Intuit Inc. (INTU) vs International Paper Company (IP) Stock Comparison

Compare Stocks › INTU vs IP

INTU

Intuit Inc.

$455.24

International Paper Company

$34.00

Rewards

INTU

★Gross margin of 80.9% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
★Intuit Inc. scores 79/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
★Free cash flow has grown at a 18.5% CAGR over the past 4 years, demonstrating strong earnings power growth.

★3 insider purchases totaling $4.0M with no sells in the past 3 months — insiders are putting their own money in.
★Market sentiment is in extreme fear territory (score: 19/100) — historically, periods of fear have often presented buying opportunities.

Risks

INTU

⚠24 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.

⚠ROIC has declined by 9.7 percentage points over the observed period, which may signal competitive erosion.
⚠International Paper Company scores only 17/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
⚠Share count has increased by 51% over the past 4 years, diluting existing shareholders.

Key Valuation Metrics

Learn more →

INTU

Valuation

$5.30B

Free Cash Flow

$553.25M

4.18%

FCF Yield

3.07%

29.58

Trailing P/E

N/A

17.19

Forward P/E

11.70

Quality & Moat

N/A

ROIC

4.77%

N/A

ROE

-23.71%

80.90%

Gross Margin

29.74%

N/A

PEG Ratio

N/A

Balance Sheet Safety

N/A

Debt / Equity

0.71

No debt

Interest Coverage

N/A

0.00

Net Debt / EBITDA

2.38

1.02%

Dividend Yield

5.44%

INTU: 4IP: 2

INTUIP

Historical Fundamentals

Learn more →

INTU

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

Learn more →

INTU

$12.31

created per $1 retained over 3 years

Exceptional Value Creator

Σ Retained

$6.10B

Δ Market Cap

+$75.17B

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

N/A

Net losses over 3 years — test not applicable

Company had negative cumulative retained earnings

Σ Retained

$-4.93B

Δ Market Cap

+$8.67B

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

Learn more →

INTU

5.8% Overvalued

Price is 5.8% above estimated fair value

Current Price: $455.24

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Fair Value: $430.46

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

41.6% Margin of Safety

Price is 41.6% below estimated fair value

Current Price: $34.00

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Fair Value: $58.23

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Reverse DCF — Market-Implied Growth

Learn more →

INTU

What growth rate is the market pricing in at $455?

+14.4%

Market-Implied Owner Earnings Growth

Standard FCF implies +10.1%

The market implies +14.4% Owner Earnings growth, below historical trends — potential opportunity.

Standard FCF implies a more demanding +10.1%, reflecting heavy growth investment expected to generate future returns.

What growth rate is the market pricing in at $34?

+20.1%

Market-Implied FCF Growth Rate

Market pricing in significantly higher growth than history — aggressive.

Economic Moat Score

Learn more →

INTU

79/100

Wide Moat

70+ Wide · 40-69 Narrow · <40 None

Wide moat driven primarily by revenue predictability. ROIC Consistency is the area most vulnerable to competitive pressure.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

17/100

No Moat

70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Forensic Accounting

Learn more →

INTU

-2.65

Unlikely Manipulator

Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

-2.71

Unlikely Manipulator

Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Ownership Breakdown

Learn more →

INTU

Insiders 2.4%Institutions 90.6%Retail & Other 7.1%

No. of Institutional Holders3,066

High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insiders 0.4%Institutions 102.4%

No. of Institutional Holders1,184

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

Learn more →

INTU

Buys (3M)

Buys (12M)

No open market insider purchases found.

Open market purchases · includes direct & indirect ownership · excludes option exercises

Buys (3M)

Buys (12M)

Total value (12M): $4.01M

GUSTAFSSON PER ANDERS

Director

$1.00M

@ $38.33 · 2026-03-12

CONNOR CHRISTOPHER M

Director

$1.01M

@ $40.37 · 2026-01-30

SILVERNAIL ANDREW K.

Chief Executive Officer

$2.00M

@ $39.98 · 2026-01-30

Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

Learn more →

INTU

Sells (3M)

Sells (12M)

Total value (12M): $121.78M

DALZELL RICHARD L

Director

$457,046

@ $457.50 · 2026-03-12

AUJLA SANDEEP S

Chief Financial Officer

$840,097

@ $629.76 · 2026-01-05

AUJLA SANDEEP S

Chief Financial Officer

$741,172

@ $675.02 · 2025-12-19

DALZELL RICHARD L

Director

$219,763

@ $659.95 · 2025-12-11

DALZELL RICHARD L

Director

$435,354

@ $653.68 · 2025-12-10

AUJLA SANDEEP S

Chief Financial Officer

$792,160

@ $677.06 · 2025-10-03

DALZELL RICHARD L

Director

$665,951

@ $666.62 · 2025-09-11

AUJLA SANDEEP S

Chief Financial Officer

$27,930

@ $665.00 · 2025-08-25

DALZELL RICHARD L

Director

$255,887

@ $768.43 · 2025-07-10

DALZELL RICHARD L

Director

$521,891

@ $783.62 · 2025-07-09

BALAZS ALEX G

Chief Technology Officer

$689,400

@ $782.52 · 2025-07-08

AUJLA SANDEEP S

Chief Financial Officer

$2.03M

@ $782.22 · 2025-07-03

NOTARAINNI MARK PHILLIP

Officer

$887,583

@ $774.51 · 2025-07-02

AUJLA SANDEEP S

Chief Financial Officer

$1.25M

@ $773.90 · 2025-07-02

HOTZ LAUREN DALE

Officer

$1.36M

@ $784.24 · 2025-06-27

BALAZS ALEX G

Chief Technology Officer

$1.12M

@ $771.24 · 2025-06-05

TESSEL MARIANNA

Officer

$26.12M

@ $760.84 · 2025-06-03

FENNELL LAURA A

Officer

$19.29M

@ $752.25 · 2025-05-29

FENNELL LAURA A

Officer

$30.46M

@ $738.61 · 2025-05-28

NOTARAINNI MARK PHILLIP

Officer

$340,143

@ $725.25 · 2025-05-27

AUJLA SANDEEP S

Chief Financial Officer

$11.66M

@ $726.15 · 2025-05-27

MCLEAN KERRY JEAN

General Counsel

$12.18M

@ $729.16 · 2025-05-27

FENNELL LAURA A

Officer

$5.00M

@ $612.45 · 2025-03-24

TESSEL MARIANNA

Officer

$4.43M

@ $600.13 · 2025-03-21

BURTON EVE B

Director

$1.02M

@ $600.00 · 2025-03-20

HOTZ LAUREN DALE

Officer

$667,838

@ $619.52 · 2025-01-10

AUJLA SANDEEP S

Chief Financial Officer

$814,350

@ $626.42 · 2025-01-08

FENNELL LAURA A

Officer

$2.94M

@ $613.70 · 2025-01-07

NOTARAINNI MARK PHILLIP

Officer

$228,121

@ $630.17 · 2025-01-03

AUJLA SANDEEP S

Chief Financial Officer

$68,506

@ $628.50 · 2025-01-03

BALAZS ALEX G

Chief Technology Officer

$15.86M

@ $665.98 · 2024-12-12

FENNELL LAURA A

Officer

$5.06M

@ $657.64 · 2024-12-10

MCLEAN KERRY JEAN

General Counsel

$11.16M

@ $650.78 · 2024-12-09

NOTARAINNI MARK PHILLIP

Officer

$6.21M

@ $646.47 · 2024-12-05

NOTARAINNI MARK PHILLIP

Officer

$2.36M

@ $646.83 · 2024-12-05

AUJLA SANDEEP S

Chief Financial Officer

$2.47M

@ $617.42 · 2024-10-10

AUJLA SANDEEP S

Chief Financial Officer

$466,015

@ $601.31 · 2024-10-03

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Sells (3M)

Sells (12M)

Total value (12M): $746,159

SAAB JOSEPH R

General Counsel

$409,815

@ $45.53 · 2025-09-16

GOUGHNOUR HOLLY G

Officer

$336,344

@ $44.85 · 2025-05-05

SULLIVAN KATHRYN D.

Director

$35,034

@ $58.39 · 2024-11-29

SULLIVAN KATHRYN D.

Director

$33,714

@ $56.19 · 2024-11-15

SULLIVAN KATHRYN D.

Director

$32,100

@ $53.50 · 2024-10-31

SULLIVAN KATHRYN D.

Director

$28,848

@ $48.08 · 2024-10-15

SULLIVAN KATHRYN D.

Director

$29,208

@ $48.68 · 2024-09-30

SULLIVAN KATHRYN D.

Director

$29,688

@ $49.48 · 2024-09-16

SAAB JOSEPH R

General Counsel

$115,412

@ $47.30 · 2024-09-12

GOUGHNOUR HOLLY G

Officer

$236,100

@ $47.22 · 2024-09-06

SULLIVAN KATHRYN D.

Director

$28,740

@ $47.90 · 2024-08-30

ELLIS CLAYTON R

Officer

$439,470

@ $48.83 · 2024-08-28

SULLIVAN KATHRYN D.

Director

$27,660

@ $46.10 · 2024-08-15

SULLIVAN KATHRYN D.

Director

$27,756

@ $46.26 · 2024-07-31

SULLIVAN KATHRYN D.

Director

$26,208

@ $43.68 · 2024-07-15

SULLIVAN KATHRYN D.

Director

$25,662

@ $42.77 · 2024-06-28

SULLIVAN KATHRYN D.

Director

$27,066

@ $45.11 · 2024-06-14

SULLIVAN KATHRYN D.

Director

$26,748

@ $44.58 · 2024-05-31

SULLIVAN KATHRYN D.

Director

$23,946

@ $39.91 · 2024-05-15

SULLIVAN KATHRYN D.

Director

$20,964

@ $34.94 · 2024-04-30

SULLIVAN KATHRYN D.

Director

$22,668

@ $37.78 · 2024-04-15

SULLIVAN KATHRYN D.

Director

$23,352

@ $38.92 · 2024-04-01

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

Learn more →

INTU

😐Neutral(41/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

🥶Extreme Fear(19/100)

"Mr. Market is panicking — potential buying opportunity if fundamentals are strong"

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

Learn more →

INTU

⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (41)

⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Extreme Fear (19)

View INTU Full Analysis View IP Full Analysis