Compare Stocks › GS vs WMT
The Goldman Sachs Group, Inc. (GS) vs Walmart Inc. (WMT)
GS
The Goldman Sachs Group, Inc.
$809.50
VS
WMT
Walmart Inc.
$121.09
Rewards
GS
- ★Gross margin of 82.9% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Share count has been reduced by 11% over the past 4 years through buybacks, increasing each share's claim on earnings.
- ★Each dollar of retained earnings has created $5.60 of market value — management is an exceptional capital allocator.
WMT
- ★Walmart Inc. has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
- ★Walmart Inc. scores 88/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
- ★Each dollar of retained earnings has created $14.77 of market value — management is an exceptional capital allocator.
Risks
GS
- ⚠The Goldman Sachs Group, Inc. scores only 26/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
- ⚠High leverage (5.96x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Altman Z-Score of 0.25 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
WMT
- ⚠Gross margin of 24.9% is low, suggesting a competitive or commodity-like market with limited pricing power.
- ⚠FCF yield of 1.5% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠19 insider sales totaling $893.3M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →GS
WMT
Valuation
N/A
Free Cash Flow
$14.92B
N/A
FCF Yield
1.55%
15.77
Trailing P/E
44.52
12.45
Forward P/E
36.87
Quality & Moat
2.06%
ROIC
14.74%
13.00%
ROE
20.62%
82.88%
Gross Margin
24.93%
0.91
PEG Ratio
N/A
Balance Sheet Safety
5.96
Debt / Equity
0.64
N/A
Interest Coverage
N/A
N/A
Net Debt / EBITDA
1.31
2.22%
Dividend Yield
0.82%
GS: 4Ties: 1WMT: 3
GSWMT
Historical Fundamentals
Learn more →GS
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
WMT
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →GS
$5.60
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$26.00B
Δ Market Cap
+$145.60B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
WMT
$14.77
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$36.51B
Δ Market Cap
+$539.31B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →GS
65.1% Margin of Safety
Price is 65.1% below estimated fair value
Current Price: $809.50
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $2319.70
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
WMT
71.7% Overvalued
Price is 71.7% above estimated fair value
Current Price: $121.09
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $70.54
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →GS
Requires positive FCF to compute implied growth rate.
WMT
What growth rate is the market pricing in at $121?
+19.3%
Market-Implied Owner Earnings Growth
Standard FCF implies +24.6%
The market implies +19.3% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +24.6%, reflecting heavy growth investment expected to generate future returns.
Economic Moat Score
Learn more →GS
26/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
WMT
88/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. Revenue Predictability is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
Forensic Accounting
Learn more →GS
-2.00
Possible Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
WMT
-2.55
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →GS
Insiders 0.5%Institutions 75.7%Retail & Other 23.8%
No. of Institutional Holders3,730
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
WMT
Insiders 45.0%Institutions 38.9%Retail & Other 16.1%
No. of Institutional Holders5,261
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →GS
0
Buys (3M)
1
Buys (12M)
Total value (12M): $2.00M
HESS JOHN B JR.
Director
$2.00M
@ $511.68 · 2025-04-15
JOHNSON KEVIN RONALD
Director
$1.49M
@ $619.02 · 2025-01-17
FLAHERTY MARK A
Director
$29,545
@ $360.30 · 2024-09-27
Open market purchases · includes direct & indirect ownership · excludes option exercises
WMT
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →GS
6
Sells (3M)
11
Sells (12M)
Total value (12M): $59.99M
COLEMAN DENIS P.
Chief Financial Officer
$10.94M
@ $941.57 · 2026-02-09
SOLOMON DAVID M
Chief Executive Officer
$255,387
@ $938.92 · 2026-01-29
HALIO CAREY
Officer
$2.64M
@ $927.17 · 2026-01-27
FREDMAN SHEARA J.
Officer
$4.49M
@ $923.75 · 2026-01-23
RUEMMLER KATHRYN H
General Counsel
$8.89M
@ $927.51 · 2026-01-23
HALIO CAREY
Officer
$1.62M
@ $920.62 · 2026-01-23
WALDRON JOHN E.
President
$13.69M
@ $750.30 · 2025-08-28
COLEMAN DENIS P.
Chief Financial Officer
$5.41M
@ $724.40 · 2025-07-25
ROGERS JOHN F W
Officer
$4.31M
@ $717.39 · 2025-07-23
SOLOMON DAVID M
Chief Executive Officer
$4.71M
@ $712.31 · 2025-07-23
SOLOMON DAVID M
Chief Executive Officer
$3.04M
@ $607.17 · 2025-05-14
SOLOMON DAVID M
Chief Executive Officer
$1.50M
@ $622.15 · 2025-02-26
GOLTEN ALEXANDER SIMON
Officer
$3.31M
@ $636.25 · 2025-01-28
HALIO CAREY
Officer and Treasurer
$2.32M
@ $636.74 · 2025-01-24
FREDMAN SHEARA J.
Officer
$1.28M
@ $627.01 · 2025-01-21
RUEMMLER KATHRYN H
General Counsel
$4.76M
@ $634.69 · 2025-01-21
HALIO CAREY
Officer
$965,120
@ $624.67 · 2025-01-21
VINIAR DAVID A
Director
$3.06M
@ $612.08 · 2024-11-29
SOLOMON DAVID M
Chief Executive Officer
$4.00M
@ $610.91 · 2024-11-29
FREDMAN SHEARA J.
Officer
$1.77M
@ $594.51 · 2024-11-06
COLEMAN DENIS P.
Chief Financial Officer
$7.67M
@ $593.03 · 2024-11-06
ROGERS JOHN F W
Officer
$3.83M
@ $596.36 · 2024-11-06
SOLOMON DAVID M
Chief Executive Officer
$3.00M
@ $500.29 · 2024-08-15
VINIAR DAVID A
Director
$2.51M
@ $502.43 · 2024-07-16
SOLOMON DAVID M
Chief Executive Officer
$3.02M
@ $457.32 · 2024-05-10
VINIAR DAVID A
Director
$2.16M
@ $432.25 · 2024-04-29
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
WMT
19
Sells (3M)
75
Sells (12M)
Total value (12M): $4.07B
BARTLETT DANIEL J
Officer
$167,328
@ $126.29 · 2026-03-16
WALTON FAMILY HOLDINGS TRUST
Beneficial Owner of more than 10% of a Class of Security
$344.73M
@ $124.02 · 2026-03-11
WALTON FAMILY HOLDINGS TRUST
Trustee
$136.45M
@ $128.14 · 2026-03-04
RAINEY JOHN D
Officer
$2.56M
@ $127.79 · 2026-03-02
WALTON FAMILY HOLDINGS TRUST
Trustee
$220.13M
@ $127.74 · 2026-02-27
MCMILLON C DOUGLAS
Director
$2.46M
@ $126.71 · 2026-02-26
WALTON FAMILY HOLDINGS TRUST
Trustee
$159.84M
@ $125.93 · 2026-02-25
WATKINS LATRIECE
Officer
$1.21M
@ $121.46 · 2026-02-20
NICHOLAS CHRISTOPHER JAMES
Officer
$4.16M
@ $122.00 · 2026-02-20
FURNER JOHN R
Chief Executive Officer
$1.69M
@ $129.10 · 2026-02-19
BARTLETT DANIEL J
Officer
$167,179
@ $133.21 · 2026-02-17
MORRIS DONNA
Officer
$9.43M
@ $123.79 · 2026-02-03
RAINEY JOHN D
Officer
$2.45M
@ $122.27 · 2026-02-02
MCMILLON C DOUGLAS
Chief Executive Officer
$2.31M
@ $119.17 · 2026-01-22
FURNER JOHN R
Officer
$1.57M
@ $119.99 · 2026-01-15
BARTLETT DANIEL J
Officer
$166,560
@ $120.00 · 2026-01-15
DANKER DANIEL
Officer
$524,629
@ $120.19 · 2026-01-14
MORRIS DONNA
Officer
$1.13M
@ $120.19 · 2026-01-14
MCMILLON C DOUGLAS
Chief Executive Officer
$2.17M
@ $111.83 · 2025-12-26
MCLAY KATHRYN J
Officer
$460,840
@ $115.21 · 2025-12-19
WALTON FAMILY HOLDINGS TRUST
Trustee
$99.64M
@ $114.26 · 2025-12-19
FURNER JOHN R
Officer
$1.51M
@ $114.91 · 2025-12-18
WALTON FAMILY HOLDINGS TRUST
Trustee
$30.10M
@ $115.31 · 2025-12-16
BARTLETT DANIEL J
Officer
$166,725
@ $117.00 · 2025-12-15
RAINEY JOHN D
Officer
$244,706
@ $111.23 · 2025-12-01
MCMILLON C DOUGLAS
Chief Executive Officer
$2.13M
@ $109.57 · 2025-11-28
CHOJNOWSKI DAVID
Officer
$746,550
@ $106.65 · 2025-11-25
WALTON FAMILY HOLDINGS TRUST
Trustee
$439.27M
@ $105.96 · 2025-11-21
FURNER JOHN R
Officer
$1.37M
@ $104.75 · 2025-11-20
MCLAY KATHRYN J
Officer
$406,520
@ $101.63 · 2025-11-19
BARTLETT DANIEL J
Officer
$167,205
@ $102.58 · 2025-11-17
RAINEY JOHN D
Officer
$222,602
@ $101.18 · 2025-11-03
MCMILLON C DOUGLAS
Chief Executive Officer
$2.08M
@ $107.18 · 2025-10-23
MCLAY KATHRYN J
Officer
$431,000
@ $107.75 · 2025-10-20
FURNER JOHN R
Officer
$1.41M
@ $107.78 · 2025-10-16
BARTLETT DANIEL J
Officer
$166,563
@ $107.46 · 2025-10-15
RAINEY JOHN D
Officer
$222,933
@ $101.33 · 2025-10-01
MCMILLON C DOUGLAS
Chief Executive Officer
$2.00M
@ $103.21 · 2025-09-25
MCLAY KATHRYN J
Officer
$415,320
@ $103.83 · 2025-09-19
FURNER JOHN R
Officer
$1.36M
@ $103.74 · 2025-09-18
WALTON FAMILY HOLDINGS TRUST
Trustee
$247.15M
@ $103.45 · 2025-09-16
BARTLETT DANIEL J
Officer
$166,973
@ $103.71 · 2025-09-15
KUMAR SURESH
Chief Technology Officer
$3.10M
@ $103.47 · 2025-09-12
RAINEY JOHN D
Officer
$214,221
@ $97.37 · 2025-09-02
WALTON FAMILY HOLDINGS TRUST
Trustee
$244.67M
@ $96.42 · 2025-08-29
MCMILLON C DOUGLAS
Chief Executive Officer
$1.86M
@ $95.97 · 2025-08-28
WALTON FAMILY HOLDINGS TRUST
Trustee
$151.91M
@ $96.67 · 2025-08-26
FURNER JOHN R
Officer
$1.29M
@ $98.55 · 2025-08-21
MCLAY KATHRYN J
Officer
$403,840
@ $100.96 · 2025-08-19
BARTLETT DANIEL J
Officer
$166,124
@ $100.38 · 2025-08-15
RAINEY JOHN D
Officer
$216,258
@ $98.30 · 2025-08-01
MCMILLON C DOUGLAS
Chief Executive Officer
$1.86M
@ $95.58 · 2025-07-24
MCLAY KATHRYN J
Officer
$380,560
@ $95.14 · 2025-07-21
FURNER JOHN R
Officer
$1.25M
@ $95.14 · 2025-07-17
BARTLETT DANIEL J
Officer
$166,726
@ $95.60 · 2025-07-15
RAINEY JOHN D
Officer
$216,565
@ $98.44 · 2025-07-01
WALTON FAMILY HOLDINGS TRUST
Trustee
$36.92M
@ $97.52 · 2025-06-27
MCMILLON C DOUGLAS
Chief Executive Officer
$1.89M
@ $97.19 · 2025-06-26
WALTON FAMILY HOLDINGS TRUST
Trustee
$329.64M
@ $98.21 · 2025-06-25
MCLAY KATHRYN J
Officer
$380,960
@ $95.24 · 2025-06-20
FURNER JOHN R
Officer
$1.26M
@ $95.85 · 2025-06-20
BARTLETT DANIEL J
Officer
$166,795
@ $94.77 · 2025-06-16
WALTON FAMILY HOLDINGS TRUST
Trustee
$100.43M
@ $98.85 · 2025-06-02
RAINEY JOHN D
Officer
$217,800
@ $99.00 · 2025-06-02
WALTON FAMILY HOLDINGS TRUST
Trustee
$467.81M
@ $97.30 · 2025-05-29
WALTON FAMILY HOLDINGS TRUST
Trustee
$248.94M
@ $96.41 · 2025-05-23
MCMILLON C DOUGLAS
Chief Executive Officer
$2.82M
@ $96.58 · 2025-05-22
MCLAY KATHRYN J
Officer
$3.10M
@ $96.97 · 2025-05-21
WALTON FAMILY HOLDINGS TRUST
Trustee
$740.91M
@ $97.95 · 2025-05-20
BARTLETT DANIEL J
Officer
$166,721
@ $93.77 · 2025-05-15
RAINEY JOHN D
Officer
$214,223
@ $97.37 · 2025-05-01
MCMILLON C DOUGLAS
Chief Executive Officer
$2.74M
@ $94.19 · 2025-04-24
MCLAY KATHRYN J
Officer
$374,000
@ $93.50 · 2025-04-21
BARTLETT DANIEL J
Officer
$166,883
@ $94.82 · 2025-04-15
RAINEY JOHN D
Officer
$195,043
@ $88.66 · 2025-04-01
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →GS
😐Neutral(48/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
WMT
😐Neutral(56/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →GS
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (48)
WMT
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (56)