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Intel Corporation (INTC) vs O'Reilly Automotive, Inc. (ORLY): Which Is the Better Buy in 2026?

As of 2026-11-01, INTC is overvalued at $66, with a DCF intrinsic value of $8 and a margin of safety of -697%. ORLY is overvalued at $88, with an intrinsic value of $63 and a margin of safety of -41%. Of the two, ORLY has the wider margin of safety.

INTC
Intel Corporation
$65.76
VS
ORLY
O'Reilly Automotive, Inc.
$88.12

Rewards

INTC
  • ★Net debt/EBITDA of -0.2x means the company holds more cash than debt — a net cash position.
ORLY
  • ★O'Reilly Automotive, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • ★O'Reilly Automotive, Inc. scores 89/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
  • ★Altman Z-Score of 4.08 indicates very low bankruptcy risk — the company is firmly in the safe zone.

Risks

INTC
  • ⚠Intel Corporation scores only 17/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
  • ⚠Share count has increased by 21% over the past 4 years, diluting existing shareholders.
  • ⚠FCF yield of 0.2% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
ORLY
  • ⚠FCF yield of 2.3% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
  • ⚠12 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
  • ⚠Free cash flow has declined at a 14.9% CAGR over the past 4 years — a concerning trend.

Key Valuation Metrics

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INTC
ORLY
Valuation
$670.37M
Free Cash Flow
$1.61B
0.19%
FCF Yield
2.27%
N/A
Trailing P/E
27.03
35.50
Forward P/E
24.06
Quality & Moat
4.06%
ROIC
31.24%
-9.62%
ROE
N/A
40.15%
Gross Margin
51.79%
1.36
PEG Ratio
1.65
Balance Sheet Safety
Net cash
Net Debt / Equity
N/A
N/A
Interest Coverage
N/A
-0.20
Net Debt / EBITDA
2.35
0.00%
Dividend Yield
0.00%
INTC: 2Ties: 1ORLY: 6
INTCORLY

Historical Fundamentals

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INTC

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

ORLY

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

$1 Retained Earnings Test

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INTC
N/A
Net losses over 3 years — test not applicable
Company had negative cumulative retained earnings
Σ Retained
$-22.02B
Δ Market Cap
+$74.94B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
ORLY
$3.32
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$7.27B
Δ Market Cap
+$24.16B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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INTC
Insufficient Data
Enter initial FCF to calculate intrinsic value
Current Price: $65.76
Fair Value: $0.00
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
ORLY
29.4% Overvalued
Price is 29.4% above estimated fair value
Current Price: $88.12
Fair Value: $68.10
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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INTC

What growth rate is the market pricing in at $66?

+54.7%
Market-Implied FCF Growth Rate

Market pricing in significantly higher growth than history — aggressive.

ORLY

What growth rate is the market pricing in at $88?

+14.1%
Market-Implied Owner Earnings Growth
Standard FCF implies +20.3%

The market implies +14.1% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +20.3%, reflecting heavy growth investment.

Economic Moat Score

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INTC
17/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
ORLY
89/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None

Wide moat with strength across all dimensions. Revenue Predictability is the standout factor.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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INTC
-2.83
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
ORLY
-2.49
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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INTC
Insiders 13.9%Institutions 62.8%Retail & Other 23.3%
No. of Institutional Holders4,439
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
ORLY
Insiders 0.5%Institutions 90.6%Retail & Other 8.9%
No. of Institutional Holders2,233
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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INTC
1
Buys (3M)
2
Buys (12M)
Total value (12M): $10.25M
TAN LIP-BU
Chief Executive Officer
$10.00M
@ $95.00 · 2026-08-11
ZINSNER DAVID A
Chief Financial Officer
$249,985
@ $42.50 · 2026-01-26
GELSINGER PATRICK P
Chief Executive Officer
$251,198
@ $22.53 · 2024-11-04
Open market purchases · includes direct & indirect ownership · excludes option exercises
ORLY
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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INTC
0
Sells (3M)
3
Sells (12M)
Total value (12M): $7.47M
CHANDRASEKARAN NAGASUBRAMANIYAN
Chief Technology Officer
$2.49M
@ $118.28 · 2026-05-29
MILLER BOISE APRIL
Officer
$4.01M
@ $99.53 · 2026-05-01
MILLER BOISE APRIL
Officer
$981,000
@ $49.05 · 2026-02-02
HOLTHAUS MICHELLE JOHNSTON
General Counsel
$650,000
@ $26.00 · 2024-11-07
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
ORLY
3
Sells (3M)
12
Sells (12M)
Total value (12M): $11.43M
HENDRICKSON THOMAS T
Director
$87,831
@ $87.83 · 2026-08-28
SASTRE MARIA AMALIA
Director
$183,707
@ $91.85 · 2026-08-12
MANCINI CHRISTOPHER ANDREW
Officer
$279,000
@ $93.00 · 2026-08-12
HENDRICKSON THOMAS T
Director
$105,984
@ $88.32 · 2026-05-29
DUMAS ROBERT ALLEN
Officer
$7.83M
@ $92.60 · 2026-05-20
MURPHY JOHN RAYMOND
Director
$230,099
@ $88.67 · 2026-05-18
BECKHAM BRAD WALTER
Chief Executive Officer
$1.30M
@ $95.00 · 2026-05-08
HOPPER PHILIP M
Officer
$350,038
@ $94.60 · 2026-05-07
SASTRE MARIA AMALIA
Director
$92,681
@ $92.68 · 2026-02-27
HOPPER PHILIP M
Officer
$354,361
@ $101.25 · 2025-11-26
MANCINI CHRISTOPHER ANDREW
Officer
$238,585
@ $101.31 · 2025-11-26
FLETCHER JEREMY ADAM
Chief Financial Officer
$379,500
@ $100.00 · 2025-11-18
SASTRE MARIA AMALIA
Director
$60,877
@ $102.31 · 2025-08-13
WILBANKS CARL DAVID
Officer
$9.07M
@ $102.54 · 2025-08-13
REAVES SHARI LYNNE
Officer
$207,613
@ $103.81 · 2025-08-06
ODEMS RAMON PARISES
Officer
$2.72M
@ $1360.45 · 2025-05-30
MONTELLANO NAJERA JOSE A
Officer
$25,686
@ $1351.89 · 2025-05-29
MURPHY JOHN RAYMOND
Director
$275,800
@ $1379.00 · 2025-05-19
REAVES SHARI LYNNE
Officer
$115,611
@ $1344.31 · 2025-02-27
MANCINI CHRISTOPHER ANDREW
Officer
$2.11M
@ $1354.01 · 2025-02-27
CONN TAMARA F
General Counsel
$2.02M
@ $1326.78 · 2025-02-26
HENSLEE GREGORY L
Chairman of the Board
$11.88M
@ $1319.95 · 2025-02-25
TARRANT JASON LEE
Officer
$2.67M
@ $1339.10 · 2025-02-25
WEISS ANDREA M
Director
$325,184
@ $1311.23 · 2025-02-24
BECKHAM BRAD WALTER
Chief Executive Officer
$1.08M
@ $1300.00 · 2025-02-19
DUMAS ROBERT ALLEN
Officer
$6.67M
@ $1334.09 · 2025-02-13
ROGERS CHARLES FRANCIS
Officer
$4.62M
@ $1335.31 · 2025-02-13
MERZ MARK JOSEPH
Officer
$662,500
@ $1325.00 · 2025-02-12
SASTRE MARIA AMALIA
Director
$326,410
@ $1316.17 · 2025-02-12
CONN TAMARA F
General Counsel
$2.18M
@ $1245.36 · 2024-11-29
LOAFMAN JEFFERY THOMAS
Officer
$769,042
@ $1240.39 · 2024-11-25
WEISS ANDREA M
Director
$734,442
@ $1224.07 · 2024-11-22
O'REILLY DAVID E
Officer and Director
$6.15M
@ $1230.00 · 2024-11-11
KALE JUSTIN CHRISTOPHER
Officer
$119,229
@ $1157.56 · 2024-11-05
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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INTC
FearGreed
😨Fear(26/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
ORLY
FearGreed
😐Neutral(51/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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INTC
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (26)
ORLY
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (51)
View INTC Full AnalysisView ORLY Full Analysis

Frequently Asked Questions: INTC vs ORLY

Is Intel Corporation or O'Reilly Automotive, Inc. more undervalued in 2026?▼

Based on our discounted cash flow model, ORLY trades at a -40.7% margin of safety (intrinsic value $63 vs. price $88), compared to INTC's -696.5% margin of safety (intrinsic $8 vs. $66).

Which stock has a wider economic moat, Intel Corporation or O'Reilly Automotive, Inc.?▼

ORLY scores 89/100 (Wide moat), while INTC scores 17/100 (None moat). The moat score measures competitive advantage durability across ROIC consistency, margin stability, revenue predictability, and reinvestment efficiency.

Is Intel Corporation in financial distress?▼

INTC's Altman Z-Score of 2.1 places it in the Grey zone, signaling elevated bankruptcy risk. ORLY scores 4.1 (Safe zone). The Altman Z-Score is a five-factor model that predicts insolvency within two years; scores below 1.81 indicate significant distress.

Which company has better free cash flow, Intel Corporation or O'Reilly Automotive, Inc.?▼

O'Reilly Automotive, Inc. (ORLY) generates a 2.3% free cash flow yield, compared to Intel Corporation's 0.2%. A higher FCF yield means the business converts more of its market value into cash that can be returned to shareholders or reinvested.

Which stock has higher return on invested capital, Intel Corporation or O'Reilly Automotive, Inc.?▼

ORLY earns 31.2% ROIC versus INTC's 4.1%. A higher ROIC means the company generates more profit per dollar of capital employed, a hallmark of durable competitive advantage in Buffett-style analysis.

INTC vs ORLY: Which Is the Better Buy in 2026? | SafetyMargin.io