Compare StocksBRK-B vs XYZ

Berkshire Hathaway Inc. (BRK-B) vs Block, Inc. (XYZ)

BRK-B
Berkshire Hathaway Inc.
$473.01
VS
XYZ
Block, Inc.
$71.81

Rewards

BRK-B
  • Each dollar of retained earnings has created $3.95 of earning power — management is an exceptional capital allocator.
  • PEG ratio of 0.13 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.
  • Net debt/EBITDA of -2.3x means the company holds more cash than debt — a net cash position.
XYZ
  • Free cash flow has grown at a 681.1% CAGR over the past 4 years, demonstrating strong earnings power growth.
  • Each dollar of retained earnings has created $4.87 of earning power — management is an exceptional capital allocator.
  • Management has timed buybacks well — 2 out of 3 years showed value-accretive repurchases.

Risks

BRK-B
  • FCF yield of 6.0% suggests reasonable valuation assuming continued moderate growth.
  • Trailing P/E of 15.2x is 72% above the historical average of 8.9x — the stock trades at a premium to its own history.
XYZ
  • Despite buyback spending, shares outstanding increased in 2 out of 3 years — stock-based compensation is offsetting repurchases.
  • 6 insider sales totaling $3.4M with no purchases in the past 3 months — insiders are reducing their exposure.

Key Valuation Metrics

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BRK-B
XYZ
Valuation
$61.23B
Free Cash Flow
$-1.03B
6.00%
FCF Yield
-2.42%
15.24
Trailing P/E
34.20
21.95
Forward P/E
14.96
Quality & Moat
4.96%
ROIC
4.89%
9.18%
ROE
5.89%
27.78%
Gross Margin
43.06%
0.13
PEG Ratio
0.82
Balance Sheet Safety
0.18
Debt / Equity
0.40
N/A
Interest Coverage
N/A
-2.28
Net Debt / EBITDA
0.86
N/A
Dividend Yield
N/A
BRK-B: 7Ties: 2XYZ: 2
BRK-BXYZ

Historical Fundamentals

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BRK-B

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

XYZ

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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BRK-B
$1.66
created per $1 retained over 3 years
Value Creator
Σ Retained
$252.19B
Δ Market Cap
+$417.89B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
XYZ
$0.35
created per $1 retained over 3 years
Value Destroyer
Σ Retained
$4.21B
Δ Market Cap
+$1.48B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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BRK-B
31.0% Margin of Safety
Price is 31.0% below estimated fair value
Current Price: $473.01
Fair Value: $685.41
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
XYZ
54.1% Margin of Safety
Price is 54.1% below estimated fair value
Current Price: $71.81
Fair Value: $156.38
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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BRK-B

What growth rate is the market pricing in at $473?

-0.3%
Market-Implied Owner Earnings Growth
Standard FCF implies +1.0%

The market implies -0.3% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +1.0%, reflecting heavy growth investment.

XYZ

Requires positive FCF to compute implied growth rate.

Economic Moat Score

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BRK-B
40/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with reinvestment efficiency as the key competitive advantage. Improving revenue predictability would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
XYZ
40/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with reinvestment efficiency as the key competitive advantage. Improving roic consistency would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.

Forensic Accounting

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BRK-B
-2.41
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
XYZ
-2.62
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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BRK-B
Insiders 0.3%Institutions 66.2%Retail & Other 33.6%
No. of Institutional Holders5,818
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
XYZ
Insiders 1.4%Institutions 83.8%Retail & Other 14.8%
No. of Institutional Holders1,423
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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BRK-B
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
XYZ
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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BRK-B
0
Sells (3M)
0
Sells (12M)
No open market insider sales found.
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
XYZ
6
Sells (3M)
56
Sells (12M)
Total value (12M): $22.48M
AHUJA AMRITA
Chief Operating Officer
$2.32M
@ $75.00 · 2026-04-21
ESPERANZA CHRISTINEGRACE GANAL
Officer
$225,000
@ $75.00 · 2026-04-21
GRASSADONIA BRIAN
Officer
$106,582
@ $60.25 · 2026-04-06
JENNINGS OWEN BRITTON
Officer
$8,013
@ $60.25 · 2026-04-06
JENNINGS OWEN BRITTON
Officer
$225,423
@ $63.41 · 2026-03-03
GRASSADONIA BRIAN
Officer
$517,450
@ $50.00 · 2026-02-24
GRASSADONIA BRIAN
Officer
$202,286
@ $66.96 · 2026-01-06
AHUJA AMRITA
Chief Operating Officer
$70,442
@ $63.98 · 2026-01-02
ESPERANZA CHRISTINEGRACE GANAL
Officer
$21,177
@ $63.98 · 2026-01-02
JENNINGS OWEN BRITTON
Officer
$52,592
@ $63.98 · 2026-01-02
DALE AJMERE SINGH
Officer
$76,354
@ $65.09 · 2026-01-02
GRASSADONIA BRIAN
Officer
$897,596
@ $61.71 · 2025-11-24
ESPERANZA CHRISTINEGRACE GANAL
Officer
$221,531
@ $61.40 · 2025-11-21
JENNINGS OWEN BRITTON
Officer
$639,604
@ $61.40 · 2025-11-21
WEBER ARNAUD
Officer
$435,633
@ $61.40 · 2025-11-21
AHUJA AMRITA
Chief Operating Officer
$611,483
@ $61.40 · 2025-11-21
DALE AJMERE SINGH
Officer
$167,254
@ $61.40 · 2025-11-21
GRASSADONIA BRIAN
Officer
$2.81M
@ $80.00 · 2025-10-08
DALE AJMERE SINGH
Officer
$60,000
@ $80.00 · 2025-10-08
GRASSADONIA BRIAN
Officer
$229,104
@ $75.84 · 2025-10-03
AHUJA AMRITA
Chief Operating Officer
$198,871
@ $75.70 · 2025-10-03
ESPERANZA CHRISTINEGRACE GANAL
Officer
$30,357
@ $74.77 · 2025-10-02
JENNINGS OWEN BRITTON
Officer
$78,508
@ $74.77 · 2025-10-02
DALE AJMERE SINGH
Officer
$93,045
@ $73.26 · 2025-10-02
AHUJA AMRITA
Chief Operating Officer
$493,575
@ $75.00 · 2025-09-16
GRASSADONIA BRIAN
Officer
$744,102
@ $76.24 · 2025-09-02
DALE AJMERE SINGH
Officer
$291,556
@ $74.60 · 2025-08-25
JENNINGS OWEN BRITTON
Officer
$1.39M
@ $73.50 · 2025-08-22
AHUJA AMRITA
Chief Operating Officer
$1.20M
@ $73.90 · 2025-08-22
GRASSADONIA BRIAN
Officer
$473,238
@ $73.20 · 2025-08-21
ESPERANZA CHRISTINEGRACE GANAL
Officer
$264,179
@ $73.20 · 2025-08-21
PRASANNA DHANANJAY
Officer
$417,181
@ $73.72 · 2025-08-21
PRASANNA DHANANJAY
Officer
$274,284
@ $76.19 · 2025-08-15
PRASANNA DHANANJAY
Officer
$32,796
@ $81.99 · 2025-08-08
PRASANNA DHANANJAY
Chief Technology Officer
$269,748
@ $74.93 · 2025-08-01
PRASANNA DHANANJAY
Officer
$64,000
@ $80.00 · 2025-07-23
DALE AJMERE SINGH
Officer
$40,000
@ $80.00 · 2025-07-23
JENNINGS OWEN BRITTON
Officer
$313,850
@ $78.60 · 2025-07-21
AHUJA AMRITA
Chief Operating Officer
$1.29M
@ $78.60 · 2025-07-21
PRASANNA DHANANJAY
Officer
$246,568
@ $68.49 · 2025-07-17
GRASSADONIA BRIAN
Officer
$92,947
@ $69.26 · 2025-07-02
ESPERANZA CHRISTINEGRACE GANAL
Officer
$28,120
@ $69.26 · 2025-07-02
PRASANNA DHANANJAY
Officer
$407,048
@ $67.84 · 2025-07-02
JENNINGS OWEN BRITTON
Officer
$72,723
@ $69.26 · 2025-07-02
AHUJA AMRITA
Chief Operating Officer
$93,570
@ $69.26 · 2025-07-02
DALE AJMERE SINGH
Officer
$25,349
@ $69.26 · 2025-07-02
PRASANNA DHANANJAY
Officer
$177,828
@ $63.51 · 2025-06-16
JENNINGS OWEN BRITTON
Officer
$142,025
@ $65.00 · 2025-06-06
PRASANNA DHANANJAY
Officer
$169,568
@ $60.56 · 2025-06-02
PRASANNA DHANANJAY
Officer
$695,039
@ $61.41 · 2025-05-27
JENNINGS OWEN BRITTON
Officer
$852,216
@ $56.30 · 2025-05-22
AHUJA AMRITA
Chief Operating Officer
$564,013
@ $56.39 · 2025-05-21
GRASSADONIA BRIAN
Officer
$366,197
@ $56.39 · 2025-05-21
ESPERANZA CHRISTINEGRACE GANAL
Officer
$169,678
@ $56.39 · 2025-05-21
DALE AJMERE SINGH
Officer
$108,720
@ $56.39 · 2025-05-21
ESPERANZA CHRISTINEGRACE GANAL
Officer
$412,500
@ $55.00 · 2025-05-12
AHUJA AMRITA
Chief Operating Officer
$111,031
@ $56.19 · 2025-04-02
GRASSADONIA BRIAN
Officer
$105,918
@ $56.19 · 2025-04-02
ESPERANZA CHRISTINEGRACE GANAL
Officer
$20,509
@ $56.19 · 2025-04-02
JENNINGS OWEN BRITTON
Officer
$70,968
@ $56.19 · 2025-04-02
DALE AJMERE SINGH
Officer
$53,874
@ $55.31 · 2025-04-02
GRASSADONIA BRIAN
Officer
$539,083
@ $69.35 · 2025-02-24
JENNINGS OWEN BRITTON
Officer
$851,111
@ $69.30 · 2025-02-24
AHUJA AMRITA
Chief Operating Officer
$446,180
@ $70.32 · 2025-02-21
ESPERANZA CHRISTINEGRACE GANAL
Officer
$114,411
@ $70.32 · 2025-02-21
DALE AJMERE SINGH
Officer
$103,159
@ $70.32 · 2025-02-21
GRASSADONIA BRIAN
Officer
$378,855
@ $89.44 · 2025-01-03
ESPERANZA CHRISTINEGRACE GANAL
Officer
$36,165
@ $86.52 · 2025-01-02
JENNINGS OWEN BRITTON
Officer
$253,486
@ $89.38 · 2025-01-02
AHUJA AMRITA
Chief Operating Officer
$129,953
@ $86.52 · 2025-01-02
DALE AJMERE SINGH
Officer
$177,252
@ $86.72 · 2025-01-02
ESPERANZA CHRISTINEGRACE GANAL
Officer
$272,175
@ $95.00 · 2024-12-02
GRASSADONIA BRIAN
Officer
$1.06M
@ $91.49 · 2024-11-22
AHUJA AMRITA
Chief Operating Officer
$910,434
@ $91.71 · 2024-11-22
ESPERANZA CHRISTINEGRACE GANAL
Officer
$179,294
@ $91.43 · 2024-11-21
DALE AJMERE SINGH
Officer
$162,837
@ $91.43 · 2024-11-21
GRASSADONIA BRIAN
Officer
$28,531
@ $83.67 · 2024-11-18
ESPERANZA CHRISTINEGRACE GANAL
Officer
$61,830
@ $90.00 · 2024-11-18
ESPERANZA CHRISTINEGRACE GANAL
Officer
$480,135
@ $82.45 · 2024-11-12
DALE AJMERE SINGH
Officer
$165,000
@ $82.50 · 2024-11-12
ESPERANZA CHRISTINEGRACE GANAL
Officer
$225,600
@ $75.20 · 2024-11-06
GRASSADONIA BRIAN
Officer
$274,613
@ $64.84 · 2024-10-03
AHUJA AMRITA
Chief Operating Officer
$509,202
@ $65.26 · 2024-10-03
ESPERANZA CHRISTINEGRACE GANAL
Officer
$33,752
@ $65.41 · 2024-10-02
DALE AJMERE SINGH
Officer
$77,259
@ $66.09 · 2024-10-02
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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BRK-B
FearGreed
😐Neutral(52/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
XYZ
FearGreed
😐Neutral(59/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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BRK-B
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (52)
XYZ
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (59)
View BRK-B Full AnalysisView XYZ Full Analysis
BRK-B vs XYZ: Which Is the Better Buy? | SafetyMargin.io