Compare Stocks › AXP vs NEM
American Express Company (AXP) vs Newmont Corporation (NEM)
AXP
American Express Company
$294.93
VS
NEM
Newmont Corporation
$99.20
Rewards
AXP
- ★Gross margin of 63.5% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
- ★Each dollar of retained earnings has created $6.18 of market value — management is an exceptional capital allocator.
NEM
- ★Gross margin of 63.2% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Free cash flow has grown at a 88.5% CAGR over the past 4 years, demonstrating strong earnings power growth.
- ★Each dollar of retained earnings has created $16.69 of market value — management is an exceptional capital allocator.
Risks
AXP
- ⚠Altman Z-Score of 0.93 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠7 insider sales totaling $36.4M with no purchases in the past 3 months — insiders are reducing their exposure.
- ⚠Free cash flow has declined at a 5.9% CAGR over the past 4 years — a concerning trend.
NEM
- ⚠Share count has increased by 37% over the past 4 years, diluting existing shareholders.
- ⚠20 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
Key Valuation Metrics
Learn more →AXP
NEM
Valuation
N/A
Free Cash Flow
$9.50B
N/A
FCF Yield
8.77%
19.19
Trailing P/E
15.52
14.64
Forward P/E
8.77
Quality & Moat
9.49%
ROIC
26.19%
31.97%
ROE
20.81%
63.47%
Gross Margin
63.24%
1.16
PEG Ratio
N/A
Balance Sheet Safety
1.91
Debt / Equity
0.17
N/A
Interest Coverage
N/A
N/A
Net Debt / EBITDA
-0.18
1.29%
Dividend Yield
1.05%
AXP: 2Ties: 2NEM: 4
AXPNEM
Historical Fundamentals
Learn more →AXP
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
NEM
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →AXP
$6.18
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$23.29B
Δ Market Cap
+$144.01B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
NEM
$16.69
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$4.27B
Δ Market Cap
+$71.31B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →AXP
38.6% Margin of Safety
Price is 38.6% below estimated fair value
Current Price: $294.93
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $480.21
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
NEM
57.0% Margin of Safety
Price is 57.0% below estimated fair value
Current Price: $99.20
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $230.46
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →AXP
Requires positive FCF to compute implied growth rate.
NEM
What growth rate is the market pricing in at $99?
+3.7%
Market-Implied Owner Earnings Growth
Standard FCF implies -0.3%
The market implies +3.7% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding -0.3%, reflecting heavy growth investment expected to generate future returns.
Economic Moat Score
Learn more →AXP
40/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving margin stability would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
NEM
31/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though reinvestment efficiency shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →AXP
-2.51
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
NEM
-2.68
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →AXP
Insiders 22.2%Institutions 64.8%Retail & Other 12.9%
No. of Institutional Holders3,749
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
NEM
Insiders 0.3%Institutions 80.9%Retail & Other 18.8%
No. of Institutional Holders2,403
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →AXP
0
Buys (3M)
1
Buys (12M)
Total value (12M): $4,054
JOABAR RAYMOND D
Officer
$4,054
@ $176.26 · 2025-04-09
ANGELAKIS MICHAEL J
Director
$998,593
@ $269.89 · 2025-03-07
Open market purchases · includes direct & indirect ownership · excludes option exercises
NEM
0
Buys (3M)
0
Buys (12M)
CONGER HARRY M IV
Director
$400,335
@ $42.15 · 2024-11-27
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →AXP
7
Sells (3M)
20
Sells (12M)
Total value (12M): $152.65M
LIEBERMAN QUINN JESSICA
Officer
$909,661
@ $300.02 · 2026-03-06
JOABAR RAYMOND D
Officer
$4.77M
@ $340.67 · 2026-02-19
GROSFIELD HOWARD M
Officer
$2.82M
@ $346.73 · 2026-02-12
RADHAKRISHNAN RAVIKUMAR S
Chief Technology Officer
$5.35M
@ $356.58 · 2026-02-09
SEEGER LAUREEN E
Officer
$4.60M
@ $360.99 · 2026-02-09
MARRS ANNA
Officer
$9.60M
@ $350.01 · 2026-02-05
PICKETT DENISE
Officer
$8.35M
@ $356.91 · 2026-02-05
JOABAR RAYMOND D
Officer
$538,902
@ $384.93 · 2025-12-12
RUTLEDGE ELIZABETH
Officer
$18.01M
@ $360.21 · 2025-10-31
TABISH DOUGLAS J
Officer
$894,359
@ $355.61 · 2025-10-23
PICKETT DENISE
Officer
$1.75M
@ $350.73 · 2025-10-22
SQUERI STEPHEN J
Chief Executive Officer
$37.03M
@ $329.86 · 2025-09-04
HERENA MONIQUE
Officer
$2.83M
@ $325.88 · 2025-09-03
BUCKMINSTER DOUGLAS E
Officer
$7.67M
@ $326.37 · 2025-09-02
SEEGER LAUREEN E
Officer
$23.37M
@ $296.90 · 2025-08-06
MCNEAL GLENDA G
Officer
$15.47M
@ $309.50 · 2025-07-29
MARRS ANNA
Officer
$1.71M
@ $310.77 · 2025-07-29
MARQUEZ RAFAEL
Officer
$3.56M
@ $296.93 · 2025-05-20
GROSFIELD HOWARD M
Officer
$2.60M
@ $275.50 · 2025-05-06
MCNEAL GLENDA G
Officer
$799,009
@ $264.66 · 2025-04-29
MARRS ANNA
President
$6.32M
@ $287.88 · 2025-03-04
LIEBERMAN QUINN JESSICA
Officer
$897,590
@ $296.43 · 2025-02-26
MCNEAL GLENDA G
Officer
$2.29M
@ $309.96 · 2025-02-11
SQUERI STEPHEN J
Chief Executive Officer
$16.24M
@ $319.45 · 2025-02-06
JOABAR RAYMOND D
Officer
$3.53M
@ $317.01 · 2025-02-05
RADHAKRISHNAN RAVIKUMAR S
Chief Technology Officer
$3.03M
@ $319.17 · 2025-02-05
PICKETT DENISE
Officer
$7.25M
@ $318.69 · 2025-02-05
JOABAR RAYMOND D
Officer
$4.77M
@ $313.94 · 2025-01-28
LE CAILLEC CHRISTOPHE
Chief Financial Officer
$1.82M
@ $303.48 · 2024-11-27
SQUERI STEPHEN J
Chief Executive Officer
$48.90M
@ $286.57 · 2024-11-07
HERENA MONIQUE
Officer
$374,010
@ $287.70 · 2024-11-07
BUCKMINSTER DOUGLAS E
Officer
$3.55M
@ $270.98 · 2024-10-29
WILLIAMS ANRE D.
Officer
$21.05M
@ $270.26 · 2024-10-22
PICKETT DENISE
Officer
$666,213
@ $240.68 · 2024-05-22
SKYLER JENNIFER
Officer
$3.58M
@ $241.73 · 2024-05-10
LIEBERMAN QUINN JESSICA
Officer
$729,770
@ $232.41 · 2024-05-06
MARRS ANNA
Officer
$829,501
@ $230.93 · 2024-05-03
BUCKMINSTER DOUGLAS E
Officer
$27.27M
@ $232.44 · 2024-05-02
SQUERI STEPHEN J
Chief Executive Officer
$9.28M
@ $238.63 · 2024-04-23
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
NEM
4
Sells (3M)
20
Sells (12M)
Total value (12M): $4.63M
RODGERS MARK C
Officer
$164,382
@ $120.78 · 2026-03-03
RODGERS MARK C
Officer
$268,968
@ $131.14 · 2026-03-02
RODGERS MARK C
Officer
$577,590
@ $130.00 · 2026-02-27
RODGERS MARK C
Officer
$643,375
@ $125.00 · 2026-02-25
BROOK BRUCE R
Director
$192,109
@ $92.36 · 2025-12-01
BROOK BRUCE R
Director
$168,397
@ $80.96 · 2025-11-03
PALMER THOMAS RONALD
Chief Executive Officer
$406,700
@ $81.34 · 2025-11-03
BROOK BRUCE R
Director
$176,779
@ $84.99 · 2025-10-01
BROOK BRUCE R
Director
$154,923
@ $74.59 · 2025-09-02
TABOLT BRIAN
Officer
$477,160
@ $68.02 · 2025-08-06
TOTH PETER
Officer
$190,980
@ $63.66 · 2025-08-01
BROOK BRUCE R
Director
$132,222
@ $63.66 · 2025-08-01
TOTH PETER
Officer
$176,250
@ $58.75 · 2025-07-01
BROOK BRUCE R
Director
$122,024
@ $58.75 · 2025-07-01
TOTH PETER
Officer
$162,270
@ $54.09 · 2025-06-02
BROOK BRUCE R
Director
$112,345
@ $54.09 · 2025-06-02
TOTH PETER
Officer
$154,440
@ $51.48 · 2025-05-01
BROOK BRUCE R
Director
$106,924
@ $51.48 · 2025-05-01
TOTH PETER
Officer
$145,380
@ $48.46 · 2025-04-01
BROOK BRUCE R
Director
$100,651
@ $48.46 · 2025-04-01
VILJOEN NATASCHA
Chief Operating Officer
$340,894
@ $43.71 · 2025-03-03
TOTH PETER
Officer
$131,130
@ $43.71 · 2025-03-03
BROOK BRUCE R
Director
$90,786
@ $43.71 · 2025-03-03
VILJOEN NATASCHA
Chief Operating Officer
$386,010
@ $42.89 · 2025-02-03
TOTH PETER
Officer
$128,670
@ $42.89 · 2025-02-03
BROOK BRUCE R
Director
$89,083
@ $42.89 · 2025-02-03
VILJOEN NATASCHA
Chief Operating Officer
$360,000
@ $40.00 · 2025-01-10
TOTH PETER
Officer
$120,000
@ $40.00 · 2025-01-10
BROOK BRUCE R
Director
$83,080
@ $40.00 · 2025-01-10
VILJOEN NATASCHA
Chief Operating Officer
$374,310
@ $41.59 · 2024-12-02
TOTH PETER
Officer
$124,770
@ $41.59 · 2024-12-02
PALMER THOMAS RONALD
Chief Executive Officer
$540,670
@ $41.59 · 2024-12-02
TOTH PETER
Officer
$136,350
@ $45.45 · 2024-11-01
PALMER THOMAS RONALD
Chief Executive Officer
$590,850
@ $45.45 · 2024-11-01
TOTH PETER
Officer
$161,430
@ $53.81 · 2024-10-01
PALMER THOMAS RONALD
Chief Executive Officer
$1.08M
@ $53.81 · 2024-10-01
TOTH PETER
Officer
$157,410
@ $52.47 · 2024-09-03
PALMER THOMAS RONALD
Chief Executive Officer
$1.05M
@ $52.47 · 2024-09-03
CAGE JOSHUA
Officer
$49,150
@ $49.15 · 2024-08-14
PALMER THOMAS RONALD
Chief Executive Officer
$990,250
@ $49.51 · 2024-08-01
PALMER THOMAS RONALD
Chief Executive Officer
$547,690
@ $42.13 · 2024-07-01
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →AXP
😐Neutral(42/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
NEM
😨Fear(38/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →AXP
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (42)
NEM
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (38)