Compare StocksJPM vs MU

JPMorgan Chase & Co. (JPM) vs Micron Technology, Inc. (MU)

JPM
JPMorgan Chase & Co.
$287.97
VS
MU
Micron Technology, Inc.
$444.27

Rewards

JPM
  • Each dollar of retained earnings has created $3.95 of market value — management is an exceptional capital allocator.
MU
  • Each dollar of retained earnings has created $136.53 of market value — management is an exceptional capital allocator.
  • Trailing P/E of 42.2x is 23% below the historical average of 54.6x — potentially undervalued relative to its own history.
  • PEG ratio of 0.06 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.

Risks

JPM
  • Gross margin of 0.0% is low, suggesting a competitive or commodity-like market with limited pricing power.
  • JPMorgan Chase & Co. scores only 18/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
  • Altman Z-Score of 0.30 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
MU
  • Micron Technology, Inc. scores only 20/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
  • Despite buyback spending, shares outstanding increased in 2 out of 3 years — stock-based compensation is offsetting repurchases.
  • FCF yield of 0.6% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.

Key Valuation Metrics

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JPM
MU
Valuation
N/A
Free Cash Flow
$2.89B
N/A
FCF Yield
0.58%
14.39
Trailing P/E
42.19
12.26
Forward P/E
7.75
Quality & Moat
5.32%
ROIC
37.29%
N/A
ROE
11.78%
0.00%
Gross Margin
58.44%
N/A
PEG Ratio
0.06
Balance Sheet Safety
N/A
Debt / Equity
0.15
N/A
Interest Coverage
N/A
N/A
Net Debt / EBITDA
-0.10
2.08%
Dividend Yield
0.14%
JPM: 2Ties: 1MU: 3
JPMMU

Historical Fundamentals

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JPM

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

MU

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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JPM
$3.95
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$120.20B
Δ Market Cap
+$475.31B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
MU
$136.53
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$1.95B
Δ Market Cap
+$265.55B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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JPM
46.5% Margin of Safety
Price is 46.5% below estimated fair value
Current Price: $287.97
Fair Value: $538.22
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
MU
19.9% Margin of Safety
Price is 19.9% below estimated fair value
Current Price: $444.27
Fair Value: $554.96
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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JPM

Requires positive FCF to compute implied growth rate.

MU

What growth rate is the market pricing in at $444?

+22.3%
Market-Implied Owner Earnings Growth
Standard FCF implies +37.7%

The market implies +22.3% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +37.7%, reflecting heavy growth investment.

Economic Moat Score

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JPM
18/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
MU
20/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable competitive advantage detected. The business shows limited evidence of pricing power, consistent returns, or capital efficiency.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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JPM
-2.17
Possible Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
MU
-2.72
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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JPM
Insiders 0.4%Institutions 75.0%Retail & Other 24.6%
No. of Institutional Holders6,239
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
MU
Insiders 0.3%Institutions 82.6%Retail & Other 17.1%
No. of Institutional Holders3,502
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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JPM
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
MU
1
Buys (3M)
1
Buys (12M)
Total value (12M): $7.82M
LIU TEYIN MARK
Director
$7.82M
@ $337.14 · 2026-01-14
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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JPM
12
Sells (3M)
30
Sells (12M)
Total value (12M): $104.76M
LEOPOLD ROBIN
Officer
$132,684
@ $307.14 · 2026-02-19
ROHRBAUGH TROY L
Officer
$15.36M
@ $307.11 · 2026-02-19
BARNUM JEREMY
Chief Financial Officer
$886,157
@ $306.42 · 2026-02-17
BEER LORI A
Chief Technology Officer
$627,207
@ $306.40 · 2026-02-17
ERDOES MARY E.
Officer
$1.76M
@ $306.41 · 2026-02-17
PETNO DOUGLAS B
Officer
$1.07M
@ $306.40 · 2026-02-17
PIEPSZAK JENNIFER A
Chief Operating Officer
$2.68M
@ $312.79 · 2026-01-16
BARNUM JEREMY
Chief Financial Officer
$904,890
@ $312.79 · 2026-01-16
BEER LORI A
Chief Technology Officer
$640,295
@ $312.80 · 2026-01-16
ERDOES MARY E.
Officer
$1.79M
@ $312.78 · 2026-01-16
PETNO DOUGLAS B
Officer
$1.09M
@ $312.80 · 2026-01-16
BACON ASHLEY
Officer
$2.30M
@ $312.79 · 2026-01-16
LEOPOLD ROBIN
Officer
$301,311
@ $311.92 · 2025-11-07
BAMMANN LINDA B.
Director
$2.83M
@ $297.94 · 2025-09-02
BACON ASHLEY
Officer
$1.39M
@ $267.44 · 2025-06-12
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.61M
@ $262.47 · 2025-06-05
BEER LORI A
Chief Technology Officer
$1.57M
@ $267.09 · 2025-05-16
LAKE MARIANNE
Officer
$3.28M
@ $267.08 · 2025-05-16
PETNO DOUGLAS B
Officer
$2.71M
@ $266.89 · 2025-05-15
ERDOES MARY E.
Officer
$3.69M
@ $262.54 · 2025-05-13
BACON ASHLEY
Officer
$1.37M
@ $262.53 · 2025-05-13
ROHRBAUGH TROY L
Officer
$3.29M
@ $263.08 · 2025-05-12
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.54M
@ $250.76 · 2025-05-06
BARNUM JEREMY
Chief Financial Officer
$10.03M
@ $250.77 · 2025-05-06
BAMMANN LINDA B.
Director
$2.38M
@ $250.00 · 2025-05-06
DIMON JAMES
Chief Executive Officer
$31.50M
@ $235.68 · 2025-04-14
LEOPOLD ROBIN
Officer
$308,652
@ $246.92 · 2025-03-24
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.06M
@ $247.03 · 2025-03-24
ROHRBAUGH TROY L
Officer
$6.18M
@ $247.02 · 2025-03-24
BEER LORI A
Chief Technology Officer
$506,698
@ $246.93 · 2025-03-24
LEOPOLD ROBIN
Officer
$337,610
@ $270.09 · 2025-02-20
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.15M
@ $269.85 · 2025-02-20
ROHRBAUGH TROY L
Officer
$10.12M
@ $269.84 · 2025-02-20
BEER LORI A
Chief Technology Officer
$554,054
@ $269.88 · 2025-02-20
FRIEDMAN STACEY R.
General Counsel
$919,371
@ $278.34 · 2025-02-18
ERDOES MARY E.
Officer
$1.47M
@ $278.37 · 2025-02-18
PETNO DOUGLAS B
Officer
$971,646
@ $278.41 · 2025-02-18
FRIEDMAN STACEY R.
General Counsel
$838,778
@ $253.94 · 2025-01-16
ERDOES MARY E.
Officer
$1.34M
@ $253.97 · 2025-01-16
BACON ASHLEY
Officer
$1.81M
@ $253.94 · 2025-01-16
PETNO DOUGLAS B
Officer
$886,565
@ $253.96 · 2025-01-16
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
MU
5
Sells (3M)
35
Sells (12M)
Total value (12M): $155.84M
SADANA SUMIT
Officer
$10.75M
@ $429.89 · 2026-02-02
RAY MICHAEL CHARLES
Officer
$5.03M
@ $409.68 · 2026-01-27
BHATIA MANISH H
Officer
$10.41M
@ $391.04 · 2026-01-22
ALLEN SCOTT R
Officer
$675,000
@ $337.50 · 2026-01-06
ARNZEN APRIL S
Officer
$4.16M
@ $277.09 · 2025-12-22
GOMO STEVEN J
Director
$1.32M
@ $263.63 · 2025-12-19
MEHROTRA SANJAY
Chief Executive Officer
$2.99M
@ $238.96 · 2025-11-07
MURPHY MARK J
Chief Financial Officer
$28.39M
@ $225.31 · 2025-10-30
MEHROTRA SANJAY
Chief Executive Officer
$5.13M
@ $228.03 · 2025-10-30
DEBOER SCOTT J.
Chief Technology Officer
$18.27M
@ $222.81 · 2025-10-27
MEHROTRA SANJAY
Chief Executive Officer
$4.97M
@ $220.72 · 2025-10-27
MEHROTRA SANJAY
Chief Executive Officer
$4.59M
@ $204.10 · 2025-10-21
ALLEN SCOTT R
Officer
$1.85M
@ $210.02 · 2025-10-20
RAY MICHAEL CHARLES
Officer
$742,384
@ $201.63 · 2025-10-16
MEHROTRA SANJAY
Chief Executive Officer
$7.14M
@ $190.47 · 2025-10-07
MEHROTRA SANJAY
Chief Executive Officer
$2.71M
@ $180.86 · 2025-10-01
ARNZEN APRIL S
Officer
$2.46M
@ $164.04 · 2025-09-30
BEYER RICHARD M
Director
$864,335
@ $155.68 · 2025-09-25
MEHROTRA SANJAY
Chief Executive Officer
$2.44M
@ $162.84 · 2025-09-19
MEHROTRA SANJAY
Chief Executive Officer
$1.19M
@ $158.34 · 2025-09-16
MEHROTRA SANJAY
Chief Executive Officer
$2.20M
@ $146.43 · 2025-09-11
MEHROTRA SANJAY
Chief Executive Officer
$981,212
@ $130.83 · 2025-09-05
MCCARTHY MARY PAT
Director
$278,071
@ $115.67 · 2025-09-02
MURPHY MARK J
Chief Financial Officer
$3.72M
@ $109.32 · 2025-07-22
MCCARTHY MARY PAT
Director
$291,562
@ $121.28 · 2025-07-01
BHATIA MANISH H
Officer
$9.85M
@ $123.16 · 2025-06-30
SADANA SUMIT
Officer
$11.63M
@ $125.49 · 2025-06-27
GOMO STEVEN J
Director
$876,050
@ $125.15 · 2025-06-27
DEBOER SCOTT J.
Chief Technology Officer
$2.50M
@ $125.11 · 2025-06-24
ARNZEN APRIL S
Officer
$1.88M
@ $125.12 · 2025-06-24
MEHROTRA SANJAY
Chief Executive Officer
$907,730
@ $121.03 · 2025-06-17
MEHROTRA SANJAY
Chief Executive Officer
$830,089
@ $110.68 · 2025-06-09
DEBOER SCOTT J.
Chief Technology Officer
$2.20M
@ $110.00 · 2025-06-06
MCCARTHY MARY PAT
Director
$192,320
@ $80.00 · 2025-05-02
ARNZEN APRIL S
Officer
$1.44M
@ $96.18 · 2025-03-25
RAY MICHAEL CHARLES
Officer
$652,500
@ $100.00 · 2025-03-14
MCCARTHY MARY PAT
Director
$223,393
@ $92.93 · 2025-03-03
MEHROTRA SANJAY
Chief Executive Officer
$784,986
@ $104.66 · 2025-02-18
DEBOER SCOTT J.
Chief Technology Officer
$2.30M
@ $100.00 · 2025-02-14
RAY MICHAEL CHARLES
Officer
$652,500
@ $100.00 · 2025-02-14
ALLEN SCOTT R
Officer
$508,800
@ $101.76 · 2025-01-07
ARNZEN APRIL S
Officer
$416,677
@ $85.21 · 2024-12-20
BOKAN MICHAEL W
Officer
$1.09M
@ $109.03 · 2024-10-21
ARNZEN APRIL S
Officer
$552,570
@ $113.00 · 2024-09-26
ARNZEN APRIL S
Officer
$664,355
@ $135.86 · 2024-06-27
MEHROTRA SANJAY
Chief Executive Officer
$5.22M
@ $152.28 · 2024-06-18
MEHROTRA SANJAY
Chief Executive Officer
$5.14M
@ $138.97 · 2024-06-12
MEHROTRA SANJAY
Chief Executive Officer
$882,951
@ $126.14 · 2024-06-04
MEHROTRA SANJAY
Chief Executive Officer
$924,976
@ $132.14 · 2024-05-29
MEHROTRA SANJAY
Chief Executive Officer
$893,618
@ $127.66 · 2024-05-21
MEHROTRA SANJAY
Chief Executive Officer
$860,209
@ $122.89 · 2024-05-14
BOKAN MICHAEL W
Officer
$1.85M
@ $123.42 · 2024-05-14
SADANA SUMIT
Officer
$7.24M
@ $120.66 · 2024-05-13
BHATIA MANISH H
Officer
$4.91M
@ $120.89 · 2024-05-10
MEHROTRA SANJAY
Chief Executive Officer
$842,208
@ $120.32 · 2024-05-07
BHATIA MANISH H
Officer
$6.35M
@ $119.18 · 2024-05-06
DEBOER SCOTT J.
Officer
$4.41M
@ $110.31 · 2024-05-01
MEHROTRA SANJAY
Chief Executive Officer
$804,104
@ $114.87 · 2024-04-30
BOKAN MICHAEL W
Officer
$1.73M
@ $115.55 · 2024-04-30
MEHROTRA SANJAY
Chief Executive Officer
$783,540
@ $111.93 · 2024-04-23
MEHROTRA SANJAY
Chief Executive Officer
$844,920
@ $120.70 · 2024-04-16
MEHROTRA SANJAY
Chief Executive Officer
$858,171
@ $122.60 · 2024-04-09
MEHROTRA SANJAY
Chief Executive Officer
$6.70M
@ $128.94 · 2024-04-04
ARNZEN APRIL S
Officer
$583,377
@ $119.30 · 2024-03-27
MEHROTRA SANJAY
Chief Executive Officer
$6.24M
@ $119.99 · 2024-03-26
MEHROTRA SANJAY
Chief Executive Officer
$5.75M
@ $110.65 · 2024-03-21
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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JPM
FearGreed
😐Neutral(51/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
MU
FearGreed
😏Greed(61/100)

"Market is optimistic — be cautious and ensure you have a margin of safety"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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JPM
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (51)
MU
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Greed (61)
View JPM Full AnalysisView MU Full Analysis
JPMorgan Chase & Co. (JPM) vs Micron Technology, Inc. (MU) Stock Comparison | SafetyMargin.io