Compare Stocks › BAC vs RSG

Bank of America Corporation (BAC) vs Republic Services, Inc. (RSG): Which Is the Better Buy in 2026?

As of 2026-09-17, BAC is undervalued at $58, with a DCF intrinsic value of $142 and a margin of safety of 59%. RSG is overvalued at $219, with an intrinsic value of $136 and a margin of safety of -61%. Of the two, BAC has the wider margin of safety.

BAC

Bank of America Corporation

$58.11

RSG

Republic Services, Inc.

$218.68

Rewards

BAC

★Bank of America Corporation scores 100/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
★PEG ratio of 0.90 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.

RSG

★Republic Services, Inc. scores 89/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
★Free cash flow has grown at a 11.5% CAGR over the past 4 years, demonstrating strong earnings power growth.
★Each dollar of retained earnings has created $2.00 of earning power — management is creating shareholder value.

Risks

BAC

⚠Gross margin of 0.0% is low, suggesting a competitive or commodity-like market with limited pricing power.
⚠Altman Z-Score of 0.22 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.

RSG

⚠FCF yield of 2.9% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
⚠PEG ratio of 2.91 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.

Key Valuation Metrics

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BAC

RSG

Valuation

N/A

Free Cash Flow

$1.94B

N/A

FCF Yield

2.90%

13.42

Trailing P/E

30.97

10.98

Forward P/E

27.13

Quality & Moat

4.37%

ROIC

10.35%

11.20%

ROE

18.15%

0.00%

Gross Margin

43.04%

0.90

PEG Ratio

2.91

Balance Sheet Safety

N/A

Net Debt / Equity

1.18

N/A

Interest Coverage

N/A

Net Debt / EBITDA

2.70

2.21%

Dividend Yield

1.22%

BAC: 4Ties: 1RSG: 3

BACRSG

Historical Fundamentals

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BAC

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

RSG

$1 Retained Earnings Test

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BAC

$2.37

created per $1 retained over 3 years

Exceptional Value Creator

Σ Retained

$55.63B

Δ Market Cap

+$131.83B

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

RSG

$6.36

created per $1 retained over 3 years

Exceptional Value Creator

Σ Retained

$3.85B

Δ Market Cap

+$24.50B

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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BAC

59.1% Margin of Safety

Price is 59.1% below estimated fair value

Current Price: $58.11

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Fair Value: $142.10

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

RSG

60.7% Overvalued

Price is 60.7% above estimated fair value

Current Price: $218.68

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Fair Value: $136.11

Strongly undervalued

Undervalued

Fairly valued

Overvalued

Strongly overvalued

Reverse DCF — Market-Implied Growth

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BAC

Requires positive FCF to compute implied growth rate.

RSG

What growth rate is the market pricing in at $219?

+16.2%

Market-Implied Owner Earnings Growth

Standard FCF implies +17.7%

The market implies +16.2% Owner Earnings growth, roughly in line with history — reasonably priced.

Standard FCF implies +17.7%, reflecting ongoing growth investment.

Economic Moat Score

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BAC

100/100

Wide Moat

70+ Wide · 40-69 Narrow · <40 None

Wide moat driven primarily by revenue predictability. Reinvestment Efficiency is the area most vulnerable to competitive pressure.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

RSG

89/100

Wide Moat

70+ Wide · 40-69 Narrow · <40 None

Wide moat with strength across all dimensions. Revenue Predictability is the standout factor.

Forensic Accounting

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BAC

-2.31

Unlikely Manipulator

Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

RSG

-2.74

Unlikely Manipulator

Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Ownership Breakdown

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BAC

Insiders 7.0%Institutions 71.3%Retail & Other 21.7%

No. of Institutional Holders4,542

High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

RSG

Insiders 0.2%Institutions 98.9%Retail & Other 0.9%

No. of Institutional Holders1,821

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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BAC

Buys (3M)

Buys (12M)

No open market insider purchases found.

Open market purchases · includes direct & indirect ownership · excludes option exercises

RSG

Buys (3M)

Buys (12M)

Total value (12M): $1.58B

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$129.31M

@ $222.63 · 2026-09-11

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$159.59M

@ $221.41 · 2026-09-09

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$164.70M

@ $223.99 · 2026-09-04

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$119.10M

@ $223.04 · 2026-09-02

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$122.37M

@ $221.52 · 2026-08-31

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$123.51M

@ $220.52 · 2026-08-27

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$127.03M

@ $222.42 · 2026-08-25

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$88.18M

@ $220.30 · 2026-08-21

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$83.40M

@ $220.08 · 2026-08-19

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$76.64M

@ $215.26 · 2026-08-17

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$78.33M

@ $215.81 · 2026-08-13

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$108.15M

@ $215.57 · 2026-08-11

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$101.84M

@ $208.69 · 2026-05-18

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$100.53M

@ $201.40 · 2026-05-13

WEYMOUTH KATHARINE B

Director

$100,122

@ $209.46 · 2025-12-09

CASCADE INVESTMENT, L.L.C.

Beneficial Owner of more than 10% of a Class of Security

$1.00M

@ $234.91 · 2025-08-19

Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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BAC

Sells (3M)

Sells (12M)

Total value (12M): $20.17M

MENSAH BERNARD AMPONSAH

Officer

$4.41M

@ $46.94 · 2026-03-12

BRONSTEIN SHERI B

Officer

$2.99M

@ $49.91 · 2026-03-05

SCRIVENER THOMAS M

Officer

$2.49M

@ $49.82 · 2026-03-05

ATHANASIA DEAN C

President

$6.86M

@ $50.21 · 2026-03-03

BORTHWICK ALASTAIR M.

Chief Financial Officer

$3.42M

@ $50.24 · 2026-02-27

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

RSG

Sells (3M)

Sells (12M)

Total value (12M): $77,877

CARLSEN ELYSE

Officer

$77,877

@ $216.32 · 2026-05-19

BRUMMER GREGG

Chief Operating Officer

$1.72M

@ $233.94 · 2025-08-22

CARLSEN ELYSE

Officer

$59,495

@ $253.17 · 2025-06-05

RICHARDSON LARSON

Officer

$525,954

@ $239.07 · 2025-03-03

BRUMMER GREGG

Chief Operating Officer

$1.44M

@ $228.20 · 2025-02-19

WEYMOUTH KATHARINE B

Director

$400,187

@ $215.27 · 2024-12-05

DELGHIACCIO BRIAN M

Chief Financial Officer

$1.07M

@ $210.02 · 2024-11-19

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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BAC

😐Neutral(54/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

RSG

😐Neutral(59/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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BAC

⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (54)

RSG

⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (59)

View BAC Full Analysis View RSG Full Analysis

Frequently Asked Questions: BAC vs RSG

Is Bank of America Corporation or Republic Services, Inc. more undervalued in 2026?▼

Based on our discounted cash flow model, BAC trades at a 59.1% margin of safety (intrinsic value $142 vs. price $58), compared to RSG's -60.7% margin of safety (intrinsic $136 vs. $219).

Which stock has a wider economic moat, Bank of America Corporation or Republic Services, Inc.?▼

BAC scores 100/100 (Wide moat), while RSG scores 89/100 (Wide moat). The moat score measures competitive advantage durability across ROIC consistency, margin stability, revenue predictability, and reinvestment efficiency.

Is Bank of America Corporation in financial distress?▼

BAC's Altman Z-Score of 0.2 places it in the Distress zone, signaling elevated bankruptcy risk. RSG scores 3.0 (Grey zone). The Altman Z-Score is a five-factor model that predicts insolvency within two years; scores below 1.81 indicate significant distress.

Which stock has higher return on invested capital, Bank of America Corporation or Republic Services, Inc.?▼

RSG earns 10.4% ROIC versus BAC's 4.4%. A higher ROIC means the company generates more profit per dollar of capital employed, a hallmark of durable competitive advantage in Buffett-style analysis.

Which dividend is safer, Bank of America Corporation's or Republic Services, Inc.'s?▼

RSG's dividend earns a safety score of 94/100 (Very Safe), compared to BAC's 79/100 (Safe). RSG has raised its dividend for 3 consecutive years.