Compare Stocks › GS vs MAR
The Goldman Sachs Group, Inc. (GS) vs Marriott International, Inc. (MAR)
GS
The Goldman Sachs Group, Inc.
$809.50
VS
MAR
Marriott International, Inc.
$324.89
Rewards
GS
- ★Gross margin of 82.9% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Share count has been reduced by 11% over the past 4 years through buybacks, increasing each share's claim on earnings.
- ★Each dollar of retained earnings has created $5.60 of market value — management is an exceptional capital allocator.
MAR
- ★Marriott International, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 79.1% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Marriott International, Inc. scores 94/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
GS
- ⚠The Goldman Sachs Group, Inc. scores only 26/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
- ⚠High leverage (5.96x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Altman Z-Score of 0.25 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
MAR
- ⚠Trailing P/E of 34.1x is 26% above the historical average of 27.1x — the stock trades at a premium to its own history.
- ⚠PEG ratio of 21.33 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
- ⚠8 insider sales totaling $34.3M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →GS
MAR
Valuation
N/A
Free Cash Flow
$2.61B
N/A
FCF Yield
3.03%
15.77
Trailing P/E
34.13
12.45
Forward P/E
25.06
Quality & Moat
2.06%
ROIC
14.12%
13.00%
ROE
N/A
82.88%
Gross Margin
79.07%
0.91
PEG Ratio
21.33
Balance Sheet Safety
5.96
Debt / Equity
N/A
N/A
Interest Coverage
N/A
N/A
Net Debt / EBITDA
3.66
2.22%
Dividend Yield
0.82%
GS: 4Ties: 2MAR: 1
GSMAR
Historical Fundamentals
Learn more →GS
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
MAR
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →GS
$5.60
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$26.00B
Δ Market Cap
+$145.60B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
MAR
$5.97
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$6.07B
Δ Market Cap
+$36.24B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →GS
65.1% Margin of Safety
Price is 65.1% below estimated fair value
Current Price: $809.50
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $2319.70
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
MAR
54.1% Overvalued
Price is 54.1% above estimated fair value
Current Price: $324.89
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $210.86
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →GS
Requires positive FCF to compute implied growth rate.
MAR
What growth rate is the market pricing in at $325?
+17.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +17.0%
The market implies +17.0% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +17.0%, reflecting heavy growth investment.
Economic Moat Score
Learn more →GS
26/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
MAR
94/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →GS
-2.00
Possible Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
MAR
-2.56
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →GS
Insiders 0.5%Institutions 75.7%Retail & Other 23.8%
No. of Institutional Holders3,730
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
MAR
Insiders 18.2%Institutions 65.7%Retail & Other 16.1%
No. of Institutional Holders2,042
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →GS
0
Buys (3M)
1
Buys (12M)
Total value (12M): $2.00M
HESS JOHN B JR.
Director
$2.00M
@ $511.68 · 2025-04-15
JOHNSON KEVIN RONALD
Director
$1.49M
@ $619.02 · 2025-01-17
FLAHERTY MARK A
Director
$29,545
@ $360.30 · 2024-09-27
Open market purchases · includes direct & indirect ownership · excludes option exercises
MAR
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →GS
6
Sells (3M)
11
Sells (12M)
Total value (12M): $59.99M
COLEMAN DENIS P.
Chief Financial Officer
$10.94M
@ $941.57 · 2026-02-09
SOLOMON DAVID M
Chief Executive Officer
$255,387
@ $938.92 · 2026-01-29
HALIO CAREY
Officer
$2.64M
@ $927.17 · 2026-01-27
FREDMAN SHEARA J.
Officer
$4.49M
@ $923.75 · 2026-01-23
RUEMMLER KATHRYN H
General Counsel
$8.89M
@ $927.51 · 2026-01-23
HALIO CAREY
Officer
$1.62M
@ $920.62 · 2026-01-23
WALDRON JOHN E.
President
$13.69M
@ $750.30 · 2025-08-28
COLEMAN DENIS P.
Chief Financial Officer
$5.41M
@ $724.40 · 2025-07-25
ROGERS JOHN F W
Officer
$4.31M
@ $717.39 · 2025-07-23
SOLOMON DAVID M
Chief Executive Officer
$4.71M
@ $712.31 · 2025-07-23
SOLOMON DAVID M
Chief Executive Officer
$3.04M
@ $607.17 · 2025-05-14
SOLOMON DAVID M
Chief Executive Officer
$1.50M
@ $622.15 · 2025-02-26
GOLTEN ALEXANDER SIMON
Officer
$3.31M
@ $636.25 · 2025-01-28
HALIO CAREY
Officer and Treasurer
$2.32M
@ $636.74 · 2025-01-24
FREDMAN SHEARA J.
Officer
$1.28M
@ $627.01 · 2025-01-21
RUEMMLER KATHRYN H
General Counsel
$4.76M
@ $634.69 · 2025-01-21
HALIO CAREY
Officer
$965,120
@ $624.67 · 2025-01-21
VINIAR DAVID A
Director
$3.06M
@ $612.08 · 2024-11-29
SOLOMON DAVID M
Chief Executive Officer
$4.00M
@ $610.91 · 2024-11-29
FREDMAN SHEARA J.
Officer
$1.77M
@ $594.51 · 2024-11-06
COLEMAN DENIS P.
Chief Financial Officer
$7.67M
@ $593.03 · 2024-11-06
ROGERS JOHN F W
Officer
$3.83M
@ $596.36 · 2024-11-06
SOLOMON DAVID M
Chief Executive Officer
$3.00M
@ $500.29 · 2024-08-15
VINIAR DAVID A
Director
$2.51M
@ $502.43 · 2024-07-16
SOLOMON DAVID M
Chief Executive Officer
$3.02M
@ $457.32 · 2024-05-10
VINIAR DAVID A
Director
$2.16M
@ $432.25 · 2024-04-29
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
MAR
8
Sells (3M)
17
Sells (12M)
Total value (12M): $43.87M
MENON RAJEEV
Officer
$1.24M
@ $354.00 · 2026-02-19
BROWN WILLIAM P
Officer
$3.39M
@ $358.25 · 2026-02-18
BRELAND BENJAMIN T
Officer
$716,060
@ $358.03 · 2026-02-18
MENON RAJEEV
Officer
$2.26M
@ $356.61 · 2026-02-18
PINTO DREW
Chief Technology Officer
$1.44M
@ $359.81 · 2026-02-17
MARRIOTT DAVID SHEETS
Director and Beneficial Owner of more than 10% of a Class of Security
$1.71M
@ $360.00 · 2026-02-17
CAPUANO ANTHONY G
Chief Executive Officer
$22.63M
@ $359.22 · 2026-02-17
REISS RENA HOZORE
General Counsel
$896,784
@ $357.00 · 2026-02-13
LEE FELITIA
Officer
$494,769
@ $305.98 · 2025-12-15
LEE FELITIA
Officer
$263,280
@ $301.58 · 2025-11-25
ROE PEGGY FANG
Officer
$584,240
@ $292.12 · 2025-11-10
BRELAND BENJAMIN T
Officer
$472,065
@ $286.10 · 2025-11-07
REISS RENA HOZORE
General Counsel
$1.57M
@ $287.11 · 2025-11-07
BROWN WILLIAM P
Officer
$1.87M
@ $280.04 · 2025-11-06
MENON RAJEEV
Officer
$670,710
@ $268.28 · 2025-06-24
CAPUANO ANTHONY G
Chief Executive Officer
$3.17M
@ $263.90 · 2025-05-30
BRELAND BENJAMIN T
Officer
$503,986
@ $272.42 · 2025-05-13
SCHWAB SUSAN C
Director
$292,332
@ $277.62 · 2025-02-24
BROWN WILLIAM P
Officer
$3.61M
@ $285.63 · 2025-02-21
OBERG KATHLEEN K
Chief Financial Officer
$4.03M
@ $278.07 · 2025-02-21
REISS RENA HOZORE
General Counsel
$1.00M
@ $286.65 · 2025-02-21
ANAND SATYAJIT
Officer
$563,476
@ $293.63 · 2024-12-06
BROWN WILLIAM P
Officer
$485,292
@ $284.30 · 2024-11-22
CAPUANO ANTHONY G
Chief Executive Officer
$2.37M
@ $284.49 · 2024-11-12
OBERG KATHLEEN K
Chief Financial Officer
$1.18M
@ $283.30 · 2024-11-11
OBERG KATHLEEN K
Chief Financial Officer
$673,568
@ $285.41 · 2024-11-11
BRELAND BENJAMIN T
Officer
$250,140
@ $284.25 · 2024-11-11
BROWN WILLIAM P
Officer
$567,783
@ $278.73 · 2024-11-08
PINTO DREW
Chief Technology Officer
$280,719
@ $280.72 · 2024-11-08
LEE FELITIA
Officer
$253,256
@ $276.48 · 2024-11-07
ROE PEGGY FANG
Officer
$828,390
@ $276.13 · 2024-11-07
REISS RENA HOZORE
General Counsel
$962,865
@ $276.13 · 2024-11-07
BRELAND BENJAMIN T
Officer
$137,245
@ $274.49 · 2024-11-06
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →GS
😐Neutral(48/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
MAR
😐Neutral(52/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →GS
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (48)
MAR
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (52)