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Compare Stocks › BRK-B vs HBAN

Berkshire Hathaway Inc. (BRK-B) vs Huntington Bancshares Incorporated (HBAN)

BRK-B
Berkshire Hathaway Inc.
$481.48
VS
HBAN
Huntington Bancshares Incorporated
$15.17

Rewards

BRK-B
  • ★Each dollar of retained earnings has created $1.66 of market value — management is creating shareholder value.
  • ★Net debt/EBITDA of -2.2x means the company holds more cash than debt — a net cash position.
HBAN
  • ★Share count has been reduced by 23% over the past 5 years through buybacks, increasing each share's claim on earnings.
  • ★Each dollar of retained earnings has created $2.28 of market value — management is an exceptional capital allocator.

Risks

BRK-B
  • ⚠Berkshire Hathaway Inc. scores only 16/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
  • ⚠Trailing P/E of 15.5x is 75% above the historical average of 8.9x — the stock trades at a premium to its own history.
HBAN
  • ⚠Gross margin of 0.0% is low, suggesting a competitive or commodity-like market with limited pricing power.
  • ⚠Despite buyback spending, shares outstanding increased in 2 out of 2 years — stock-based compensation is offsetting repurchases.
  • ⚠Altman Z-Score of 0.16 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.

Key Valuation Metrics

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BRK-B
HBAN
Valuation
$36.80B
Free Cash Flow
N/A
3.54%
FCF Yield
N/A
15.50
Trailing P/E
10.91
22.11
Forward P/E
7.94
Quality & Moat
11.31%
ROIC
12.54%
9.30%
ROE
N/A
26.15%
Gross Margin
0.00%
N/A
PEG Ratio
N/A
Balance Sheet Safety
0.19
Debt / Equity
N/A
N/A
Interest Coverage
N/A
-2.15
Net Debt / EBITDA
N/A
N/A
Dividend Yield
4.09%
BRK-B: 1Ties: 1HBAN: 3
BRK-BHBAN

Historical Fundamentals

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BRK-B

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

HBAN

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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BRK-B
$1.66
created per $1 retained over 3 years
Value Creator
Σ Retained
$252.19B
Δ Market Cap
+$417.98B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
HBAN
$2.28
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$3.01B
Δ Market Cap
+$6.85B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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BRK-B
31.1% Margin of Safety
Price is 31.1% below estimated fair value
Current Price: $481.48
Fair Value: $699.14
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
HBAN
60.1% Margin of Safety
Price is 60.1% below estimated fair value
Current Price: $15.17
Fair Value: $38.02
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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BRK-B

What growth rate is the market pricing in at $481?

+0.7%
Market-Implied Owner Earnings Growth
Standard FCF implies +8.8%

The market implies +0.7% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +8.8%, reflecting heavy growth investment.

HBAN

Requires positive FCF to compute implied growth rate.

Economic Moat Score

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BRK-B
16/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
HBAN
36/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.

Forensic Accounting

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BRK-B
-2.41
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
HBAN
-2.40
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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BRK-B
Insiders 0.3%Institutions 66.2%Retail & Other 33.5%
No. of Institutional Holders5,852
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
HBAN
Insiders 0.8%Institutions 72.3%Retail & Other 26.9%
No. of Institutional Holders1,438
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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BRK-B
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
HBAN
2
Buys (3M)
3
Buys (12M)
Total value (12M): $852,415
STEINOUR STEPHEN D
Chief Executive Officer
$499,971
@ $15.49 · 2026-03-12
TORGOW GARY
Director
$252,902
@ $17.81 · 2026-02-19
INGLIS JOHN C
Director
$99,542
@ $15.30 · 2025-11-04
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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BRK-B
0
Sells (3M)
0
Sells (12M)
No open market insider sales found.
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
HBAN
5
Sells (3M)
12
Sells (12M)
Total value (12M): $4.76M
NATERI PRASHANT
Chief Operating Officer
$157,648
@ $15.50 · 2026-03-12
KLEINMAN SCOTT D
Officer
$1.00M
@ $15.28 · 2026-03-12
LAWLOR BRENDAN A
Officer
$330,426
@ $18.93 · 2026-02-10
STANDRIDGE BRANTLEY J
Officer
$111,557
@ $19.13 · 2026-02-04
DHINGRA AMIT
Officer
$185,000
@ $18.50 · 2026-01-08
KOWALSKI KENDALL A
Chief Technology Officer
$71,920
@ $17.86 · 2025-12-12
HINGST MARCY C
General Counsel
$230,976
@ $18.00 · 2025-12-11
HOUSTON HELGA S
Officer
$993,348
@ $15.38 · 2025-11-21
HINGST MARCY C
General Counsel
$100,410
@ $15.65 · 2025-11-14
HINGST MARCY C
General Counsel
$739,800
@ $18.00 · 2025-09-05
HINGST MARCY C
General Counsel
$216,323
@ $15.79 · 2025-06-13
HOUSTON HELGA S
Officer
$623,402
@ $14.72 · 2025-05-01
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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BRK-B
FearGreed
😐Neutral(48/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
HBAN
FearGreed
😨Fear(39/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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BRK-B
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (48)
HBAN
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (39)
View BRK-B Full AnalysisView HBAN Full Analysis