Compare Stocks › GM vs GS
General Motors Company (GM) vs The Goldman Sachs Group, Inc. (GS)
GM
General Motors Company
$75.77
VS
GS
The Goldman Sachs Group, Inc.
$923.71
Rewards
GM
- ★Share count has been reduced by 35% over the past 4 years through buybacks, increasing each share's claim on earnings.
- ★FCF yield of 32.9% is historically attractive — the business generates significant cash relative to its price.
- ★PEG ratio of 0.34 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.
GS
- ★Gross margin of 82.3% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Share count has been reduced by 11% over the past 4 years through buybacks, increasing each share's claim on earnings.
- ★Each dollar of retained earnings has created $2.53 of earning power — management is an exceptional capital allocator.
Risks
GM
- ⚠Gross margin of 11.1% is low, suggesting a competitive or commodity-like market with limited pricing power.
- ⚠General Motors Company scores only 27/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
- ⚠Trailing P/E of 27.7x is 157% above the historical average of 10.8x — the stock trades at a premium to its own history.
GS
- ⚠High leverage (6.79x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Altman Z-Score of 0.25 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠Insiders have sold $13.0M worth of stock in the past 3 months — significant insider liquidation.
Key Valuation Metrics
Learn more →GM
GS
Valuation
$22.47B
Free Cash Flow
N/A
32.88%
FCF Yield
N/A
27.65
Trailing P/E
16.86
5.39
Forward P/E
14.13
Quality & Moat
7.06%
ROIC
1.95%
4.92%
ROE
13.17%
11.14%
Gross Margin
82.27%
0.34
PEG Ratio
0.70
Balance Sheet Safety
1.99
Debt / Equity
6.79
N/A
Interest Coverage
N/A
5.71
Net Debt / EBITDA
N/A
0.95%
Dividend Yield
1.95%
GM: 4Ties: 1GS: 4
GMGS
Historical Fundamentals
Learn more →GM
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
GS
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →GM
$1.56
created per $1 retained over 3 years
Value Creator
Σ Retained
$16.93B
Δ Market Cap
+$26.42B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
GS
$5.60
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$26.00B
Δ Market Cap
+$145.60B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →GM
Insufficient Data
Enter initial FCF to calculate intrinsic value
Current Price: $75.77
Strongly undervalued
Strongly overvalued
Fair Value: $0.00
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
GS
62.8% Margin of Safety
Price is 62.8% below estimated fair value
Current Price: $923.71
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $2479.85
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →GM
What growth rate is the market pricing in at $76?
+23.6%
Market-Implied Owner Earnings Growth
Standard FCF implies -5.6%
The market implies +23.6% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding -5.6%, reflecting heavy growth investment.
GS
Requires positive FCF to compute implied growth rate.
Economic Moat Score
Learn more →GM
27/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
GS
65/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with reinvestment efficiency as the key competitive advantage. Improving margin stability would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →GM
-2.36
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
GS
-2.00
Possible Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →GM
Insiders 0.2%Institutions 88.1%Retail & Other 11.7%
No. of Institutional Holders2,014
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
GS
Insiders 0.5%Institutions 75.9%Retail & Other 23.6%
No. of Institutional Holders3,722
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →GM
0
Buys (3M)
0
Buys (12M)
KELLY ALFRED FRANCIS JR.
Director
$607,920
@ $50.66 · 2025-01-30
JACOBSON PAUL A
Chief Financial Officer
$1.10M
@ $44.11 · 2024-07-26
Open market purchases · includes direct & indirect ownership · excludes option exercises
GS
0
Buys (3M)
0
Buys (12M)
HESS JOHN B JR.
Director
$2.00M
@ $511.68 · 2025-04-15
JOHNSON KEVIN RONALD
Director
$1.49M
@ $619.02 · 2025-01-17
FLAHERTY MARK A
Director
$29,545
@ $360.30 · 2024-09-27
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →GM
1
Sells (3M)
13
Sells (12M)
Total value (12M): $122.13M
REUSS MARK L
President
$38.71M
@ $80.52 · 2026-02-17
HATTO CHRISTOPHER
Officer
$556,128
@ $72.00 · 2025-11-12
HATTO CHRISTOPHER
Officer
$1.10M
@ $70.00 · 2025-10-28
REUSS MARK L
President
$17.32M
@ $66.45 · 2025-10-22
HATTO CHRISTOPHER
Officer
$1.43M
@ $61.01 · 2025-09-26
HARVEY RORY
Officer
$408,870
@ $61.95 · 2025-09-26
REUSS MARK L
President
$9.80M
@ $60.10 · 2025-09-25
BARRA MARY TERESA
Chief Executive Officer
$46.61M
@ $59.95 · 2025-09-24
BARRA MARY TERESA
Chief Executive Officer
$1.77M
@ $59.92 · 2025-09-12
HARVEY RORY
Officer
$267,317
@ $59.95 · 2025-09-12
HATTO CHRISTOPHER
Officer
$865,353
@ $59.00 · 2025-08-27
HATTO CHRISTOPHER
Officer
$2.03M
@ $55.10 · 2025-08-13
HARVEY RORY
Officer
$1.27M
@ $53.01 · 2025-08-05
HARVEY RORY
Officer
$535,229
@ $60.01 · 2024-11-25
GLIDDEN CRAIG B
General Counsel
$21.70M
@ $56.63 · 2024-11-18
BARRA MARY TERESA
Chief Executive Officer
$11.91M
@ $57.60 · 2024-11-11
REUSS MARK L
President
$6.75M
@ $55.16 · 2024-11-06
BARRA MARY TERESA
Chief Executive Officer
$27.03M
@ $53.33 · 2024-10-23
HARVEY RORY
Officer
$502,671
@ $54.01 · 2024-10-23
HARVEY RORY
Officer
$736,061
@ $48.76 · 2024-08-26
BARRA MARY TERESA
Chief Executive Officer
$29.87M
@ $47.69 · 2024-06-11
REUSS MARK L
President
$2.31M
@ $46.24 · 2024-06-10
BLISSETT JULIAN G
Officer
$714,465
@ $45.00 · 2024-05-31
BARRA MARY TERESA
Chief Executive Officer
$27.22M
@ $43.46 · 2024-05-28
REUSS MARK L
President
$6.52M
@ $43.44 · 2024-05-28
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
GS
3
Sells (3M)
13
Sells (12M)
Total value (12M): $62.06M
GOLTEN ALEXANDER SIMON
Officer
$1.04M
@ $936.18 · 2026-04-23
GOLTEN ALEXANDER SIMON
Officer
$1.02M
@ $919.19 · 2026-04-17
COLEMAN DENIS P.
Chief Financial Officer
$10.94M
@ $941.57 · 2026-02-09
SOLOMON DAVID M
Chief Executive Officer
$255,387
@ $938.92 · 2026-01-29
HALIO CAREY
Officer
$2.64M
@ $927.17 · 2026-01-27
FREDMAN SHEARA J.
Officer
$4.49M
@ $923.75 · 2026-01-23
RUEMMLER KATHRYN H
General Counsel
$8.89M
@ $927.51 · 2026-01-23
HALIO CAREY
Officer
$1.62M
@ $920.62 · 2026-01-23
WALDRON JOHN E.
President
$13.69M
@ $750.30 · 2025-08-28
COLEMAN DENIS P.
Chief Financial Officer
$5.41M
@ $724.40 · 2025-07-25
SOLOMON DAVID M
Chief Executive Officer
$4.71M
@ $712.31 · 2025-07-23
ROGERS JOHN F W
Officer
$4.31M
@ $717.39 · 2025-07-23
SOLOMON DAVID M
Chief Executive Officer
$3.04M
@ $607.17 · 2025-05-14
SOLOMON DAVID M
Chief Executive Officer
$1.50M
@ $622.15 · 2025-02-26
GOLTEN ALEXANDER SIMON
Officer
$3.31M
@ $636.25 · 2025-01-28
HALIO CAREY
Officer and Treasurer
$2.32M
@ $636.74 · 2025-01-24
FREDMAN SHEARA J.
Officer
$1.28M
@ $627.01 · 2025-01-21
RUEMMLER KATHRYN H
General Counsel
$4.76M
@ $634.69 · 2025-01-21
HALIO CAREY
Officer
$965,120
@ $624.67 · 2025-01-21
SOLOMON DAVID M
Chief Executive Officer
$4.00M
@ $610.91 · 2024-11-29
VINIAR DAVID A
Director
$3.06M
@ $612.08 · 2024-11-29
FREDMAN SHEARA J.
Officer
$1.77M
@ $594.51 · 2024-11-06
COLEMAN DENIS P.
Chief Financial Officer
$7.67M
@ $593.03 · 2024-11-06
ROGERS JOHN F W
Officer
$3.83M
@ $596.36 · 2024-11-06
SOLOMON DAVID M
Chief Executive Officer
$3.00M
@ $500.29 · 2024-08-15
VINIAR DAVID A
Director
$2.51M
@ $502.43 · 2024-07-16
SOLOMON DAVID M
Chief Executive Officer
$3.02M
@ $457.32 · 2024-05-10
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →GM
😐Neutral(55/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
GS
😏Greed(66/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →GM
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (55)
GS
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (66)