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Compare Stocks › CL vs CVX

Colgate-Palmolive Company (CL) vs Chevron Corporation (CVX)

CL
Colgate-Palmolive Company
$85.50
VS
CVX
Chevron Corporation
$201.44

Rewards

CL
  • ★Colgate-Palmolive Company has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • ★Gross margin of 60.1% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • ★Colgate-Palmolive Company scores 98/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
CVX

    Risks

    CL
    • ⚠High leverage (23.44x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
    • ⚠7 insider sales totaling $25.1M with no purchases in the past 3 months — insiders are reducing their exposure.
    CVX
    • ⚠ROIC has declined by 11.5 percentage points over the observed period, which may signal competitive erosion.
    • ⚠Trailing P/E of 30.4x is 101% above the historical average of 15.2x — the stock trades at a premium to its own history.
    • ⚠22 insider sales totaling $206.0M with no purchases in the past 3 months — insiders are reducing their exposure.

    Key Valuation Metrics

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    CL
    CVX
    Valuation
    $3.08B
    Free Cash Flow
    $13.20B
    4.49%
    FCF Yield
    3.28%
    32.51
    Trailing P/E
    30.38
    20.61
    Forward P/E
    21.49
    Quality & Moat
    36.80%
    ROIC
    5.78%
    584.11%
    ROE
    6.40%
    60.11%
    Gross Margin
    41.90%
    N/A
    PEG Ratio
    N/A
    Balance Sheet Safety
    23.44
    Debt / Equity
    0.24
    N/A
    Interest Coverage
    N/A
    1.47
    Net Debt / EBITDA
    1.07
    2.48%
    Dividend Yield
    3.53%
    CL: 4Ties: 2CVX: 5
    CLCVX

    Historical Fundamentals

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    CL

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    CVX

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    $1 Retained Earnings Test

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    CL
    $-1.07
    created per $1 retained over 3 years
    Market Cap Declined
    Σ Retained
    $1.96B
    Δ Market Cap
    $-2.10B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
    CVX
    $-2.55
    created per $1 retained over 3 years
    Market Cap Declined
    Σ Retained
    $15.44B
    Δ Market Cap
    $-39.41B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Discounted Cash Flow (DCF) Analysis

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    CL
    88.2% Overvalued
    Price is 88.2% above estimated fair value
    Current Price: $85.50
    Fair Value: $45.43
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued
    CVX
    12.7% Margin of Safety
    Price is 12.7% below estimated fair value
    Current Price: $201.44
    Fair Value: $230.68
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued

    Reverse DCF — Market-Implied Growth

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    CL

    What growth rate is the market pricing in at $86?

    +15.5%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +10.5%

    The market implies +15.5% Owner Earnings growth, above historical trends.

    Standard FCF implies a demanding +10.5%, reflecting heavy growth investment.

    CVX

    What growth rate is the market pricing in at $201?

    +15.7%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +14.8%

    The market implies +15.7% Owner Earnings growth, above historical trends.

    Standard FCF implies a demanding +14.8%, reflecting heavy growth investment.

    Economic Moat Score

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    CL
    98/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
    CVX
    43/100
    Narrow Moat
    70+ Wide · 40-69 Narrow · <40 None

    Narrow moat with revenue predictability as the key competitive advantage. Improving roic consistency would strengthen the moat.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

    Forensic Accounting

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    CL
    -3.00
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
    CVX
    -3.12
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Ownership Breakdown

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    CL
    Insiders 0.2%Institutions 86.3%Retail & Other 13.5%
    No. of Institutional Holders2,540
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
    CVX
    Insiders 6.6%Institutions 67.9%Retail & Other 25.5%
    No. of Institutional Holders4,705
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

    High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

    Insider Buying Activity

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    CL
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises
    CVX
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises

    Open market purchases · includes direct & indirect ownership · excludes option exercises.

    Insider Selling Activity

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    CL
    7
    Sells (3M)
    9
    Sells (12M)
    Total value (12M): $25.35M
    TSOURAPAS PANAGIOTIS
    Officer
    $4.78M
    @ $95.57 · 2026-02-12
    HAZLIN JOHN
    Officer
    $1.98M
    @ $94.25 · 2026-02-10
    MALCOLM GREGORY
    Officer
    $1.21M
    @ $94.91 · 2026-02-06
    MASSEY SALLY
    Officer
    $1.51M
    @ $95.03 · 2026-02-05
    DANIELS JENNIFER M.
    Officer
    $2.08M
    @ $94.34 · 2026-02-04
    SUTULA STANLEY J III
    Chief Financial Officer
    $9.22M
    @ $94.27 · 2026-02-04
    WALLACE NOEL R
    Chief Executive Officer
    $4.28M
    @ $93.91 · 2026-02-04
    MASSEY SALLY
    Officer
    $100,061
    @ $80.89 · 2025-11-21
    MASSEY SALLY
    Officer
    $200,183
    @ $88.97 · 2025-05-15
    MASSEY SALLY
    Officer
    $736,152
    @ $92.02 · 2025-02-25
    MALCOLM GREGORY
    Officer
    $101,121
    @ $95.94 · 2024-11-26
    WALLACE NOEL R
    Chief Executive Officer
    $3.17M
    @ $95.00 · 2024-11-22
    SUTULA STANLEY J III
    Chief Financial Officer
    $4.27M
    @ $94.11 · 2024-11-05
    SUTULA STANLEY J III
    Chief Financial Officer
    $4.68M
    @ $93.53 · 2024-11-01
    HUND-MEJEAN MARTINA
    Director
    $240,228
    @ $103.86 · 2024-08-23
    DANIELS JENNIFER M.
    Officer
    $2.26M
    @ $102.76 · 2024-08-08
    TSOURAPAS PANAGIOTIS
    Officer
    $1.52M
    @ $102.94 · 2024-08-08
    MASSEY SALLY
    Officer
    $1.64M
    @ $103.28 · 2024-08-06
    MALCOLM GREGORY
    Officer
    $1.09M
    @ $103.10 · 2024-08-06
    KOOYMAN JOHN W
    Officer
    $2.55M
    @ $102.88 · 2024-08-06
    TSOURAPAS PANAGIOTIS
    Officer
    $3.98M
    @ $99.47 · 2024-07-31
    DANIELS JENNIFER M.
    Officer
    $2.09M
    @ $94.15 · 2024-05-14
    MASSEY SALLY
    Officer
    $1.15M
    @ $94.06 · 2024-05-09
    TSOURAPAS PANAGIOTIS
    Officer
    $1.13M
    @ $94.15 · 2024-05-09
    KOOYMAN JOHN W
    Officer
    $326,882
    @ $93.47 · 2024-05-07
    BILBREY JOHN P.
    Director
    $579,696
    @ $91.59 · 2024-05-01
    MASSEY SALLY
    Officer
    $562,091
    @ $91.92 · 2024-05-01
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
    CVX
    22
    Sells (3M)
    24
    Sells (12M)
    Total value (12M): $208.08M
    PATE ROBERT HEWITT
    Officer
    $9.07M
    @ $192.12 · 2026-03-06
    WALZ ANDREW BENJAMIN
    Officer
    $2.19M
    @ $188.58 · 2026-03-02
    BONNER EIMEAR P
    Chief Financial Officer
    $8.60M
    @ $187.78 · 2026-03-02
    PATE ROBERT HEWITT
    Officer
    $17.54M
    @ $187.67 · 2026-03-02
    NELSON MARK A.
    Officer
    $26.23M
    @ $187.92 · 2026-03-02
    WIRTH MICHAEL K
    Chief Executive Officer
    $51.62M
    @ $189.35 · 2026-03-02
    GUSTAVSON JEFF B.
    Officer
    $1.24M
    @ $186.04 · 2026-02-27
    WALZ ANDREW BENJAMIN
    Officer
    $268,950
    @ $183.83 · 2026-02-18
    KNOWLES ALANA K.
    Officer
    $441,327
    @ $183.28 · 2026-02-18
    BOOTH THOMAS RYDER
    Chief Technology Officer
    $2.25M
    @ $184.21 · 2026-02-13
    WALZ ANDREW BENJAMIN
    Officer
    $122,144
    @ $183.40 · 2026-02-12
    WALZ ANDREW BENJAMIN
    Officer
    $3.92M
    @ $176.53 · 2026-02-03
    BOOTH THOMAS RYDER
    Chief Technology Officer
    $1.07M
    @ $178.43 · 2026-02-03
    NELSON MARK A.
    Officer
    $7.98M
    @ $174.17 · 2026-02-02
    BONNER EIMEAR P
    Chief Financial Officer
    $5.62M
    @ $175.01 · 2026-01-30
    PATE ROBERT HEWITT
    Officer
    $7.26M
    @ $176.40 · 2026-01-30
    KNOWLES ALANA K.
    Officer
    $544,000
    @ $170.00 · 2026-01-28
    BONNER EIMEAR P
    Chief Financial Officer
    $1.28M
    @ $170.00 · 2026-01-28
    KNOWLES ALANA K.
    Officer
    $537,600
    @ $168.00 · 2026-01-14
    KNOWLES ALANA K.
    Officer
    $1.31M
    @ $165.05 · 2026-01-05
    BONNER EIMEAR P
    Chief Financial Officer
    $4.68M
    @ $165.05 · 2026-01-05
    WIRTH MICHAEL K
    Chief Executive Officer
    $52.27M
    @ $162.99 · 2026-01-05
    GUSTAVSON JEFF B.
    Officer
    $1.40M
    @ $150.27 · 2025-11-21
    KNOWLES ALANA K.
    Officer
    $636,480
    @ $160.00 · 2025-08-29
    GUSTAVSON JEFF B.
    Officer
    $1.42M
    @ $152.50 · 2025-02-07
    WIRTH MICHAEL K
    Chief Executive Officer
    $26.36M
    @ $160.13 · 2024-11-14
    GUSTAVSON JEFF B.
    Officer
    $600,878
    @ $160.23 · 2024-05-21
    KNOWLES ALANA K.
    Officer
    $462,000
    @ $165.00 · 2024-04-25
    KNOWLES ALANA K.
    Officer
    $448,252
    @ $160.09 · 2024-04-02
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

    🎭 Mr. Market's Mood

    Learn more →
    CL
    FearGreed
    😐Neutral(44/100)

    "Market is pricing this stock without strong emotion in either direction"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
    CVX
    FearGreed
    😏Greed(75/100)

    "Market is optimistic — be cautious and ensure you have a margin of safety"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    ⚖️ Buffett Signal

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    CL
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Neutral (44)
    CVX
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Greed (75)
    View CL Full AnalysisView CVX Full Analysis
    Colgate-Palmolive Company (CL) vs Chevron Corporation (CVX) Stock Comparison | SafetyMargin.io