Compare Stocks › ISRG vs MA
Intuitive Surgical, Inc. (ISRG) vs Mastercard Incorporated (MA)
ISRG
Intuitive Surgical, Inc.
$457.78
VS
MA
Mastercard Incorporated
$495.46
Rewards
ISRG
- ★Gross margin of 66.3% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Intuitive Surgical, Inc. scores 89/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
- ★Free cash flow has grown at a 37.5% CAGR over the past 4 years, demonstrating strong earnings power growth.
MA
- ★Mastercard Incorporated has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 100.0% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Mastercard Incorporated scores 99/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
ISRG
- ⚠FCF yield of 1.4% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠PEG ratio of 2.96 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
- ⚠7 insider sales totaling $3.1M with no purchases in the past 3 months — insiders are reducing their exposure.
MA
- ⚠High leverage (2.82x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Insiders have sold $4.5M worth of stock in the past 3 months — significant insider liquidation.
Key Valuation Metrics
Learn more →ISRG
MA
Valuation
$2.25B
Free Cash Flow
$16.15B
1.39%
FCF Yield
3.69%
55.56
Trailing P/E
28.66
38.83
Forward P/E
21.78
Quality & Moat
N/A
ROIC
63.51%
N/A
ROE
222.67%
66.29%
Gross Margin
100.00%
2.96
PEG Ratio
1.35
Balance Sheet Safety
N/A
Debt / Equity
2.82
No debt
Interest Coverage
N/A
-1.16
Net Debt / EBITDA
0.50
N/A
Dividend Yield
0.70%
ISRG: 1MA: 6
ISRGMA
Historical Fundamentals
Learn more →ISRG
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
MA
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →ISRG
Not enough historical data to compute the retained earnings test.
MA
$5.61
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$31.68B
Δ Market Cap
+$177.79B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →ISRG
127.6% Overvalued
Price is 127.6% above estimated fair value
Current Price: $457.78
Strongly undervalued
Strongly overvalued
Fair Value: $201.12
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
MA
13.1% Margin of Safety
Price is 13.1% below estimated fair value
Current Price: $495.46
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $570.42
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →ISRG
What growth rate is the market pricing in at $458?
+24.8%
Market-Implied FCF Growth Rate
Market roughly matching historical growth — reasonable.
MA
What growth rate is the market pricing in at $495?
+13.2%
Market-Implied Owner Earnings Growth
Standard FCF implies +12.2%
The market implies +13.2% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +12.2%, reflecting ongoing growth investment.
Economic Moat Score
Learn more →ISRG
89/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. Revenue Predictability is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
MA
99/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →ISRG
-3.07
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
MA
-2.53
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →ISRG
Insiders 0.6%Institutions 89.4%Retail & Other 10.1%
No. of Institutional Holders3,195
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
MA
Insiders 0.6%Institutions 91.3%Retail & Other 8.1%
No. of Institutional Holders4,775
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →ISRG
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
MA
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →ISRG
7
Sells (3M)
29
Sells (12M)
Total value (12M): $69.33M
LADD AMY L
Director
$291,886
@ $471.54 · 2026-04-29
CURET MYRIAM J
Officer
$51,865
@ $493.95 · 2026-03-10
BROSIUS MARK PRESTON
Officer
$630,475
@ $487.61 · 2026-03-09
BROSIUS MARK PRESTON
Officer
$1.82M
@ $496.19 · 2026-03-05
WIDMAN FREDRIK
Officer
$181,915
@ $495.68 · 2026-03-03
WADORS PATRICIA L.
Officer
$109,936
@ $499.71 · 2026-02-27
WIDMAN FREDRIK
Officer
$65,830
@ $494.96 · 2026-02-11
CURET MYRIAM J
Officer
$65,523
@ $520.02 · 2026-01-29
CURET MYRIAM J
Officer
$122,500
@ $532.61 · 2026-01-27
BROSIUS MARK PRESTON
Officer
$2.72M
@ $547.47 · 2025-12-15
BROSIUS MARK PRESTON
Officer
$2.63M
@ $547.36 · 2025-12-12
CURET MYRIAM J
Officer
$58,230
@ $559.90 · 2025-12-10
CURET MYRIAM J
Officer
$71,124
@ $568.99 · 2025-12-01
GUTHART GARY S
Officer and Director
$13.02M
@ $570.89 · 2025-12-01
CHARLTON HENRY L
Officer
$7.96M
@ $580.00 · 2025-11-12
BARRATT CRAIG H
Director
$435,000
@ $580.00 · 2025-11-12
CURET MYRIAM J
Officer
$58,800
@ $560.00 · 2025-11-10
MILLER BRIAN EDWARD
Officer
$2.01M
@ $575.00 · 2025-11-10
WIDMAN FREDRIK
Officer
$1.14M
@ $550.00 · 2025-11-05
CURET MYRIAM J
Officer
$4.22M
@ $548.34 · 2025-10-29
BARRATT CRAIG H
Director
$1.20M
@ $548.01 · 2025-10-24
ROSA DAVID J
Chief Executive Officer
$13.41M
@ $547.55 · 2025-10-24
LADD AMY L
Director
$305,588
@ $455.42 · 2025-09-04
GUTHART GARY S
Officer and Director
$13.87M
@ $472.49 · 2025-08-29
CURET MYRIAM J
Officer
$2.22M
@ $492.48 · 2025-07-25
BROSIUS MARK PRESTON
Officer
$242,182
@ $561.91 · 2025-06-06
BROSIUS MARK PRESTON
Officer
$355,139
@ $550.60 · 2025-06-04
BROSIUS MARK PRESTON
Officer
$23,596
@ $561.81 · 2025-05-16
BROSIUS MARK PRESTON
Officer
$36,886
@ $558.88 · 2025-05-14
SAMATH JAMIE E.
Chief Financial Officer
$483,074
@ $527.95 · 2025-05-02
NACHTSHEIM JAMI DOVER K
Director
$1.25M
@ $520.00 · 2025-05-01
LADD AMY L
Director
$4.44M
@ $505.55 · 2025-04-30
DESANTIS ROBERT
Officer
$508,509
@ $513.65 · 2025-04-29
CURET MYRIAM J
Officer
$2.05M
@ $513.18 · 2025-04-25
LOEB GARY
Officer
$872,406
@ $513.18 · 2025-04-25
DESANTIS ROBERT
Officer
$5.76M
@ $499.22 · 2025-03-13
MILLER BRIAN EDWARD
Officer
$6.37M
@ $493.44 · 2025-03-12
BROSIUS MARK PRESTON
Officer
$260,725
@ $533.18 · 2025-03-07
BROSIUS MARK PRESTON
Officer
$824,991
@ $558.94 · 2025-03-06
ROSA DAVID J
President
$9.20M
@ $557.52 · 2025-03-05
CURET MYRIAM J
Officer
$1.75M
@ $577.30 · 2025-03-03
WIDMAN FREDRIK
Officer
$464,762
@ $573.78 · 2025-03-03
BROSIUS MARK PRESTON
Officer
$282,300
@ $573.78 · 2025-03-03
SAMATH JAMIE E.
Chief Financial Officer
$106,585
@ $566.94 · 2025-02-28
CURET MYRIAM J
Officer
$1.39M
@ $581.00 · 2025-02-27
SAMATH JAMIE E.
Chief Financial Officer
$61,652
@ $570.85 · 2025-02-26
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
MA
1
Sells (3M)
18
Sells (12M)
Total value (12M): $55.77M
LING HAI
Officer
$4.48M
@ $499.20 · 2026-02-24
SACHIN J. MEHRA
Chief Financial Officer
$10.20M
@ $591.00 · 2025-09-02
LING HAI
Officer
$2.69M
@ $600.00 · 2025-08-22
SACHIN J. MEHRA
Chief Financial Officer
$10.46M
@ $586.89 · 2025-08-19
SACHIN J. MEHRA
Chief Financial Officer
$3.83M
@ $566.46 · 2025-08-05
GENACHOWSKI JULIUS
Director
$178,049
@ $570.67 · 2025-07-07
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-30
SESHADRI RAJEEV
Officer
$601,447
@ $546.77 · 2025-06-27
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-24
GENACHOWSKI JULIUS
Director
$173,910
@ $561.00 · 2025-06-24
VOSBURG CRAIG
Officer
$5.02M
@ $532.97 · 2025-06-20
SESHADRI RAJEEV
Officer
$508,474
@ $535.80 · 2025-06-20
SESHADRI RAJEEV
Officer
$1.76M
@ $561.78 · 2025-06-16
KIRKPATRICK LINDA PISTECCHIA
Officer
$549,373
@ $572.86 · 2025-06-13
VOSBURG CRAIG
Officer
$5.55M
@ $588.18 · 2025-06-12
VOSBURG CRAIG
Officer
$8.22M
@ $585.05 · 2025-06-05
ARKELL SANDRA A
Officer
$218,223
@ $577.31 · 2025-05-15
ARKELL SANDRA A
Officer
$257,535
@ $572.30 · 2025-05-12
MIEBACH MICHAEL
Chief Executive Officer
$8.68M
@ $550.16 · 2025-03-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$3.81M
@ $534.68 · 2025-03-19
MIEBACH MICHAEL
Chief Executive Officer
$9.78M
@ $553.76 · 2025-03-05
VOSBURG CRAIG
Officer
$6.12M
@ $556.14 · 2025-03-05
VOSBURG CRAIG
Officer
$6.19M
@ $562.72 · 2025-02-26
MIEBACH MICHAEL
Chief Executive Officer
$10.17M
@ $564.95 · 2025-02-18
VOSBURG CRAIG
Officer
$7.97M
@ $565.00 · 2025-02-18
MCLAUGHLIN EDWARD GRUNDE
Officer
$6.18M
@ $564.99 · 2025-02-18
SACHIN J. MEHRA
Chief Financial Officer
$2.36M
@ $500.44 · 2024-11-01
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.30M
@ $491.03 · 2024-09-27
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.29M
@ $489.86 · 2024-09-20
ARKELL SANDRA A
Officer
$550,000
@ $500.00 · 2024-09-17
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.31M
@ $493.10 · 2024-09-13
ARKELL SANDRA A
Officer
$528,000
@ $480.00 · 2024-08-29
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.19M
@ $468.80 · 2024-08-22
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.03M
@ $467.02 · 2024-08-21
LING HAI
Officer
$1.36M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$3.16M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$6.11M
@ $455.00 · 2024-08-05
LING HAI
Officer
$1.35M
@ $465.46 · 2024-08-01
ARKELL SANDRA A
Officer
$512,006
@ $465.46 · 2024-08-01
VOSBURG CRAIG
Officer
$4.07M
@ $451.06 · 2024-06-20
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$47.72M
@ $445.98 · 2024-06-17
MURPHY TIMOTHY H
Officer
$2.34M
@ $446.24 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$49.51M
@ $442.03 · 2024-06-13
SESHADRI RAJEEV
Officer
$3.11M
@ $449.66 · 2024-06-12
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$50.61M
@ $447.85 · 2024-06-10
VOSBURG CRAIG
Officer
$4.04M
@ $447.28 · 2024-06-05
SESHADRI RAJEEV
Officer
$3.71M
@ $443.93 · 2024-06-05
MURPHY TIMOTHY H
Officer
$2.31M
@ $441.57 · 2024-06-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →ISRG
😐Neutral(43/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
MA
😐Neutral(45/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →ISRG
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (43)
MA
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (45)