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Intel Corporation (INTC) vs Lennar Corporation (LEN): Which Is the Better Buy in 2026?

As of 2026-06-19, INTC is overvalued at $134, with a DCF intrinsic value of $8 and a margin of safety of -1513%. LEN is undervalued at $90, with an intrinsic value of $682 and a margin of safety of 87%. Of the two, LEN has the wider margin of safety.

INTC
Intel Corporation
$133.99
VS
LEN
Lennar Corporation
$89.73

Rewards

INTC
    LEN
    • ★Share count has been reduced by 15% over the past 4 years through buybacks, increasing each share's claim on earnings.
    • ★Altman Z-Score of 4.02 indicates very low bankruptcy risk — the company is firmly in the safe zone.

    Risks

    INTC
    • ⚠Intel Corporation scores only 17/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
    • ⚠Share count has increased by 21% over the past 4 years, diluting existing shareholders.
    • ⚠Insiders have sold $6.5M worth of stock in the past 3 months — significant insider liquidation.
    LEN
    • ⚠ROIC has declined by 9.9 percentage points over the past 4 years, which may signal competitive erosion.
    • ⚠Gross margin of 16.4% is low, suggesting a competitive or commodity-like market with limited pricing power.
    • ⚠Trailing P/E of 14.1x is 47% above the historical average of 9.5x — the stock trades at a premium to its own history.

    Key Valuation Metrics

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    INTC
    LEN
    Valuation
    $-8.30B
    Free Cash Flow
    N/A
    -1.23%
    FCF Yield
    N/A
    N/A
    Trailing P/E
    14.06
    86.70
    Forward P/E
    13.54
    Quality & Moat
    1.72%
    ROIC
    4.91%
    -2.91%
    ROE
    7.37%
    37.20%
    Gross Margin
    16.36%
    1.36
    PEG Ratio
    12.22
    Balance Sheet Safety
    0.10
    Net Debt / Equity
    0.20
    N/A
    Interest Coverage
    N/A
    0.86
    Net Debt / EBITDA
    1.95
    0.00%
    Dividend Yield
    2.23%
    INTC: 4Ties: 1LEN: 4
    INTCLEN

    Historical Fundamentals

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    INTC

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

    LEN

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

    $1 Retained Earnings Test

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    INTC
    N/A
    Net losses over 3 years — test not applicable
    Company had negative cumulative retained earnings
    Σ Retained
    $-22.02B
    Δ Market Cap
    +$74.94B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
    LEN
    $0.00
    created per $1 retained over 3 years
    Value Destroyer
    Σ Retained
    $8.45B
    Δ Market Cap
    +$821,755.949
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Discounted Cash Flow (DCF) Analysis

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    INTC
    Insufficient Data
    Enter initial FCF to calculate intrinsic value
    Current Price: $133.99
    Fair Value: $0.00
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued
    LEN
    74.5% Margin of Safety
    Price is 74.5% below estimated fair value
    Current Price: $89.73
    Fair Value: $351.44
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued

    Reverse DCF — Market-Implied Growth

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    INTC

    Requires positive FCF to compute implied growth rate.

    LEN

    Requires positive FCF to compute implied growth rate.

    Economic Moat Score

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    INTC
    17/100
    No Moat
    70+ Wide · 40-69 Narrow · <40 None

    No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
    LEN
    53/100
    Narrow Moat
    70+ Wide · 40-69 Narrow · <40 None

    Narrow moat with revenue predictability as the key competitive advantage. Improving margin stability would strengthen the moat.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

    Forensic Accounting

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    INTC
    -2.83
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
    LEN
    -2.13
    Possible Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Ownership Breakdown

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    INTC
    Insiders 14.7%Institutions 64.0%Retail & Other 21.2%
    No. of Institutional Holders3,349
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
    LEN
    Insiders 6.7%Institutions 95.0%
    No. of Institutional Holders1,284
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

    High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

    Insider Buying Activity

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    INTC
    0
    Buys (3M)
    1
    Buys (12M)
    Total value (12M): $249,985
    ZINSNER DAVID A
    Chief Financial Officer
    $249,985
    @ $42.50 · 2026-01-26
    GELSINGER PATRICK P
    Chief Executive Officer
    $251,198
    @ $22.53 · 2024-11-04
    GELSINGER PATRICK P
    Chief Executive Officer
    $251,946
    @ $20.16 · 2024-08-05
    Open market purchases · includes direct & indirect ownership · excludes option exercises
    LEN
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises

    Open market purchases · includes direct & indirect ownership · excludes option exercises.

    Insider Selling Activity

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    INTC
    2
    Sells (3M)
    3
    Sells (12M)
    Total value (12M): $7.47M
    CHANDRASEKARAN NAGASUBRAMANIYAN
    Chief Technology Officer
    $2.49M
    @ $118.28 · 2026-05-29
    MILLER BOISE APRIL
    Officer
    $4.01M
    @ $99.53 · 2026-05-01
    MILLER BOISE APRIL
    Officer
    $981,000
    @ $49.05 · 2026-02-02
    HOLTHAUS MICHELLE JOHNSTON
    General Counsel
    $650,000
    @ $26.00 · 2024-11-07
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
    LEN
    0
    Sells (3M)
    0
    Sells (12M)
    SONNENFELD JEFFREY ALAN
    Director
    $3.06M
    @ $175.13 · 2024-10-28
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

    🎭 Mr. Market's Mood

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    INTC
    FearGreed
    😏Greed(65/100)

    "Market is optimistic — be cautious and ensure you have a margin of safety"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
    LEN
    FearGreed
    😨Fear(35/100)

    "Market is pessimistic — investigate whether fears are temporary or structural"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    ⚖️ Buffett Signal

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    INTC
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Greed (65)
    LEN
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Fear (35)
    View INTC Full AnalysisView LEN Full Analysis

    Frequently Asked Questions: INTC vs LEN

    Is Intel Corporation or Lennar Corporation more undervalued in 2026?▼

    Based on our discounted cash flow model, LEN trades at a 86.9% margin of safety (intrinsic value $682 vs. price $90), compared to INTC's -1512.6% margin of safety (intrinsic $8 vs. $134).

    Which stock has a wider economic moat, Intel Corporation or Lennar Corporation?▼

    LEN scores 53/100 (Narrow moat), while INTC scores 17/100 (None moat). The moat score measures competitive advantage durability across ROIC consistency, margin stability, revenue predictability, and reinvestment efficiency.

    Is Intel Corporation in financial distress?▼

    INTC's Altman Z-Score of 2.1 places it in the Grey zone, signaling elevated bankruptcy risk. LEN scores 4.0 (Safe zone). The Altman Z-Score is a five-factor model that predicts insolvency within two years; scores below 1.81 indicate significant distress.

    Which stock has higher return on invested capital, Intel Corporation or Lennar Corporation?▼

    LEN earns 4.9% ROIC versus INTC's 1.7%. A higher ROIC means the company generates more profit per dollar of capital employed, a hallmark of durable competitive advantage in Buffett-style analysis.