMorgan Chase & Co. scores only 18/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
- ⚠Altman Z-Score of 0.30 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
ORLY
- ⚠FCF yield of 2.1% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠PEG ratio of 2.13 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
- ⚠10 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
Key Valuation Metrics
Learn more →JPM
ORLY
Valuation
N/A
Free Cash Flow
$1.59B
N/A
FCF Yield
2.15%
14.39
Trailing P/E
29.60
12.26
Forward P/E
24.60
Quality & Moat
5.32%
ROIC
31.05%
N/A
ROE
N/A
0.00%
Gross Margin
51.59%
N/A
PEG Ratio
2.13
Balance Sheet Safety
N/A
Debt / Equity
N/A
N/A
Interest Coverage
N/A
N/A
Net Debt / EBITDA
2.09
2.08%
Dividend Yield
N/A
JPM: 2Ties: 1ORLY: 2
JPMORLY
Historical Fundamentals
Learn more →JPM
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
ORLY
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →JPM
$3.95
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$120.20B
Δ Market Cap
+$475.31B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
ORLY
$3.32
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$7.27B
Δ Market Cap
+$24.16B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →JPM
46.5% Margin of Safety
Price is 46.5% below estimated fair value
Current Price: $287.97
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $538.22
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
ORLY
30.2% Overvalued
Price is 30.2% above estimated fair value
Current Price: $87.91
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $67.50
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →JPM
Requires positive FCF to compute implied growth rate.
ORLY
What growth rate is the market pricing in at $88?
+14.3%
Market-Implied Owner Earnings Growth
Standard FCF implies +20.7%
The market implies +14.3% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +20.7%, reflecting heavy growth investment.
Economic Moat Score
Learn more →JPM
18/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
ORLY
89/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. Revenue Predictability is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →JPM
-2.17
Possible Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
ORLY
-2.49
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →JPM
Insiders 0.4%Institutions 75.0%Retail & Other 24.6%
No. of Institutional Holders6,240
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
ORLY
Insiders 0.8%Institutions 88.8%Retail & Other 10.4%
No. of Institutional Holders2,296
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →JPM
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
ORLY
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →JPM
12
Sells (3M)
30
Sells (12M)
Total value (12M): $104.76M
LEOPOLD ROBIN
Officer
$132,684
@ $307.14 · 2026-02-19
ROHRBAUGH TROY L
Officer
$15.36M
@ $307.11 · 2026-02-19
BARNUM JEREMY
Chief Financial Officer
$886,157
@ $306.42 · 2026-02-17
BEER LORI A
Chief Technology Officer
$627,207
@ $306.40 · 2026-02-17
ERDOES MARY E.
Officer
$1.76M
@ $306.41 · 2026-02-17
PETNO DOUGLAS B
Officer
$1.07M
@ $306.40 · 2026-02-17
PIEPSZAK JENNIFER A
Chief Operating Officer
$2.68M
@ $312.79 · 2026-01-16
BARNUM JEREMY
Chief Financial Officer
$904,890
@ $312.79 · 2026-01-16
BEER LORI A
Chief Technology Officer
$640,295
@ $312.80 · 2026-01-16
ERDOES MARY E.
Officer
$1.79M
@ $312.78 · 2026-01-16
PETNO DOUGLAS B
Officer
$1.09M
@ $312.80 · 2026-01-16
BACON ASHLEY
Officer
$2.30M
@ $312.79 · 2026-01-16
LEOPOLD ROBIN
Officer
$301,311
@ $311.92 · 2025-11-07
BAMMANN LINDA B.
Director
$2.83M
@ $297.94 · 2025-09-02
BACON ASHLEY
Officer
$1.39M
@ $267.44 · 2025-06-12
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.61M
@ $262.47 · 2025-06-05
BEER LORI A
Chief Technology Officer
$1.57M
@ $267.09 · 2025-05-16
LAKE MARIANNE
Officer
$3.28M
@ $267.08 · 2025-05-16
PETNO DOUGLAS B
Officer
$2.71M
@ $266.89 · 2025-05-15
ERDOES MARY E.
Officer
$3.69M
@ $262.54 · 2025-05-13
BACON ASHLEY
Officer
$1.37M
@ $262.53 · 2025-05-13
ROHRBAUGH TROY L
Officer
$3.29M
@ $263.08 · 2025-05-12
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.54M
@ $250.76 · 2025-05-06
BARNUM JEREMY
Chief Financial Officer
$10.03M
@ $250.77 · 2025-05-06
BAMMANN LINDA B.
Director
$2.38M
@ $250.00 · 2025-05-06
DIMON JAMES
Chief Executive Officer
$31.50M
@ $235.68 · 2025-04-14
LEOPOLD ROBIN
Officer
$308,652
@ $246.92 · 2025-03-24
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.06M
@ $247.03 · 2025-03-24
ROHRBAUGH TROY L
Officer
$6.18M
@ $247.02 · 2025-03-24
BEER LORI A
Chief Technology Officer
$506,698
@ $246.93 · 2025-03-24
LEOPOLD ROBIN
Officer
$337,610
@ $270.09 · 2025-02-20
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.15M
@ $269.85 · 2025-02-20
ROHRBAUGH TROY L
Officer
$10.12M
@ $269.84 · 2025-02-20
BEER LORI A
Chief Technology Officer
$554,054
@ $269.88 · 2025-02-20
FRIEDMAN STACEY R.
General Counsel
$919,371
@ $278.34 · 2025-02-18
ERDOES MARY E.
Officer
$1.47M
@ $278.37 · 2025-02-18
PETNO DOUGLAS B
Officer
$971,646
@ $278.41 · 2025-02-18
FRIEDMAN STACEY R.
General Counsel
$838,778
@ $253.94 · 2025-01-16
ERDOES MARY E.
Officer
$1.34M
@ $253.97 · 2025-01-16
BACON ASHLEY
Officer
$1.81M
@ $253.94 · 2025-01-16
PETNO DOUGLAS B
Officer
$886,565
@ $253.96 · 2025-01-16
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
ORLY
1
Sells (3M)
10
Sells (12M)
Total value (12M): $13.43M
SASTRE MARIA AMALIA
Director
$92,681
@ $92.68 · 2026-02-27
MANCINI CHRISTOPHER ANDREW
Officer
$238,585
@ $101.31 · 2025-11-26
HOPPER PHILIP M
Officer
$354,361
@ $101.25 · 2025-11-26
FLETCHER JEREMY ADAM
Chief Financial Officer
$379,500
@ $100.00 · 2025-11-18
WILBANKS CARL DAVID
Officer
$9.07M
@ $102.54 · 2025-08-13
SASTRE MARIA AMALIA
Director
$60,877
@ $102.31 · 2025-08-13
REAVES SHARI LYNNE
Officer
$207,613
@ $103.81 · 2025-08-06
ODEMS RAMON PARISES
Officer
$2.72M
@ $1360.45 · 2025-05-30
MONTELLANO NAJERA JOSE A
Officer
$25,686
@ $1351.89 · 2025-05-29
MURPHY JOHN RAYMOND
Director
$275,800
@ $1379.00 · 2025-05-19
MANCINI CHRISTOPHER ANDREW
Officer
$2.11M
@ $1354.01 · 2025-02-27
REAVES SHARI LYNNE
Officer
$115,611
@ $1344.31 · 2025-02-27
CONN TAMARA F
General Counsel
$2.02M
@ $1326.78 · 2025-02-26
TARRANT JASON LEE
Officer
$2.67M
@ $1339.10 · 2025-02-25
HENSLEE GREGORY L
Chairman of the Board
$11.88M
@ $1319.95 · 2025-02-25
WEISS ANDREA M
Director
$325,184
@ $1311.23 · 2025-02-24
BECKHAM BRAD WALTER
Chief Executive Officer
$1.08M
@ $1300.00 · 2025-02-19
DUMAS ROBERT ALLEN
Officer
$6.67M
@ $1334.09 · 2025-02-13
ROGERS CHARLES FRANCIS
Officer
$4.62M
@ $1335.31 · 2025-02-13
MERZ MARK JOSEPH
Officer
$662,500
@ $1325.00 · 2025-02-12
SASTRE MARIA AMALIA
Director
$326,410
@ $1316.17 · 2025-02-12
CONN TAMARA F
General Counsel
$2.18M
@ $1245.36 · 2024-11-29
LOAFMAN JEFFERY THOMAS
Officer
$769,042
@ $1240.39 · 2024-11-25
WEISS ANDREA M
Director
$734,442
@ $1224.07 · 2024-11-22
O'REILLY DAVID E
Officer and Director
$6.15M
@ $1230.00 · 2024-11-11
KALE JUSTIN CHRISTOPHER
Officer
$119,229
@ $1157.56 · 2024-11-05
MANCINI CHRISTOPHER ANDREW
Officer
$1.75M
@ $1125.00 · 2024-08-27
CONN TAMARA F
General Counsel
$2.27M
@ $1135.00 · 2024-08-15
WILBANKS CARL DAVID
Officer
$5.63M
@ $1125.38 · 2024-08-14
PERLMAN DANA N
Director
$53,268
@ $1109.75 · 2024-08-07
JOHNSON GREGORY DALE
Director
$17.46M
@ $1136.16 · 2024-07-31
MERZ MARK JOSEPH
Officer
$462,560
@ $1120.00 · 2024-07-30
HOPPER PHILIP M
Officer
$1.15M
@ $1122.75 · 2024-07-30
HENSLEE GREGORY L
Chairman of the Board
$20.59M
@ $1127.55 · 2024-07-30
BECKHAM BRAD WALTER
Chief Executive Officer
$6.12M
@ $1015.00 · 2024-05-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →JPM
😐Neutral(51/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
ORLY
😨Fear(36/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →JPM
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (51)
ORLY
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (36)