Compare Stocks › AXP vs HPE
American Express Company (AXP) vs Hewlett Packard Enterprise Company (HPE)
AXP
American Express Company
$294.93
VS
HPE
Hewlett Packard Enterprise Company
$22.12
Rewards
AXP
- ★Gross margin of 63.5% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
- ★Each dollar of retained earnings has created $6.18 of market value — management is an exceptional capital allocator.
HPE
- ★Each dollar of retained earnings has created $4.37 of market value — management is an exceptional capital allocator.
- ★FCF yield of 8.7% is historically attractive — the business generates significant cash relative to its price.
Risks
AXP
- ⚠Altman Z-Score of 0.93 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠7 insider sales totaling $36.4M with no purchases in the past 3 months — insiders are reducing their exposure.
- ⚠Free cash flow has declined at a 5.9% CAGR over the past 4 years — a concerning trend.
HPE
- ⚠Despite buyback spending, shares outstanding increased in 3 out of 4 years — stock-based compensation is offsetting repurchases.
- ⚠Altman Z-Score of 0.85 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠19 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
Key Valuation Metrics
Learn more →AXP
HPE
Valuation
N/A
Free Cash Flow
$2.55B
N/A
FCF Yield
8.68%
19.19
Trailing P/E
N/A
14.64
Forward P/E
8.11
Quality & Moat
9.49%
ROIC
4.64%
31.97%
ROE
-0.24%
63.47%
Gross Margin
32.07%
1.16
PEG Ratio
N/A
Balance Sheet Safety
1.91
Debt / Equity
0.87
N/A
Interest Coverage
N/A
N/A
Net Debt / EBITDA
3.44
1.29%
Dividend Yield
2.58%
AXP: 3Ties: 1HPE: 3
AXPHPE
Historical Fundamentals
Learn more →AXP
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
HPE
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →AXP
$6.18
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$23.29B
Δ Market Cap
+$144.01B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
HPE
$4.37
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$2.57B
Δ Market Cap
+$11.22B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →AXP
38.6% Margin of Safety
Price is 38.6% below estimated fair value
Current Price: $294.93
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $480.21
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
HPE
Insufficient Data
Enter initial FCF to calculate intrinsic value
Current Price: $22.12
Strongly undervalued
Strongly overvalued
Fair Value: $0.00
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →AXP
Requires positive FCF to compute implied growth rate.
HPE
What growth rate is the market pricing in at $22?
+60.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +6.4%
The market implies +60.0% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +6.4%, reflecting heavy growth investment.
Economic Moat Score
Learn more →AXP
40/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving margin stability would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
HPE
40/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving roic consistency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
Forensic Accounting
Learn more →AXP
-2.51
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
HPE
-2.10
Possible Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →AXP
Insiders 22.2%Institutions 64.8%Retail & Other 12.9%
No. of Institutional Holders3,749
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
HPE
Insiders 0.5%Institutions 94.3%Retail & Other 5.2%
No. of Institutional Holders1,544
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →AXP
0
Buys (3M)
1
Buys (12M)
Total value (12M): $4,054
JOABAR RAYMOND D
Officer
$4,054
@ $176.26 · 2025-04-09
ANGELAKIS MICHAEL J
Director
$998,593
@ $269.89 · 2025-03-07
Open market purchases · includes direct & indirect ownership · excludes option exercises
HPE
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →AXP
7
Sells (3M)
20
Sells (12M)
Total value (12M): $152.65M
LIEBERMAN QUINN JESSICA
Officer
$909,661
@ $300.02 · 2026-03-06
JOABAR RAYMOND D
Officer
$4.77M
@ $340.67 · 2026-02-19
GROSFIELD HOWARD M
Officer
$2.82M
@ $346.73 · 2026-02-12
RADHAKRISHNAN RAVIKUMAR S
Chief Technology Officer
$5.35M
@ $356.58 · 2026-02-09
SEEGER LAUREEN E
Officer
$4.60M
@ $360.99 · 2026-02-09
MARRS ANNA
Officer
$9.60M
@ $350.01 · 2026-02-05
PICKETT DENISE
Officer
$8.35M
@ $356.91 · 2026-02-05
JOABAR RAYMOND D
Officer
$538,902
@ $384.93 · 2025-12-12
RUTLEDGE ELIZABETH
Officer
$18.01M
@ $360.21 · 2025-10-31
TABISH DOUGLAS J
Officer
$894,359
@ $355.61 · 2025-10-23
PICKETT DENISE
Officer
$1.75M
@ $350.73 · 2025-10-22
SQUERI STEPHEN J
Chief Executive Officer
$37.03M
@ $329.86 · 2025-09-04
HERENA MONIQUE
Officer
$2.83M
@ $325.88 · 2025-09-03
BUCKMINSTER DOUGLAS E
Officer
$7.67M
@ $326.37 · 2025-09-02
SEEGER LAUREEN E
Officer
$23.37M
@ $296.90 · 2025-08-06
MCNEAL GLENDA G
Officer
$15.47M
@ $309.50 · 2025-07-29
MARRS ANNA
Officer
$1.71M
@ $310.77 · 2025-07-29
MARQUEZ RAFAEL
Officer
$3.56M
@ $296.93 · 2025-05-20
GROSFIELD HOWARD M
Officer
$2.60M
@ $275.50 · 2025-05-06
MCNEAL GLENDA G
Officer
$799,009
@ $264.66 · 2025-04-29
MARRS ANNA
President
$6.32M
@ $287.88 · 2025-03-04
LIEBERMAN QUINN JESSICA
Officer
$897,590
@ $296.43 · 2025-02-26
MCNEAL GLENDA G
Officer
$2.29M
@ $309.96 · 2025-02-11
SQUERI STEPHEN J
Chief Executive Officer
$16.24M
@ $319.45 · 2025-02-06
JOABAR RAYMOND D
Officer
$3.53M
@ $317.01 · 2025-02-05
RADHAKRISHNAN RAVIKUMAR S
Chief Technology Officer
$3.03M
@ $319.17 · 2025-02-05
PICKETT DENISE
Officer
$7.25M
@ $318.69 · 2025-02-05
JOABAR RAYMOND D
Officer
$4.77M
@ $313.94 · 2025-01-28
LE CAILLEC CHRISTOPHE
Chief Financial Officer
$1.82M
@ $303.48 · 2024-11-27
SQUERI STEPHEN J
Chief Executive Officer
$48.90M
@ $286.57 · 2024-11-07
HERENA MONIQUE
Officer
$374,010
@ $287.70 · 2024-11-07
BUCKMINSTER DOUGLAS E
Officer
$3.55M
@ $270.98 · 2024-10-29
WILLIAMS ANRE D.
Officer
$21.05M
@ $270.26 · 2024-10-22
PICKETT DENISE
Officer
$666,213
@ $240.68 · 2024-05-22
SKYLER JENNIFER
Officer
$3.58M
@ $241.73 · 2024-05-10
LIEBERMAN QUINN JESSICA
Officer
$729,770
@ $232.41 · 2024-05-06
MARRS ANNA
Officer
$829,501
@ $230.93 · 2024-05-03
BUCKMINSTER DOUGLAS E
Officer
$27.27M
@ $232.44 · 2024-05-02
SQUERI STEPHEN J
Chief Executive Officer
$9.28M
@ $238.63 · 2024-04-23
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
HPE
2
Sells (3M)
19
Sells (12M)
Total value (12M): $29.21M
NERI ANTONIO F
Chief Executive Officer
$647,853
@ $24.49 · 2025-12-29
KARROS KIRT P
Officer and Treasurer
$897,168
@ $24.61 · 2025-12-24
RUSSO FIDELMA
Chief Technology Officer
$3.11M
@ $24.61 · 2025-12-11
COX JEREMY K.
Chief Technology Officer
$332,330
@ $24.68 · 2025-12-11
CULLOTY MAEVE C
Officer
$886,562
@ $24.66 · 2025-12-11
SCHULTZ JOHN F. J.D.
Chief Operating Officer
$4.21M
@ $24.83 · 2025-12-10
COX JEREMY K.
Chief Technology Officer
$1.52M
@ $23.92 · 2025-12-10
SCHULTZ JOHN F. J.D.
Officer
$1.96M
@ $23.15 · 2025-12-08
HOBBY JEAN M
Director
$689,968
@ $23.79 · 2025-12-08
CULLOTY MAEVE C
Officer
$93,899
@ $25.12 · 2025-09-23
NERI ANTONIO F
Chief Executive Officer
$4.17M
@ $25.03 · 2025-09-12
NERI ANTONIO F
Chief Executive Officer
$2.00M
@ $24.04 · 2025-09-04
NERI ANTONIO F
Chief Executive Officer
$1.92M
@ $23.01 · 2025-08-28
NERI ANTONIO F
Chief Executive Officer
$3.75M
@ $22.52 · 2025-08-22
MOTTRAM PHIL
Officer
$616,173
@ $20.54 · 2025-06-30
COX JEREMY K.
Chief Technology Officer
$1.26M
@ $18.44 · 2025-06-27
MOTTRAM PHIL
Officer
$555,000
@ $18.50 · 2025-06-25
MACDONALD NEIL B
Officer
$493,365
@ $17.01 · 2025-05-08
MAYER BETHANY J
Director
$84,535
@ $13.19 · 2025-04-04
COX JEREMY K.
Officer
$266,271
@ $23.00 · 2025-01-06
KARROS KIRT P
Officer and Treasurer
$194,604
@ $21.78 · 2024-12-12
MACDONALD NEIL B
Officer
$388,817
@ $21.78 · 2024-12-12
RUSSO FIDELMA
Chief Technology Officer
$1.13M
@ $21.86 · 2024-12-12
COX JEREMY K.
Officer
$109,227
@ $21.78 · 2024-12-12
GOLD GERRI
Officer
$59,547
@ $21.78 · 2024-12-12
MAJOR KRISTIN K
Officer
$154,986
@ $21.78 · 2024-12-12
SCHULTZ JOHN F. J.D.
Officer
$5.68M
@ $21.62 · 2024-12-11
KARROS KIRT P
Officer and Treasurer
$1.01M
@ $21.83 · 2024-12-11
MACDONALD NEIL B
Officer
$3.12M
@ $22.37 · 2024-12-11
RUSSO FIDELMA
Chief Technology Officer
$2.08M
@ $22.11 · 2024-12-11
COX JEREMY K.
Officer
$143,205
@ $21.83 · 2024-12-11
GOLD GERRI
Chief Executive Officer
$371,590
@ $21.83 · 2024-12-11
MAJOR KRISTIN K
Officer
$934,445
@ $22.54 · 2024-12-11
MOTTRAM PHIL
Officer
$1.48M
@ $22.69 · 2024-12-10
COX JEREMY K.
Chief Technology Officer
$178,733
@ $23.00 · 2024-12-06
NERI ANTONIO F
Chief Executive Officer
$5.18M
@ $20.73 · 2024-10-14
COX JEREMY K.
Chief Technology Officer
$163,170
@ $21.00 · 2024-10-08
RUSSO FIDELMA
Chief Technology Officer
$1.12M
@ $19.99 · 2024-10-02
NERI ANTONIO F
Chief Executive Officer
$1.64M
@ $19.72 · 2024-09-25
NERI ANTONIO F
Chief Executive Officer
$3.09M
@ $18.52 · 2024-09-18
MACDONALD NEIL B
Officer
$493,000
@ $17.00 · 2024-09-13
GOLD GERRI
Officer
$493,816
@ $21.67 · 2024-06-14
KARROS KIRT P
Officer and Treasurer
$628,870
@ $20.49 · 2024-06-11
MACDONALD NEIL B
Officer
$752,011
@ $20.51 · 2024-06-11
NERI ANTONIO F
Chief Executive Officer
$7.35M
@ $20.07 · 2024-06-10
COX JEREMY K.
Officer
$310,850
@ $16.97 · 2024-04-24
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →AXP
😐Neutral(42/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
HPE
😐Neutral(51/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →AXP
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (42)
HPE
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (51)