Compare StocksGS vs ROL

Goldman Sachs Group, Inc. (The) (GS) vs Rollins, Inc. (ROL): Which Is the Better Buy in 2026?

As of 2026-08-03, GS is undervalued at $1018, with a DCF intrinsic value of $481431875452 and a margin of safety of 100%. ROL is overvalued at $38, with an intrinsic value of $34 and a margin of safety of -12%. Of the two, GS has the wider margin of safety.

GS
Goldman Sachs Group, Inc. (The)
$1018.38
VS
ROL
Rollins, Inc.
$37.97

Rewards

GS
  • Gross margin of 82.1% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • Each dollar of retained earnings has created $2.58 of earning power — management is an exceptional capital allocator.
ROL
  • Rollins, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • Rollins, Inc. scores 98/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
  • Free cash flow has grown at a 14.3% CAGR over the past 4 years, demonstrating strong earnings power growth.

Risks

GS
  • Altman Z-Score of 0.16 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
  • Insiders have sold $20.4M worth of stock in the past 3 months — significant insider liquidation.
ROL
  • FCF yield of 2.7% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
  • PEG ratio of 2.80 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
  • 17 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.

Key Valuation Metrics

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GS
ROL
Valuation
N/A
Free Cash Flow
$501.74M
N/A
FCF Yield
2.75%
15.72
Trailing P/E
34.52
13.81
Forward P/E
28.94
Quality & Moat
2.46%
ROIC
22.90%
16.95%
ROE
37.01%
82.08%
Gross Margin
52.37%
1.45
PEG Ratio
2.80
Balance Sheet Safety
Net cash
Net Debt / Equity
0.70
N/A
Interest Coverage
N/A
N/A
Net Debt / EBITDA
1.16
1.96%
Dividend Yield
1.92%
GS: 5Ties: 2ROL: 2
GSROL

Historical Fundamentals

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GS

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

ROL

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

$1 Retained Earnings Test

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GS
$0.00
created per $1 retained over 3 years
Value Destroyer
Σ Retained
$26.00B
Δ Market Cap
+$535.62
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
ROL
$20.24
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$537.8M
Δ Market Cap
+$10.89B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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GS
100.0% Margin of Safety
Price is 100.0% below estimated fair value
Current Price: $1018.38
Fair Value: $481431875452.18
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
ROL
12.2% Overvalued
Price is 12.2% above estimated fair value
Current Price: $37.97
Fair Value: $33.84
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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GS

Requires positive FCF to compute implied growth rate.

ROL

What growth rate is the market pricing in at $38?

+13.6%
Market-Implied Owner Earnings Growth
Standard FCF implies +16.6%

The market implies +13.6% Owner Earnings growth, roughly in line with history — reasonably priced.

Standard FCF implies +16.6%, reflecting ongoing growth investment.

Economic Moat Score

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GS
65/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with reinvestment efficiency as the key competitive advantage. Improving margin stability would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
ROL
98/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None

Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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GS
-2.00
Possible Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
ROL
-2.71
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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GS
Insiders 0.5%Institutions 74.8%Retail & Other 24.7%
No. of Institutional Holders3,873
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
ROL
Insiders 38.4%Institutions 61.9%
No. of Institutional Holders1,169
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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GS
0
Buys (3M)
0
Buys (12M)
HESS JOHN B JR.
Director
$2.00M
@ $511.68 · 2025-04-15
JOHNSON KEVIN RONALD
Director
$1.49M
@ $619.02 · 2025-01-17
FLAHERTY MARK A
Director
$29,545
@ $360.30 · 2024-09-27
Open market purchases · includes direct & indirect ownership · excludes option exercises
ROL
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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GS
3
Sells (3M)
15
Sells (12M)
Total value (12M): $78.42M
LESLIE ERICKA T
Officer
$287,951
@ $1151.80 · 2026-07-15
COLEMAN DENIS P.
Chief Financial Officer
$6.68M
@ $973.55 · 2026-05-14
RUEMMLER KATHRYN H
General Counsel
$13.42M
@ $939.07 · 2026-05-06
RUEMMLER KATHRYN H
General Counsel
$634,927
@ $929.61 · 2026-05-01
FREDMAN SHEARA J.
Officer
$9.57M
@ $929.17 · 2026-05-01
SOLOMON DAVID M
Chief Executive Officer
$3.23M
@ $930.70 · 2026-05-01
GOLTEN ALEXANDER SIMON
Officer
$1.04M
@ $936.18 · 2026-04-23
GOLTEN ALEXANDER SIMON
Officer
$1.02M
@ $919.19 · 2026-04-17
COLEMAN DENIS P.
Chief Financial Officer
$10.94M
@ $941.57 · 2026-02-09
SOLOMON DAVID M
Chief Executive Officer
$255,387
@ $938.92 · 2026-01-29
HALIO CAREY
Officer
$2.64M
@ $927.17 · 2026-01-27
RUEMMLER KATHRYN H
General Counsel
$8.89M
@ $927.51 · 2026-01-23
HALIO CAREY
Officer
$1.62M
@ $920.62 · 2026-01-23
FREDMAN SHEARA J.
Officer
$4.49M
@ $923.75 · 2026-01-23
WALDRON JOHN E.
President
$13.69M
@ $750.30 · 2025-08-28
COLEMAN DENIS P.
Chief Financial Officer
$5.41M
@ $724.40 · 2025-07-25
ROGERS JOHN F W
Officer
$4.31M
@ $717.39 · 2025-07-23
SOLOMON DAVID M
Chief Executive Officer
$4.71M
@ $712.31 · 2025-07-23
SOLOMON DAVID M
Chief Executive Officer
$3.04M
@ $607.17 · 2025-05-14
SOLOMON DAVID M
Chief Executive Officer
$1.50M
@ $622.15 · 2025-02-26
GOLTEN ALEXANDER SIMON
Officer
$3.31M
@ $636.25 · 2025-01-28
HALIO CAREY
Officer and Treasurer
$2.32M
@ $636.74 · 2025-01-24
HALIO CAREY
Officer
$965,120
@ $624.67 · 2025-01-21
FREDMAN SHEARA J.
Officer
$1.28M
@ $627.01 · 2025-01-21
RUEMMLER KATHRYN H
General Counsel
$4.76M
@ $634.69 · 2025-01-21
SOLOMON DAVID M
Chief Executive Officer
$4.00M
@ $610.91 · 2024-11-29
VINIAR DAVID A
Director
$3.06M
@ $612.08 · 2024-11-29
ROGERS JOHN F W
Officer
$3.83M
@ $596.36 · 2024-11-06
COLEMAN DENIS P.
Chief Financial Officer
$7.67M
@ $593.03 · 2024-11-06
FREDMAN SHEARA J.
Officer
$1.77M
@ $594.51 · 2024-11-06
SOLOMON DAVID M
Chief Executive Officer
$3.00M
@ $500.29 · 2024-08-15
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
ROL
0
Sells (3M)
17
Sells (12M)
Total value (12M): $1.10B
CHANDLER ELIZABETH B
General Counsel
$842,971
@ $59.36 · 2026-02-25
ROLLINS GARY W
Officer, Director and Beneficial Owner
$650,605
@ $62.83 · 2026-01-28
CHANDLER ELIZABETH B
General Counsel
$83,501
@ $62.83 · 2026-01-28
WILSON JOHN F
Officer and Director
$335,764
@ $62.83 · 2026-01-28
GAHLHOFF JERRY JR
Chief Executive Officer
$82,119
@ $62.83 · 2026-01-28
TESH THOMAS D
Officer
$20,294
@ $62.83 · 2026-01-28
ROLLINS GARY W
Officer, Director and Beneficial Owner
$1.21M
@ $63.26 · 2026-01-26
CHANDLER ELIZABETH B
General Counsel
$136,072
@ $63.26 · 2026-01-26
WILSON JOHN F
Officer and Director
$476,854
@ $63.26 · 2026-01-26
GAHLHOFF JERRY JR
Chief Executive Officer
$285,303
@ $63.26 · 2026-01-26
TESH THOMAS D
Officer
$56,112
@ $63.26 · 2026-01-26
TESH THOMAS D
Officer
$143,904
@ $60.06 · 2026-01-09
WILSON JOHN F
Officer and Director
$90,288
@ $59.40 · 2025-12-15
TESH THOMAS D
Officer
$143,113
@ $59.73 · 2025-12-12
TESH THOMAS D
Officer
$138,359
@ $57.77 · 2025-11-14
LOR INC
Beneficial Owner of more than 10% of a Class of Security
$1.10B
@ $56.93 · 2025-11-10
TESH THOMAS D
Officer
$57,130
@ $57.13 · 2025-08-20
WILSON JOHN F
Officer and Director
$1.74M
@ $58.04 · 2025-07-24
GAHLHOFF JERRY JR
Chief Executive Officer
$854,700
@ $56.98 · 2025-06-11
WILSON JOHN F
Officer and Director
$2.27M
@ $56.77 · 2025-05-29
TESH THOMAS D
Officer
$108,613
@ $56.54 · 2025-05-09
TESH THOMAS D
Officer
$99,469
@ $51.78 · 2025-03-10
HORNFECK TRACI
Officer
$171,194
@ $53.10 · 2025-03-04
CHANDLER ELIZABETH B
General Counsel
$675,218
@ $51.18 · 2025-02-21
CHANDLER ELIZABETH B
Officer
$236,546
@ $50.49 · 2024-10-01
CHANDLER ELIZABETH B
Officer
$237,717
@ $50.74 · 2024-09-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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GS
FearGreed
😐Neutral(53/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
ROL
FearGreed
😨Fear(26/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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GS
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (53)
ROL
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (26)
View GS Full AnalysisView ROL Full Analysis

Frequently Asked Questions: GS vs ROL

Is Goldman Sachs Group, Inc. (The) or Rollins, Inc. more undervalued in 2026?

Based on our discounted cash flow model, GS trades at a 100.0% margin of safety (intrinsic value $481431875452 vs. price $1018), compared to ROL's -12.2% margin of safety (intrinsic $34 vs. $38).

Which stock has a wider economic moat, Goldman Sachs Group, Inc. (The) or Rollins, Inc.?

ROL scores 98/100 (Wide moat), while GS scores 65/100 (Narrow moat). The moat score measures competitive advantage durability across ROIC consistency, margin stability, revenue predictability, and reinvestment efficiency.

Is Goldman Sachs Group, Inc. (The) in financial distress?

GS's Altman Z-Score of 0.2 places it in the Distress zone, signaling elevated bankruptcy risk. ROL scores 12.0 (Safe zone). The Altman Z-Score is a five-factor model that predicts insolvency within two years; scores below 1.81 indicate significant distress.

Which stock has higher return on invested capital, Goldman Sachs Group, Inc. (The) or Rollins, Inc.?

ROL earns 22.9% ROIC versus GS's 2.5%. A higher ROIC means the company generates more profit per dollar of capital employed, a hallmark of durable competitive advantage in Buffett-style analysis.

Which dividend is safer, Goldman Sachs Group, Inc. (The)'s or Rollins, Inc.'s?

ROL's dividend earns a safety score of 84/100 (Very Safe), compared to GS's 79/100 (Safe). ROL has raised its dividend for 3 consecutive years.