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Compare Stocks › AVY vs BAC

Avery Dennison Corporation (AVY) vs Bank of America Corporation (BAC)

AVY
Avery Dennison Corporation
$162.99
VS
BAC
Bank of America Corporation
$47.01

Rewards

AVY
  • ★Avery Dennison Corporation has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
  • ★Avery Dennison Corporation scores 86/100 on the Economic Moat Score (Wide Moat), with margin stability as the strongest competitive dimension.
  • ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
BAC
  • ★Each dollar of retained earnings has created $2.37 of market value — management is an exceptional capital allocator.
  • ★PEG ratio of 0.58 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.

Risks

AVY
  • ⚠Insiders have sold $20.2M worth of stock in the past 3 months — significant insider liquidation.
BAC
  • ⚠Gross margin of 0.0% is low, suggesting a competitive or commodity-like market with limited pricing power.
  • ⚠Bank of America Corporation scores only 20/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
  • ⚠Altman Z-Score of 0.22 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.

Key Valuation Metrics

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AVY
BAC
Valuation
$618.59M
Free Cash Flow
N/A
4.93%
FCF Yield
N/A
18.54
Trailing P/E
12.34
14.30
Forward P/E
9.49
Quality & Moat
14.35%
ROIC
4.61%
30.69%
ROE
N/A
28.75%
Gross Margin
0.00%
N/A
PEG Ratio
0.58
Balance Sheet Safety
1.76
Debt / Equity
N/A
N/A
Interest Coverage
N/A
2.61
Net Debt / EBITDA
N/A
2.31%
Dividend Yield
2.38%
AVY: 2Ties: 2BAC: 2
AVYBAC

Historical Fundamentals

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AVY

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

BAC

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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AVY
$-0.60
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$1.07B
Δ Market Cap
$-644.1M
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
BAC
$2.37
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$55.63B
Δ Market Cap
+$131.83B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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AVY
13.2% Margin of Safety
Price is 13.2% below estimated fair value
Current Price: $162.99
Fair Value: $187.74
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
BAC
64.3% Margin of Safety
Price is 64.3% below estimated fair value
Current Price: $47.01
Fair Value: $131.82
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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AVY

What growth rate is the market pricing in at $163?

+10.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +11.4%

The market implies +10.0% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +11.4%, reflecting heavy growth investment.

BAC

Requires positive FCF to compute implied growth rate.

Economic Moat Score

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AVY
86/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None

Wide moat with strength across all dimensions. Margin Stability is the standout factor.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
BAC
20/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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AVY
-2.57
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
BAC
-2.31
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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AVY
Insiders 0.7%Institutions 98.5%Retail & Other 0.8%
No. of Institutional Holders1,122
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
BAC
Insiders 7.3%Institutions 71.2%Retail & Other 21.5%
No. of Institutional Holders4,445
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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AVY
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
BAC
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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AVY
4
Sells (3M)
4
Sells (12M)
Total value (12M): $20.24M
BUTIER MITCHELL R
Director
$5.71M
@ $172.95 · 2026-03-12
BUTIER MITCHELL R
Director
$7.03M
@ $175.81 · 2026-03-10
BUTIER MITCHELL R
Director
$7.28M
@ $181.92 · 2026-03-06
WALKER IGNACIO J
Officer
$223,050
@ $192.95 · 2026-02-06
BUTIER MITCHELL R
Officer and Director
$2.36M
@ $181.85 · 2025-03-06
BUTIER MITCHELL R
Officer and Director
$1.50M
@ $186.19 · 2025-03-03
COLISTO NICHOLAS R.
Chief Technology Officer
$757,856
@ $206.00 · 2024-11-25
BUTIER MITCHELL R
Officer and Director
$3.70M
@ $216.43 · 2024-08-23
BUTIER MITCHELL R
Officer and Director
$4.26M
@ $213.04 · 2024-08-21
BUTIER MITCHELL R
Officer and Director
$4.25M
@ $212.40 · 2024-08-19
BUTIER MITCHELL R
Officer and Director
$2.75M
@ $211.29 · 2024-08-15
BUTIER MITCHELL R
Officer and Director
$1.24M
@ $207.39 · 2024-08-13
BUTIER MITCHELL R
Officer and Director
$1.24M
@ $206.77 · 2024-08-09
BUTIER MITCHELL R
Officer and Director
$1.24M
@ $206.12 · 2024-08-07
BUTIER MITCHELL R
Officer and Director
$2.71M
@ $208.47 · 2024-08-05
BUTIER MITCHELL R
Officer and Director
$4.31M
@ $215.40 · 2024-08-01
BUTIER MITCHELL R
Officer and Director
$4.28M
@ $214.13 · 2024-07-30
WALKER IGNACIO J
Officer
$500,105
@ $226.70 · 2024-06-07
YOST RYAN D
Officer
$33,730
@ $226.38 · 2024-06-03
YOST RYAN D
Officer
$129,248
@ $221.32 · 2024-05-29
BAKER-NEL DEENA
Officer
$684,510
@ $228.17 · 2024-05-23
MELO FRANCISCO
Officer
$851,250
@ $227.00 · 2024-05-20
LOVINS GREGORY S.
Chief Financial Officer
$657,517
@ $227.20 · 2024-05-10
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
BAC
5
Sells (3M)
5
Sells (12M)
Total value (12M): $20.17M
MENSAH BERNARD AMPONSAH
Officer
$4.41M
@ $46.94 · 2026-03-12
SCRIVENER THOMAS M
Officer
$2.49M
@ $49.82 · 2026-03-05
BRONSTEIN SHERI B
Officer
$2.99M
@ $49.91 · 2026-03-05
ATHANASIA DEAN C
President
$6.86M
@ $50.21 · 2026-03-03
BORTHWICK ALASTAIR M.
Chief Financial Officer
$3.42M
@ $50.24 · 2026-02-27
MENSAH BERNARD AMPONSAH
Officer
$3.66M
@ $39.80 · 2024-08-27
HANS LINDSAY D
Officer
$402,410
@ $36.91 · 2024-08-05
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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AVY
FearGreed
😨Fear(38/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
BAC
FearGreed
😐Neutral(47/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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AVY
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (38)
BAC
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (47)
View AVY Full AnalysisView BAC Full Analysis