Compare Stocks › COR vs MA
Cencora, Inc. (COR) vs Mastercard Incorporated (MA)
COR
Cencora, Inc.
$331.74
VS
MA
Mastercard Incorporated
$491.14
Rewards
COR
- ★Cencora, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Cencora, Inc. scores 97/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Free cash flow has grown at a 13.3% CAGR over the past 4 years, demonstrating strong earnings power growth.
MA
- ★Mastercard Incorporated has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 100.0% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Mastercard Incorporated scores 99/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
COR
- ⚠Gross margin of 3.6% is low, suggesting a competitive or commodity-like market with limited pricing power.
- ⚠FCF yield of 5.4% suggests reasonable valuation assuming continued moderate growth.
- ⚠Trailing P/E of 39.8x is 38% above the historical average of 29.0x — the stock trades at a premium to its own history.
MA
- ⚠High leverage (2.56x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Insiders have sold $4.5M worth of stock in the past 3 months — significant insider liquidation.
Key Valuation Metrics
Learn more →COR
MA
Valuation
$3.46B
Free Cash Flow
$16.27B
5.37%
FCF Yield
3.71%
39.82
Trailing P/E
29.77
16.89
Forward P/E
21.70
Quality & Moat
25.33%
ROIC
54.23%
74.15%
ROE
193.24%
3.61%
Gross Margin
100.00%
2.69
PEG Ratio
1.23
Balance Sheet Safety
4.73
Debt / Equity
2.56
N/A
Interest Coverage
N/A
1.64
Net Debt / EBITDA
0.43
0.72%
Dividend Yield
0.71%
COR: 2Ties: 2MA: 8
CORMA
Historical Fundamentals
Learn more →COR
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
MA
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →COR
$8.81
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$3.56B
Δ Market Cap
+$31.33B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
MA
$5.62
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$31.68B
Δ Market Cap
+$177.96B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →COR
93.7% Overvalued
Price is 93.7% above estimated fair value
Current Price: $331.74
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $171.26
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
MA
12.0% Margin of Safety
Price is 12.0% below estimated fair value
Current Price: $491.14
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $558.06
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →COR
What growth rate is the market pricing in at $332?
+19.3%
Market-Implied Owner Earnings Growth
Standard FCF implies +8.4%
The market implies +19.3% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +8.4%, reflecting heavy growth investment.
MA
What growth rate is the market pricing in at $491?
+13.2%
Market-Implied Owner Earnings Growth
Standard FCF implies +12.0%
The market implies +13.2% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +12.0%, reflecting ongoing growth investment.
Economic Moat Score
Learn more →COR
97/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
MA
99/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →COR
-2.72
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
MA
-2.53
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →COR
Insiders 4.2%Institutions 96.9%
No. of Institutional Holders1,977
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
MA
Insiders 0.5%Institutions 91.1%Retail & Other 8.3%
No. of Institutional Holders4,864
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →COR
0
Buys (3M)
0
Buys (12M)
CLYBURN FRANKLIN KING JR.
Director
$1,043
@ $260.75 · 2025-03-11
Open market purchases · includes direct & indirect ownership · excludes option exercises
MA
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →COR
3
Sells (3M)
27
Sells (12M)
Total value (12M): $59.56M
MAUCH ROBERT P.
Chief Executive Officer
$1.35M
@ $358.94 · 2026-02-20
MAUCH ROBERT P.
Chief Executive Officer
$479,160
@ $359.46 · 2026-02-18
MAUCH ROBERT P.
Chief Executive Officer
$1.81M
@ $354.73 · 2026-01-20
CAMPBELL ELIZABETH S
Officer
$1.15M
@ $342.10 · 2025-12-19
BATTAGLIA SILVANA
Officer
$578,565
@ $345.00 · 2025-12-19
MAUCH ROBERT P.
Chief Executive Officer
$1.75M
@ $343.45 · 2025-12-18
KRIKORIAN LAZARUS
Officer
$1.38M
@ $343.23 · 2025-12-17
MAUCH ROBERT P.
Chief Executive Officer
$1.87M
@ $366.64 · 2025-11-18
MAUCH ROBERT P.
Chief Executive Officer
$1.67M
@ $326.80 · 2025-10-20
CAMPBELL ELIZABETH S
Officer
$590,846
@ $313.28 · 2025-10-01
MAUCH ROBERT P.
Chief Executive Officer
$1.48M
@ $290.00 · 2025-09-18
COLLIS STEVEN H
Officer and Director
$9.09M
@ $289.86 · 2025-09-16
COLLIS STEVEN H
Officer and Director
$4.23M
@ $289.98 · 2025-08-19
MAUCH ROBERT P.
Chief Executive Officer
$1.46M
@ $293.53 · 2025-08-18
COLLIS STEVEN H
Officer and Director
$4.27M
@ $292.67 · 2025-07-22
MAUCH ROBERT P.
Chief Executive Officer
$1.46M
@ $294.11 · 2025-07-18
COLLIS STEVEN H
Officer and Director
$4.27M
@ $292.62 · 2025-06-24
BATTAGLIA SILVANA
Officer
$1.21M
@ $297.40 · 2025-06-18
MAUCH ROBERT P.
Chief Executive Officer
$1.47M
@ $295.30 · 2025-06-18
KRIKORIAN LAZARUS
Officer
$866,881
@ $288.96 · 2025-05-29
COLLIS STEVEN H
Officer and Director
$4.28M
@ $293.84 · 2025-05-20
MAUCH ROBERT P.
Chief Executive Officer
$1.45M
@ $291.43 · 2025-05-19
GREENBERG LON R
Director
$837,150
@ $279.05 · 2025-05-14
COLLIS STEVEN H
Officer and Director
$4.11M
@ $281.81 · 2025-04-22
MAUCH ROBERT P.
Chief Executive Officer
$1.44M
@ $289.33 · 2025-04-21
COLLIS STEVEN H
Officer and Director
$3.93M
@ $269.51 · 2025-03-25
CAMPBELL ELIZABETH S
Officer
$1.11M
@ $268.28 · 2025-03-24
MAUCH ROBERT P.
Chief Executive Officer
$1.30M
@ $260.93 · 2025-03-18
KRIKORIAN LAZARUS
Officer
$520,120
@ $260.06 · 2025-03-10
MAUCH ROBERT P.
Chief Executive Officer
$1.27M
@ $255.00 · 2025-03-03
COLLIS STEVEN H
Officer and Director
$3.66M
@ $251.08 · 2025-02-27
BATTAGLIA SILVANA
Officer
$1.21M
@ $242.24 · 2025-02-21
BATTAGLIA SILVANA
Officer
$383,792
@ $228.72 · 2024-12-20
KRIKORIAN LAZARUS
Officer
$454,754
@ $250.42 · 2024-12-03
COLLIS STEVEN H
Officer and Director
$12.20M
@ $243.97 · 2024-11-25
COLLIS STEVEN H
Officer and Director
$5.21M
@ $242.16 · 2024-11-19
COLLIS STEVEN H
Officer and Director
$5.07M
@ $235.80 · 2024-10-22
COLLIS STEVEN H
Chief Executive Officer
$5.18M
@ $241.01 · 2024-09-17
COLLIS STEVEN H
Chief Executive Officer
$2.57M
@ $239.13 · 2024-08-20
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
MA
1
Sells (3M)
19
Sells (12M)
Total value (12M): $64.44M
LING HAI
Officer
$4.48M
@ $499.20 · 2026-02-24
SACHIN J. MEHRA
Chief Financial Officer
$10.20M
@ $591.00 · 2025-09-02
LING HAI
Officer
$2.69M
@ $600.00 · 2025-08-22
SACHIN J. MEHRA
Chief Financial Officer
$10.46M
@ $586.89 · 2025-08-19
SACHIN J. MEHRA
Chief Financial Officer
$3.83M
@ $566.46 · 2025-08-05
GENACHOWSKI JULIUS
Director
$178,049
@ $570.67 · 2025-07-07
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-30
SESHADRI RAJEEV
Officer
$601,447
@ $546.77 · 2025-06-27
GENACHOWSKI JULIUS
Director
$173,910
@ $561.00 · 2025-06-24
KIRKPATRICK LINDA PISTECCHIA
Officer
$536,480
@ $560.00 · 2025-06-24
SESHADRI RAJEEV
Officer
$508,474
@ $535.80 · 2025-06-20
VOSBURG CRAIG
Officer
$5.02M
@ $532.97 · 2025-06-20
SESHADRI RAJEEV
Officer
$1.76M
@ $561.78 · 2025-06-16
KIRKPATRICK LINDA PISTECCHIA
Officer
$549,373
@ $572.86 · 2025-06-13
VOSBURG CRAIG
Officer
$5.55M
@ $588.18 · 2025-06-12
VOSBURG CRAIG
Officer
$8.22M
@ $585.05 · 2025-06-05
ARKELL SANDRA A
Officer
$218,223
@ $577.31 · 2025-05-15
ARKELL SANDRA A
Officer
$257,535
@ $572.30 · 2025-05-12
MIEBACH MICHAEL
Chief Executive Officer
$8.68M
@ $550.16 · 2025-03-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$3.81M
@ $534.68 · 2025-03-19
VOSBURG CRAIG
Officer
$6.12M
@ $556.14 · 2025-03-05
MIEBACH MICHAEL
Chief Executive Officer
$9.78M
@ $553.76 · 2025-03-05
VOSBURG CRAIG
Officer
$6.19M
@ $562.72 · 2025-02-26
MCLAUGHLIN EDWARD GRUNDE
Officer
$6.18M
@ $564.99 · 2025-02-18
VOSBURG CRAIG
Officer
$7.97M
@ $565.00 · 2025-02-18
MIEBACH MICHAEL
Chief Executive Officer
$10.17M
@ $564.95 · 2025-02-18
SACHIN J. MEHRA
Chief Financial Officer
$2.36M
@ $500.44 · 2024-11-01
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.30M
@ $491.03 · 2024-09-27
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.29M
@ $489.86 · 2024-09-20
ARKELL SANDRA A
Officer
$550,000
@ $500.00 · 2024-09-17
MADABHUSHI VENKATA RAJAMANNAR
Officer
$2.31M
@ $493.10 · 2024-09-13
ARKELL SANDRA A
Officer
$528,000
@ $480.00 · 2024-08-29
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.19M
@ $468.80 · 2024-08-22
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$42.03M
@ $467.02 · 2024-08-21
LING HAI
Officer
$1.36M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$3.16M
@ $470.00 · 2024-08-16
SACHIN J. MEHRA
Chief Financial Officer
$6.11M
@ $455.00 · 2024-08-05
LING HAI
Officer
$1.35M
@ $465.46 · 2024-08-01
ARKELL SANDRA A
Officer
$512,006
@ $465.46 · 2024-08-01
VOSBURG CRAIG
Officer
$4.07M
@ $451.06 · 2024-06-20
MURPHY TIMOTHY H
Officer
$2.34M
@ $446.24 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$47.72M
@ $445.98 · 2024-06-17
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$49.51M
@ $442.03 · 2024-06-13
SESHADRI RAJEEV
Officer
$3.11M
@ $449.66 · 2024-06-12
MASTERCARD FOUNDATION ASSET MANAGEMENT CORPORATION
Beneficial Owner of more than 10% of a Class of Security
$50.61M
@ $447.85 · 2024-06-10
SESHADRI RAJEEV
Officer
$3.71M
@ $443.93 · 2024-06-05
VOSBURG CRAIG
Officer
$4.04M
@ $447.28 · 2024-06-05
MURPHY TIMOTHY H
Officer
$2.31M
@ $441.57 · 2024-06-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →COR
😐Neutral(46/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
MA
😐Neutral(42/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →COR
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (46)
MA
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (42)