Compare Stocks › INTU vs STX
Intuit Inc. (INTU) vs Seagate Technology Holdings plc (STX)
INTU
Intuit Inc.
$399.02
VS
STX
Seagate Technology Holdings plc
$726.93
Rewards
INTU
- ★Gross margin of 80.9% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Intuit Inc. scores 79/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
- ★Free cash flow has grown at a 18.5% CAGR over the past 4 years, demonstrating strong earnings power growth.
STX
- ★PEG ratio of 0.64 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.
- ★Altman Z-Score of 4.80 indicates very low bankruptcy risk — the company is firmly in the safe zone.
Risks
INTU
- ⚠22 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
STX
- ⚠FCF yield of 1.0% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠Trailing P/E of 69.0x is 153% above the historical average of 27.3x — the stock trades at a premium to its own history.
- ⚠High leverage (3.82x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
Key Valuation Metrics
Learn more →INTU
STX
Valuation
$5.30B
Free Cash Flow
$1.61B
4.77%
FCF Yield
0.99%
25.98
Trailing P/E
68.97
15.07
Forward P/E
27.67
Quality & Moat
11.26%
ROIC
58.83%
20.30%
ROE
134.16%
80.90%
Gross Margin
41.57%
0.54
PEG Ratio
0.64
Balance Sheet Safety
0.36
Debt / Equity
3.82
N/A
Interest Coverage
N/A
0.64
Net Debt / EBITDA
0.86
1.16%
Dividend Yield
0.41%
INTU: 9Ties: 1STX: 2
INTUSTX
Historical Fundamentals
Learn more →INTU
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
STX
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →INTU
$12.31
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$6.10B
Δ Market Cap
+$75.17B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
STX
N/A
Net losses over 3 years — test not applicable
Company had negative cumulative retained earnings
Σ Retained
$-492.0M
Δ Market Cap
+$47.53B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →INTU
4.2% Margin of Safety
Price is 4.2% below estimated fair value
Current Price: $399.02
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $416.72
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
STX
57.1% Overvalued
Price is 57.1% above estimated fair value
Current Price: $726.93
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $462.79
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →INTU
What growth rate is the market pricing in at $399?
+13.1%
Market-Implied Owner Earnings Growth
Standard FCF implies +8.8%
The market implies +13.1% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +8.8%, reflecting heavy growth investment expected to generate future returns.
STX
What growth rate is the market pricing in at $727?
+31.7%
Market-Implied Owner Earnings Growth
Standard FCF implies +30.3%
The market implies +31.7% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +30.3%, reflecting heavy growth investment.
Economic Moat Score
Learn more →INTU
79/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat driven primarily by revenue predictability. ROIC Consistency is the area most vulnerable to competitive pressure.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
STX
32/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
Forensic Accounting
Learn more →INTU
-2.65
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
STX
-1.47
Likely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →INTU
Insiders 2.4%Institutions 90.9%Retail & Other 6.7%
No. of Institutional Holders2,894
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
STX
Insiders 0.3%Institutions 87.8%Retail & Other 11.9%
No. of Institutional Holders1,832
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →INTU
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
STX
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →INTU
1
Sells (3M)
22
Sells (12M)
Total value (12M): $112.35M
DALZELL RICHARD L
Director
$457,046
@ $457.50 · 2026-03-12
AUJLA SANDEEP S
Chief Financial Officer
$840,097
@ $629.76 · 2026-01-05
AUJLA SANDEEP S
Chief Financial Officer
$741,172
@ $675.02 · 2025-12-19
DALZELL RICHARD L
Director
$219,763
@ $659.95 · 2025-12-11
DALZELL RICHARD L
Director
$435,354
@ $653.68 · 2025-12-10
AUJLA SANDEEP S
Chief Financial Officer
$792,160
@ $677.06 · 2025-10-03
DALZELL RICHARD L
Director
$665,951
@ $666.62 · 2025-09-11
AUJLA SANDEEP S
Chief Financial Officer
$27,930
@ $665.00 · 2025-08-25
DALZELL RICHARD L
Director
$255,887
@ $768.43 · 2025-07-10
DALZELL RICHARD L
Director
$521,891
@ $783.62 · 2025-07-09
BALAZS ALEX G
Chief Technology Officer
$689,400
@ $782.52 · 2025-07-08
AUJLA SANDEEP S
Chief Financial Officer
$2.03M
@ $782.22 · 2025-07-03
AUJLA SANDEEP S
Chief Financial Officer
$1.25M
@ $773.90 · 2025-07-02
NOTARAINNI MARK PHILLIP
Officer
$887,583
@ $774.51 · 2025-07-02
HOTZ LAUREN DALE
Officer
$1.36M
@ $784.24 · 2025-06-27
BALAZS ALEX G
Chief Technology Officer
$1.12M
@ $771.24 · 2025-06-05
TESSEL MARIANNA
Officer
$26.12M
@ $760.84 · 2025-06-03
FENNELL LAURA A
Officer
$19.29M
@ $752.25 · 2025-05-29
FENNELL LAURA A
Officer
$30.46M
@ $738.61 · 2025-05-28
AUJLA SANDEEP S
Chief Financial Officer
$11.66M
@ $726.15 · 2025-05-27
NOTARAINNI MARK PHILLIP
Officer
$340,143
@ $725.25 · 2025-05-27
MCLEAN KERRY JEAN
General Counsel
$12.18M
@ $729.16 · 2025-05-27
FENNELL LAURA A
Officer
$5.00M
@ $612.45 · 2025-03-24
TESSEL MARIANNA
Officer
$4.43M
@ $600.13 · 2025-03-21
BURTON EVE B
Director
$1.02M
@ $600.00 · 2025-03-20
HOTZ LAUREN DALE
Officer
$667,838
@ $619.52 · 2025-01-10
AUJLA SANDEEP S
Chief Financial Officer
$814,350
@ $626.42 · 2025-01-08
FENNELL LAURA A
Officer
$2.94M
@ $613.70 · 2025-01-07
AUJLA SANDEEP S
Chief Financial Officer
$68,506
@ $628.50 · 2025-01-03
NOTARAINNI MARK PHILLIP
Officer
$228,121
@ $630.17 · 2025-01-03
BALAZS ALEX G
Chief Technology Officer
$15.86M
@ $665.98 · 2024-12-12
FENNELL LAURA A
Officer
$5.06M
@ $657.64 · 2024-12-10
MCLEAN KERRY JEAN
General Counsel
$11.16M
@ $650.78 · 2024-12-09
NOTARAINNI MARK PHILLIP
Officer
$6.21M
@ $646.47 · 2024-12-05
NOTARAINNI MARK PHILLIP
Officer
$2.36M
@ $646.83 · 2024-12-05
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
STX
7
Sells (3M)
57
Sells (12M)
Total value (12M): $162.91M
MOSLEY WILLIAM D
Chief Executive Officer
$8.41M
@ $420.73 · 2026-04-01
MOSLEY WILLIAM D
Chief Executive Officer
$10.00M
@ $406.77 · 2026-03-19
MORRIS JOHN CHRISTOPHER
Chief Technology Officer
$42,273
@ $377.44 · 2026-03-13
CONYERS YOLANDA LEE
Director
$295,192
@ $393.59 · 2026-03-02
MOSLEY WILLIAM D
Chief Executive Officer
$7.70M
@ $384.76 · 2026-03-02
MORRIS JOHN CHRISTOPHER
Chief Technology Officer
$98,400
@ $410.00 · 2026-02-24
CHONG KIAN FATT
Officer
$2.43M
@ $416.48 · 2026-02-23
MOSLEY WILLIAM D
Chief Executive Officer
$8.59M
@ $429.27 · 2026-02-02
GELDMACHER JAY L
Director
$414,423
@ $448.02 · 2026-01-30
TEH BAN-SENG
Officer
$8.93M
@ $442.29 · 2026-01-29
LEE JAMES CI
Officer
$234,776
@ $348.85 · 2026-01-26
TEH BAN-SENG
Officer
$422,626
@ $299.31 · 2026-01-12
MOSLEY WILLIAM D
Chief Executive Officer
$5.71M
@ $285.56 · 2026-01-02
MORRIS JOHN CHRISTOPHER
Chief Technology Officer
$32,984
@ $291.89 · 2025-12-15
TEH BAN-SENG
Officer
$594,759
@ $295.90 · 2025-12-11
CONYERS YOLANDA LEE
Director
$204,682
@ $272.91 · 2025-12-02
MOSLEY WILLIAM D
Chief Executive Officer
$5.42M
@ $271.03 · 2025-12-01
ROMANO GIANLUCA
Chief Financial Officer
$2.13M
@ $266.69 · 2025-11-13
ROMANO GIANLUCA
Chief Financial Officer
$15.40M
@ $285.16 · 2025-11-12
TEH BAN-SENG
Officer
$408,040
@ $288.98 · 2025-11-11
LEE JAMES CI
Officer
$201,419
@ $288.98 · 2025-11-11
ARUMUGAVELU SHANKAR
Director
$1.47M
@ $294.56 · 2025-11-10
TEH BAN-SENG
Officer
$1.62M
@ $270.00 · 2025-11-05
TILENIUS STEPHANIE SCHEAR
Director
$545,084
@ $266.41 · 2025-11-03
MOSLEY WILLIAM D
Chief Executive Officer
$5.26M
@ $262.82 · 2025-11-03
GELDMACHER JAY L
Director
$336,375
@ $269.10 · 2025-10-31
CHONG KIAN FATT
Officer
$1.93M
@ $272.14 · 2025-10-30
TEH BAN-SENG
Officer
$318,040
@ $225.56 · 2025-10-13
MOSLEY WILLIAM D
Chief Executive Officer
$5.00M
@ $249.90 · 2025-10-01
MORRIS JOHN CHRISTOPHER
Chief Technology Officer
$79,645
@ $211.26 · 2025-09-16
MORRIS JOHN CHRISTOPHER
Chief Technology Officer
$3.00M
@ $195.80 · 2025-09-12
TEH BAN-SENG
Officer
$721,396
@ $193.30 · 2025-09-11
TEH BAN-SENG
Officer
$1.30M
@ $191.53 · 2025-09-10
CONYERS YOLANDA LEE
Director
$126,599
@ $168.80 · 2025-09-02
MOSLEY WILLIAM D
Chief Executive Officer
$3.38M
@ $168.97 · 2025-09-02
TEH BAN-SENG
Officer
$261,376
@ $151.61 · 2025-08-11
GELDMACHER JAY L
Director
$376,250
@ $150.50 · 2025-08-06
TEH BAN-SENG
Officer
$915,275
@ $155.00 · 2025-08-01
MOSLEY WILLIAM D
Chief Executive Officer
$3.07M
@ $153.75 · 2025-08-01
LEE JAMES CI
Officer
$714,145
@ $154.41 · 2025-08-01
TEH BAN-SENG
Officer
$248,400
@ $144.00 · 2025-07-11
MOSLEY WILLIAM D
Chief Executive Officer
$2.89M
@ $144.66 · 2025-07-01
TEH BAN-SENG
Officer
$77,870
@ $130.00 · 2025-06-16
TEH BAN-SENG
Officer
$222,353
@ $129.05 · 2025-06-11
TEH BAN-SENG
Officer
$222,353
@ $129.05 · 2025-06-11
TEH BAN-SENG
Officer
$467,220
@ $130.00 · 2025-06-09
MOSLEY WILLIAM D
Chief Executive Officer
$7.08M
@ $130.19 · 2025-06-09
TILENIUS STEPHANIE SCHEAR
Director
$344,801
@ $128.04 · 2025-06-05
TEH BAN-SENG
Officer
$9.28M
@ $124.24 · 2025-06-04
MOSLEY WILLIAM D
Chief Executive Officer
$8.39M
@ $119.87 · 2025-06-03
CANNON MICHAEL REYE
Director
$2.88M
@ $119.00 · 2025-06-02
CONYERS YOLANDA LEE
Director
$87,758
@ $117.01 · 2025-06-02
ROMANO GIANLUCA
Chief Financial Officer
$6.09M
@ $117.45 · 2025-05-30
TEH BAN-SENG
Officer
$483,115
@ $115.00 · 2025-05-27
CHONG KIAN FATT
Officer
$713,148
@ $111.26 · 2025-05-22
MOSLEY WILLIAM D
Chief Executive Officer
$7.66M
@ $109.47 · 2025-05-22
MOSLEY WILLIAM D
Chief Executive Officer
$7.66M
@ $109.47 · 2025-05-22
MOSLEY WILLIAM D
Chief Executive Officer
$1.69M
@ $84.56 · 2025-04-01
CONYERS YOLANDA LEE
Director
$77,212
@ $102.95 · 2025-03-03
MOSLEY WILLIAM D
Chief Executive Officer
$2.03M
@ $101.57 · 2025-03-03
MOSLEY WILLIAM D
Chief Executive Officer
$1.88M
@ $94.13 · 2025-02-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →INTU
😨Fear(38/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
STX
😏Greed(73/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →INTU
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (38)
STX
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (73)