Compare Stocks › FICO vs META
Fair Isaac Corporation (FICO) vs Meta Platforms, Inc. (META)
FICO
Fair Isaac Corporation
$1113.16
VS
META
Meta Platforms, Inc.
$606.70
Rewards
FICO
- ★Fair Isaac Corporation has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 82.9% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Fair Isaac Corporation scores 100/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
META
- ★Meta Platforms, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 82.0% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Meta Platforms, Inc. scores 80/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
FICO
- ⚠FCF yield of 2.2% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠PEG ratio of 5.34 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
- ⚠18 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
META
- ⚠PEG ratio of 2.41 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
- ⚠14 insider sales totaling $9.6M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →FICO
META
Valuation
$573.16M
Free Cash Flow
$46.11B
2.17%
FCF Yield
3.00%
41.15
Trailing P/E
25.84
20.86
Forward P/E
16.91
Quality & Moat
23.18%
ROIC
21.70%
N/A
ROE
27.83%
82.86%
Gross Margin
82.00%
5.34
PEG Ratio
2.41
Balance Sheet Safety
N/A
Debt / Equity
0.39
N/A
Interest Coverage
N/A
3.04
Net Debt / EBITDA
0.03
N/A
Dividend Yield
0.35%
FICO: 1Ties: 2META: 6
FICOMETA
Historical Fundamentals
Learn more →FICO
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
META
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →FICO
$15.76
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$1.59B
Δ Market Cap
+$25.12B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
META
$8.94
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$151.52B
Δ Market Cap
+$1.36T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →FICO
34.2% Margin of Safety
Price is 34.2% below estimated fair value
Current Price: $1113.16
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $1691.04
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
META
40.4% Margin of Safety
Price is 40.4% below estimated fair value
Current Price: $606.70
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $1017.63
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →FICO
What growth rate is the market pricing in at $1113?
+18.8%
Market-Implied Owner Earnings Growth
Standard FCF implies +20.6%
The market implies +18.8% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +20.6%, reflecting ongoing growth investment.
META
What growth rate is the market pricing in at $607?
+11.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +14.7%
The market implies +11.0% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +14.7%, reflecting heavy growth investment expected to generate future returns.
Economic Moat Score
Learn more →FICO
100/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
META
80/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat driven primarily by roic consistency. Reinvestment Efficiency is the area most vulnerable to competitive pressure.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
Forensic Accounting
Learn more →FICO
-2.68
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
META
-3.04
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →FICO
Insiders 2.7%Institutions 91.1%Retail & Other 6.1%
No. of Institutional Holders1,412
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
META
Insiders 0.1%Institutions 78.7%Retail & Other 21.2%
No. of Institutional Holders6,573
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →FICO
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
META
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →FICO
1
Sells (3M)
18
Sells (12M)
Total value (12M): $88.27M
MANOLIS EVA
Director
$638,368
@ $1227.63 · 2026-02-25
WEBER STEVEN P.
Chief Financial Officer
$2.58M
@ $1810.00 · 2025-12-17
MANOLIS EVA
Director
$951,257
@ $1825.83 · 2025-12-12
MCMORRIS MARC F
Director
$434,287
@ $1809.53 · 2025-11-26
LANSING WILLIAM J
Chief Executive Officer
$8.06M
@ $1631.34 · 2025-10-14
LANSING WILLIAM J
Chief Executive Officer
$1.76M
@ $1650.17 · 2025-10-14
LANSING WILLIAM J
Chief Executive Officer
$9.24M
@ $1537.50 · 2025-09-09
LANSING WILLIAM J
Chief Executive Officer
$9.03M
@ $1501.84 · 2025-08-28
LANSING WILLIAM J
Chief Executive Officer
$5.97M
@ $1565.99 · 2025-07-08
LANSING WILLIAM J
Chief Executive Officer
$3.92M
@ $1780.48 · 2025-07-08
LANSING WILLIAM J
Chief Executive Officer
$10.62M
@ $1767.82 · 2025-06-10
WEBER STEVEN P.
Chief Financial Officer
$1.74M
@ $1738.25 · 2025-06-09
LANSING WILLIAM J
Chief Executive Officer
$11.64M
@ $2147.97 · 2025-05-13
LANSING WILLIAM J
Chief Executive Officer
$1.28M
@ $2170.34 · 2025-05-13
MCMORRIS MARC F
Director
$1.66M
@ $2087.50 · 2025-05-09
BOWERS THOMAS A
Officer
$8.39M
@ $2057.05 · 2025-05-02
LANSING WILLIAM J
Chief Executive Officer
$5.14M
@ $1683.35 · 2025-04-08
LANSING WILLIAM J
Chief Executive Officer
$5.21M
@ $1761.13 · 2025-04-08
LANSING WILLIAM J
Chief Executive Officer
$3.25M
@ $1694.38 · 2025-03-11
LANSING WILLIAM J
Chief Executive Officer
$7.07M
@ $1727.69 · 2025-03-11
LANSING WILLIAM J
Chief Executive Officer
$10.84M
@ $1804.23 · 2025-02-11
WEBER STEVEN P.
Chief Financial Officer
$273,054
@ $1964.42 · 2025-01-08
MCMORRIS MARC F
Director
$1.12M
@ $2152.57 · 2024-12-17
WEHMANN JAMES M.
Officer
$6.59M
@ $2195.19 · 2024-12-12
SCADINA MARK R
General Counsel
$2,390
@ $2390.00 · 2024-12-09
SCADINA MARK R
General Counsel
$6.16M
@ $2389.99 · 2024-12-06
WEHMANN JAMES M.
Officer
$8.31M
@ $2373.85 · 2024-12-05
WEHMANN JAMES M.
Officer
$8.12M
@ $2320.41 · 2024-11-21
REY DAVID A
Director
$10.95M
@ $2340.28 · 2024-11-11
STANSBURY HENRY TAYLOE
Director
$582,299
@ $2338.55 · 2024-11-11
BOWERS THOMAS A
Officer
$6.27M
@ $2338.21 · 2024-11-11
KELLY BRADEN R
Director
$9.10M
@ $2343.43 · 2024-11-11
REES JOANNA
Director
$6.93M
@ $1750.00 · 2024-09-05
MCMORRIS MARC F
Director
$2.59M
@ $1749.33 · 2024-08-13
BOWERS THOMAS A
Officer
$5.15M
@ $1715.27 · 2024-08-12
WEBER STEVEN P.
Chief Financial Officer
$3.12M
@ $1735.00 · 2024-08-09
SCADINA MARK R
General Counsel
$6.00M
@ $1714.18 · 2024-08-08
SCADINA MARK R
General Counsel
$6.93M
@ $1385.77 · 2024-06-14
SCADINA MARK R
General Counsel
$10.61M
@ $1372.58 · 2024-05-24
MCMORRIS MARC F
Director
$2.26M
@ $1413.20 · 2024-05-17
LANSING WILLIAM J
Chief Executive Officer
$9.12M
@ $1140.55 · 2024-04-16
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
META
14
Sells (3M)
65
Sells (12M)
Total value (12M): $53.89M
KIMMITT ROBERT M
Director
$366,572
@ $632.02 · 2026-03-16
BOSWORTH ANDREW
Chief Technology Officer
$5.11M
@ $631.24 · 2026-02-18
KIMMITT ROBERT M
Director
$370,724
@ $639.18 · 2026-02-17
OLIVAN JAVIER
Chief Operating Officer
$342,869
@ $663.19 · 2026-02-09
OLIVAN JAVIER
Chief Operating Officer
$369,448
@ $714.60 · 2026-02-02
OLIVAN JAVIER
Chief Operating Officer
$343,805
@ $665.00 · 2026-01-26
OLIVAN JAVIER
Chief Operating Officer
$314,517
@ $608.35 · 2026-01-20
KIMMITT ROBERT M
Director
$358,602
@ $618.28 · 2026-01-15
OLIVAN JAVIER
Chief Operating Officer
$337,601
@ $653.00 · 2026-01-12
OLIVAN JAVIER
Chief Operating Officer
$336,262
@ $650.41 · 2026-01-05
NEWSTEAD JENNIFER
Officer
$341,860
@ $658.69 · 2025-12-30
OLIVAN JAVIER
Chief Operating Officer
$340,258
@ $658.14 · 2025-12-29
NEWSTEAD JENNIFER
Officer
$342,218
@ $659.38 · 2025-12-23
OLIVAN JAVIER
Chief Operating Officer
$341,794
@ $661.11 · 2025-12-22
NEWSTEAD JENNIFER
Officer
$333,836
@ $643.23 · 2025-12-16
KIMMITT ROBERT M
Director
$374,680
@ $646.00 · 2025-12-15
OLIVAN JAVIER
Chief Operating Officer
$333,982
@ $646.00 · 2025-12-15
NEWSTEAD JENNIFER
Officer
$344,699
@ $664.16 · 2025-12-09
OLIVAN JAVIER
Chief Operating Officer
$346,199
@ $669.63 · 2025-12-08
NEWSTEAD JENNIFER
Officer
$333,312
@ $642.22 · 2025-12-02
OLIVAN JAVIER
Chief Operating Officer
$330,379
@ $639.03 · 2025-12-01
NEWSTEAD JENNIFER
Officer
$323,929
@ $624.14 · 2025-11-25
OLIVAN JAVIER
Chief Operating Officer
$309,445
@ $598.54 · 2025-11-24
ANDERSON AARON
Officer
$429,502
@ $591.60 · 2025-11-18
NEWSTEAD JENNIFER
Officer
$307,040
@ $591.60 · 2025-11-18
BOSWORTH ANDREW
Chief Technology Officer
$6.94M
@ $593.31 · 2025-11-18
KIMMITT ROBERT M
Director
$365,610
@ $609.35 · 2025-11-17
OLIVAN JAVIER
Chief Operating Officer
$1.90M
@ $608.60 · 2025-11-17
BOSWORTH ANDREW
Chief Technology Officer
$3.09M
@ $609.46 · 2025-11-14
OLIVAN JAVIER
Chief Operating Officer
$326,227
@ $631.00 · 2025-11-10
NEWSTEAD JENNIFER
Officer
$325,596
@ $631.00 · 2025-11-10
NEWSTEAD JENNIFER
Officer
$325,932
@ $628.00 · 2025-11-04
OLIVAN JAVIER
Chief Operating Officer
$339,152
@ $656.00 · 2025-11-03
NEWSTEAD JENNIFER
Officer
$390,807
@ $753.00 · 2025-10-28
OLIVAN JAVIER
Chief Operating Officer
$387,528
@ $749.57 · 2025-10-27
NEWSTEAD JENNIFER
Officer
$382,176
@ $736.37 · 2025-10-21
OLIVAN JAVIER
Chief Operating Officer
$372,912
@ $721.30 · 2025-10-20
KIMMITT ROBERT M
Director
$333,391
@ $716.97 · 2025-10-15
NEWSTEAD JENNIFER
Officer
$367,374
@ $707.85 · 2025-10-14
OLIVAN JAVIER
Chief Operating Officer
$368,797
@ $713.34 · 2025-10-13
NEWSTEAD JENNIFER
Officer
$372,113
@ $716.98 · 2025-10-07
OLIVAN JAVIER
Chief Operating Officer
$364,387
@ $704.81 · 2025-10-06
NEWSTEAD JENNIFER
Officer
$384,838
@ $741.50 · 2025-09-30
OLIVAN JAVIER
Chief Operating Officer
$387,088
@ $748.72 · 2025-09-29
NEWSTEAD JENNIFER
Officer
$399,215
@ $769.20 · 2025-09-23
OLIVAN JAVIER
Chief Operating Officer
$403,948
@ $781.33 · 2025-09-22
NEWSTEAD JENNIFER
Officer
$398,156
@ $767.16 · 2025-09-16
KIMMITT ROBERT M
Director
$352,224
@ $757.47 · 2025-09-15
OLIVAN JAVIER
Chief Operating Officer
$391,612
@ $757.47 · 2025-09-15
NEWSTEAD JENNIFER
Officer
$393,142
@ $757.50 · 2025-09-09
OLIVAN JAVIER
Chief Operating Officer
$390,671
@ $755.65 · 2025-09-08
OLIVAN JAVIER
Chief Operating Officer
$375,471
@ $726.25 · 2025-09-02
NEWSTEAD JENNIFER
Officer
$376,924
@ $726.25 · 2025-09-02
NEWSTEAD JENNIFER
Officer
$389,494
@ $750.47 · 2025-08-26
OLIVAN JAVIER
Chief Operating Officer
$390,392
@ $755.11 · 2025-08-25
OLIVAN JAVIER
Chief Operating Officer
$2.44M
@ $780.95 · 2025-08-18
NEWSTEAD JENNIFER
Officer
$402,225
@ $775.00 · 2025-08-18
BOSWORTH ANDREW
Chief Technology Officer
$13.02M
@ $777.15 · 2025-08-18
KIMMITT ROBERT M
Director
$364,709
@ $784.32 · 2025-08-15
OLIVAN JAVIER
Chief Operating Officer
$398,090
@ $770.00 · 2025-08-11
NEWSTEAD JENNIFER
Officer
$399,836
@ $776.38 · 2025-08-05
OLIVAN JAVIER
Chief Operating Officer
$393,054
@ $760.26 · 2025-08-04
NEWSTEAD JENNIFER
Officer
$373,607
@ $719.86 · 2025-07-29
OLIVAN JAVIER
Chief Operating Officer
$369,655
@ $715.00 · 2025-07-28
NEWSTEAD JENNIFER
Officer
$371,656
@ $716.10 · 2025-07-22
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →FICO
😨Fear(24/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
META
😐Neutral(44/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →FICO
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (24)
META
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (44)