Compare Stocks › FSLR vs MA
First Solar, Inc. (FSLR) vs Mastercard Incorporated (MA)
FSLR
First Solar, Inc.
$199.65
VS
MA
Mastercard Incorporated
$491.14
Rewards
FSLR
- ★Each dollar of retained earnings has created $3.30 of market value — management is an exceptional capital allocator.
- ★Trailing P/E of 14.0x is 24% below the historical average of 18.4x — potentially undervalued relative to its own history.
- ★PEG ratio of 0.43 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.
MA
- ★Mastercard Incorporated has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 100.0% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Mastercard Incorporated scores 99/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
FSLR
- ⚠38 insider sales totaling $14.9M with no purchases in the past 3 months — insiders are reducing their exposure.
MA
- ⚠High leverage (2.56x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Insiders have sold $4.5M worth of stock in the past 3 months — significant insider liquidation.
Key Valuation Metrics
Learn more →FSLR
MA
Valuation
$963.92M
Free Cash Flow
$16.27B
4.50%
FCF Yield
3.71%
14.04
Trailing P/E
29.77
7.84
Forward P/E
21.70
Quality & Moat
13.17%
ROIC
54.23%
16.02%
ROE
193.24%
40.62%
Gross Margin
100.00%
0.43
PEG Ratio
1.23
Balance Sheet Safety
0.07
Debt / Equity
2.56
N/A
Interest Coverage
N/A
-1.03
Net Debt / EBITDA
0.43
N/A
Dividend Yield
0.71%
FSLR: 6Ties: 1MA: 4
FSLRMA
Historical Fundamentals
Learn more →FSLR
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
MA
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →FSLR
$3.30
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$3.65B
Δ Market Cap
+$12.06B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
MA
$5.62
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$31.68B
Δ Market Cap
+$177.96B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →FSLR
81.1% Margin of Safety
Price is 81.1% below estimated fair value
Current Price: $199.65
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $1055.89
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
MA
12.0% Margin of Safety
Price is 12.0% below estimated fair value
Current Price: $491.14
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $558.06
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →FSLR
What growth rate is the market pricing in at $200?
+1.4%
Market-Implied Owner Earnings Growth
Standard FCF implies +7.7%
The market implies +1.4% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +7.7%, reflecting heavy growth investment expected to generate future returns.
MA
What growth rate is the market pricing in at $491?
+13.2%
Market-Implied Owner Earnings Growth
Standard FCF implies +12.0%
The market implies +13.2% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +12.0%, reflecting ongoing growth investment.
Economic Moat Score
Learn more →FSLR
45/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving reinvestment efficiency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
MA
99/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →FSLR
-2.55
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
MA
-2.53
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →FSLR
Insiders 5.5%Institutions 99.6%
No. of Institutional Holders1,590
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
MA
Insiders 0.5%Institutions 91.1%Retail & Other 8.3%
No. of Institutional Holders4,864
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →FSLR
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
MA
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →FSLR
38
Sells (3M)
50
Sells (12M)
Total value (12M): $36.04M
BRADLEY ALEXANDER R.
Chief Financial Officer
$2.94M
@ $200.00 · 2026-03-17
DYMBORT JASON E
General Counsel
$1.87M
@ $199.67 · 2026-03-17
VERMA KUNTAL KUMAR
Officer
$114,629
@ $200.40 · 2026-03-17
THEURER NATHAN B
Officer
$26,183
@ $199.87 · 2026-03-17
GLOECKLER MARKUS
Chief Technology Officer
$73,894
@ $200.80 · 2026-03-16
BUEHLER PATRICK JAMES
Officer
$36,144
@ $200.80 · 2026-03-16
KORALEWSKI MICHAEL
Officer
$53,011
@ $200.80 · 2026-03-16
SLOAN SAMANTHA L.
Officer
$24,096
@ $200.80 · 2026-03-16
ANTOUN GEORGES J
Officer
$49,196
@ $200.80 · 2026-03-16
STOCKDALE CAROLINE
Officer
$67,268
@ $200.80 · 2026-03-16
WIDMAR MARK R
Chief Executive Officer
$388,950
@ $200.80 · 2026-03-16
VERMA KUNTAL KUMAR
Officer
$79,846
@ $195.70 · 2026-03-10
THEURER NATHAN B
Officer
$63,407
@ $195.70 · 2026-03-10
BRADLEY ALEXANDER R.
Chief Financial Officer
$334,272
@ $190.36 · 2026-03-09
GLOECKLER MARKUS
Chief Technology Officer
$252,227
@ $190.36 · 2026-03-09
BUEHLER PATRICK JAMES
Officer
$132,681
@ $190.36 · 2026-03-09
DYMBORT JASON E
General Counsel
$248,420
@ $190.36 · 2026-03-09
KORALEWSKI MICHAEL
Officer
$143,912
@ $190.36 · 2026-03-09
VERMA KUNTAL KUMAR
Officer
$263,839
@ $190.36 · 2026-03-09
THEURER NATHAN B
Officer
$29,887
@ $190.36 · 2026-03-09
SLOAN SAMANTHA L.
Officer
$57,679
@ $190.36 · 2026-03-09
ANTOUN GEORGES J
Officer
$150,575
@ $190.36 · 2026-03-09
STOCKDALE CAROLINE
Officer
$198,165
@ $190.36 · 2026-03-09
WIDMAR MARK R
Chief Executive Officer
$1.05M
@ $190.36 · 2026-03-09
GLOECKLER MARKUS
Chief Technology Officer
$716,898
@ $196.95 · 2026-03-04
VERMA KUNTAL KUMAR
Officer
$143,380
@ $196.95 · 2026-03-04
THEURER NATHAN B
Officer
$18,119
@ $196.95 · 2026-03-04
BRADLEY ALEXANDER R.
Chief Financial Officer
$625,800
@ $195.93 · 2026-03-03
GLOECKLER MARKUS
Chief Technology Officer
$671,060
@ $195.93 · 2026-03-03
BUEHLER PATRICK JAMES
Officer
$266,661
@ $195.93 · 2026-03-03
DYMBORT JASON E
General Counsel
$641,279
@ $195.93 · 2026-03-03
KORALEWSKI MICHAEL
Officer
$260,587
@ $195.93 · 2026-03-03
VERMA KUNTAL KUMAR
Officer
$671,256
@ $195.93 · 2026-03-03
THEURER NATHAN B
Officer
$9,601
@ $195.94 · 2026-03-03
SLOAN SAMANTHA L.
Officer
$21,748
@ $195.93 · 2026-03-03
ANTOUN GEORGES J
Officer
$381,712
@ $194.95 · 2026-03-03
STOCKDALE CAROLINE
Officer
$323,284
@ $195.93 · 2026-03-03
WIDMAR MARK R
Chief Executive Officer
$1.52M
@ $195.93 · 2026-03-03
SWEENEY MICHAEL T
Director
$1.22M
@ $271.11 · 2025-11-06
ANTOUN GEORGES J
Officer
$9.91M
@ $265.01 · 2025-11-04
SLOAN SAMANTHA L.
Officer
$26,386
@ $188.47 · 2025-09-02
DYMBORT JASON E
General Counsel
$392,762
@ $215.33 · 2025-08-19
WIDMAR MARK R
Chief Executive Officer
$462,889
@ $199.44 · 2025-08-15
THEURER NATHAN B
General Counsel
$124,873
@ $182.03 · 2025-08-14
WIDMAR MARK R
Chief Executive Officer
$5.15M
@ $185.71 · 2025-08-13
BUEHLER PATRICK JAMES
Officer
$288,000
@ $180.00 · 2025-07-03
BUEHLER PATRICK JAMES
Officer
$278,481
@ $149.08 · 2025-06-03
KORALEWSKI MICHAEL
Officer
$466,878
@ $158.21 · 2025-06-02
GLOECKLER MARKUS
Chief Technology Officer
$1.48M
@ $155.05 · 2025-05-28
BRADLEY ALEXANDER R.
Chief Financial Officer
$1.32M
@ $150.00 · 2025-05-12
VERMA KUNTAL KUMAR
Officer
$64,301
@ $127.83 · 2025-03-18
BRADLEY ALEXANDER R.
Chief Financial Officer
$80,116
@ $133.75 · 2025-03-17
GLOECKLER MARKUS
Chief Technology Officer
$50,825
@ $133.75 · 2025-03-17
BUEHLER PATRICK JAMES
Officer
$24,878
@ $133.75 · 2025-03-17
DYMBORT JASON E
General Counsel
$48,551
@ $133.75 · 2025-03-17
KORALEWSKI MICHAEL
Officer
$36,514
@ $133.75 · 2025-03-17
VERMA KUNTAL KUMAR
Officer
$54,035
@ $133.75 · 2025-03-17
THEURER NATHAN B
Officer
$4,681
@ $133.74 · 2025-03-17
ANTOUN GEORGES J
Officer
$30,629
@ $133.75 · 2025-03-17
STOCKDALE CAROLINE
Officer
$45,609
@ $133.75 · 2025-03-17
WIDMAR MARK R
Chief Executive Officer
$262,952
@ $133.75 · 2025-03-17
BRADLEY ALEXANDER R.
Chief Financial Officer
$51,987
@ $132.96 · 2025-03-07
GLOECKLER MARKUS
Chief Technology Officer
$50,259
@ $132.96 · 2025-03-07
BUEHLER PATRICK JAMES
Officer
$25,528
@ $132.96 · 2025-03-07
DYMBORT JASON E
General Counsel
$42,547
@ $132.96 · 2025-03-07
KORALEWSKI MICHAEL
Officer
$24,996
@ $132.96 · 2025-03-07
VERMA KUNTAL KUMAR
Officer
$55,710
@ $132.96 · 2025-03-07
THEURER NATHAN B
Officer
$4,122
@ $132.97 · 2025-03-07
ANTOUN GEORGES J
Officer
$19,545
@ $132.96 · 2025-03-07
STOCKDALE CAROLINE
Officer
$30,182
@ $132.96 · 2025-03-07
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
MA
1
Sells (3M)
19
Sells (12M)
Total value (12M): $64.44M
LING HAI
Officer
$4.48M
@ $499.20 · 2026-02-24
SACHIN J. MEHRA
Chief Financial Officer
$10.20M
@ $591.00 · 2025-09-02
LING HAI
Officer
$2.69M
@ $600.00 · 2025-08-22
SACHIN J. MEHRA
Chief Financial Officer
$10.46M
@ $586.89 · 2025-08-19
SACHIN J. MEHRA
Chief Financial Officer
$3.83M
@ $566.46 · 2025-08-05
GENACHOWSKI JULIUS
Director
$178,049
@ $570.67 · 2025-07-07
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-30
SESHADRI RAJEEV
Officer
$601,447
@ $546.77 · 2025-06-27
GENACHOWSKI JULIUS
Director
$173,910
@ $561.00 · 2025-06-24
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-24
SESHADRI RAJEEV
Officer
$508,474
@ $535.80 · 2025-06-20
VOSBURG CRAIG
Officer
$5.02M
@ $532.97 · 2025-06-20
SESHADRI RAJEEV
Officer
$1.76M
@ $561.78 · 2025-06-16
KIRKPATRICK LINDA PISTECCHIA
Officer
$549,373
@ $572.86 · 2025-06-13
VOSBURG CRAIG
Officer
$5.55M
@ $588.18 · 2025-06-12
VOSBURG CRAIG
Officer
$8.22M
@ $585.05 · 2025-06-05
ARKELL SANDRA A
Officer
$218,223
@ $577.31 · 2025-05-15
ARKELL SANDRA A
Officer
$257,535
@ $572.30 · 2025-05-12
MIEBACH MICHAEL
Chief Executive Officer
$8.68M
@ $550.16 · 2025-03-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$3.81M
@ $534.68 · 2025-03-19
VOSBURG CRAIG
Officer
$6.12M
@ $556.14 · 2025-03-05
MIEBACH MICHAEL
Chief Executive Officer
$9.78M
@ $553.76 · 2025-03-05
VOSBURG CRAIG
Officer
$6.19M
@ $562.72 · 2025-02-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$6.18M
@ $564.99 · 2025-02-18
VOSBURG CRAIG
Officer
$7.97M
@ $565.00 · 2025-02-18
MIEBACH MICHAEL
Chief Executive Officer
$10.17M
@ $564.95 · 2025-02-18
SACHIN J. MEHRA
Chief Financial Officer
$2.36M
@ $500.44 · 2024-11-01
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.30M
@ $491.03 · 2024-09-27
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.29M
@ $489.86 · 2024-09-20
ARKELL SANDRA A
Officer
$550,000
@ $500.00 · 2024-09-17
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.31M
@ $493.10 · 2024-09-13
ARKELL SANDRA A
Officer
$528,000
@ $480.00 · 2024-08-29
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.19M
@ $468.80 · 2024-08-22
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.03M
@ $467.02 · 2024-08-21
LING HAI
Officer
$1.36M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$3.16M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$6.11M
@ $455.00 · 2024-08-05
LING HAI
Officer
$1.35M
@ $465.46 · 2024-08-01
ARKELL SANDRA A
Officer
$512,006
@ $465.46 · 2024-08-01
VOSBURG CRAIG
Officer
$4.07M
@ $451.06 · 2024-06-20
MURPHY TIMOTHY H
Officer
$2.34M
@ $446.24 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$47.72M
@ $445.98 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$49.51M
@ $442.03 · 2024-06-13
SESHADRI RAJEEV
Officer
$3.11M
@ $449.66 · 2024-06-12
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$50.61M
@ $447.85 · 2024-06-10
SESHADRI RAJEEV
Officer
$3.71M
@ $443.93 · 2024-06-05
VOSBURG CRAIG
Officer
$4.04M
@ $447.28 · 2024-06-05
MURPHY TIMOTHY H
Officer
$2.31M
@ $441.57 · 2024-06-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →FSLR
😨Fear(40/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
MA
😐Neutral(42/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →FSLR
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (40)
MA
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (42)