Compare Stocks › FIX vs MS
Comfort Systems USA, Inc. (FIX) vs Morgan Stanley (MS)
FIX
Comfort Systems USA, Inc.
$1444.60
VS
MS
Morgan Stanley
$158.55
Rewards
FIX
- ★Comfort Systems USA, Inc. has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
- ★Comfort Systems USA, Inc. scores 82/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Free cash flow has grown at a 59.7% CAGR over the past 4 years, demonstrating strong earnings power growth.
MS
- ★Gross margin of 87.1% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Each dollar of retained earnings has created $6.65 of market value — management is an exceptional capital allocator.
- ★PEG ratio of 0.75 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.
Risks
FIX
- ⚠Gross margin of 24.1% is low, suggesting a competitive or commodity-like market with limited pricing power.
- ⚠FCF yield of 2.0% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠Trailing P/E of 50.0x is 98% above the historical average of 25.2x — the stock trades at a premium to its own history.
MS
- ⚠High leverage (4.56x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Altman Z-Score of 0.29 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠7 insider sales totaling $25.2M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →FIX
MS
Valuation
$1.03B
Free Cash Flow
N/A
2.02%
FCF Yield
N/A
50.00
Trailing P/E
15.53
32.61
Forward P/E
12.89
Quality & Moat
39.51%
ROIC
3.43%
41.76%
ROE
14.42%
24.13%
Gross Margin
87.06%
0.39
PEG Ratio
0.75
Balance Sheet Safety
0.20
Debt / Equity
4.56
N/A
Interest Coverage
N/A
-0.37
Net Debt / EBITDA
N/A
0.16%
Dividend Yield
2.52%
FIX: 4Ties: 1MS: 4
FIXMS
Historical Fundamentals
Learn more →FIX
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
MS
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →FIX
$16.63
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$1.73B
Δ Market Cap
+$28.72B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
MS
$6.65
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$20.84B
Δ Market Cap
+$138.59B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →FIX
9.8% Overvalued
Price is 9.8% above estimated fair value
Current Price: $1444.60
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $1315.72
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
MS
45.5% Margin of Safety
Price is 45.5% below estimated fair value
Current Price: $158.55
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $290.92
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →FIX
What growth rate is the market pricing in at $1445?
+20.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +19.9%
The market implies +20.0% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +19.9%, reflecting heavy growth investment expected to generate future returns.
MS
Requires positive FCF to compute implied growth rate.
Economic Moat Score
Learn more →FIX
82/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat driven primarily by roic consistency. Margin Stability is the area most vulnerable to competitive pressure.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
MS
32/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →FIX
-2.40
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
MS
-2.09
Possible Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →FIX
Insiders 1.3%Institutions 97.0%Retail & Other 1.7%
No. of Institutional Holders1,397
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
MS
Insiders 24.0%Institutions 62.7%Retail & Other 13.3%
No. of Institutional Holders3,182
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →FIX
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
MS
0
Buys (3M)
1
Buys (12M)
Total value (12M): $5,630
PETERSON DOUGLAS L
Director
$5,630
@ $156.39 · 2025-10-17
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →FIX
9
Sells (3M)
32
Sells (12M)
Total value (12M): $126.81M
ANDERSON DARCY G
Director
$6.16M
@ $1369.74 · 2026-03-03
SHAEFF JULIE S
Officer
$3.16M
@ $1382.15 · 2026-03-03
REED TERRENCE M
Officer
$2.54M
@ $1419.80 · 2026-03-03
MYERS FRANKLIN
Director
$12.72M
@ $1472.56 · 2026-02-25
LANE BRIAN E
Chief Executive Officer
$13.61M
@ $1453.12 · 2026-02-25
SANDBROOK WILLIAM J
Director
$3.61M
@ $1443.32 · 2026-02-24
SKIDMORE CONSTANCE ELLEN
Director
$1.43M
@ $1425.00 · 2026-02-24
GEORGE WILLIAMIII
Chief Financial Officer
$12.91M
@ $1434.97 · 2026-02-23
MERCADO PABLO G
Director
$702,500
@ $1405.00 · 2026-02-23
HOWELL LAURA FINLEY
General Counsel
$996,163
@ $996.16 · 2025-12-04
GEORGE WILLIAMIII
Chief Financial Officer
$4.19M
@ $958.88 · 2025-12-01
LANE BRIAN E
Chief Executive Officer
$6.79M
@ $947.98 · 2025-11-24
ANDERSON DARCY G
Director
$3.83M
@ $958.72 · 2025-10-31
MYERS FRANKLIN
Director
$5.03M
@ $1006.68 · 2025-10-29
BULLS HERMAN E
Director
$2.03M
@ $1013.62 · 2025-10-29
MERCADO PABLO G
Director
$2.51M
@ $1005.41 · 2025-10-29
SANDBROOK WILLIAM J
Director
$1.08M
@ $721.89 · 2025-09-10
BULLS HERMAN E
Director
$2.13M
@ $710.00 · 2025-08-27
SANDBROOK WILLIAM J
Director
$482,702
@ $689.57 · 2025-08-25
MERCADO PABLO G
Director
$750,159
@ $695.88 · 2025-08-22
SHAEFF JULIE S
Officer
$964,460
@ $704.50 · 2025-08-12
GEORGE WILLIAMIII
Chief Financial Officer
$5.84M
@ $692.60 · 2025-08-08
LANE BRIAN E
Chief Executive Officer
$6.92M
@ $691.74 · 2025-08-07
MYERS FRANKLIN
Chairman of the Board
$3.08M
@ $683.57 · 2025-08-06
MCKENNA TRENT TIMOTHY
Chief Operating Officer
$3.15M
@ $716.63 · 2025-07-31
BULLS HERMAN E
Director
$1.25M
@ $500.01 · 2025-06-09
ANDERSON DARCY G
Director
$4.05M
@ $506.82 · 2025-06-06
GEORGE WILLIAMIII
Chief Financial Officer
$5.88M
@ $470.11 · 2025-05-13
SKIDMORE CONSTANCE ELLEN
Director
$452,980
@ $452.98 · 2025-05-12
ANDERSON DARCY G
Director
$1.29M
@ $431.66 · 2025-05-07
LANE BRIAN E
Chief Executive Officer
$6.47M
@ $431.66 · 2025-05-07
MERCADO PABLO G
Director
$784,980
@ $436.10 · 2025-05-05
MCKENNA TRENT TIMOTHY
Chief Operating Officer
$1.94M
@ $484.81 · 2024-11-22
LANE BRIAN E
Chief Executive Officer
$6.73M
@ $448.88 · 2024-11-13
GEORGE WILLIAMIII
Chief Financial Officer
$2.50M
@ $459.72 · 2024-11-08
MERCADO PABLO G
Director
$1.02M
@ $409.46 · 2024-11-05
MYERS FRANKLIN
Chairman of the Board
$4.68M
@ $390.18 · 2024-10-30
SHAEFF JULIE S
Officer
$814,881
@ $351.85 · 2024-08-29
ANDERSON DARCY G
Director
$1.19M
@ $336.19 · 2024-08-27
GEORGE WILLIAMIII
Chief Financial Officer
$1.94M
@ $332.16 · 2024-08-20
LANE BRIAN E
Chief Executive Officer
$4.94M
@ $329.55 · 2024-08-14
BULLS HERMAN E
Director
$1.18M
@ $337.41 · 2024-05-16
ANDERSON DARCY G
Director
$1.21M
@ $344.90 · 2024-05-07
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
MS
7
Sells (3M)
16
Sells (12M)
Total value (12M): $62.45M
SIMKOWITZ DANIEL A
President
$6.02M
@ $182.61 · 2026-01-30
GROSSMAN ERIC F
Officer
$3.97M
@ $184.00 · 2026-01-20
CRAWLEY MANDELL L.
Officer
$1.44M
@ $183.45 · 2026-01-20
YESHAYA SHARON
Chief Financial Officer
$2.94M
@ $185.77 · 2026-01-20
SMITH CHARLES AUBREY III
Officer
$1.55M
@ $182.08 · 2026-01-20
PIZZI MICHAEL A
Officer
$3.69M
@ $184.55 · 2026-01-20
SAPERSTEIN ANDREW MICHAEL
President
$5.57M
@ $183.62 · 2026-01-20
PICK EDWARD N.
Chief Executive Officer
$16.43M
@ $164.34 · 2025-10-31
GROSSMAN ERIC F
Officer
$1.69M
@ $141.12 · 2025-07-17
SIMKOWITZ DANIEL A
President
$4.09M
@ $141.13 · 2025-07-17
SMITH CHARLES AUBREY III
Officer
$2.81M
@ $140.30 · 2025-07-17
PIZZI MICHAEL A
Officer
$2.53M
@ $140.62 · 2025-07-17
SIMKOWITZ DANIEL A
President
$3.70M
@ $127.37 · 2025-05-12
HERZ ROBERT H
Director
$95,459
@ $119.32 · 2025-05-02
SAPERSTEIN ANDREW MICHAEL
President
$4.80M
@ $120.00 · 2025-05-02
GROSSMAN ERIC F
Officer
$1.12M
@ $111.65 · 2025-04-15
CRAWLEY MANDELL L.
Officer
$1.15M
@ $138.06 · 2025-01-22
GROSSMAN ERIC F
Officer
$1.78M
@ $136.20 · 2025-01-21
SIMKOWITZ DANIEL A
President
$5.00M
@ $136.61 · 2025-01-21
AKRAM RAJA
Chief Financial Officer
$2.38M
@ $136.01 · 2025-01-21
PIZZI MICHAEL A
Officer
$2.52M
@ $136.92 · 2025-01-21
SAPERSTEIN ANDREW MICHAEL
President
$4.20M
@ $136.43 · 2025-01-21
CRAWLEY MANDELL L.
Officer
$368,375
@ $105.25 · 2024-07-26
AKRAM RAJA
Officer
$797,764
@ $106.37 · 2024-07-18
SIMKOWITZ DANIEL A
President
$4.26M
@ $106.54 · 2024-07-17
HERZ ROBERT H
Director
$106,621
@ $106.62 · 2024-07-17
CRAWLEY MANDELL L.
Officer
$692,663
@ $99.61 · 2024-05-14
GORMAN JAMES P
Officer and Director
$9.02M
@ $90.21 · 2024-04-18
SMITH CHARLES AUBREY III
Officer
$1.01M
@ $90.09 · 2024-04-17
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →FIX
😏Greed(61/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
MS
😐Neutral(48/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →FIX
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (61)
MS
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (48)