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Compare Stocks › HAS vs UNH

Hasbro, Inc. (HAS) vs UnitedHealth Group Incorporated (UNH)

HAS
Hasbro, Inc.
$95.27
VS
UNH
UnitedHealth Group Incorporated
$368.78

Rewards

HAS
  • ★Gross margin of 63.8% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • ★Free cash flow has grown at a 51.8% CAGR over the past 4 years, demonstrating strong earnings power growth.
UNH
  • ★Dividend yield of 2.40% with a consistent or growing payout over the past 4 years.

Risks

HAS
  • ⚠FCF yield of 5.2% suggests reasonable valuation assuming continued moderate growth.
  • ⚠PEG ratio of 2.45 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
  • ⚠High leverage (6.01x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
UNH
  • ⚠ROIC has declined by 7.9 percentage points over the observed period, which may signal competitive erosion.
  • ⚠Gross margin of 18.8% is low, suggesting a competitive or commodity-like market with limited pricing power.
  • ⚠FCF yield of 5.3% suggests reasonable valuation assuming continued moderate growth.

Key Valuation Metrics

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HAS
UNH
Valuation
$694.90M
Free Cash Flow
$17.69B
5.15%
FCF Yield
5.28%
N/A
Trailing P/E
27.85
15.03
Forward P/E
17.77
Quality & Moat
19.38%
ROIC
15.60%
-57.01%
ROE
11.45%
63.82%
Gross Margin
18.80%
2.45
PEG Ratio
39.79
Balance Sheet Safety
6.01
Debt / Equity
0.74
N/A
Interest Coverage
N/A
2.10
Net Debt / EBITDA
2.18
2.94%
Dividend Yield
2.40%
HAS: 5Ties: 3UNH: 3
HASUNH

Historical Fundamentals

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HAS

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

UNH

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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HAS
N/A
Net losses over 3 years — test not applicable
Company had negative cumulative retained earnings
Σ Retained
$-2.60B
Δ Market Cap
+$3.08B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
UNH
$-7.37
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$26.63B
Δ Market Cap
$-196.16B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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HAS
3.8% Margin of Safety
Price is 3.8% below estimated fair value
Current Price: $95.27
Fair Value: $99.01
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
UNH
9.6% Overvalued
Price is 9.6% above estimated fair value
Current Price: $368.78
Fair Value: $336.33
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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HAS

What growth rate is the market pricing in at $95?

+9.6%
Market-Implied FCF Growth Rate

Market below historical growth — potential opportunity.

UNH

What growth rate is the market pricing in at $369?

+13.9%
Market-Implied Owner Earnings Growth
Standard FCF implies +8.7%

The market implies +13.9% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +8.7%, reflecting heavy growth investment.

Economic Moat Score

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HAS
40/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with reinvestment efficiency as the key competitive advantage. Improving margin stability would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
UNH
64/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with revenue predictability as the key competitive advantage. Improving margin stability would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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HAS
-3.45
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
UNH
-2.45
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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HAS
Insiders 0.8%Institutions 95.1%Retail & Other 4.1%
No. of Institutional Holders1,062
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
UNH
Insiders 0.8%Institutions 84.7%Retail & Other 14.5%
No. of Institutional Holders4,077
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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HAS
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
UNH
0
Buys (3M)
5
Buys (12M)
Total value (12M): $31.61M
HEMSLEY STEPHEN J
Chief Executive Officer
$25.02M
@ $288.57 · 2025-05-16
REX JOHN F
President
$5.00M
@ $291.12 · 2025-05-16
GIL KRISTEN
Director
$1.00M
@ $271.17 · 2025-05-15
NOSEWORTHY JOHN H
Director
$93,647
@ $312.16 · 2025-05-14
FLYNN TIMOTHY PATRICK
Director
$491,786
@ $320.80 · 2025-05-14
FLYNN TIMOTHY PATRICK
Director
$511,575
@ $511.57 · 2025-01-17
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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HAS
7
Sells (3M)
12
Sells (12M)
Total value (12M): $46.41M
COCKS CHRISTIAN P
Chief Executive Officer
$19.71M
@ $100.33 · 2026-02-26
BARBACOVI HOLLY
Officer
$437,929
@ $100.98 · 2026-02-20
KILPIN TIMOTHY J
Officer
$800,619
@ $103.00 · 2026-02-13
SIBLEY TARRANT LIVINGSTON III
Officer
$1.59M
@ $104.98 · 2026-02-12
GOETTER GINA M
Chief Financial Officer
$1.29M
@ $103.46 · 2026-02-12
COCKS CHRISTIAN P
Chief Executive Officer
$18.86M
@ $103.86 · 2026-02-12
BUNGE JASON M
Officer
$252,342
@ $106.03 · 2026-02-12
COCHRAN HOPE F
Director
$308,972
@ $77.24 · 2025-11-10
THOMSON ROBERTA KELLY
Officer
$202,825
@ $81.13 · 2025-08-28
KILPIN TIMOTHY J
Officer
$696,882
@ $81.44 · 2025-08-27
COCKS CHRISTIAN P
Chief Executive Officer
$2.19M
@ $78.92 · 2025-08-21
THOMSON ROBERTA KELLY
Officer
$79,971
@ $79.81 · 2025-08-14
AUSTIN MATTHEW EDWARD
Officer
$111,782
@ $65.07 · 2024-11-29
SIBLEY TARRANT LIVINGSTON III
Officer
$783,442
@ $60.26 · 2024-05-29
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
UNH
1
Sells (3M)
2
Sells (12M)
Total value (12M): $463,645
CONWAY PATRICK HUGH M.D.
Officer
$284,000
@ $355.00 · 2026-04-23
CONWAY PATRICK HUGH M.D.
Chief Executive Officer
$179,645
@ $305.00 · 2025-06-10
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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HAS
FearGreed
😐Neutral(56/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
UNH
FearGreed
😏Greed(65/100)

"Market is optimistic — be cautious and ensure you have a margin of safety"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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HAS
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (56)
UNH
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Greed (65)
View HAS Full AnalysisView UNH Full Analysis
HAS vs UNH: Which Is the Better Buy? | SafetyMargin.io