Compare Stocks › CB vs TXN
Chubb Limited (CB) vs Texas Instruments Incorporated (TXN)
CB
Chubb Limited
$326.22
VS
TXN
Texas Instruments Incorporated
$280.95
Rewards
CB
- ★Chubb Limited scores 100/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
- ★Each dollar of retained earnings has created $2.32 of earning power — management is an exceptional capital allocator.
- ★FCF yield of 10.0% is historically attractive — the business generates significant cash relative to its price.
TXN
- ★Texas Instruments Incorporated has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
- ★Dividend yield of 2.02% with a consistent or growing payout over the past 4 years.
Risks
CB
- ⚠Altman Z-Score of 0.96 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠8 insider sales totaling $24.9M with no purchases in the past 3 months — insiders are reducing their exposure.
TXN
- ⚠FCF yield of 1.0% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠Trailing P/E of 48.0x is 77% above the historical average of 27.1x — the stock trades at a premium to its own history.
- ⚠18 insider sales totaling $79.2M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →CB
TXN
Valuation
$12.62B
Free Cash Flow
$2.60B
9.98%
FCF Yield
1.02%
11.54
Trailing P/E
48.03
11.15
Forward P/E
30.74
Quality & Moat
9.47%
ROIC
17.87%
12.90%
ROE
29.81%
31.00%
Gross Margin
57.32%
0.15
PEG Ratio
1.53
Balance Sheet Safety
0.31
Debt / Equity
0.84
N/A
Interest Coverage
N/A
1.22
Net Debt / EBITDA
1.03
1.19%
Dividend Yield
2.02%
CB: 6Ties: 1TXN: 5
CBTXN
Historical Fundamentals
Learn more →CB
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
TXN
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →CB
$1.26
created per $1 retained over 3 years
Value Creator
Σ Retained
$24.27B
Δ Market Cap
+$30.61B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
TXN
$3.91
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$1.96B
Δ Market Cap
+$7.67B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →CB
38.9% Margin of Safety
Price is 38.9% below estimated fair value
Current Price: $326.22
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $534.24
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
TXN
47.5% Overvalued
Price is 47.5% above estimated fair value
Current Price: $280.95
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $190.46
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →CB
What growth rate is the market pricing in at $326?
+2.8%
Market-Implied Owner Earnings Growth
Standard FCF implies +0.0%
The market implies +2.8% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +0.0%, reflecting heavy growth investment expected to generate future returns.
TXN
What growth rate is the market pricing in at $281?
+21.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +30.1%
The market implies +21.0% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +30.1%, reflecting heavy growth investment.
Economic Moat Score
Learn more →CB
100/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat driven primarily by revenue predictability. Reinvestment Efficiency is the area most vulnerable to competitive pressure.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
TXN
48/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with roic consistency as the key competitive advantage. Improving reinvestment efficiency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →CB
-2.47
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
TXN
-2.67
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →CB
Insiders 9.5%Institutions 82.9%Retail & Other 7.6%
No. of Institutional Holders2,645
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
TXN
Insiders 0.3%Institutions 90.9%Retail & Other 8.8%
No. of Institutional Holders3,157
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →CB
0
Buys (3M)
2
Buys (12M)
Total value (12M): $2.99M
CORBAT MICHAEL L
Director
$114,665
@ $269.80 · 2025-07-25
KEOGH JOHN W
President
$2.87M
@ $293.01 · 2025-06-06
Open market purchases · includes direct & indirect ownership · excludes option exercises
TXN
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →CB
8
Sells (3M)
18
Sells (12M)
Total value (12M): $69.56M
STEIMER OLIVIER
Director
$658,600
@ $329.30 · 2026-03-19
OHSIEK GEORGE F
Officer
$250,408
@ $325.21 · 2026-03-06
JOHNS BRYCE L
Officer
$504,925
@ $336.62 · 2026-03-04
WAYLAND JOSEPH F
General Counsel
$2.57M
@ $336.44 · 2026-03-03
OHSIEK GEORGE F
Officer
$1.67M
@ $325.43 · 2026-02-13
GREENBERG EVAN G
Chief Executive Officer
$5.00M
@ $335.09 · 2026-02-12
BOROUGHS TIMOTHY ALAN
Chief Investment Officer
$9.23M
@ $331.98 · 2026-02-06
GREENBERG EVAN G
Chief Executive Officer
$4.99M
@ $331.47 · 2026-02-05
ORTEGA JUAN LUIS
Officer
$1.29M
@ $295.04 · 2025-12-02
ORTEGA JUAN LUIS
Officer
$253,666
@ $293.59 · 2025-12-02
LUPICA JOHN J
Officer
$4.85M
@ $296.45 · 2025-11-14
WAYLAND JOSEPH F
General Counsel
$1.73M
@ $297.08 · 2025-11-13
LUPICA JOHN J
Officer
$6.66M
@ $281.00 · 2025-10-27
LUPICA JOHN J
Officer
$1.60M
@ $290.06 · 2025-07-01
ATIEH MICHAEL G
Director
$154,707
@ $287.56 · 2025-06-16
WAYLAND JOSEPH F
General Counsel
$1.54M
@ $293.16 · 2025-06-04
KEOGH JOHN W
President
$24.69M
@ $290.24 · 2025-05-21
ORTEGA JUAN LUIS
Officer
$1.90M
@ $292.13 · 2025-05-20
WAYLAND JOSEPH F
General Counsel
$3.61M
@ $294.82 · 2025-03-20
BOROUGHS TIMOTHY ALAN
Officer
$4.37M
@ $296.12 · 2025-03-18
OHSIEK GEORGE F
Officer
$221,583
@ $290.41 · 2025-03-14
WAYLAND JOSEPH F
General Counsel
$2.87M
@ $286.96 · 2025-03-04
OHSIEK GEORGE F
Officer
$269,503
@ $267.63 · 2025-02-11
GREENBERG EVAN G
Chief Executive Officer
$17.55M
@ $288.42 · 2024-09-09
WAYLAND JOSEPH F
General Counsel
$1.89M
@ $287.07 · 2024-09-05
ATIEH MICHAEL G
Director
$75,035
@ $287.49 · 2024-09-03
LUPICA JOHN J
Officer
$4.28M
@ $285.49 · 2024-09-03
ORTEGA JUAN LUIS
Officer
$1.07M
@ $273.06 · 2024-08-20
ENNS PETER C
Chief Financial Officer
$2.18M
@ $266.06 · 2024-06-20
ORTEGA JUAN LUIS
Officer
$626,352
@ $260.98 · 2024-06-06
ATIEH MICHAEL G
Director
$193,105
@ $269.70 · 2024-05-17
HAGAN ANNMARIE T
Officer
$403,365
@ $263.81 · 2024-05-16
KEOGH JOHN W
President
$8.75M
@ $251.98 · 2024-05-08
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
TXN
18
Sells (3M)
21
Sells (12M)
Total value (12M): $81.31M
GARY MARK
Officer
$3.82M
@ $279.25 · 2026-04-30
ROBERTS MARK T
Officer
$7.87M
@ $280.34 · 2026-04-30
YUNUS MOHAMMAD
Officer
$13.82M
@ $270.44 · 2026-04-29
KANE KATHARINE
General Counsel
$1.66M
@ $270.41 · 2026-04-27
BAHAI AHMAD
Officer
$982,359
@ $268.40 · 2026-04-27
RON AMICHAI
Officer
$5.00M
@ $272.43 · 2026-04-24
WITZSCHE CHRISTINE
Officer
$998,771
@ $275.52 · 2026-04-24
LEONARD SHANON J
Officer
$5.06M
@ $277.95 · 2026-04-24
LIZARDI RAFAEL R
Chief Financial Officer
$11.12M
@ $274.23 · 2026-04-24
BLUEDORN TODD M
Director
$1.18M
@ $274.25 · 2026-04-24
PATSLEY PAMELA H
Director
$1.19M
@ $276.11 · 2026-04-24
KOZANIAN HAGOP H
Officer
$1.55M
@ $225.95 · 2026-02-17
GARY MARK
Officer
$5.24M
@ $226.00 · 2026-02-11
BAHAI AHMAD
Officer
$1.50M
@ $230.79 · 2026-02-11
LIZARDI RAFAEL R
Chief Financial Officer
$15.88M
@ $221.73 · 2026-02-11
ROBERTS MARK T
Officer
$986,604
@ $221.16 · 2026-02-09
BAHAI AHMAD
Officer
$670,387
@ $223.46 · 2026-02-05
BLINN MARK A
Director
$696,647
@ $221.58 · 2026-02-05
KIRK RONALD
Director
$1.62M
@ $162.33 · 2025-11-24
WITZSCHE CHRISTINE
Officer
$164,306
@ $164.31 · 2025-11-13
BAHAI AHMAD
Officer
$308,030
@ $205.35 · 2025-08-25
TEMPLETON RICHARD K
Chairman of the Board
$19.85M
@ $195.41 · 2025-02-28
TEMPLETON RICHARD K
Chairman of the Board
$38.65M
@ $199.20 · 2025-02-26
TEMPLETON RICHARD K
Chairman of the Board
$39.32M
@ $202.70 · 2025-02-24
CLARK JANET F
Director
$1.23M
@ $203.62 · 2025-02-24
BLINN MARK A
Director
$1.17M
@ $189.89 · 2025-02-19
LEONARD SHANON J
Officer
$401,241
@ $186.62 · 2025-02-18
BLINN MARK A
Director
$106,617
@ $180.71 · 2025-02-04
KIRK RONALD
Director
$2.14M
@ $203.33 · 2024-11-25
GARY MARK
Officer
$3.49M
@ $219.82 · 2024-11-08
ILAN HAVIV
Chief Executive Officer
$2.88M
@ $219.30 · 2024-11-08
YUNUS MOHAMMAD
Officer
$1.81M
@ $216.94 · 2024-11-07
BAHAI AHMAD
Officer
$472,514
@ $217.25 · 2024-11-07
LIZARDI RAFAEL R
Chief Financial Officer
$10.19M
@ $217.16 · 2024-11-07
GARY MARK
Officer
$940,296
@ $214.83 · 2024-11-06
WITZSCHE CHRISTINE
Officer
$27,941
@ $211.67 · 2024-11-06
ILAN HAVIV
Chief Executive Officer
$5.29M
@ $211.50 · 2024-11-06
SANCHEZ ROBERT E
Director
$2.09M
@ $208.80 · 2024-10-25
RON AMICHAI
Officer
$2.76M
@ $213.72 · 2024-08-29
GARY MARK
Officer
$3.22M
@ $212.63 · 2024-08-29
ROBERTS MARK T
Officer
$1.00M
@ $213.08 · 2024-08-29
PATSLEY PAMELA H
Director
$1.29M
@ $212.43 · 2024-08-29
BAHAI AHMAD
Officer
$892,427
@ $209.98 · 2024-08-27
YUNUS MOHAMMAD
Officer
$789,215
@ $208.90 · 2024-08-26
ILAN HAVIV
Chief Executive Officer
$251,324
@ $209.44 · 2024-08-26
GARY MARK
Officer
$939,037
@ $207.20 · 2024-08-23
KNECHT JULIE C.
Officer
$1.63M
@ $209.49 · 2024-08-23
LEONARD SHANON J
Officer
$588,301
@ $208.91 · 2024-08-23
HOBBY JEAN M
Director
$4.37M
@ $205.71 · 2024-08-22
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →CB
😏Greed(62/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
TXN
😏Greed(69/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →CB
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (62)
TXN
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (69)