Compare StocksINTU vs ULTA

Intuit Inc. (INTU) vs Ulta Beauty, Inc. (ULTA)

INTU
Intuit Inc.
$399.02
VS
ULTA
Ulta Beauty, Inc.
$531.95

Rewards

INTU
  • Gross margin of 80.9% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • Intuit Inc. scores 79/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
  • Free cash flow has grown at a 18.5% CAGR over the past 4 years, demonstrating strong earnings power growth.
ULTA

    Risks

    INTU
    • 22 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
    ULTA

      Key Valuation Metrics

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      INTU
      ULTA
      Valuation
      $5.30B
      Free Cash Flow
      $900.10M
      4.77%
      FCF Yield
      3.87%
      25.98
      Trailing P/E
      20.75
      15.07
      Forward P/E
      16.83
      Quality & Moat
      11.26%
      ROIC
      24.02%
      20.30%
      ROE
      41.15%
      80.90%
      Gross Margin
      43.05%
      0.54
      PEG Ratio
      1.77
      Balance Sheet Safety
      0.36
      Debt / Equity
      0.78
      N/A
      Interest Coverage
      N/A
      0.64
      Net Debt / EBITDA
      0.92
      1.16%
      Dividend Yield
      N/A
      INTU: 7Ties: 1ULTA: 3
      INTUULTA

      Historical Fundamentals

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      INTU

      Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

      ULTA
      No historical data available.

      Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

      $1 Retained Earnings Test

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      INTU
      $12.31
      created per $1 retained over 3 years
      Exceptional Value Creator
      Σ Retained
      $6.10B
      Δ Market Cap
      +$75.17B
      Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
      > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
      ULTA
      Not enough historical data to compute the retained earnings test.

      Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
      > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

      Discounted Cash Flow (DCF) Analysis

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      INTU
      4.2% Margin of Safety
      Price is 4.2% below estimated fair value
      Current Price: $399.02
      Fair Value: $416.72
      Strongly undervalued
      Undervalued
      Fairly valued
      Overvalued
      Strongly overvalued
      ULTA
      9.1% Overvalued
      Price is 9.1% above estimated fair value
      Current Price: $531.95
      Fair Value: $487.58
      Strongly undervalued
      Undervalued
      Fairly valued
      Overvalued
      Strongly overvalued

      Reverse DCF — Market-Implied Growth

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      INTU

      What growth rate is the market pricing in at $399?

      +13.1%
      Market-Implied Owner Earnings Growth
      Standard FCF implies +8.8%

      The market implies +13.1% Owner Earnings growth, below historical trends — potential opportunity.

      Standard FCF implies a more demanding +8.8%, reflecting heavy growth investment expected to generate future returns.

      ULTA

      What growth rate is the market pricing in at $532?

      +12.1%
      Market-Implied FCF Growth Rate

      Economic Moat Score

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      INTU
      79/100
      Wide Moat
      70+ Wide · 40-69 Narrow · <40 None

      Wide moat driven primarily by revenue predictability. ROIC Consistency is the area most vulnerable to competitive pressure.

      Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
      ULTA

      Insufficient data for Economic Moat Score calculation (requires 3+ years).

      Forensic Accounting

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      INTU
      -2.65
      Unlikely Manipulator
      Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

      M-Score Trend

      Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
      ULTA

      Insufficient data for Beneish M-Score calculation (requires 2+ years).

      Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

      Ownership Breakdown

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      INTU
      Insiders 2.4%Institutions 90.9%Retail & Other 6.7%
      No. of Institutional Holders2,894
      High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
      ULTA

      No ownership data available.

      High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

      Insider Buying Activity

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      INTU
      0
      Buys (3M)
      0
      Buys (12M)
      No open market insider purchases found.
      Open market purchases · includes direct & indirect ownership · excludes option exercises
      ULTA
      0
      Buys (3M)
      0
      Buys (12M)
      No open market insider purchases found.
      Open market purchases · includes direct & indirect ownership · excludes option exercises

      Open market purchases · includes direct & indirect ownership · excludes option exercises.

      Insider Selling Activity

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      INTU
      1
      Sells (3M)
      22
      Sells (12M)
      Total value (12M): $112.35M
      DALZELL RICHARD L
      Director
      $457,046
      @ $457.50 · 2026-03-12
      AUJLA SANDEEP S
      Chief Financial Officer
      $840,097
      @ $629.76 · 2026-01-05
      AUJLA SANDEEP S
      Chief Financial Officer
      $741,172
      @ $675.02 · 2025-12-19
      DALZELL RICHARD L
      Director
      $219,763
      @ $659.95 · 2025-12-11
      DALZELL RICHARD L
      Director
      $435,354
      @ $653.68 · 2025-12-10
      AUJLA SANDEEP S
      Chief Financial Officer
      $792,160
      @ $677.06 · 2025-10-03
      DALZELL RICHARD L
      Director
      $665,951
      @ $666.62 · 2025-09-11
      AUJLA SANDEEP S
      Chief Financial Officer
      $27,930
      @ $665.00 · 2025-08-25
      DALZELL RICHARD L
      Director
      $255,887
      @ $768.43 · 2025-07-10
      DALZELL RICHARD L
      Director
      $521,891
      @ $783.62 · 2025-07-09
      BALAZS ALEX G
      Chief Technology Officer
      $689,400
      @ $782.52 · 2025-07-08
      AUJLA SANDEEP S
      Chief Financial Officer
      $2.03M
      @ $782.22 · 2025-07-03
      AUJLA SANDEEP S
      Chief Financial Officer
      $1.25M
      @ $773.90 · 2025-07-02
      NOTARAINNI MARK PHILLIP
      Officer
      $887,583
      @ $774.51 · 2025-07-02
      HOTZ LAUREN DALE
      Officer
      $1.36M
      @ $784.24 · 2025-06-27
      BALAZS ALEX G
      Chief Technology Officer
      $1.12M
      @ $771.24 · 2025-06-05
      TESSEL MARIANNA
      Officer
      $26.12M
      @ $760.84 · 2025-06-03
      FENNELL LAURA A
      Officer
      $19.29M
      @ $752.25 · 2025-05-29
      FENNELL LAURA A
      Officer
      $30.46M
      @ $738.61 · 2025-05-28
      AUJLA SANDEEP S
      Chief Financial Officer
      $11.66M
      @ $726.15 · 2025-05-27
      NOTARAINNI MARK PHILLIP
      Officer
      $340,143
      @ $725.25 · 2025-05-27
      MCLEAN KERRY JEAN
      General Counsel
      $12.18M
      @ $729.16 · 2025-05-27
      FENNELL LAURA A
      Officer
      $5.00M
      @ $612.45 · 2025-03-24
      TESSEL MARIANNA
      Officer
      $4.43M
      @ $600.13 · 2025-03-21
      BURTON EVE B
      Director
      $1.02M
      @ $600.00 · 2025-03-20
      HOTZ LAUREN DALE
      Officer
      $667,838
      @ $619.52 · 2025-01-10
      AUJLA SANDEEP S
      Chief Financial Officer
      $814,350
      @ $626.42 · 2025-01-08
      FENNELL LAURA A
      Officer
      $2.94M
      @ $613.70 · 2025-01-07
      AUJLA SANDEEP S
      Chief Financial Officer
      $68,506
      @ $628.50 · 2025-01-03
      NOTARAINNI MARK PHILLIP
      Officer
      $228,121
      @ $630.17 · 2025-01-03
      BALAZS ALEX G
      Chief Technology Officer
      $15.86M
      @ $665.98 · 2024-12-12
      FENNELL LAURA A
      Officer
      $5.06M
      @ $657.64 · 2024-12-10
      MCLEAN KERRY JEAN
      General Counsel
      $11.16M
      @ $650.78 · 2024-12-09
      NOTARAINNI MARK PHILLIP
      Officer
      $6.21M
      @ $646.47 · 2024-12-05
      NOTARAINNI MARK PHILLIP
      Officer
      $2.36M
      @ $646.83 · 2024-12-05
      Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
      ULTA
      0
      Sells (3M)
      0
      Sells (12M)
      No open market insider sales found.
      Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

      Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

      🎭 Mr. Market's Mood

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      INTU
      FearGreed
      😨Fear(38/100)

      "Market is pessimistic — investigate whether fears are temporary or structural"

      Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
      ULTA
      No sentiment data available for this stock.

      Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

      ⚖️ Buffett Signal

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      INTU
      Awaiting DCF Data

      The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

      DCF Margin of Safety: N/AMr. Market's Mood: Fear (38)
      ULTA
      Awaiting DCF Data

      The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

      DCF Margin of Safety: N/AMr. Market's Mood: Neutral (50)
      View INTU Full AnalysisView ULTA Full Analysis