Compare Stocks › JBL vs MA
Jabil Inc. (JBL) vs Mastercard Incorporated (MA)
JBL
Jabil Inc.
$265.31
VS
MA
Mastercard Incorporated
$491.14
Rewards
JBL
- ★Jabil Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Jabil Inc. scores 83/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Free cash flow has grown at a 63.9% CAGR over the past 4 years, demonstrating strong earnings power growth.
MA
- ★Mastercard Incorporated has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 100.0% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Mastercard Incorporated scores 99/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
JBL
- ⚠Gross margin of 9.0% is low, suggesting a competitive or commodity-like market with limited pricing power.
- ⚠Trailing P/E of 41.5x is 105% above the historical average of 20.3x — the stock trades at a premium to its own history.
- ⚠High leverage (3.25x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
MA
- ⚠High leverage (2.56x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Insiders have sold $4.5M worth of stock in the past 3 months — significant insider liquidation.
Key Valuation Metrics
Learn more →JBL
MA
Valuation
$1.15B
Free Cash Flow
$16.27B
4.05%
FCF Yield
3.71%
41.52
Trailing P/E
29.77
19.48
Forward P/E
21.70
Quality & Moat
21.02%
ROIC
54.23%
48.70%
ROE
193.24%
9.04%
Gross Margin
100.00%
0.43
PEG Ratio
1.23
Balance Sheet Safety
3.25
Debt / Equity
2.56
N/A
Interest Coverage
N/A
1.08
Net Debt / EBITDA
0.43
0.12%
Dividend Yield
0.71%
JBL: 3Ties: 1MA: 8
JBLMA
Historical Fundamentals
Learn more →JBL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
MA
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →JBL
$5.57
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$2.74B
Δ Market Cap
+$15.27B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
MA
$5.62
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$31.68B
Δ Market Cap
+$177.96B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →JBL
44.1% Overvalued
Price is 44.1% above estimated fair value
Current Price: $265.31
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $184.12
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
MA
12.0% Margin of Safety
Price is 12.0% below estimated fair value
Current Price: $491.14
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $558.06
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →JBL
What growth rate is the market pricing in at $265?
+19.4%
Market-Implied Owner Earnings Growth
Standard FCF implies +11.8%
The market implies +19.4% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +11.8%, reflecting heavy growth investment.
MA
What growth rate is the market pricing in at $491?
+13.2%
Market-Implied Owner Earnings Growth
Standard FCF implies +12.0%
The market implies +13.2% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +12.0%, reflecting ongoing growth investment.
Economic Moat Score
Learn more →JBL
83/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
MA
99/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →JBL
-2.47
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
MA
-2.53
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →JBL
Insiders 1.3%Institutions 97.7%Retail & Other 0.9%
No. of Institutional Holders1,296
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
MA
Insiders 0.5%Institutions 91.1%Retail & Other 8.3%
No. of Institutional Holders4,864
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →JBL
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
MA
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →JBL
8
Sells (3M)
45
Sells (12M)
Total value (12M): $138.48M
SCHICK GARY K.
Officer
$102,872
@ $243.77 · 2026-02-02
DASTOOR MICHAEL
Chief Executive Officer
$3.70M
@ $246.91 · 2026-01-22
BERRY ADAM E
Officer
$404,113
@ $253.20 · 2026-01-16
MONDELLO MARK T
Officer and Director
$4.30M
@ $250.00 · 2026-01-16
ANSARI ANOUSHEH
Director
$246,000
@ $246.00 · 2026-01-15
MONDELLO MARK T
Officer and Director
$5.52M
@ $241.90 · 2026-01-15
MONDELLO MARK T
Officer and Director
$4.72M
@ $236.25 · 2026-01-02
BORGES STEVEN D
Officer
$2.35M
@ $235.00 · 2025-12-23
MCCOY FREDERIC E III
Officer
$4.95M
@ $224.93 · 2025-12-19
ANSARI ANOUSHEH
Director
$337,500
@ $225.00 · 2025-12-19
MONDELLO MARK T
Officer and Director
$11.27M
@ $225.32 · 2025-12-19
MONDELLO MARK T
Officer and Director
$4.24M
@ $212.20 · 2025-12-01
SCHICK GARY K.
Officer
$99,971
@ $220.69 · 2025-11-03
MONDELLO MARK T
Officer and Director
$4.42M
@ $220.83 · 2025-11-03
YAP MAY YEE
Chief Technology Officer
$1.99M
@ $225.03 · 2025-10-31
MCKAY FRANCIS
Officer
$566,999
@ $224.47 · 2025-10-29
HEBARD GREGORY B
Chief Financial Officer
$1.30M
@ $213.54 · 2025-10-28
CROWLEY MATTHEW
Officer
$153,830
@ $211.60 · 2025-10-27
MELACHRINO KRISTINE
General Counsel
$1.40M
@ $213.40 · 2025-10-24
CROWLEY MATTHEW
Officer
$1.34M
@ $205.73 · 2025-10-21
MONDELLO MARK T
Officer and Director
$8.31M
@ $207.77 · 2025-10-17
MONDELLO MARK T
Officer and Director
$4.30M
@ $214.84 · 2025-10-01
MONDELLO MARK T
Officer and Director
$4.00M
@ $200.02 · 2025-09-02
SCHICK GARY K.
Officer
$98,196
@ $219.19 · 2025-08-01
MONDELLO MARK T
Officer and Director
$4.38M
@ $219.20 · 2025-08-01
MCCOY FREDERIC E III
Officer
$1.01M
@ $223.55 · 2025-07-23
PRIESTLEY ANDREW
Officer
$832,965
@ $225.00 · 2025-07-23
RAYMUND STEVEN A
Director
$3.00M
@ $223.11 · 2025-07-21
PRIESTLEY ANDREW
Officer
$850,950
@ $225.00 · 2025-07-21
ANSARI ANOUSHEH
Director
$222,750
@ $222.75 · 2025-07-03
MONDELLO MARK T
Officer and Director
$4.33M
@ $216.59 · 2025-07-01
RAYMUND STEVEN A
Director
$3.46M
@ $216.83 · 2025-06-27
ANSARI ANOUSHEH
Director
$518,934
@ $207.57 · 2025-06-20
MCCOY FREDERIC E III
Officer
$1.84M
@ $205.39 · 2025-06-18
PRIESTLEY ANDREW
Officer
$2.83M
@ $203.17 · 2025-06-18
BERRY ADAM E
Officer
$848,113
@ $200.36 · 2025-06-18
YAP MAY YEE
Chief Technology Officer
$1.40M
@ $206.00 · 2025-06-18
MCKAY FRANCIS
Officer
$697,621
@ $205.48 · 2025-06-18
BORGES STEVEN D
Officer
$4.49M
@ $200.01 · 2025-06-18
DASTOOR MICHAEL
Chief Executive Officer
$3.49M
@ $191.66 · 2025-06-17
MONDELLO MARK T
Officer and Director
$29.00M
@ $193.33 · 2025-06-17
MONDELLO MARK T
Officer and Director
$3.34M
@ $166.75 · 2025-06-02
DASTOOR MICHAEL
Chief Executive Officer
$1.70M
@ $169.90 · 2025-05-14
SCHICK GARY K.
Officer
$102,549
@ $151.25 · 2025-05-02
CROWLEY MATTHEW
Officer
$17,214
@ $149.69 · 2025-05-01
HOLLAND CHRISTOPHER S
Director
$551,728
@ $162.27 · 2025-01-31
PLANT JOHN C
Director
$8.63M
@ $172.55 · 2025-01-24
RAYMUND STEVEN A
Director
$3.03M
@ $151.30 · 2025-01-10
ANSARI ANOUSHEH
Director
$155,000
@ $155.00 · 2025-01-07
MCCOY FREDERIC E III
Officer
$599,240
@ $149.81 · 2025-01-03
YAP MAY YEE
Chief Technology Officer
$501,751
@ $150.45 · 2025-01-03
BORGES STEVEN D
Officer
$752,500
@ $150.50 · 2025-01-03
MCCOY FREDERIC E III
Officer
$523,739
@ $122.28 · 2024-10-31
MCKAY FRANCIS
Officer
$1.43M
@ $121.71 · 2024-10-31
MELACHRINO KRISTINE
General Counsel
$446,002
@ $124.17 · 2024-10-30
HOLLAND CHRISTOPHER S
Director
$450,814
@ $125.23 · 2024-10-25
RAYMUND STEVEN A
Director
$2.49M
@ $124.70 · 2024-10-24
CROWLEY MATTHEW
Officer
$280,551
@ $123.54 · 2024-10-22
CROWLEY MATTHEW
Officer
$173,645
@ $125.83 · 2024-10-18
RAYMUND STEVEN A
Director
$1.51M
@ $122.10 · 2024-10-07
MCCOY FREDERIC E III
Officer
$474,808
@ $118.70 · 2024-10-01
YAP MAY YEE
Chief Technology Officer
$500,246
@ $117.04 · 2024-07-16
MCCOY FREDERIC E III
Officer
$145,524
@ $116.42 · 2024-07-15
WILSON KENNETH S
Chief Executive Officer
$2.01M
@ $134.20 · 2024-04-15
SCHICK GARY K.
Officer
$108,967
@ $136.55 · 2024-04-09
YAP MAY YEE
Chief Technology Officer
$1.10M
@ $139.65 · 2024-04-08
CREADON GERALD
Officer
$406,850
@ $135.62 · 2024-04-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
MA
1
Sells (3M)
19
Sells (12M)
Total value (12M): $64.44M
LING HAI
Officer
$4.48M
@ $499.20 · 2026-02-24
SACHIN J. MEHRA
Chief Financial Officer
$10.20M
@ $591.00 · 2025-09-02
LING HAI
Officer
$2.69M
@ $600.00 · 2025-08-22
SACHIN J. MEHRA
Chief Financial Officer
$10.46M
@ $586.89 · 2025-08-19
SACHIN J. MEHRA
Chief Financial Officer
$3.83M
@ $566.46 · 2025-08-05
GENACHOWSKI JULIUS
Director
$178,049
@ $570.67 · 2025-07-07
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-30
SESHADRI RAJEEV
Officer
$601,447
@ $546.77 · 2025-06-27
GENACHOWSKI JULIUS
Director
$173,910
@ $561.00 · 2025-06-24
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-24
SESHADRI RAJEEV
Officer
$508,474
@ $535.80 · 2025-06-20
VOSBURG CRAIG
Officer
$5.02M
@ $532.97 · 2025-06-20
SESHADRI RAJEEV
Officer
$1.76M
@ $561.78 · 2025-06-16
KIRKPATRICK LINDA PISTECCHIA
Officer
$549,373
@ $572.86 · 2025-06-13
VOSBURG CRAIG
Officer
$5.55M
@ $588.18 · 2025-06-12
VOSBURG CRAIG
Officer
$8.22M
@ $585.05 · 2025-06-05
ARKELL SANDRA A
Officer
$218,223
@ $577.31 · 2025-05-15
ARKELL SANDRA A
Officer
$257,535
@ $572.30 · 2025-05-12
MIEBACH MICHAEL
Chief Executive Officer
$8.68M
@ $550.16 · 2025-03-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$3.81M
@ $534.68 · 2025-03-19
VOSBURG CRAIG
Officer
$6.12M
@ $556.14 · 2025-03-05
MIEBACH MICHAEL
Chief Executive Officer
$9.78M
@ $553.76 · 2025-03-05
VOSBURG CRAIG
Officer
$6.19M
@ $562.72 · 2025-02-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$6.18M
@ $564.99 · 2025-02-18
VOSBURG CRAIG
Officer
$7.97M
@ $565.00 · 2025-02-18
MIEBACH MICHAEL
Chief Executive Officer
$10.17M
@ $564.95 · 2025-02-18
SACHIN J. MEHRA
Chief Financial Officer
$2.36M
@ $500.44 · 2024-11-01
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.30M
@ $491.03 · 2024-09-27
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.29M
@ $489.86 · 2024-09-20
ARKELL SANDRA A
Officer
$550,000
@ $500.00 · 2024-09-17
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.31M
@ $493.10 · 2024-09-13
ARKELL SANDRA A
Officer
$528,000
@ $480.00 · 2024-08-29
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.19M
@ $468.80 · 2024-08-22
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.03M
@ $467.02 · 2024-08-21
LING HAI
Officer
$1.36M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$3.16M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$6.11M
@ $455.00 · 2024-08-05
LING HAI
Officer
$1.35M
@ $465.46 · 2024-08-01
ARKELL SANDRA A
Officer
$512,006
@ $465.46 · 2024-08-01
VOSBURG CRAIG
Officer
$4.07M
@ $451.06 · 2024-06-20
MURPHY TIMOTHY H
Officer
$2.34M
@ $446.24 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$47.72M
@ $445.98 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$49.51M
@ $442.03 · 2024-06-13
SESHADRI RAJEEV
Officer
$3.11M
@ $449.66 · 2024-06-12
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$50.61M
@ $447.85 · 2024-06-10
SESHADRI RAJEEV
Officer
$3.71M
@ $443.93 · 2024-06-05
VOSBURG CRAIG
Officer
$4.04M
@ $447.28 · 2024-06-05
MURPHY TIMOTHY H
Officer
$2.31M
@ $441.57 · 2024-06-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →JBL
😏Greed(63/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
MA
😐Neutral(42/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →JBL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (63)
MA
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (42)