Compare Stocks › IP vs JPM
International Paper Company (IP) vs JPMorgan Chase & Co. (JPM)
IP
International Paper Company
$34.00
VS
JPM
JPMorgan Chase & Co.
$287.97
Rewards
IP
- ★3 insider purchases totaling $4.0M with no sells in the past 3 months — insiders are putting their own money in.
- ★Market sentiment is in extreme fear territory (score: 19/100) — historically, periods of fear have often presented buying opportunities.
JPM
- ★Each dollar of retained earnings has created $3.95 of market value — management is an exceptional capital allocator.
Risks
IP
- ⚠ROIC has declined by 9.7 percentage points over the observed period, which may signal competitive erosion.
- ⚠International Paper Company scores only 17/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
- ⚠Share count has increased by 51% over the past 4 years, diluting existing shareholders.
JPM
- ⚠Gross margin of 0.0% is low, suggesting a competitive or commodity-like market with limited pricing power.
- ⚠JPMorgan Chase & Co. scores only 18/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
- ⚠Altman Z-Score of 0.30 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
Key Valuation Metrics
Learn more →IP
JPM
Valuation
$553.25M
Free Cash Flow
N/A
3.07%
FCF Yield
N/A
N/A
Trailing P/E
14.39
11.70
Forward P/E
12.26
Quality & Moat
4.77%
ROIC
5.32%
-23.71%
ROE
N/A
29.74%
Gross Margin
0.00%
N/A
PEG Ratio
N/A
Balance Sheet Safety
0.71
Debt / Equity
N/A
N/A
Interest Coverage
N/A
2.38
Net Debt / EBITDA
N/A
5.44%
Dividend Yield
2.08%
IP: 2Ties: 2JPM: 1
IPJPM
Historical Fundamentals
Learn more →IP
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
JPM
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →IP
N/A
Net losses over 3 years — test not applicable
Company had negative cumulative retained earnings
Σ Retained
$-4.93B
Δ Market Cap
+$8.67B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
JPM
$3.95
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$120.20B
Δ Market Cap
+$475.31B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →IP
41.6% Margin of Safety
Price is 41.6% below estimated fair value
Current Price: $34.00
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $58.23
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
JPM
46.5% Margin of Safety
Price is 46.5% below estimated fair value
Current Price: $287.97
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $538.22
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →IP
What growth rate is the market pricing in at $34?
+20.1%
Market-Implied FCF Growth Rate
Market pricing in significantly higher growth than history — aggressive.
JPM
Requires positive FCF to compute implied growth rate.
Economic Moat Score
Learn more →IP
17/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
JPM
18/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →IP
-2.71
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
JPM
-2.17
Possible Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →IP
Insiders 0.4%Institutions 102.4%
No. of Institutional Holders1,184
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
JPM
Insiders 0.4%Institutions 75.0%Retail & Other 24.6%
No. of Institutional Holders6,240
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →IP
3
Buys (3M)
3
Buys (12M)
Total value (12M): $4.01M
GUSTAFSSON PER ANDERS
Director
$1.00M
@ $38.33 · 2026-03-12
CONNOR CHRISTOPHER M
Director
$1.01M
@ $40.37 · 2026-01-30
SILVERNAIL ANDREW K.
Chief Executive Officer
$2.00M
@ $39.98 · 2026-01-30
Open market purchases · includes direct & indirect ownership · excludes option exercises
JPM
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →IP
0
Sells (3M)
2
Sells (12M)
Total value (12M): $746,159
SAAB JOSEPH R
General Counsel
$409,815
@ $45.53 · 2025-09-16
GOUGHNOUR HOLLY G
Officer
$336,344
@ $44.85 · 2025-05-05
SULLIVAN KATHRYN D.
Director
$35,034
@ $58.39 · 2024-11-29
SULLIVAN KATHRYN D.
Director
$33,714
@ $56.19 · 2024-11-15
SULLIVAN KATHRYN D.
Director
$32,100
@ $53.50 · 2024-10-31
SULLIVAN KATHRYN D.
Director
$28,848
@ $48.08 · 2024-10-15
SULLIVAN KATHRYN D.
Director
$29,208
@ $48.68 · 2024-09-30
SULLIVAN KATHRYN D.
Director
$29,688
@ $49.48 · 2024-09-16
SAAB JOSEPH R
General Counsel
$115,412
@ $47.30 · 2024-09-12
GOUGHNOUR HOLLY G
Officer
$236,100
@ $47.22 · 2024-09-06
SULLIVAN KATHRYN D.
Director
$28,740
@ $47.90 · 2024-08-30
ELLIS CLAYTON R
Officer
$439,470
@ $48.83 · 2024-08-28
SULLIVAN KATHRYN D.
Director
$27,660
@ $46.10 · 2024-08-15
SULLIVAN KATHRYN D.
Director
$27,756
@ $46.26 · 2024-07-31
SULLIVAN KATHRYN D.
Director
$26,208
@ $43.68 · 2024-07-15
SULLIVAN KATHRYN D.
Director
$25,662
@ $42.77 · 2024-06-28
SULLIVAN KATHRYN D.
Director
$27,066
@ $45.11 · 2024-06-14
SULLIVAN KATHRYN D.
Director
$26,748
@ $44.58 · 2024-05-31
SULLIVAN KATHRYN D.
Director
$23,946
@ $39.91 · 2024-05-15
SULLIVAN KATHRYN D.
Director
$20,964
@ $34.94 · 2024-04-30
SULLIVAN KATHRYN D.
Director
$22,668
@ $37.78 · 2024-04-15
SULLIVAN KATHRYN D.
Director
$23,352
@ $38.92 · 2024-04-01
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
JPM
12
Sells (3M)
30
Sells (12M)
Total value (12M): $104.76M
LEOPOLD ROBIN
Officer
$132,684
@ $307.14 · 2026-02-19
ROHRBAUGH TROY L
Officer
$15.36M
@ $307.11 · 2026-02-19
BARNUM JEREMY
Chief Financial Officer
$886,157
@ $306.42 · 2026-02-17
BEER LORI A
Chief Technology Officer
$627,207
@ $306.40 · 2026-02-17
ERDOES MARY E.
Officer
$1.76M
@ $306.41 · 2026-02-17
PETNO DOUGLAS B
Officer
$1.07M
@ $306.40 · 2026-02-17
PIEPSZAK JENNIFER A
Chief Operating Officer
$2.68M
@ $312.79 · 2026-01-16
BARNUM JEREMY
Chief Financial Officer
$904,890
@ $312.79 · 2026-01-16
BEER LORI A
Chief Technology Officer
$640,295
@ $312.80 · 2026-01-16
ERDOES MARY E.
Officer
$1.79M
@ $312.78 · 2026-01-16
PETNO DOUGLAS B
Officer
$1.09M
@ $312.80 · 2026-01-16
BACON ASHLEY
Officer
$2.30M
@ $312.79 · 2026-01-16
LEOPOLD ROBIN
Officer
$301,311
@ $311.92 · 2025-11-07
BAMMANN LINDA B.
Director
$2.83M
@ $297.94 · 2025-09-02
BACON ASHLEY
Officer
$1.39M
@ $267.44 · 2025-06-12
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.61M
@ $262.47 · 2025-06-05
BEER LORI A
Chief Technology Officer
$1.57M
@ $267.09 · 2025-05-16
LAKE MARIANNE
Officer
$3.28M
@ $267.08 · 2025-05-16
PETNO DOUGLAS B
Officer
$2.71M
@ $266.89 · 2025-05-15
ERDOES MARY E.
Officer
$3.69M
@ $262.54 · 2025-05-13
BACON ASHLEY
Officer
$1.37M
@ $262.53 · 2025-05-13
ROHRBAUGH TROY L
Officer
$3.29M
@ $263.08 · 2025-05-12
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.54M
@ $250.76 · 2025-05-06
BARNUM JEREMY
Chief Financial Officer
$10.03M
@ $250.77 · 2025-05-06
BAMMANN LINDA B.
Director
$2.38M
@ $250.00 · 2025-05-06
DIMON JAMES
Chief Executive Officer
$31.50M
@ $235.68 · 2025-04-14
LEOPOLD ROBIN
Officer
$308,652
@ $246.92 · 2025-03-24
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.06M
@ $247.03 · 2025-03-24
ROHRBAUGH TROY L
Officer
$6.18M
@ $247.02 · 2025-03-24
BEER LORI A
Chief Technology Officer
$506,698
@ $246.93 · 2025-03-24
LEOPOLD ROBIN
Officer
$337,610
@ $270.09 · 2025-02-20
PIEPSZAK JENNIFER A
Chief Operating Officer
$1.15M
@ $269.85 · 2025-02-20
ROHRBAUGH TROY L
Officer
$10.12M
@ $269.84 · 2025-02-20
BEER LORI A
Chief Technology Officer
$554,054
@ $269.88 · 2025-02-20
FRIEDMAN STACEY R.
General Counsel
$919,371
@ $278.34 · 2025-02-18
ERDOES MARY E.
Officer
$1.47M
@ $278.37 · 2025-02-18
PETNO DOUGLAS B
Officer
$971,646
@ $278.41 · 2025-02-18
FRIEDMAN STACEY R.
General Counsel
$838,778
@ $253.94 · 2025-01-16
ERDOES MARY E.
Officer
$1.34M
@ $253.97 · 2025-01-16
BACON ASHLEY
Officer
$1.81M
@ $253.94 · 2025-01-16
PETNO DOUGLAS B
Officer
$886,565
@ $253.96 · 2025-01-16
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →IP
🥶Extreme Fear(19/100)
"Mr. Market is panicking — potential buying opportunity if fundamentals are strong"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
JPM
😐Neutral(51/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →IP
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Extreme Fear (19)
JPM
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (51)