Compare Stocks › EA vs MA
Electronic Arts Inc. (EA) vs Mastercard Incorporated (MA)
EA
Electronic Arts Inc.
$200.69
VS
MA
Mastercard Incorporated
$491.14
Rewards
EA
- ★Gross margin of 78.3% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Electronic Arts Inc. scores 90/100 on the Economic Moat Score (Wide Moat), with reinvestment efficiency as the strongest competitive dimension.
- ★Each dollar of retained earnings has created $6.72 of market value — management is an exceptional capital allocator.
MA
- ★Mastercard Incorporated has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 100.0% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Mastercard Incorporated scores 99/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
EA
- ⚠Trailing P/E of 75.2x is 77% above the historical average of 42.5x — the stock trades at a premium to its own history.
- ⚠27 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
MA
- ⚠High leverage (2.56x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Insiders have sold $4.5M worth of stock in the past 3 months — significant insider liquidation.
Key Valuation Metrics
Learn more →EA
MA
Valuation
$2.21B
Free Cash Flow
$16.27B
4.40%
FCF Yield
3.71%
75.16
Trailing P/E
29.77
21.74
Forward P/E
21.70
Quality & Moat
5.90%
ROIC
54.23%
18.22%
ROE
193.24%
78.26%
Gross Margin
100.00%
N/A
PEG Ratio
1.23
Balance Sheet Safety
0.36
Debt / Equity
2.56
N/A
Interest Coverage
N/A
-0.49
Net Debt / EBITDA
0.43
0.38%
Dividend Yield
0.71%
EA: 3Ties: 2MA: 6
EAMA
Historical Fundamentals
Learn more →EA
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
MA
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →EA
$6.72
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$2.58B
Δ Market Cap
+$17.35B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
MA
$5.62
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$31.68B
Δ Market Cap
+$177.96B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →EA
111.2% Overvalued
Price is 111.2% above estimated fair value
Current Price: $200.69
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $95.03
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
MA
12.0% Margin of Safety
Price is 12.0% below estimated fair value
Current Price: $491.14
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $558.06
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →EA
What growth rate is the market pricing in at $201?
+18.5%
Market-Implied Owner Earnings Growth
Standard FCF implies +9.3%
The market implies +18.5% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +9.3%, reflecting heavy growth investment.
MA
What growth rate is the market pricing in at $491?
+13.2%
Market-Implied Owner Earnings Growth
Standard FCF implies +12.0%
The market implies +13.2% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +12.0%, reflecting ongoing growth investment.
Economic Moat Score
Learn more →EA
90/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. Reinvestment Efficiency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
MA
99/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →EA
-2.66
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
MA
-2.53
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →EA
Insiders 0.2%Institutions 95.3%Retail & Other 4.5%
No. of Institutional Holders1,514
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
MA
Insiders 0.5%Institutions 91.1%Retail & Other 8.3%
No. of Institutional Holders4,864
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →EA
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
MA
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →EA
4
Sells (3M)
27
Sells (12M)
Total value (12M): $11.21M
MIELE LAURA KAREN
Officer
$499,884
@ $199.95 · 2026-03-16
CANFIELD STUART
Chief Financial Officer
$299,842
@ $199.89 · 2026-02-17
MIELE LAURA KAREN
Officer
$498,825
@ $199.53 · 2026-02-17
MIELE LAURA KAREN
Officer
$510,667
@ $204.27 · 2026-01-15
MIELE LAURA KAREN
Officer
$510,284
@ $204.11 · 2025-12-15
CANFIELD STUART
Chief Financial Officer
$302,475
@ $201.65 · 2025-11-20
MIELE LAURA KAREN
Officer
$502,643
@ $201.06 · 2025-11-17
KELLY ERIC CHARLES
Officer
$802,049
@ $200.51 · 2025-11-07
SCHATZ JACOB J
Officer
$240,961
@ $200.80 · 2025-10-15
MIELE LAURA KAREN
Officer
$504,477
@ $201.79 · 2025-10-01
CANFIELD STUART
Chief Financial Officer
$1.98M
@ $197.94 · 2025-09-29
SCHATZ JACOB J
Officer
$205,824
@ $171.52 · 2025-09-15
MIELE LAURA KAREN
Officer
$429,234
@ $171.69 · 2025-09-02
UBINAS LUIS A.
Director
$297,707
@ $170.51 · 2025-08-21
CANFIELD STUART
Chief Financial Officer
$171,059
@ $171.06 · 2025-08-20
SCHATZ JACOB J
Officer
$209,580
@ $174.65 · 2025-08-15
MIELE LAURA KAREN
Officer
$388,733
@ $155.49 · 2025-08-01
SCHATZ JACOB J
Officer
$222,486
@ $148.32 · 2025-07-15
MIELE LAURA KAREN
Officer
$398,744
@ $159.50 · 2025-07-01
SCHATZ JACOB J
Officer
$223,035
@ $148.69 · 2025-06-16
MIELE LAURA KAREN
President
$363,803
@ $145.52 · 2025-06-02
CANFIELD STUART
Chief Financial Officer
$151,320
@ $151.32 · 2025-05-20
KELLY ERIC CHARLES
Officer
$302,090
@ $151.04 · 2025-05-16
SCHATZ JACOB J
Officer
$224,462
@ $149.64 · 2025-05-15
MIELE LAURA KAREN
Officer
$388,929
@ $155.57 · 2025-05-08
SCHATZ JACOB J
Officer
$218,468
@ $145.65 · 2025-04-15
MIELE LAURA KAREN
Officer
$362,764
@ $145.11 · 2025-04-01
SCHATZ JACOB J
Officer
$208,470
@ $138.98 · 2025-03-17
MIELE LAURA KAREN
Officer
$325,837
@ $130.33 · 2025-03-03
CANFIELD STUART
Chief Financial Officer
$130,108
@ $130.11 · 2025-02-20
SCHATZ JACOB J
Officer
$192,900
@ $128.60 · 2025-02-18
MIELE LAURA KAREN
Officer
$327,078
@ $130.83 · 2025-02-06
SCHATZ JACOB J
Officer
$215,175
@ $143.45 · 2025-01-15
MIELE LAURA KAREN
Officer
$365,371
@ $146.15 · 2025-01-02
CANFIELD STUART
Chief Financial Officer
$148,180
@ $148.18 · 2024-12-26
SCHATZ JACOB J
Officer
$234,409
@ $156.27 · 2024-12-16
SCHATZ JACOB J
Officer
$244,950
@ $163.30 · 2024-11-15
MIELE LAURA KAREN
Officer
$395,086
@ $158.03 · 2024-11-06
SCHATZ JACOB J
Officer
$217,080
@ $144.72 · 2024-10-15
SCHATZ JACOB J
Officer
$219,870
@ $146.58 · 2024-09-16
SCHATZ JACOB J
Officer
$223,980
@ $149.32 · 2024-08-28
CANFIELD STUART
Chief Financial Officer
$186,950
@ $148.37 · 2024-08-19
UBINAS LUIS A.
Director
$312,042
@ $146.77 · 2024-08-02
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
MA
1
Sells (3M)
19
Sells (12M)
Total value (12M): $64.44M
LING HAI
Officer
$4.48M
@ $499.20 · 2026-02-24
SACHIN J. MEHRA
Chief Financial Officer
$10.20M
@ $591.00 · 2025-09-02
LING HAI
Officer
$2.69M
@ $600.00 · 2025-08-22
SACHIN J. MEHRA
Chief Financial Officer
$10.46M
@ $586.89 · 2025-08-19
SACHIN J. MEHRA
Chief Financial Officer
$3.83M
@ $566.46 · 2025-08-05
GENACHOWSKI JULIUS
Director
$178,049
@ $570.67 · 2025-07-07
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-30
SESHADRI RAJEEV
Officer
$601,447
@ $546.77 · 2025-06-27
GENACHOWSKI JULIUS
Director
$173,910
@ $561.00 · 2025-06-24
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-24
SESHADRI RAJEEV
Officer
$508,474
@ $535.80 · 2025-06-20
VOSBURG CRAIG
Officer
$5.02M
@ $532.97 · 2025-06-20
SESHADRI RAJEEV
Officer
$1.76M
@ $561.78 · 2025-06-16
KIRKPATRICK LINDA PISTECCHIA
Officer
$549,373
@ $572.86 · 2025-06-13
VOSBURG CRAIG
Officer
$5.55M
@ $588.18 · 2025-06-12
VOSBURG CRAIG
Officer
$8.22M
@ $585.05 · 2025-06-05
ARKELL SANDRA A
Officer
$218,223
@ $577.31 · 2025-05-15
ARKELL SANDRA A
Officer
$257,535
@ $572.30 · 2025-05-12
MIEBACH MICHAEL
Chief Executive Officer
$8.68M
@ $550.16 · 2025-03-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$3.81M
@ $534.68 · 2025-03-19
VOSBURG CRAIG
Officer
$6.12M
@ $556.14 · 2025-03-05
MIEBACH MICHAEL
Chief Executive Officer
$9.78M
@ $553.76 · 2025-03-05
VOSBURG CRAIG
Officer
$6.19M
@ $562.72 · 2025-02-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$6.18M
@ $564.99 · 2025-02-18
VOSBURG CRAIG
Officer
$7.97M
@ $565.00 · 2025-02-18
MIEBACH MICHAEL
Chief Executive Officer
$10.17M
@ $564.95 · 2025-02-18
SACHIN J. MEHRA
Chief Financial Officer
$2.36M
@ $500.44 · 2024-11-01
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.30M
@ $491.03 · 2024-09-27
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.29M
@ $489.86 · 2024-09-20
ARKELL SANDRA A
Officer
$550,000
@ $500.00 · 2024-09-17
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.31M
@ $493.10 · 2024-09-13
ARKELL SANDRA A
Officer
$528,000
@ $480.00 · 2024-08-29
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.19M
@ $468.80 · 2024-08-22
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.03M
@ $467.02 · 2024-08-21
LING HAI
Officer
$1.36M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$3.16M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$6.11M
@ $455.00 · 2024-08-05
LING HAI
Officer
$1.35M
@ $465.46 · 2024-08-01
ARKELL SANDRA A
Officer
$512,006
@ $465.46 · 2024-08-01
VOSBURG CRAIG
Officer
$4.07M
@ $451.06 · 2024-06-20
MURPHY TIMOTHY H
Officer
$2.34M
@ $446.24 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$47.72M
@ $445.98 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$49.51M
@ $442.03 · 2024-06-13
SESHADRI RAJEEV
Officer
$3.11M
@ $449.66 · 2024-06-12
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$50.61M
@ $447.85 · 2024-06-10
SESHADRI RAJEEV
Officer
$3.71M
@ $443.93 · 2024-06-05
VOSBURG CRAIG
Officer
$4.04M
@ $447.28 · 2024-06-05
MURPHY TIMOTHY H
Officer
$2.31M
@ $441.57 · 2024-06-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →EA
😏Greed(67/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
MA
😐Neutral(42/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →EA
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (67)
MA
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (42)