Compare Stocks › GL vs JNJ
Globe Life Inc. (GL) vs Johnson & Johnson (JNJ)
GL
Globe Life Inc.
$137.71
VS
JNJ
Johnson & Johnson
$237.60
Rewards
GL
- ★Share count has been reduced by 18% over the past 4 years through buybacks, increasing each share's claim on earnings.
- ★FCF yield of 10.4% is historically attractive — the business generates significant cash relative to its price.
JNJ
- ★Johnson & Johnson has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
- ★Gross margin of 68.1% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Johnson & Johnson scores 90/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
Risks
GL
- ⚠Altman Z-Score of 0.85 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠8 insider sales totaling $13.7M with no purchases in the past 3 months — insiders are reducing their exposure.
JNJ
- ⚠FCF yield of 2.9% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠7 insider sales totaling $58.4M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →GL
JNJ
Valuation
$1.14B
Free Cash Flow
$16.63B
10.37%
FCF Yield
2.90%
9.79
Trailing P/E
21.56
8.33
Forward P/E
18.90
Quality & Moat
12.70%
ROIC
13.63%
19.44%
ROE
32.87%
33.81%
Gross Margin
68.08%
1.03
PEG Ratio
0.44
Balance Sheet Safety
0.51
Debt / Equity
0.60
N/A
Interest Coverage
N/A
1.60
Net Debt / EBITDA
0.86
0.96%
Dividend Yield
2.19%
GL: 4Ties: 1JNJ: 7
GLJNJ
Historical Fundamentals
Learn more →GL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
JNJ
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →GL
$-0.20
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$2.95B
Δ Market Cap
$-600.0M
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
JNJ
$0.91
created per $1 retained over 3 years
Mediocre Allocator
Σ Retained
$40.05B
Δ Market Cap
+$36.63B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →GL
49.5% Margin of Safety
Price is 49.5% below estimated fair value
Current Price: $137.71
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $272.46
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
JNJ
2.9% Margin of Safety
Price is 2.9% below estimated fair value
Current Price: $237.60
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $244.77
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →GL
What growth rate is the market pricing in at $138?
+0.6%
Market-Implied FCF Growth Rate
Market roughly matching historical growth — reasonable.
JNJ
What growth rate is the market pricing in at $238?
+9.3%
Market-Implied Owner Earnings Growth
Standard FCF implies +15.8%
The market implies +9.3% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +15.8%, reflecting heavy growth investment expected to generate future returns.
Economic Moat Score
Learn more →GL
39/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
JNJ
90/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. Revenue Predictability is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
Forensic Accounting
Learn more →GL
-2.46
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
JNJ
-2.31
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →GL
Insiders 0.7%Institutions 85.6%Retail & Other 13.7%
No. of Institutional Holders937
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
JNJ
Insiders 0.1%Institutions 75.8%Retail & Other 24.2%
No. of Institutional Holders5,544
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →GL
0
Buys (3M)
0
Buys (12M)
THIGPEN MARY E
Director
$270,600
@ $90.20 · 2024-07-26
HENSLEY ROBERT EDWARD
Chief Investment Officer
$205,421
@ $82.17 · 2024-05-28
SVOBODA FRANK M
Chief Executive Officer
$205,684
@ $82.27 · 2024-05-21
DARDEN JAMES MATTHEW
Chief Executive Officer
$82,775
@ $82.78 · 2024-05-21
SVOBODA FRANK M
Chief Executive Officer
$215,764
@ $86.31 · 2024-05-20
KALMBACH THOMAS PETER
Chief Financial Officer
$42,214
@ $84.43 · 2024-05-17
DARDEN JAMES MATTHEW
Chief Executive Officer
$169,646
@ $84.82 · 2024-05-16
BLINN MARK A
Director
$153,540
@ $76.77 · 2024-04-25
BLINN MARK A
Director
$153,540
@ $76.77 · 2024-04-25
RODRIGUEZ DAVID A.
Director
$119,585
@ $79.72 · 2024-04-24
JOHNSON STEVEN PAUL
Director
$100,800
@ $76.42 · 2024-04-24
BRANNEN JAMES PATRICK
Director
$156,940
@ $78.47 · 2024-04-24
Open market purchases · includes direct & indirect ownership · excludes option exercises
JNJ
0
Buys (3M)
1
Buys (12M)
Total value (12M): $257,688
MORIKIS JOHN G
Director
$257,688
@ $206.15 · 2025-11-26
WEINBERGER MARK A
Director
$147,220
@ $147.22 · 2024-12-12
WOODS EUGENE A
Director
$14,553
@ $145.53 · 2024-04-30
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →GL
8
Sells (3M)
23
Sells (12M)
Total value (12M): $48.11M
DARDEN JAMES MATTHEW
Chief Executive Officer
$2.66M
@ $145.10 · 2026-03-04
HENSLEY ROBERT EDWARD
Chief Investment Officer
$372,620
@ $145.04 · 2026-03-02
DARDEN JAMES MATTHEW
Chief Executive Officer
$1.38M
@ $144.34 · 2026-02-27
HAWORTH JENNIFER ALLISON
Officer
$1.53M
@ $145.29 · 2026-02-27
HENSLEY ROBERT EDWARD
Chief Investment Officer
$101,524
@ $142.59 · 2026-02-25
SVOBODA FRANK M
Chief Executive Officer
$1.81M
@ $144.78 · 2026-02-17
HAWORTH JENNIFER ALLISON
Officer
$1.43M
@ $143.14 · 2026-02-12
MAJORS MICHAEL CLAY
Officer
$4.41M
@ $146.89 · 2026-02-06
SVOBODA FRANK M
Chief Executive Officer
$1.32M
@ $140.43 · 2025-12-16
HENRIE MICHAEL SHANE
Officer
$426,341
@ $139.10 · 2025-12-12
MITCHELL ROBERT BRIAN
General Counsel
$12.22M
@ $134.28 · 2025-10-24
SKARJUNE DOLORES L
Officer
$641,340
@ $142.52 · 2025-09-12
SKARJUNE DOLORES L
Officer
$695,537
@ $139.83 · 2025-09-10
MAJORS MICHAEL CLAY
Officer
$1.37M
@ $137.41 · 2025-08-01
SVOBODA FRANK M
Chief Executive Officer
$3.54M
@ $141.58 · 2025-07-31
KALMBACH THOMAS PETER
Chief Financial Officer
$4.08M
@ $140.97 · 2025-07-29
HENRIE MICHAEL SHANE
Officer
$454,196
@ $139.75 · 2025-07-29
HENRIE MICHAEL SHANE
Officer
$454,196
@ $139.75 · 2025-07-29
DARDEN JAMES MATTHEW
Chief Executive Officer
$4.51M
@ $135.59 · 2025-07-25
ZORN REBECCA E
Officer
$2.03M
@ $135.58 · 2025-07-25
SVOBODA FRANK M
Chief Executive Officer
$733,617
@ $121.24 · 2025-06-04
SVOBODA FRANK M
Chief Executive Officer
$737,385
@ $122.51 · 2025-05-20
ZORN REBECCA E
Officer
$1.21M
@ $121.09 · 2025-05-12
HENRIE MICHAEL SHANE
Officer
$347,641
@ $126.41 · 2025-03-19
HENSLEY ROBERT EDWARD
Chief Technology Officer
$200,952
@ $124.81 · 2025-03-04
SVOBODA FRANK M
Chief Executive Officer
$2.66M
@ $122.42 · 2025-02-14
DARDEN JAMES MATTHEW
Chief Executive Officer
$3.02M
@ $121.52 · 2025-02-11
SVOBODA FRANK M
Chief Executive Officer
$1.34M
@ $121.44 · 2025-02-11
MITCHELL ROBERT BRIAN
General Counsel
$3.66M
@ $121.90 · 2025-02-07
HENRIE MICHAEL SHANE
Officer
$1.30M
@ $122.31 · 2025-02-07
HENRIE MICHAEL SHANE
Officer
$1.30M
@ $122.31 · 2025-02-07
HAWORTH JENNIFER ALLISON
Officer
$1.02M
@ $112.91 · 2025-01-06
HAWORTH JENNIFER ALLISON
Officer
$1.02M
@ $112.92 · 2025-01-06
BLINN MARK A
Director
$339,705
@ $113.23 · 2025-01-06
SVOBODA FRANK M
Chief Executive Officer
$1.51M
@ $112.56 · 2025-01-06
HENRIE MICHAEL SHANE
Officer
$168,487
@ $112.32 · 2025-01-06
SVOBODA FRANK M
Chief Executive Officer
$1.56M
@ $108.80 · 2024-12-03
MITCHELL ROBERT BRIAN
General Counsel
$878,755
@ $109.84 · 2024-11-07
ZORN REBECCA E
Officer
$179,336
@ $77.30 · 2024-04-25
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
JNJ
7
Sells (3M)
12
Sells (12M)
Total value (12M): $101.23M
DECKER ROBERT J
Officer
$1.01M
@ $247.87 · 2026-02-27
SCHMID TIMOTHY
Officer
$324,763
@ $245.66 · 2026-02-20
SCHMID TIMOTHY
Officer
$5.53M
@ $244.33 · 2026-02-18
WOLK JOSEPH J
Chief Financial Officer
$21.77M
@ $242.80 · 2026-02-17
SWANSON JAMES D
Chief Technology Officer
$15.11M
@ $243.39 · 2026-02-17
BROADHURST VANESSA
Officer
$1.51M
@ $243.39 · 2026-02-17
REED JOHN C
Officer
$13.11M
@ $243.00 · 2026-02-17
REED JOHN C
Officer
$4.19M
@ $192.71 · 2025-10-17
TAUBERT JENNIFER L
Officer
$10.04M
@ $177.81 · 2025-09-04
DUATO JOAQUIN BOIX
Chief Executive Officer
$22.55M
@ $179.21 · 2025-08-22
WOLK JOSEPH J
Chief Financial Officer
$2.98M
@ $176.91 · 2025-08-15
REED JOHN C
Officer
$3.13M
@ $163.55 · 2025-07-17
DECKER ROBERT J
Officer
$1.16M
@ $165.88 · 2025-02-25
SCHMID TIMOTHY
Officer
$62,928
@ $156.15 · 2025-02-18
WOLK JOSEPH J
Chief Financial Officer
$2.00M
@ $153.89 · 2025-02-07
DECKER ROBERT J
Officer
$930,113
@ $165.06 · 2024-08-30
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →GL
😐Neutral(53/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
JNJ
😐Neutral(59/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →GL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (53)
JNJ
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (59)