Compare Stocks › CMG vs V
Chipotle Mexican Grill, Inc. (CMG) vs Visa Inc. (V)
CMG
Chipotle Mexican Grill, Inc.
$32.94
VS
V
Visa Inc.
$299.71
Rewards
CMG
- ★Chipotle Mexican Grill, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Chipotle Mexican Grill, Inc. scores 85/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Free cash flow has grown at a 19.7% CAGR over the past 4 years, demonstrating strong earnings power growth.
V
- ★Visa Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 97.8% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Visa Inc. scores 99/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
CMG
- ⚠PEG ratio of 7.22 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
- ⚠Insiders have sold $2.6M worth of stock in the past 3 months — significant insider liquidation.
V
- ⚠Insiders have sold $3.9M worth of stock in the past 3 months — significant insider liquidation.
Key Valuation Metrics
Learn more →CMG
V
Valuation
$1.45B
Free Cash Flow
$22.03B
3.32%
FCF Yield
3.81%
28.89
Trailing P/E
28.17
24.09
Forward P/E
20.62
Quality & Moat
18.13%
ROIC
37.25%
54.26%
ROE
51.73%
40.10%
Gross Margin
97.78%
7.22
PEG Ratio
1.62
Balance Sheet Safety
1.79
Debt / Equity
0.55
N/A
Interest Coverage
N/A
1.69
Net Debt / EBITDA
0.16
N/A
Dividend Yield
0.89%
CMG: 0Ties: 3V: 8
CMGV
Historical Fundamentals
Learn more →CMG
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
V
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →CMG
$2.31
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$4.30B
Δ Market Cap
+$9.93B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
V
$5.50
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$44.47B
Δ Market Cap
+$244.54B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →CMG
28.3% Margin of Safety
Price is 28.3% below estimated fair value
Current Price: $32.94
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $45.93
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
V
1.1% Margin of Safety
Price is 1.1% below estimated fair value
Current Price: $299.71
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $303.16
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →CMG
What growth rate is the market pricing in at $33?
+13.7%
Market-Implied Owner Earnings Growth
Standard FCF implies +14.5%
The market implies +13.7% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +14.5%, reflecting heavy growth investment expected to generate future returns.
V
What growth rate is the market pricing in at $300?
+12.8%
Market-Implied Owner Earnings Growth
Standard FCF implies +11.5%
The market implies +12.8% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +11.5%, reflecting ongoing growth investment.
Economic Moat Score
Learn more →CMG
85/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
V
99/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →CMG
-2.95
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
V
-2.50
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →CMG
Insiders 0.6%Institutions 91.1%Retail & Other 8.3%
No. of Institutional Holders1,842
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
V
Insiders 0.6%Institutions 90.8%Retail & Other 8.7%
No. of Institutional Holders5,907
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →CMG
0
Buys (3M)
0
Buys (12M)
GUTIERREZ MAURICIO
Director
$498,200
@ $53.00 · 2025-03-05
Open market purchases · includes direct & indirect ownership · excludes option exercises
V
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →CMG
2
Sells (3M)
14
Sells (12M)
Total value (12M): $22.09M
FILI-KRUSHEL PATRICIA D
Director
$122,543
@ $36.58 · 2026-02-24
GARNER CURTIS EVANDER III
President
$2.44M
@ $40.01 · 2026-02-06
GARNER CURTIS EVANDER III
President
$2.44M
@ $36.05 · 2025-12-12
GARNER CURTIS EVANDER III
President
$2.15M
@ $34.67 · 2025-12-01
ESKENAZI ILENE
Officer
$1.15M
@ $43.15 · 2025-08-25
GARNER CURTIS EVANDER III
Officer
$887,108
@ $56.32 · 2025-07-07
GARNER CURTIS EVANDER III
President
$3.47M
@ $55.14 · 2025-06-25
FILI-KRUSHEL PATRICIA D
Director
$106,147
@ $51.13 · 2025-06-12
HICKENLOOPER ROBIN S.
Director
$115,229
@ $51.21 · 2025-06-12
BOATWRIGHT HENRY SCOTT
Chief Executive Officer
$997,133
@ $52.48 · 2025-06-06
GARNER CURTIS EVANDER III
Officer
$1.21M
@ $52.14 · 2025-06-04
THEODOREDIS ROGER E.
General Counsel
$5.66M
@ $49.70 · 2025-06-02
GARNER CURTIS EVANDER III
Chief Technology Officer
$1.18M
@ $50.84 · 2025-05-21
MCCONNELL JAMIE
Officer
$161,829
@ $52.42 · 2025-05-14
GARNER CURTIS EVANDER III
Officer
$1.03M
@ $49.77 · 2025-03-13
GARNER CURTIS EVANDER III
Chief Technology Officer
$1.10M
@ $52.36 · 2025-02-25
MCCONNELL JAMIE
Officer
$664,426
@ $58.70 · 2025-02-10
GARNER CURTIS EVANDER III
Chief Technology Officer
$902,563
@ $57.31 · 2025-02-07
GARNER CURTIS EVANDER III
Chief Technology Officer
$917,261
@ $58.24 · 2025-01-07
SCHALOW LAURIE
Officer
$1.38M
@ $65.13 · 2024-12-11
GARNER CURTIS EVANDER III
Chief Technology Officer
$1.01M
@ $64.37 · 2024-12-09
GARNER CURTIS EVANDER III
Chief Technology Officer
$2.91M
@ $65.25 · 2024-12-06
GARNER CURTIS EVANDER III
Chief Technology Officer
$920,675
@ $58.46 · 2024-11-07
GARNER CURTIS EVANDER III
Chief Technology Officer
$898,567
@ $57.05 · 2024-10-07
HICKENLOOPER ROBIN S.
Director
$100,924
@ $56.38 · 2024-09-12
GARNER CURTIS EVANDER III
Chief Technology Officer
$866,554
@ $55.02 · 2024-09-11
GARNER CURTIS EVANDER III
Chief Technology Officer
$951,161
@ $54.68 · 2024-08-06
GARNER CURTIS EVANDER III
Chief Technology Officer
$3.07M
@ $50.96 · 2024-07-29
HARTUNG JOHN R
Chief Financial Officer
$8.00M
@ $3249.01 · 2024-06-13
BOATWRIGHT HENRY SCOTT
Chief Operating Officer
$3.51M
@ $3190.16 · 2024-04-26
BRANDT CHRISTOPHER W
Officer
$3.16M
@ $3156.28 · 2024-04-26
NICCOL BRIAN R
Chief Executive Officer
$20.41M
@ $3185.92 · 2024-04-26
THEODOREDIS ROGER E.
General Counsel
$7.94M
@ $3164.44 · 2024-04-26
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
V
2
Sells (3M)
24
Sells (12M)
Total value (12M): $101.23M
CARNEY LLOYD A
Director
$201,253
@ $309.62 · 2026-03-11
MCINERNEY RYAN
Chief Executive Officer
$3.66M
@ $349.18 · 2026-01-02
MCINERNEY RYAN
Chief Executive Officer
$3.57M
@ $340.07 · 2025-12-11
ROTTENBERG JULIE B
General Counsel
$699,315
@ $345.00 · 2025-12-11
TANEJA RAJAT
Officer
$7.84M
@ $330.14 · 2025-12-02
FABARA PAUL D
Officer
$2.50M
@ $331.45 · 2025-12-02
TANEJA RAJAT
Officer
$2.08M
@ $330.00 · 2025-11-21
FABARA PAUL D
Officer
$707,917
@ $325.93 · 2025-11-21
CARNEY LLOYD A
Director
$302,832
@ $336.48 · 2025-11-04
MCINERNEY RYAN
Chief Executive Officer
$3.58M
@ $341.00 · 2025-11-03
MCINERNEY RYAN
Chief Executive Officer
$3.59M
@ $342.30 · 2025-10-01
MCINERNEY RYAN
Chief Executive Officer
$3.65M
@ $348.57 · 2025-09-02
ROTTENBERG JULIE B
General Counsel
$697,329
@ $344.02 · 2025-08-18
MCINERNEY RYAN
Chief Executive Officer
$3.60M
@ $343.13 · 2025-08-14
MCINERNEY RYAN
Chief Executive Officer
$3.05M
@ $353.82 · 2025-07-01
FABARA PAUL D
Officer
$4.36M
@ $375.00 · 2025-06-11
TANEJA RAJAT
President
$18.44M
@ $368.87 · 2025-06-05
FABARA PAUL D
Officer
$17.10M
@ $370.00 · 2025-06-05
MCINERNEY RYAN
Chief Executive Officer
$3.13M
@ $362.77 · 2025-06-02
FABARA PAUL D
Officer
$6.32M
@ $357.45 · 2025-05-12
FABARA PAUL D
Officer
$5.26M
@ $355.04 · 2025-05-08
MCINERNEY RYAN
Chief Executive Officer
$2.98M
@ $345.58 · 2025-05-01
ROTTENBERG JULIE B
General Counsel
$889,868
@ $345.58 · 2025-05-01
MCINERNEY RYAN
Chief Executive Officer
$3.02M
@ $350.44 · 2025-04-01
FABARA PAUL D
Officer
$13.40M
@ $340.41 · 2025-03-19
FABARA PAUL D
Officer
$12.88M
@ $327.20 · 2025-03-14
MCINERNEY RYAN
Chief Executive Officer
$3.13M
@ $363.00 · 2025-03-03
ANDRESKI PETER M
Officer
$815,314
@ $349.62 · 2025-02-07
MAHON TULLIER KELLY
Officer
$11.80M
@ $349.77 · 2025-02-07
MCINERNEY RYAN
Chief Executive Officer
$2.93M
@ $340.00 · 2025-02-03
ROTTENBERG JULIE B
General Counsel
$874,480
@ $340.00 · 2025-02-03
MCINERNEY RYAN
Chief Executive Officer
$2.74M
@ $317.78 · 2025-01-02
TANEJA RAJAT
Officer
$11.15M
@ $315.55 · 2024-12-13
MCINERNEY RYAN
Chief Executive Officer
$2.73M
@ $316.90 · 2024-12-02
FABARA PAUL D
Officer
$668,603
@ $307.97 · 2024-11-22
MCINERNEY RYAN
Chief Executive Officer
$2.49M
@ $288.49 · 2024-11-01
ROTTENBERG JULIE B
General Counsel
$741,996
@ $288.49 · 2024-11-01
MCINERNEY RYAN
Chief Executive Officer
$2.39M
@ $276.97 · 2024-10-01
MCINERNEY RYAN
Chief Executive Officer
$2.38M
@ $276.37 · 2024-09-03
MCINERNEY RYAN
Chief Executive Officer
$2.37M
@ $275.00 · 2024-08-29
ROTTENBERG JULIE B
General Counsel
$707,300
@ $275.00 · 2024-08-29
MAHON TULLIER KELLY
Officer
$10.12M
@ $267.64 · 2024-08-16
FABARA PAUL D
Officer
$7.01M
@ $277.15 · 2024-05-15
CARNEY LLOYD A
Director
$250,472
@ $275.55 · 2024-04-26
MCINERNEY RYAN
Chief Executive Officer
$2.30M
@ $280.36 · 2024-04-01
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →CMG
😨Fear(30/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
V
😨Fear(36/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →CMG
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (30)
V
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (36)