Compare Stocks › FDS vs MA
FactSet Research Systems Inc. (FDS) vs Mastercard Incorporated (MA)
FDS
FactSet Research Systems Inc.
$208.84
VS
MA
Mastercard Incorporated
$491.14
Rewards
FDS
- ★FactSet Research Systems Inc. has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
- ★FactSet Research Systems Inc. scores 95/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
MA
- ★Mastercard Incorporated has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 100.0% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Mastercard Incorporated scores 99/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
FDS
- ⚠FCF yield of 7.0% suggests reasonable valuation assuming continued moderate growth.
- ⚠PEG ratio of 3.02 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
MA
- ⚠High leverage (2.56x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Insiders have sold $4.5M worth of stock in the past 3 months — significant insider liquidation.
Key Valuation Metrics
Learn more →FDS
MA
Valuation
$545.51M
Free Cash Flow
$16.27B
6.98%
FCF Yield
3.71%
13.28
Trailing P/E
29.77
11.01
Forward P/E
21.70
Quality & Moat
16.32%
ROIC
54.23%
27.54%
ROE
193.24%
52.26%
Gross Margin
100.00%
3.02
PEG Ratio
1.23
Balance Sheet Safety
0.72
Debt / Equity
2.56
N/A
Interest Coverage
N/A
1.38
Net Debt / EBITDA
0.43
2.11%
Dividend Yield
0.71%
FDS: 5Ties: 1MA: 6
FDSMA
Historical Fundamentals
Learn more →FDS
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
MA
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →FDS
$-3.76
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$1.15B
Δ Market Cap
$-4.34B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
MA
$5.62
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$31.68B
Δ Market Cap
+$177.96B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →FDS
36.0% Margin of Safety
Price is 36.0% below estimated fair value
Current Price: $208.84
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $326.13
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
MA
12.0% Margin of Safety
Price is 12.0% below estimated fair value
Current Price: $491.14
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $558.06
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →FDS
What growth rate is the market pricing in at $209?
+4.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +5.2%
The market implies +4.0% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +5.2%, reflecting heavy growth investment expected to generate future returns.
MA
What growth rate is the market pricing in at $491?
+13.2%
Market-Implied Owner Earnings Growth
Standard FCF implies +12.0%
The market implies +13.2% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +12.0%, reflecting ongoing growth investment.
Economic Moat Score
Learn more →FDS
95/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. Revenue Predictability is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
MA
99/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →FDS
-2.40
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
MA
-2.53
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →FDS
Insiders 0.4%Institutions 102.4%
No. of Institutional Holders1,081
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
MA
Insiders 0.5%Institutions 91.1%Retail & Other 8.3%
No. of Institutional Holders4,864
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →FDS
0
Buys (3M)
3
Buys (12M)
Total value (12M): $328,394
SKOKO GORAN
Officer
$126,465
@ $252.93 · 2025-11-06
SHAN HELEN L
Chief Financial Officer
$101,928
@ $275.48 · 2025-10-06
MCLOUGHLIN CHRISTOPHER
Officer
$100,001
@ $296.74 · 2025-09-23
Open market purchases · includes direct & indirect ownership · excludes option exercises
MA
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →FDS
2
Sells (3M)
12
Sells (12M)
Total value (12M): $13.60M
FRANK MALCOLM
Director
$760,547
@ $295.70 · 2026-01-12
SIEGEL LAURIE A
Director
$761,944
@ $296.25 · 2026-01-08
EILAM BARAK
Director
$283.00
@ $283.00 · 2025-10-03
MCGONIGLE JAMES J. III
Director
$1.32M
@ $451.39 · 2025-07-14
MOSKOFF GREGORY T
Officer
$1.11M
@ $442.60 · 2025-07-09
ELLIS CHRISTOPHER R
Officer
$3.40M
@ $446.84 · 2025-07-08
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.34M
@ $445.12 · 2025-07-01
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.36M
@ $454.58 · 2025-06-02
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.29M
@ $431.09 · 2025-05-01
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.36M
@ $454.86 · 2025-04-01
MOSKOFF GREGORY T
Officer
$157,604
@ $434.17 · 2025-03-24
STEPP KATHERINE M
Chief Technology Officer
$733,561
@ $425.25 · 2025-03-21
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.39M
@ $464.79 · 2025-03-03
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.41M
@ $469.14 · 2025-02-03
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.45M
@ $484.33 · 2025-01-02
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.47M
@ $489.18 · 2024-12-02
ROBIE ROBERT J
Officer
$1.94M
@ $484.96 · 2024-11-12
COSTIGAN JOHN
Officer
$780,174
@ $481.00 · 2024-11-11
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.36M
@ $453.68 · 2024-11-01
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.37M
@ $455.09 · 2024-10-01
SIEGEL LAURIE A
Director
$615,277
@ $459.85 · 2024-09-26
ELLIS CHRISTOPHER R
Officer
$6.36M
@ $456.15 · 2024-09-26
FRANK MALCOLM
Director
$1.30M
@ $457.85 · 2024-09-26
MCGONIGLE JAMES J. III
Director
$2.47M
@ $456.83 · 2024-09-26
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.25M
@ $416.59 · 2024-09-03
HARDING CATRINA
Officer
$184,806
@ $407.96 · 2024-08-05
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.24M
@ $412.75 · 2024-08-01
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.23M
@ $408.98 · 2024-07-01
ABRAMS ROBIN ANN
Director
$999,186
@ $420.71 · 2024-06-25
STEPP KATHERINE M
Chief Technology Officer
$452,840
@ $428.42 · 2024-06-24
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.20M
@ $400.00 · 2024-06-03
SKOKO GORAN
Officer
$668,715
@ $445.81 · 2024-05-15
SKOKO GORAN
Officer
$2.71M
@ $436.40 · 2024-05-10
ROBIE ROBERT J
Officer
$1.87M
@ $431.48 · 2024-05-06
SKOKO GORAN
Officer
$1.76M
@ $428.57 · 2024-05-03
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.25M
@ $415.26 · 2024-05-01
MOSKOFF GREGORY T
Officer
$138,435
@ $419.50 · 2024-04-30
SNOW FREDERICK PHILIP
Chief Executive Officer
$1.36M
@ $452.10 · 2024-04-01
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
MA
1
Sells (3M)
19
Sells (12M)
Total value (12M): $64.44M
LING HAI
Officer
$4.48M
@ $499.20 · 2026-02-24
SACHIN J. MEHRA
Chief Financial Officer
$10.20M
@ $591.00 · 2025-09-02
LING HAI
Officer
$2.69M
@ $600.00 · 2025-08-22
SACHIN J. MEHRA
Chief Financial Officer
$10.46M
@ $586.89 · 2025-08-19
SACHIN J. MEHRA
Chief Financial Officer
$3.83M
@ $566.46 · 2025-08-05
GENACHOWSKI JULIUS
Director
$178,049
@ $570.67 · 2025-07-07
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-30
SESHADRI RAJEEV
Officer
$601,447
@ $546.77 · 2025-06-27
GENACHOWSKI JULIUS
Director
$173,910
@ $561.00 · 2025-06-24
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-24
SESHADRI RAJEEV
Officer
$508,474
@ $535.80 · 2025-06-20
VOSBURG CRAIG
Officer
$5.02M
@ $532.97 · 2025-06-20
SESHADRI RAJEEV
Officer
$1.76M
@ $561.78 · 2025-06-16
KIRKPATRICK LINDA PISTECCHIA
Officer
$549,373
@ $572.86 · 2025-06-13
VOSBURG CRAIG
Officer
$5.55M
@ $588.18 · 2025-06-12
VOSBURG CRAIG
Officer
$8.22M
@ $585.05 · 2025-06-05
ARKELL SANDRA A
Officer
$218,223
@ $577.31 · 2025-05-15
ARKELL SANDRA A
Officer
$257,535
@ $572.30 · 2025-05-12
MIEBACH MICHAEL
Chief Executive Officer
$8.68M
@ $550.16 · 2025-03-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$3.81M
@ $534.68 · 2025-03-19
VOSBURG CRAIG
Officer
$6.12M
@ $556.14 · 2025-03-05
MIEBACH MICHAEL
Chief Executive Officer
$9.78M
@ $553.76 · 2025-03-05
VOSBURG CRAIG
Officer
$6.19M
@ $562.72 · 2025-02-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$6.18M
@ $564.99 · 2025-02-18
VOSBURG CRAIG
Officer
$7.97M
@ $565.00 · 2025-02-18
MIEBACH MICHAEL
Chief Executive Officer
$10.17M
@ $564.95 · 2025-02-18
SACHIN J. MEHRA
Chief Financial Officer
$2.36M
@ $500.44 · 2024-11-01
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.30M
@ $491.03 · 2024-09-27
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.29M
@ $489.86 · 2024-09-20
ARKELL SANDRA A
Officer
$550,000
@ $500.00 · 2024-09-17
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.31M
@ $493.10 · 2024-09-13
ARKELL SANDRA A
Officer
$528,000
@ $480.00 · 2024-08-29
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.19M
@ $468.80 · 2024-08-22
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.03M
@ $467.02 · 2024-08-21
LING HAI
Officer
$1.36M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$3.16M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$6.11M
@ $455.00 · 2024-08-05
LING HAI
Officer
$1.35M
@ $465.46 · 2024-08-01
ARKELL SANDRA A
Officer
$512,006
@ $465.46 · 2024-08-01
VOSBURG CRAIG
Officer
$4.07M
@ $451.06 · 2024-06-20
MURPHY TIMOTHY H
Officer
$2.34M
@ $446.24 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$47.72M
@ $445.98 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$49.51M
@ $442.03 · 2024-06-13
SESHADRI RAJEEV
Officer
$3.11M
@ $449.66 · 2024-06-12
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$50.61M
@ $447.85 · 2024-06-10
SESHADRI RAJEEV
Officer
$3.71M
@ $443.93 · 2024-06-05
VOSBURG CRAIG
Officer
$4.04M
@ $447.28 · 2024-06-05
MURPHY TIMOTHY H
Officer
$2.31M
@ $441.57 · 2024-06-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →FDS
😨Fear(25/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
MA
😐Neutral(42/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →FDS
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (25)
MA
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (42)