Compare Stocks › DAL vs V
Delta Air Lines, Inc. (DAL) vs Visa Inc. (V)
DAL
Delta Air Lines, Inc.
$65.01
VS
V
Visa Inc.
$299.71
Rewards
DAL
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
- ★Each dollar of retained earnings has created $1.99 of market value — management is creating shareholder value.
- ★Dividend yield of 1.15% with a consistent or growing payout over the past 3 years.
V
- ★Visa Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 97.8% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Visa Inc. scores 99/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
DAL
- ⚠Gross margin of 20.5% is low, suggesting a competitive or commodity-like market with limited pricing power.
- ⚠Altman Z-Score of 1.45 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠15 insider sales totaling $77.9M with no purchases in the past 3 months — insiders are reducing their exposure.
V
- ⚠Insiders have sold $3.9M worth of stock in the past 3 months — significant insider liquidation.
Key Valuation Metrics
Learn more →DAL
V
Valuation
$3.84B
Free Cash Flow
$22.03B
9.05%
FCF Yield
3.81%
8.49
Trailing P/E
28.17
7.94
Forward P/E
20.62
Quality & Moat
10.59%
ROIC
37.25%
24.00%
ROE
51.73%
20.45%
Gross Margin
97.78%
0.19
PEG Ratio
1.62
Balance Sheet Safety
1.02
Debt / Equity
0.55
N/A
Interest Coverage
N/A
2.20
Net Debt / EBITDA
0.16
1.15%
Dividend Yield
0.89%
DAL: 5Ties: 1V: 6
DALV
Historical Fundamentals
Learn more →DAL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
V
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →DAL
$1.99
created per $1 retained over 3 years
Value Creator
Σ Retained
$12.18B
Δ Market Cap
+$24.26B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
V
$5.50
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$44.47B
Δ Market Cap
+$244.54B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →DAL
82.2% Margin of Safety
Price is 82.2% below estimated fair value
Current Price: $65.01
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $365.75
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
V
1.1% Margin of Safety
Price is 1.1% below estimated fair value
Current Price: $299.71
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $303.16
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →DAL
What growth rate is the market pricing in at $65?
+0.6%
Market-Implied Owner Earnings Growth
Standard FCF implies +4.2%
The market implies +0.6% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +4.2%, reflecting heavy growth investment expected to generate future returns.
V
What growth rate is the market pricing in at $300?
+12.8%
Market-Implied Owner Earnings Growth
Standard FCF implies +11.5%
The market implies +12.8% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +11.5%, reflecting ongoing growth investment.
Economic Moat Score
Learn more →DAL
65/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving roic consistency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
V
99/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →DAL
-2.67
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
V
-2.50
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →DAL
Insiders 0.5%Institutions 86.5%Retail & Other 12.9%
No. of Institutional Holders1,715
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
V
Insiders 0.6%Institutions 90.8%Retail & Other 8.7%
No. of Institutional Holders5,907
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →DAL
0
Buys (3M)
0
Buys (12M)
CHIANG WILFRED CW
Director
$438,967
@ $43.90 · 2024-07-12
CHIANG WILFRED CW
Director
$494,955
@ $49.50 · 2024-05-01
Open market purchases · includes direct & indirect ownership · excludes option exercises
V
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →DAL
15
Sells (3M)
23
Sells (12M)
Total value (12M): $87.44M
BASTIAN EDWARD H
Chief Executive Officer
$7.03M
@ $70.26 · 2026-02-26
HAUENSTEIN GLEN W
President
$31.37M
@ $73.47 · 2026-02-09
SEAR STEVEN M
Officer
$2.90M
@ $75.05 · 2026-02-09
BELLEMARE ALAIN
Officer
$2.65M
@ $75.20 · 2026-02-09
CARTER PETER W
Officer
$2.02M
@ $74.82 · 2026-02-06
HAUENSTEIN GLEN W
President
$963,896
@ $71.00 · 2026-02-05
SAMANT RAHUL D
Chief Technology Officer
$4.39M
@ $70.18 · 2026-02-05
CARROLL WILLIAM C
Officer
$406,329
@ $68.10 · 2026-02-02
SNELL ERIK STOREY
Officer
$2.80M
@ $71.01 · 2026-01-16
CARTER PETER W
Officer
$1.01M
@ $70.30 · 2026-01-15
BASTIAN EDWARD H
Chief Executive Officer
$12.30M
@ $71.00 · 2026-01-15
BELLEMARE ALAIN
Officer
$2.49M
@ $69.21 · 2026-01-15
HAUENSTEIN GLEN W
President
$1.40M
@ $70.00 · 2026-01-14
SEAR STEVEN M
Officer
$2.18M
@ $69.69 · 2026-01-14
SAMANT RAHUL D
Chief Technology Officer
$3.97M
@ $69.57 · 2026-01-14
LAUGHTER JOHN E.
Chief Operating Officer
$1.45M
@ $62.33 · 2025-10-21
CARROLL WILLIAM C
Officer
$858,070
@ $61.25 · 2025-10-15
HAUENSTEIN GLEN W
President
$613,070
@ $61.31 · 2025-08-27
HUERTA MICHAEL P
Director
$151,762
@ $60.70 · 2025-08-19
BASTIAN EDWARD H
Chief Executive Officer
$1.97M
@ $56.28 · 2025-07-23
CARTER PETER W
Officer
$1.00M
@ $57.19 · 2025-07-15
SEAR STEVEN M
Officer
$1.01M
@ $55.96 · 2025-07-15
BELLEMARE ALAIN
Officer
$2.52M
@ $55.56 · 2025-07-11
SAMANT RAHUL D
Officer
$2.47M
@ $64.89 · 2025-02-11
SAMANT RAHUL D
Chief Technology Officer
$1.24M
@ $69.08 · 2025-02-05
CARROLL WILLIAM C
Officer
$447,285
@ $65.94 · 2025-02-03
BASTIAN EDWARD H
Chief Executive Officer
$6.41M
@ $69.85 · 2025-01-22
CARROLL WILLIAM C
Officer
$554,534
@ $66.02 · 2025-01-17
SMITH JOANNE D
Officer
$1.53M
@ $64.00 · 2024-11-21
CARROLL WILLIAM C
Officer
$1.31M
@ $60.62 · 2024-11-08
SAMANT RAHUL D
Officer
$1.16M
@ $62.13 · 2024-11-07
HAUENSTEIN GLEN W
President
$2.50M
@ $62.56 · 2024-11-06
AUSBAND ALLISON C
Officer
$470,306
@ $62.62 · 2024-11-06
SEAR STEVEN M
Officer
$603,542
@ $58.72 · 2024-11-01
HAUENSTEIN GLEN W
President
$4.37M
@ $58.30 · 2024-10-31
SAMANT RAHUL D
Officer
$585,330
@ $58.53 · 2024-10-30
BASTIAN EDWARD H
Chief Executive Officer
$3.83M
@ $56.33 · 2024-10-28
SAMANT RAHUL D
Officer
$554,800
@ $55.48 · 2024-10-17
BELLEMARE ALAIN
Officer
$1.08M
@ $55.26 · 2024-10-17
CARTER PETER W
Officer
$1.01M
@ $55.78 · 2024-10-16
SMITH JOANNE D
Officer
$173,132
@ $50.46 · 2024-10-11
SMITH JOANNE D
Officer
$253,422
@ $52.30 · 2024-05-08
CARTER PETER W
Officer
$2.50M
@ $50.00 · 2024-04-29
SEAR STEVEN M
Officer
$757,028
@ $47.89 · 2024-04-24
BELLEMARE ALAIN
Officer
$1.18M
@ $48.86 · 2024-04-23
HAUENSTEIN GLEN W
President
$4.90M
@ $49.05 · 2024-04-22
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
V
2
Sells (3M)
24
Sells (12M)
Total value (12M): $101.23M
CARNEY LLOYD A
Director
$201,253
@ $309.62 · 2026-03-11
MCINERNEY RYAN
Chief Executive Officer
$3.66M
@ $349.18 · 2026-01-02
MCINERNEY RYAN
Chief Executive Officer
$3.57M
@ $340.07 · 2025-12-11
ROTTENBERG JULIE B
General Counsel
$699,315
@ $345.00 · 2025-12-11
TANEJA RAJAT
Officer
$7.84M
@ $330.14 · 2025-12-02
FABARA PAUL D
Officer
$2.50M
@ $331.45 · 2025-12-02
TANEJA RAJAT
Officer
$2.08M
@ $330.00 · 2025-11-21
FABARA PAUL D
Officer
$707,917
@ $325.93 · 2025-11-21
CARNEY LLOYD A
Director
$302,832
@ $336.48 · 2025-11-04
MCINERNEY RYAN
Chief Executive Officer
$3.58M
@ $341.00 · 2025-11-03
MCINERNEY RYAN
Chief Executive Officer
$3.59M
@ $342.30 · 2025-10-01
MCINERNEY RYAN
Chief Executive Officer
$3.65M
@ $348.57 · 2025-09-02
ROTTENBERG JULIE B
General Counsel
$697,329
@ $344.02 · 2025-08-18
MCINERNEY RYAN
Chief Executive Officer
$3.60M
@ $343.13 · 2025-08-14
MCINERNEY RYAN
Chief Executive Officer
$3.05M
@ $353.82 · 2025-07-01
FABARA PAUL D
Officer
$4.36M
@ $375.00 · 2025-06-11
TANEJA RAJAT
President
$18.44M
@ $368.87 · 2025-06-05
FABARA PAUL D
Officer
$17.10M
@ $370.00 · 2025-06-05
MCINERNEY RYAN
Chief Executive Officer
$3.13M
@ $362.77 · 2025-06-02
FABARA PAUL D
Officer
$6.32M
@ $357.45 · 2025-05-12
FABARA PAUL D
Officer
$5.26M
@ $355.04 · 2025-05-08
MCINERNEY RYAN
Chief Executive Officer
$2.98M
@ $345.58 · 2025-05-01
ROTTENBERG JULIE B
General Counsel
$889,868
@ $345.58 · 2025-05-01
MCINERNEY RYAN
Chief Executive Officer
$3.02M
@ $350.44 · 2025-04-01
FABARA PAUL D
Officer
$13.40M
@ $340.41 · 2025-03-19
FABARA PAUL D
Officer
$12.88M
@ $327.20 · 2025-03-14
MCINERNEY RYAN
Chief Executive Officer
$3.13M
@ $363.00 · 2025-03-03
ANDRESKI PETER M
Officer
$815,314
@ $349.62 · 2025-02-07
MAHON TULLIER KELLY
Officer
$11.80M
@ $349.77 · 2025-02-07
MCINERNEY RYAN
Chief Executive Officer
$2.93M
@ $340.00 · 2025-02-03
ROTTENBERG JULIE B
General Counsel
$874,480
@ $340.00 · 2025-02-03
MCINERNEY RYAN
Chief Executive Officer
$2.74M
@ $317.78 · 2025-01-02
TANEJA RAJAT
Officer
$11.15M
@ $315.55 · 2024-12-13
MCINERNEY RYAN
Chief Executive Officer
$2.73M
@ $316.90 · 2024-12-02
FABARA PAUL D
Officer
$668,603
@ $307.97 · 2024-11-22
MCINERNEY RYAN
Chief Executive Officer
$2.49M
@ $288.49 · 2024-11-01
ROTTENBERG JULIE B
General Counsel
$741,996
@ $288.49 · 2024-11-01
MCINERNEY RYAN
Chief Executive Officer
$2.39M
@ $276.97 · 2024-10-01
MCINERNEY RYAN
Chief Executive Officer
$2.38M
@ $276.37 · 2024-09-03
MCINERNEY RYAN
Chief Executive Officer
$2.37M
@ $275.00 · 2024-08-29
ROTTENBERG JULIE B
General Counsel
$707,300
@ $275.00 · 2024-08-29
MAHON TULLIER KELLY
Officer
$10.12M
@ $267.64 · 2024-08-16
FABARA PAUL D
Officer
$7.01M
@ $277.15 · 2024-05-15
CARNEY LLOYD A
Director
$250,472
@ $275.55 · 2024-04-26
MCINERNEY RYAN
Chief Executive Officer
$2.30M
@ $280.36 · 2024-04-01
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →DAL
😐Neutral(52/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
V
😨Fear(36/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →DAL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (52)
V
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (36)