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Intel Corporation (INTC) vs AT&T Inc. (T)

INTC
Intel Corporation
$99.61
VS
T
AT&T Inc.
$26.12

Rewards

INTC
    T
    • ★Free cash flow has grown at a 16.2% CAGR over the past 4 years, demonstrating strong earnings power growth.
    • ★Each dollar of retained earnings has created $14.87 of earning power — management is an exceptional capital allocator.
    • ★FCF yield of 10.7% is historically attractive — the business generates significant cash relative to its price.

    Risks

    INTC
    • ⚠Intel Corporation scores only 17/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
    T
    • ⚠Altman Z-Score of 0.89 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.

    Key Valuation Metrics

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    INTC
    T
    Valuation
    $-8.30B
    Free Cash Flow
    $19.44B
    -1.66%
    FCF Yield
    10.71%
    N/A
    Trailing P/E
    8.59
    66.78
    Forward P/E
    10.22
    Quality & Moat
    1.72%
    ROIC
    7.90%
    -0.21%
    ROE
    17.15%
    37.20%
    Gross Margin
    59.41%
    1.36
    PEG Ratio
    1.82
    Balance Sheet Safety
    0.36
    Debt / Equity
    1.25
    N/A
    Interest Coverage
    N/A
    0.86
    Net Debt / EBITDA
    3.33
    N/A
    Dividend Yield
    4.25%
    INTC: 3Ties: 1T: 6
    INTCT

    Historical Fundamentals

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    INTC

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    T

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    $1 Retained Earnings Test

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    INTC
    N/A
    Net losses over 3 years — test not applicable
    Company had negative cumulative retained earnings
    Σ Retained
    $-22.02B
    Δ Market Cap
    +$74.94B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
    T
    $1.91
    created per $1 retained over 3 years
    Value Creator
    Σ Retained
    $22.78B
    Δ Market Cap
    +$43.59B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Discounted Cash Flow (DCF) Analysis

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    INTC
    Insufficient Data
    Enter initial FCF to calculate intrinsic value
    Current Price: $99.61
    Fair Value: $0.00
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued
    T
    54.8% Margin of Safety
    Price is 54.8% below estimated fair value
    Current Price: $26.12
    Fair Value: $57.83
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued

    Reverse DCF — Market-Implied Growth

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    INTC

    Requires positive FCF to compute implied growth rate.

    T

    What growth rate is the market pricing in at $26?

    +3.8%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +5.4%

    The market implies +3.8% Owner Earnings growth, below historical trends — potential opportunity.

    Standard FCF implies a more demanding +5.4%, reflecting heavy growth investment expected to generate future returns.

    Economic Moat Score

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    INTC
    17/100
    No Moat
    70+ Wide · 40-69 Narrow · <40 None

    No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
    T
    57/100
    Narrow Moat
    70+ Wide · 40-69 Narrow · <40 None

    Narrow moat with margin stability as the key competitive advantage. Improving roic consistency would strengthen the moat.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

    Forensic Accounting

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    INTC
    -2.59
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
    T
    -2.78
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Ownership Breakdown

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    INTC
    Insiders 13.0%Institutions 61.8%Retail & Other 25.2%
    No. of Institutional Holders3,201
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
    T
    Insiders 0.1%Institutions 68.5%Retail & Other 31.5%
    No. of Institutional Holders3,617
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

    High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

    Insider Buying Activity

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    INTC
    0
    Buys (3M)
    1
    Buys (12M)
    Total value (12M): $249,985
    ZINSNER DAVID A
    Chief Financial Officer
    $249,985
    @ $42.50 · 2026-01-26
    GELSINGER PATRICK P
    Chief Executive Officer
    $251,198
    @ $22.53 · 2024-11-04
    GELSINGER PATRICK P
    Chief Executive Officer
    $251,946
    @ $20.16 · 2024-08-05
    Open market purchases · includes direct & indirect ownership · excludes option exercises
    T
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises

    Open market purchases · includes direct & indirect ownership · excludes option exercises.

    Insider Selling Activity

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    INTC
    0
    Sells (3M)
    1
    Sells (12M)
    Total value (12M): $981,000
    MILLER BOISE APRIL
    Officer
    $981,000
    @ $49.05 · 2026-02-02
    HOLTHAUS MICHELLE JOHNSTON
    General Counsel
    $650,000
    @ $26.00 · 2024-11-07
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
    T
    0
    Sells (3M)
    1
    Sells (12M)
    Total value (12M): $41,348
    SABRINA SANDERS S
    Officer
    $41,348
    @ $27.57 · 2025-05-28
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

    🎭 Mr. Market's Mood

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    INTC
    FearGreed
    😏Greed(74/100)

    "Market is optimistic — be cautious and ensure you have a margin of safety"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
    T
    FearGreed
    😐Neutral(55/100)

    "Market is pricing this stock without strong emotion in either direction"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    ⚖️ Buffett Signal

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    INTC
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Greed (74)
    T
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Neutral (55)
    View INTC Full AnalysisView T Full Analysis
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