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Intel Corporation (INTC) vs PG&E Corporation (PCG): Which Is the Better Buy in 2026?

As of 2026-11-02, INTC is overvalued at $66, with a DCF intrinsic value of $7 and a margin of safety of -813%. PCG is overvalued at $13, with an intrinsic value of $0 and a margin of safety of -100%. Of the two, PCG has the wider margin of safety.

INTC
Intel Corporation
$65.76
VS
PCG
PG&E Corporation
$13.18

Rewards

INTC
  • ★Net debt/EBITDA of -0.2x means the company holds more cash than debt — a net cash position.
PCG
  • ★Each dollar of retained earnings has created $1.40 of earning power — management is creating shareholder value.
  • ★Trailing P/E of 9.8x is 40% below the historical average of 16.4x — potentially undervalued relative to its own history.
  • ★PEG ratio of 0.55 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.

Risks

INTC
  • ⚠Intel Corporation scores only 17/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
  • ⚠Share count has increased by 21% over the past 4 years, diluting existing shareholders.
  • ⚠FCF yield of 0.2% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
PCG
  • ⚠Share count has increased by 11% over the past 4 years, diluting existing shareholders.
  • ⚠High leverage (1.85x net debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
  • ⚠Net debt/EBITDA of 6.0x indicates heavy leverage — it would take over 4 years of EBITDA to pay off net debt.

Key Valuation Metrics

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INTC
PCG
Valuation
$806.50M
Free Cash Flow
$-6.49B
0.23%
FCF Yield
-16.40%
N/A
Trailing P/E
9.76
36.30
Forward P/E
7.31
Quality & Moat
4.06%
ROIC
4.80%
-9.62%
ROE
8.89%
40.15%
Gross Margin
40.57%
1.36
PEG Ratio
0.55
Balance Sheet Safety
Net cash
Net Debt / Equity
1.85
N/A
Interest Coverage
N/A
-0.20
Net Debt / EBITDA
6.05
0.00%
Dividend Yield
1.52%
INTC: 4Ties: 2PCG: 5
INTCPCG

Historical Fundamentals

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INTC

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

PCG

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

$1 Retained Earnings Test

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INTC
N/A
Net losses over 3 years — test not applicable
Company had negative cumulative retained earnings
Σ Retained
$-22.02B
Δ Market Cap
+$74.94B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
PCG
$0.42
created per $1 retained over 3 years
Value Destroyer
Σ Retained
$7.07B
Δ Market Cap
+$3.00B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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INTC
Insufficient Data
Enter initial FCF to calculate intrinsic value
Current Price: $65.76
Fair Value: $0.00
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
PCG
Insufficient Data
Enter initial FCF to calculate intrinsic value
Current Price: $13.18
Fair Value: $0.00
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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INTC

What growth rate is the market pricing in at $66?

+51.8%
Market-Implied FCF Growth Rate

Market pricing in significantly higher growth than history — aggressive.

PCG

Requires positive FCF to compute implied growth rate.

Economic Moat Score

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INTC
17/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
PCG
33/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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INTC
-2.83
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
PCG
-2.69
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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INTC
Insiders 13.9%Institutions 62.8%Retail & Other 23.3%
No. of Institutional Holders4,439
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
PCG
Insiders 0.4%Institutions 104.2%
No. of Institutional Holders1,269
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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INTC
1
Buys (3M)
2
Buys (12M)
Total value (12M): $10.25M
TAN LIP-BU
Chief Executive Officer
$10.00M
@ $95.00 · 2026-08-11
ZINSNER DAVID A
Chief Financial Officer
$249,985
@ $42.50 · 2026-01-26
GELSINGER PATRICK P
Chief Executive Officer
$251,198
@ $22.53 · 2024-11-04
Open market purchases · includes direct & indirect ownership · excludes option exercises
PCG
1
Buys (3M)
2
Buys (12M)
Total value (12M): $211,200
LARSEN JOHN O
Director
$91,500
@ $12.20 · 2026-09-30
LARSEN JOHN O
Director
$119,700
@ $15.96 · 2025-11-04
DENAULT LEO PAUL
Director
$100,548
@ $15.96 · 2025-03-11
BAHRI RAJAT
Director
$50,054
@ $15.79 · 2025-02-25
HERNANDEZ CARLOS M.
Director
$49,989
@ $15.91 · 2025-02-25
DENECOUR JESSICA L
Director
$21,269
@ $15.79 · 2025-02-21
HARRIS ARNO LOCKHEART
Director
$100,052
@ $15.66 · 2025-02-20
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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INTC
0
Sells (3M)
3
Sells (12M)
Total value (12M): $7.47M
CHANDRASEKARAN NAGASUBRAMANIYAN
Chief Technology Officer
$2.49M
@ $118.28 · 2026-05-29
MILLER BOISE APRIL
Officer
$4.01M
@ $99.53 · 2026-05-01
MILLER BOISE APRIL
Officer
$981,000
@ $49.05 · 2026-02-02
HOLTHAUS MICHELLE JOHNSTON
General Counsel
$650,000
@ $26.00 · 2024-11-07
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
PCG
1
Sells (3M)
9
Sells (12M)
Total value (12M): $5.93M
FUGATE WILLIAM CRAIG
Director
$89,440
@ $13.76 · 2026-09-04
SANTOS MARLENE
Divisional Officer
$2.85M
@ $18.00 · 2026-07-22
COOPER KERRY WHORTON
Director
$22,500
@ $18.00 · 2026-07-22
PETERMAN CARLA J
President
$530,190
@ $16.68 · 2026-06-15
COOPER KERRY WHORTON
Director
$20,625
@ $16.50 · 2026-06-02
GLICKMAN JASON M.
Officer
$772,766
@ $16.35 · 2026-04-28
COOPER KERRY WHORTON
Director
$46,700
@ $18.68 · 2026-03-17
PETERMAN CARLA J
Officer
$582,002
@ $18.31 · 2026-03-16
SINGH SUMEET
Officer
$1.02M
@ $18.32 · 2026-03-05
GLICKMAN JASON M.
Divisional Officer
$470,094
@ $15.95 · 2025-10-30
PETERMAN CARLA J
Officer
$562,579
@ $17.30 · 2025-04-29
GLICKMAN JASON M.
Divisional Officer
$632,155
@ $15.71 · 2025-03-10
WILLIAMS STEPHANIE N.
Officer
$242,891
@ $16.21 · 2025-03-06
SANTOS MARLENE
Officer of Subsidiary Company
$2.06M
@ $16.37 · 2025-03-04
PETERMAN CARLA J
Officer
$532,369
@ $16.37 · 2025-03-04
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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INTC
FearGreed
😨Fear(26/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
PCG
FearGreed
😐Neutral(43/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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INTC
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (26)
PCG
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (43)
View INTC Full AnalysisView PCG Full Analysis

Frequently Asked Questions: INTC vs PCG

Is Intel Corporation or PG&E Corporation more undervalued in 2026?▼

Based on our discounted cash flow model, PCG trades at a -100.0% margin of safety (intrinsic value $0 vs. price $13), compared to INTC's -812.9% margin of safety (intrinsic $7 vs. $66).

Which stock has a wider economic moat, Intel Corporation or PG&E Corporation?▼

PCG scores 33/100 (None moat), while INTC scores 17/100 (None moat). The moat score measures competitive advantage durability across ROIC consistency, margin stability, revenue predictability, and reinvestment efficiency.

Is PG&E Corporation in financial distress?▼

PCG's Altman Z-Score of 0.5 places it in the Distress zone, signaling elevated bankruptcy risk. INTC scores 2.1 (Grey zone). The Altman Z-Score is a five-factor model that predicts insolvency within two years; scores below 1.81 indicate significant distress.

Which company has better free cash flow, Intel Corporation or PG&E Corporation?▼

Intel Corporation (INTC) generates a 0.2% free cash flow yield, compared to PG&E Corporation's -16.4%. A higher FCF yield means the business converts more of its market value into cash that can be returned to shareholders or reinvested.

Which stock has higher return on invested capital, Intel Corporation or PG&E Corporation?▼

PCG earns 4.8% ROIC versus INTC's 4.1%. A higher ROIC means the company generates more profit per dollar of capital employed, a hallmark of durable competitive advantage in Buffett-style analysis.

INTC vs PCG: Which Is the Better Buy in 2026? | SafetyMargin.io