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Compare Stocks › IP vs PFE

International Paper Company (IP) vs Pfizer Inc. (PFE)

IP
International Paper Company
$34.00
VS
PFE
Pfizer Inc.
$27.41

Rewards

IP
  • ★3 insider purchases totaling $4.0M with no sells in the past 3 months — insiders are putting their own money in.
  • ★Market sentiment is in extreme fear territory (score: 19/100) — historically, periods of fear have often presented buying opportunities.
PFE
  • ★Gross margin of 75.8% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • ★Dividend yield of 6.28% with a consistent or growing payout over the past 4 years.
  • ★FCF yield of 8.6% is historically attractive — the business generates significant cash relative to its price.

Risks

IP
  • ⚠ROIC has declined by 9.7 percentage points over the observed period, which may signal competitive erosion.
  • ⚠International Paper Company scores only 17/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
  • ⚠Share count has increased by 51% over the past 4 years, diluting existing shareholders.
PFE
  • ⚠ROIC has declined by 13.9 percentage points over the observed period, which may signal competitive erosion.
  • ⚠Free cash flow has declined at a 29.6% CAGR over the past 4 years — a concerning trend.

Key Valuation Metrics

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IP
PFE
Valuation
$553.25M
Free Cash Flow
$13.43B
3.07%
FCF Yield
8.61%
N/A
Trailing P/E
20.15
11.70
Forward P/E
9.69
Quality & Moat
4.77%
ROIC
7.67%
-23.71%
ROE
8.96%
29.74%
Gross Margin
75.81%
N/A
PEG Ratio
N/A
Balance Sheet Safety
0.71
Debt / Equity
0.78
N/A
Interest Coverage
N/A
2.38
Net Debt / EBITDA
2.10
5.44%
Dividend Yield
6.28%
IP: 1Ties: 1PFE: 8
IPPFE

Historical Fundamentals

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IP

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

PFE

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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IP
N/A
Net losses over 3 years — test not applicable
Company had negative cumulative retained earnings
Σ Retained
$-4.93B
Δ Market Cap
+$8.67B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
PFE
N/A
Net losses over 3 years — test not applicable
Company had negative cumulative retained earnings
Σ Retained
$-10.61B
Δ Market Cap
$-146.18B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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IP
41.6% Margin of Safety
Price is 41.6% below estimated fair value
Current Price: $34.00
Fair Value: $58.23
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
PFE
140.2% Overvalued
Price is 140.2% above estimated fair value
Current Price: $27.41
Fair Value: $11.41
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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IP

What growth rate is the market pricing in at $34?

+20.1%
Market-Implied FCF Growth Rate

Market pricing in significantly higher growth than history — aggressive.

PFE

What growth rate is the market pricing in at $27?

+11.8%
Market-Implied Owner Earnings Growth
Standard FCF implies +4.3%

The market implies +11.8% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +4.3%, reflecting heavy growth investment.

Economic Moat Score

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IP
17/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
PFE
35/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.

Forensic Accounting

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IP
-2.71
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
PFE
-2.53
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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IP
Insiders 0.4%Institutions 102.4%
No. of Institutional Holders1,184
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
PFE
Insiders 0.1%Institutions 67.7%Retail & Other 32.2%
No. of Institutional Holders3,693
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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IP
3
Buys (3M)
3
Buys (12M)
Total value (12M): $4.01M
GUSTAFSSON PER ANDERS
Director
$1.00M
@ $38.33 · 2026-03-12
CONNOR CHRISTOPHER M
Director
$1.01M
@ $40.37 · 2026-01-30
SILVERNAIL ANDREW K.
Chief Executive Officer
$2.00M
@ $39.98 · 2026-01-30
Open market purchases · includes direct & indirect ownership · excludes option exercises
PFE
0
Buys (3M)
0
Buys (12M)
BLAYLOCK RONALD E
Director
$499,072
@ $25.65 · 2025-02-13
GOTTLIEB SCOTT
Director
$28,240
@ $28.24 · 2024-10-30
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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IP
0
Sells (3M)
2
Sells (12M)
Total value (12M): $746,159
SAAB JOSEPH R
General Counsel
$409,815
@ $45.53 · 2025-09-16
GOUGHNOUR HOLLY G
Officer
$336,344
@ $44.85 · 2025-05-05
SULLIVAN KATHRYN D.
Director
$35,034
@ $58.39 · 2024-11-29
SULLIVAN KATHRYN D.
Director
$33,714
@ $56.19 · 2024-11-15
SULLIVAN KATHRYN D.
Director
$32,100
@ $53.50 · 2024-10-31
SULLIVAN KATHRYN D.
Director
$28,848
@ $48.08 · 2024-10-15
SULLIVAN KATHRYN D.
Director
$29,208
@ $48.68 · 2024-09-30
SULLIVAN KATHRYN D.
Director
$29,688
@ $49.48 · 2024-09-16
SAAB JOSEPH R
General Counsel
$115,412
@ $47.30 · 2024-09-12
GOUGHNOUR HOLLY G
Officer
$236,100
@ $47.22 · 2024-09-06
SULLIVAN KATHRYN D.
Director
$28,740
@ $47.90 · 2024-08-30
ELLIS CLAYTON R
Officer
$439,470
@ $48.83 · 2024-08-28
SULLIVAN KATHRYN D.
Director
$27,660
@ $46.10 · 2024-08-15
SULLIVAN KATHRYN D.
Director
$27,756
@ $46.26 · 2024-07-31
SULLIVAN KATHRYN D.
Director
$26,208
@ $43.68 · 2024-07-15
SULLIVAN KATHRYN D.
Director
$25,662
@ $42.77 · 2024-06-28
SULLIVAN KATHRYN D.
Director
$27,066
@ $45.11 · 2024-06-14
SULLIVAN KATHRYN D.
Director
$26,748
@ $44.58 · 2024-05-31
SULLIVAN KATHRYN D.
Director
$23,946
@ $39.91 · 2024-05-15
SULLIVAN KATHRYN D.
Director
$20,964
@ $34.94 · 2024-04-30
SULLIVAN KATHRYN D.
Director
$22,668
@ $37.78 · 2024-04-15
SULLIVAN KATHRYN D.
Director
$23,352
@ $38.92 · 2024-04-01
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
PFE
0
Sells (3M)
0
Sells (12M)
DAMICO JENNIFER B.
Officer
$64,825
@ $25.93 · 2025-03-04
DAMICO JENNIFER B.
Officer
$147,714
@ $28.66 · 2024-08-13
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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IP
FearGreed
🥶Extreme Fear(19/100)

"Mr. Market is panicking — potential buying opportunity if fundamentals are strong"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
PFE
FearGreed
😏Greed(64/100)

"Market is optimistic — be cautious and ensure you have a margin of safety"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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IP
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Extreme Fear (19)
PFE
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Greed (64)
View IP Full AnalysisView PFE Full Analysis
International Paper Company (IP) vs Pfizer Inc. (PFE) Stock Comparison | SafetyMargin.io