Compare Stocks › CRM vs VRSK
Salesforce, Inc. (CRM) vs Verisk Analytics, Inc. (VRSK)
CRM
Salesforce, Inc.
$183.82
VS
VRSK
Verisk Analytics, Inc.
$181.11
Rewards
CRM
- ★Gross margin of 77.7% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Free cash flow has grown at a 31.6% CAGR over the past 4 years, demonstrating strong earnings power growth.
- ★Each dollar of retained earnings has created $5.49 of earning power — management is an exceptional capital allocator.
VRSK
- ★Verisk Analytics, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 70.0% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Verisk Analytics, Inc. scores 91/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
CRM
VRSK
- ⚠PEG ratio of 5.75 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
Key Valuation Metrics
Learn more →CRM
VRSK
Valuation
$16.37B
Free Cash Flow
$944.36M
10.88%
FCF Yield
3.98%
23.60
Trailing P/E
27.61
12.31
Forward P/E
20.95
Quality & Moat
8.21%
ROIC
23.85%
12.61%
ROE
N/A
77.68%
Gross Margin
69.98%
1.32
PEG Ratio
5.75
Balance Sheet Safety
0.30
Debt / Equity
N/A
N/A
Interest Coverage
N/A
0.65
Net Debt / EBITDA
2.72
0.96%
Dividend Yield
1.10%
CRM: 7Ties: 1VRSK: 2
CRMVRSK
Historical Fundamentals
Learn more →CRM
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
VRSK
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →CRM
$-5.96
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$14.67B
Δ Market Cap
$-87.37B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
VRSK
$2.02
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$1.81B
Δ Market Cap
+$3.67B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →CRM
28.5% Margin of Safety
Price is 28.5% below estimated fair value
Current Price: $183.82
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $257.23
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
VRSK
5.0% Overvalued
Price is 5.0% above estimated fair value
Current Price: $181.11
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $172.46
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →CRM
What growth rate is the market pricing in at $184?
+8.5%
Market-Implied Owner Earnings Growth
Standard FCF implies -2.3%
The market implies +8.5% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding -2.3%, reflecting heavy growth investment expected to generate future returns.
VRSK
What growth rate is the market pricing in at $181?
+13.5%
Market-Implied Owner Earnings Growth
Standard FCF implies +13.0%
The market implies +13.5% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +13.0%, reflecting heavy growth investment.
Economic Moat Score
Learn more →CRM
58/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving roic consistency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
VRSK
91/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →CRM
-2.73
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
VRSK
-3.05
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →CRM
Insiders 3.0%Institutions 95.7%Retail & Other 1.3%
No. of Institutional Holders3,813
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
VRSK
Insiders 0.3%Institutions 103.5%
No. of Institutional Holders1,441
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →CRM
2
Buys (3M)
5
Buys (12M)
Total value (12M): $27.38M
ALBER LAURA
Director
$500,266
@ $194.58 · 2026-03-19
KIRK DAVID BLAIR
Director
$500,178
@ $194.62 · 2026-03-18
KIRK DAVID BLAIR
Director
$500,722
@ $258.64 · 2025-12-17
MORFIT G MASON
Director and Beneficial Owner of more than 10% of a Class of Security
$25.02M
@ $260.58 · 2025-12-05
KIRK DAVID BLAIR
Director
$865,827
@ $254.66 · 2025-09-09
Open market purchases · includes direct & indirect ownership · excludes option exercises
VRSK
3
Buys (3M)
7
Buys (12M)
Total value (12M): $1.02M
STEVENSON KIMBERLY S.
Director
$179,200
@ $179.20 · 2026-02-20
PERRY CHRISTOPHER JOHN
Director
$180,000
@ $180.00 · 2026-02-20
HENDRICK GREGORY S.
Director
$90,080
@ $180.16 · 2026-02-20
PURTILL SABRA R
Director
$98,078
@ $217.95 · 2025-10-31
DAILEY JEFFREY J
Director
$108,515
@ $217.03 · 2025-10-31
HENDRICK GREGORY S.
Director
$108,070
@ $216.14 · 2025-10-31
PERRY CHRISTOPHER JOHN
Director
$259,800
@ $259.80 · 2025-08-13
LANE WENDY E.
Director
$158,184
@ $263.64 · 2024-08-02
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →CRM
0
Sells (3M)
17
Sells (12M)
Total value (12M): $41.42M
KROES NEELIE
Director
$929,276
@ $238.70 · 2026-01-14
HARRIS G PARKER
Officer and Director
$31.61M
@ $234.70 · 2025-12-02
BENIOFF MARC RUSSELL
Chief Executive Officer
$575,140
@ $255.62 · 2025-10-23
BENIOFF MARC RUSSELL
Chief Executive Officer
$590,102
@ $262.27 · 2025-10-21
BENIOFF MARC RUSSELL
Chief Executive Officer
$567,631
@ $252.28 · 2025-10-20
BENIOFF MARC RUSSELL
Chief Executive Officer
$550,430
@ $244.64 · 2025-10-17
BENIOFF MARC RUSSELL
Chief Executive Officer
$558,810
@ $248.36 · 2025-10-16
BENIOFF MARC RUSSELL
Chief Executive Officer
$536,322
@ $238.37 · 2025-10-15
BENIOFF MARC RUSSELL
Chief Executive Officer
$548,796
@ $243.91 · 2025-10-14
BENIOFF MARC RUSSELL
Chief Executive Officer
$1.10M
@ $244.75 · 2025-10-13
BENIOFF MARC RUSSELL
Chief Executive Officer
$547,344
@ $243.26 · 2025-10-09
BENIOFF MARC RUSSELL
Chief Executive Officer
$539,533
@ $239.79 · 2025-10-08
BENIOFF MARC RUSSELL
Chief Executive Officer
$555,001
@ $246.67 · 2025-09-23
BENIOFF MARC RUSSELL
Chief Executive Officer
$552,798
@ $245.69 · 2025-09-19
BENIOFF MARC RUSSELL
Chief Executive Officer
$545,384
@ $242.39 · 2025-09-15
BENIOFF MARC RUSSELL
Chief Executive Officer
$543,378
@ $241.50 · 2025-09-04
BENIOFF MARC RUSSELL
Chief Executive Officer
$572,842
@ $254.60 · 2025-09-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
VRSK
2
Sells (3M)
20
Sells (12M)
Total value (12M): $14.29M
MANN ELIZABETH
Chief Financial Officer
$68,628
@ $171.57 · 2026-04-15
MANN ELIZABETH
Chief Financial Officer
$81,884
@ $204.71 · 2026-03-17
MANN ELIZABETH
Chief Financial Officer
$65,862
@ $219.54 · 2025-12-16
SHAVEL LEE M
Chief Executive Officer
$480,766
@ $218.53 · 2025-11-18
MANN ELIZABETH
Chief Financial Officer
$65,097
@ $216.99 · 2025-11-17
MANN ELIZABETH
Chief Financial Officer
$72,669
@ $242.23 · 2025-10-15
MANN ELIZABETH
Chief Financial Officer
$76,416
@ $254.72 · 2025-09-16
DAFFAN NICHOLAS
Chief Technology Officer
$1.44M
@ $265.00 · 2025-09-03
SHAVEL LEE M
Chief Executive Officer
$589,611
@ $268.00 · 2025-08-18
MANN ELIZABETH
Chief Financial Officer
$80,400
@ $268.00 · 2025-08-15
DAFFAN NICHOLAS
Chief Technology Officer
$1.47M
@ $272.03 · 2025-08-04
MANN ELIZABETH
Chief Financial Officer
$91,164
@ $303.88 · 2025-07-15
DAFFAN NICHOLAS
Chief Technology Officer
$1.63M
@ $300.86 · 2025-07-03
BECKLES KATHY CARD
Officer
$98,080
@ $300.86 · 2025-07-03
MANN ELIZABETH
Chief Financial Officer
$92,670
@ $308.90 · 2025-06-17
LISS SAMUEL G.
Director
$3.65M
@ $313.06 · 2025-06-13
DAFFAN NICHOLAS
Chief Technology Officer
$1.72M
@ $318.10 · 2025-06-04
SHAVEL LEE M
Chief Executive Officer
$671,055
@ $305.02 · 2025-05-16
MANN ELIZABETH
Chief Financial Officer
$90,651
@ $302.17 · 2025-05-15
GROVER DAVID J.
Officer
$1.76M
@ $307.68 · 2025-05-09
MANN ELIZABETH
Chief Financial Officer
$88,614
@ $295.38 · 2025-04-15
HANSEN BRUCE EDWARD
Director
$337,029
@ $285.86 · 2025-04-07
SHAVEL LEE M
Chief Executive Officer
$634,689
@ $288.50 · 2025-03-18
MANN ELIZABETH
Chief Financial Officer
$86,349
@ $287.83 · 2025-03-17
HANSEN BRUCE EDWARD
Director
$348,229
@ $295.36 · 2025-03-07
HANSEN BRUCE EDWARD
Director
$347,746
@ $294.95 · 2025-02-07
BECKLES KATHY CARD
Officer
$595,429
@ $282.06 · 2025-01-17
HANSEN BRUCE EDWARD
Director
$321,643
@ $272.81 · 2025-01-07
MANN ELIZABETH
Chief Financial Officer
$56,750
@ $283.75 · 2024-12-16
SHAVEL LEE M
Chief Executive Officer
$567,200
@ $283.60 · 2024-11-18
MANN ELIZABETH
Chief Financial Officer
$57,298
@ $286.49 · 2024-11-15
MANN ELIZABETH
Chief Financial Officer
$54,266
@ $271.33 · 2024-10-15
LISS SAMUEL G.
Director
$889,450
@ $265.27 · 2024-10-04
MANN ELIZABETH
Chief Financial Officer
$54,174
@ $270.87 · 2024-09-16
GROVER DAVID J.
Officer
$1.74M
@ $271.56 · 2024-08-29
SHAVEL LEE M
Chief Executive Officer
$534,770
@ $267.38 · 2024-08-16
MANN ELIZABETH
Chief Financial Officer
$53,718
@ $268.59 · 2024-08-15
MANN ELIZABETH
Chief Financial Officer
$55,476
@ $277.38 · 2024-07-15
BECKLES KATHY CARD
Officer
$88,744
@ $272.22 · 2024-07-03
MANN ELIZABETH
Chief Financial Officer
$52,462
@ $262.31 · 2024-06-17
SHAVEL LEE M
Chief Executive Officer
$496,480
@ $248.24 · 2024-05-16
MANN ELIZABETH
Chief Financial Officer
$49,658
@ $248.29 · 2024-05-15
DAFFAN NICHOLAS
Chief Technology Officer
$376,058
@ $248.88 · 2024-05-13
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →CRM
😨Fear(32/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
VRSK
😨Fear(38/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →CRM
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (32)
VRSK
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (38)