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Compare Stocks › BRK-B vs FITB

Berkshire Hathaway Inc. (BRK-B) vs Fifth Third Bancorp (FITB)

BRK-B
Berkshire Hathaway Inc.
$473.01
VS
FITB
Fifth Third Bancorp
$50.44

Rewards

BRK-B
  • ★Each dollar of retained earnings has created $3.95 of earning power — management is an exceptional capital allocator.
  • ★PEG ratio of 0.13 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.
  • ★Net debt/EBITDA of -2.3x means the company holds more cash than debt — a net cash position.
FITB
  • ★Fifth Third Bancorp scores 84/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.

Risks

BRK-B
  • ⚠FCF yield of 6.0% suggests reasonable valuation assuming continued moderate growth.
  • ⚠Trailing P/E of 15.2x is 72% above the historical average of 8.9x — the stock trades at a premium to its own history.
FITB
  • ⚠Gross margin of 0.0% is low, suggesting a competitive or commodity-like market with limited pricing power.
  • ⚠Each dollar of retained earnings has produced only $0.22 of earning power — shareholders may have been better served by dividends.
  • ⚠Trailing P/E of 17.0x is 45% above the historical average of 11.7x — the stock trades at a premium to its own history.

Key Valuation Metrics

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BRK-B
FITB
Valuation
$61.23B
Free Cash Flow
N/A
6.00%
FCF Yield
N/A
15.24
Trailing P/E
16.98
21.95
Forward P/E
10.28
Quality & Moat
4.96%
ROIC
2.82%
9.18%
ROE
N/A
27.78%
Gross Margin
0.00%
0.13
PEG Ratio
1.92
Balance Sheet Safety
0.18
Debt / Equity
N/A
N/A
Interest Coverage
N/A
-2.28
Net Debt / EBITDA
N/A
N/A
Dividend Yield
3.17%
BRK-B: 4Ties: 1FITB: 1
BRK-BFITB

Historical Fundamentals

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BRK-B

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

FITB

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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BRK-B
$1.66
created per $1 retained over 3 years
Value Creator
Σ Retained
$252.19B
Δ Market Cap
+$417.89B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
FITB
$2.25
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$3.79B
Δ Market Cap
+$8.53B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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BRK-B
31.0% Margin of Safety
Price is 31.0% below estimated fair value
Current Price: $473.01
Fair Value: $685.41
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
FITB
50.2% Margin of Safety
Price is 50.2% below estimated fair value
Current Price: $50.44
Fair Value: $101.37
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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BRK-B

What growth rate is the market pricing in at $473?

-0.3%
Market-Implied Owner Earnings Growth
Standard FCF implies +1.0%

The market implies -0.3% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +1.0%, reflecting heavy growth investment.

FITB

Requires positive FCF to compute implied growth rate.

Economic Moat Score

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BRK-B
40/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with reinvestment efficiency as the key competitive advantage. Improving revenue predictability would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
FITB
84/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None

Wide moat driven primarily by revenue predictability. Margin Stability is the area most vulnerable to competitive pressure.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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BRK-B
-2.41
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
FITB
-2.41
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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BRK-B
Insiders 0.3%Institutions 66.2%Retail & Other 33.6%
No. of Institutional Holders5,818
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
FITB
Insiders 0.4%Institutions 70.8%Retail & Other 28.8%
No. of Institutional Holders1,515
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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BRK-B
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
FITB
0
Buys (3M)
1
Buys (12M)
Total value (12M): $123,650
BAYH B EVAN III
Director
$123,650
@ $41.22 · 2025-10-20
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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BRK-B
0
Sells (3M)
0
Sells (12M)
No open market insider sales found.
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
FITB
4
Sells (3M)
6
Sells (12M)
Total value (12M): $2.96M
SEFZIK PETER L
Officer
$1.01M
@ $50.46 · 2026-04-28
KHANNA KEVIN J
Officer
$304,630
@ $50.77 · 2026-04-20
SCHRAMM JUDE
Chief Technology Officer
$757,515
@ $50.85 · 2026-02-24
SPENCE TIMOTHY
Chief Executive Officer
$184,868
@ $54.05 · 2026-02-18
SCHRAMM JUDE
Chief Technology Officer
$109,125
@ $48.50 · 2025-12-11
KHANNA KEVIN J
Officer
$597,426
@ $42.67 · 2025-08-15
LAVENDER KEVIN P
Officer
$945,100
@ $43.55 · 2025-02-20
GIBSON KALA
Officer
$392,712
@ $43.64 · 2025-02-20
LEONARD JAMES C
Chief Operating Officer
$761,279
@ $44.26 · 2025-02-19
SPENCE TIMOTHY
Chief Executive Officer
$346,979
@ $44.10 · 2025-02-18
SHAFFER ROBERT P
Officer
$1.22M
@ $48.65 · 2024-11-25
GARRETT KRISTINE R
Officer
$327,526
@ $43.67 · 2024-10-28
GARRETT KRISTINE R
Officer
$296,213
@ $41.72 · 2024-09-09
SCHRAMM JUDE
Chief Technology Officer
$840,055
@ $42.00 · 2024-08-26
ZAUNBRECHER SUSAN B
Officer
$117,119
@ $41.21 · 2024-07-24
LAVENDER KEVIN P
Officer
$835,369
@ $41.77 · 2024-07-24
SCHRAMM JUDE
Chief Technology Officer
$100,000
@ $40.00 · 2024-07-16
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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BRK-B
FearGreed
😐Neutral(52/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
FITB
FearGreed
😐Neutral(60/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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BRK-B
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (52)
FITB
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (60)
View BRK-B Full AnalysisView FITB Full Analysis