Compare Stocks › GM vs ORCL

General Motors Company (GM) vs Oracle Corporation (ORCL): Which Is the Better Buy in 2026?

As of 2026-06-19, GM is fairly valued at $79, with a DCF intrinsic value of $92 and a margin of safety of 14%. ORCL is undervalued at $184, with an intrinsic value of $285 and a margin of safety of 35%. Of the two, ORCL has the wider margin of safety.

General Motors Company

$79.29

ORCL

Oracle Corporation

$184.29

Rewards

★Share count has been reduced by 35% over the past 4 years through buybacks, increasing each share's claim on earnings.
★FCF yield of 31.4% is historically attractive — the business generates significant cash relative to its price.
★PEG ratio of 0.36 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.

ORCL

★Oracle Corporation has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
★Gross margin of 65.8% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
★Return on equity has consistently exceeded 20% over 3 years, indicating efficient use of shareholder capital.

Risks

⚠Gross margin of 11.1% is low, suggesting a competitive or commodity-like market with limited pricing power.
⚠General Motors Company scores only 27/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
⚠Trailing P/E of 28.9x is 169% above the historical average of 10.8x — the stock trades at a premium to its own history.

ORCL

⚠Despite buyback spending, shares outstanding increased in 3 out of 4 years — stock-based compensation is offsetting repurchases.
⚠High leverage (2.89x net debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
⚠Insiders have sold $2.6M worth of stock in the past 3 months — significant insider liquidation.

Key Valuation Metrics

Learn more →

ORCL

Valuation

$22.47B

Free Cash Flow

$-20.34B

31.42%

FCF Yield

-3.84%

28.94

Trailing P/E

31.56

5.63

Forward P/E

16.89

Quality & Moat

7.06%

ROIC

9.68%

4.01%

ROE

53.38%

11.14%

Gross Margin

65.82%

0.36

PEG Ratio

1.06

Balance Sheet Safety

1.61

Net Debt / Equity

2.89

N/A

Interest Coverage

N/A

5.71

Net Debt / EBITDA

3.92

0.87%

Dividend Yield

1.09%

GM: 6Ties: 1ORCL: 5

GMORCL

Historical Fundamentals

Learn more →

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

ORCL

$1 Retained Earnings Test

Learn more →

$1.56

created per $1 retained over 3 years

Value Creator

Σ Retained

$16.93B

Δ Market Cap

+$26.42B

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

ORCL

$17.69

created per $1 retained over 3 years

Exceptional Value Creator

Σ Retained

$18.61B

Δ Market Cap

+$329.28B

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

Learn more →

Insufficient Data

Enter initial FCF to calculate intrinsic value

Current Price: $79.29

Strongly undervalued

Strongly overvalued

Fair Value: $0.00

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

ORCL

35.4% Margin of Safety

Price is 35.4% below estimated fair value

Current Price: $184.29

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Fair Value: $285.39

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Reverse DCF — Market-Implied Growth

Learn more →

What growth rate is the market pricing in at $79?

+23.9%

Market-Implied Owner Earnings Growth

Standard FCF implies -5.4%

The market implies +23.9% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding -5.4%, reflecting heavy growth investment.

ORCL

Requires positive FCF to compute implied growth rate.

Economic Moat Score

Learn more →

27/100

No Moat

70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

ORCL

68/100

Narrow Moat

70+ Wide · 40-69 Narrow · <40 None

Narrow moat with revenue predictability as the key competitive advantage. Improving reinvestment efficiency would strengthen the moat.

Forensic Accounting

Learn more →

-2.36

Unlikely Manipulator

Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

ORCL

-2.57

Unlikely Manipulator

Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Ownership Breakdown

Learn more →

Insiders 0.2%Institutions 89.1%Retail & Other 10.7%

No. of Institutional Holders2,041

High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

ORCL

Insiders 40.5%Institutions 44.0%Retail & Other 15.5%

No. of Institutional Holders4,512

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

Learn more →

Buys (3M)

Buys (12M)

KELLY ALFRED FRANCIS JR.

Director

$607,920

@ $50.66 · 2025-01-30

JACOBSON PAUL A

Chief Financial Officer

$1.10M

@ $44.11 · 2024-07-26

Open market purchases · includes direct & indirect ownership · excludes option exercises

ORCL

Buys (3M)

Buys (12M)

Total value (12M): $112,258

FAIRHEAD RONA ALISON

Director

$112,258

@ $233.87 · 2025-07-07

MOORMAN CHARLES W IV

Director

$947,913

@ $172.35 · 2025-02-12

Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

Learn more →

Sells (3M)

Sells (12M)

Total value (12M): $174.63M

BARRA MARY TERESA

Chief Executive Officer

$1.75M

@ $85.00 · 2026-06-09

BARRA MARY TERESA

Chief Executive Officer

$1.96M

@ $85.00 · 2026-05-29

HARVEY RORY

Officer

$775,266

@ $84.97 · 2026-05-28

BARRA MARY TERESA

Chief Executive Officer

$37.19M

@ $82.03 · 2026-05-28

HATTO CHRISTOPHER

Officer

$586,075

@ $85.00 · 2026-05-28

HARVEY RORY

Officer

$7.05M

@ $82.79 · 2026-05-27

JACOBSON PAUL A

Chief Financial Officer

$3.20M

@ $80.00 · 2026-05-26

REUSS MARK L

President

$38.71M

@ $80.52 · 2026-02-17

HATTO CHRISTOPHER

Officer

$556,128

@ $72.00 · 2025-11-12

HATTO CHRISTOPHER

Officer

$1.10M

@ $70.00 · 2025-10-28

REUSS MARK L

President

$17.32M

@ $66.45 · 2025-10-22

HARVEY RORY

Officer

$408,870

@ $61.95 · 2025-09-26

HATTO CHRISTOPHER

Officer

$1.43M

@ $61.01 · 2025-09-26

REUSS MARK L

President

$9.80M

@ $60.10 · 2025-09-25

BARRA MARY TERESA

Chief Executive Officer

$46.61M

@ $59.95 · 2025-09-24

HARVEY RORY

Officer

$267,317

@ $59.95 · 2025-09-12

BARRA MARY TERESA

Chief Executive Officer

$1.77M

@ $59.92 · 2025-09-12

HATTO CHRISTOPHER

Officer

$865,353

@ $59.00 · 2025-08-27

HATTO CHRISTOPHER

Officer

$2.03M

@ $55.10 · 2025-08-13

HARVEY RORY

Officer

$1.27M

@ $53.01 · 2025-08-05

HARVEY RORY

Officer

$535,229

@ $60.01 · 2024-11-25

GLIDDEN CRAIG B

General Counsel

$21.70M

@ $56.63 · 2024-11-18

BARRA MARY TERESA

Chief Executive Officer

$11.91M

@ $57.60 · 2024-11-11

REUSS MARK L

President

$6.75M

@ $55.16 · 2024-11-06

HARVEY RORY

Officer

$502,671

@ $54.01 · 2024-10-23

BARRA MARY TERESA

Chief Executive Officer

$27.03M

@ $53.33 · 2024-10-23

HARVEY RORY

Officer

$736,061

@ $48.76 · 2024-08-26

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

ORCL

Sells (3M)

Sells (12M)

Total value (12M): $1.89B

LEVEY STUART A

Officer

$2.64M

@ $176.19 · 2026-04-16

MAGOUYRK CLAYTON M

Chief Executive Officer

$1.55M

@ $155.23 · 2026-02-09

KEHRING DOUGLAS A

Officer

$6.82M

@ $194.89 · 2026-01-15

HURA MARK

Officer

$2.95M

@ $196.89 · 2025-12-24

SELIGMAN NAOMI O

Director

$437,064

@ $196.61 · 2025-12-23

MAGOUYRK CLAYTON M

Chief Executive Officer

$1.93M

@ $192.52 · 2025-12-19

SMITH MARIA

Officer

$2.80M

@ $280.31 · 2025-10-23

MAGOUYRK CLAYTON M

Chief Executive Officer

$11.07M

@ $276.64 · 2025-10-21

LEVEY STUART A

Officer

$5.93M

@ $300.00 · 2025-10-10

SELIGMAN NAOMI O

Director

$641,958

@ $288.91 · 2025-09-26

SICILIA MICHAEL D

Officer

$10.87M

@ $321.16 · 2025-09-23

SICILIA MICHAEL D

Officer

$5.12M

@ $313.60 · 2025-09-16

MAGOUYRK CLAYTON M

President

$6.31M

@ $297.11 · 2025-09-12

SICILIA MICHAEL D

Officer

$4.04M

@ $254.48 · 2025-08-05

SELIGMAN NAOMI O

Director

$770,656

@ $233.32 · 2025-07-16

SMITH MARIA

Officer

$2.33M

@ $232.99 · 2025-07-03

CATZ SAFRA A

Chief Executive Officer

$267.24M

@ $212.01 · 2025-06-27

CATZ SAFRA A

Chief Executive Officer

$794.64M

@ $212.50 · 2025-06-26

CATZ SAFRA A

Chief Executive Officer

$764.01M

@ $206.77 · 2025-06-23

CONRADES GEORGE HENRY

Director

$1.74M

@ $213.49 · 2025-06-17

MAGOUYRK CLAYTON M

Officer

$3.21M

@ $214.10 · 2025-06-17

SELIGMAN NAOMI O

Director

$428,562

@ $149.53 · 2025-05-05

SELIGMAN NAOMI O

Director

$291,620

@ $145.81 · 2025-04-02

CATZ SAFRA A

Chief Executive Officer

$705.46M

@ $185.40 · 2025-01-24

SMITH MARIA

Officer

$1.04M

@ $165.00 · 2024-09-16

ELLISON LAWRENCE JOSEPH

Chief Technology Officer

$322.05M

@ $143.13 · 2024-07-16

SCREVEN EDWARD LLOYD

Officer

$60.58M

@ $141.91 · 2024-07-10

SCREVEN EDWARD LLOYD

Officer

$5.22M

@ $140.19 · 2024-06-26

SCREVEN EDWARD LLOYD

Officer

$34.04M

@ $144.30 · 2024-06-20

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

Learn more →

😐Neutral(55/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

ORCL

😨Fear(32/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

Learn more →

⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (55)

ORCL

⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (32)

View GM Full Analysis View ORCL Full Analysis

Frequently Asked Questions: GM vs ORCL

Is General Motors Company or Oracle Corporation more undervalued in 2026?▼

Based on our discounted cash flow model, ORCL trades at a 35.4% margin of safety (intrinsic value $285 vs. price $184), compared to GM's 13.8% margin of safety (intrinsic $92 vs. $79).

Which stock has a wider economic moat, General Motors Company or Oracle Corporation?▼

ORCL scores 68/100 (Narrow moat), while GM scores 27/100 (None moat). The moat score measures competitive advantage durability across ROIC consistency, margin stability, revenue predictability, and reinvestment efficiency.

Is General Motors Company in financial distress?▼

GM's Altman Z-Score of 1.2 places it in the Distress zone, signaling elevated bankruptcy risk. ORCL scores 2.7 (Grey zone). The Altman Z-Score is a five-factor model that predicts insolvency within two years; scores below 1.81 indicate significant distress.

Which company has better free cash flow, General Motors Company or Oracle Corporation?▼

General Motors Company (GM) generates a 31.4% free cash flow yield, compared to Oracle Corporation's -3.8%. A higher FCF yield means the business converts more of its market value into cash that can be returned to shareholders or reinvested.

Which stock has higher return on invested capital, General Motors Company or Oracle Corporation?▼

ORCL earns 9.7% ROIC versus GM's 7.1%. A higher ROIC means the company generates more profit per dollar of capital employed, a hallmark of durable competitive advantage in Buffett-style analysis.

Which dividend is safer, General Motors Company's or Oracle Corporation's?▼

GM's dividend earns a safety score of 94/100 (Very Safe), compared to ORCL's 79/100 (Safe). GM has raised its dividend for 3 consecutive years.