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Compare Stocks › AMP vs GOOGL

Ameriprise Financial, Inc. (AMP) vs Alphabet Inc. (GOOGL)

AMP
Ameriprise Financial, Inc.
$434.06
VS
GOOGL
Alphabet Inc.
$307.13

Rewards

AMP
  • ★Free cash flow has grown at a 24.5% CAGR over the past 4 years, demonstrating strong earnings power growth.
  • ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
  • ★Share count has been reduced by 13% over the past 4 years through buybacks, increasing each share's claim on earnings.
GOOGL
  • ★Alphabet Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • ★Alphabet Inc. scores 89/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
  • ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.

Risks

AMP
  • ⚠Altman Z-Score of 0.45 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
  • ⚠Insiders have sold $32.9M worth of stock in the past 3 months — significant insider liquidation.
GOOGL
  • ⚠FCF yield of 2.0% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.

Key Valuation Metrics

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AMP
GOOGL
Valuation
$8.16B
Free Cash Flow
$73.27B
20.24%
FCF Yield
1.97%
11.96
Trailing P/E
28.41
9.31
Forward P/E
22.88
Quality & Moat
51.17%
ROIC
20.83%
54.41%
ROE
31.83%
56.18%
Gross Margin
59.65%
N/A
PEG Ratio
0.91
Balance Sheet Safety
0.58
Debt / Equity
0.16
N/A
Interest Coverage
N/A
N/A
Net Debt / EBITDA
-0.40
1.47%
Dividend Yield
0.27%
AMP: 6Ties: 1GOOGL: 3
AMPGOOGL

Historical Fundamentals

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AMP

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

GOOGL

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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AMP
$1.53
created per $1 retained over 3 years
Value Creator
Σ Retained
$7.80B
Δ Market Cap
+$11.97B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
GOOGL
$9.18
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$288.67B
Δ Market Cap
+$2.65T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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AMP
52.1% Margin of Safety
Price is 52.1% below estimated fair value
Current Price: $434.06
Fair Value: $907.05
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
GOOGL
20.0% Margin of Safety
Price is 20.0% below estimated fair value
Current Price: $307.13
Fair Value: $384.04
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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AMP

What growth rate is the market pricing in at $434?

-2.5%
Market-Implied Owner Earnings Growth
Standard FCF implies -15.1%

The market implies -2.5% Owner Earnings growth, below historical trends — potential opportunity.

Standard FCF implies a more demanding -15.1%, reflecting heavy growth investment expected to generate future returns.

GOOGL

What growth rate is the market pricing in at $307?

+12.1%
Market-Implied Owner Earnings Growth
Standard FCF implies +20.2%

The market implies +12.1% Owner Earnings growth, below historical trends — potential opportunity.

Standard FCF implies a more demanding +20.2%, reflecting heavy growth investment expected to generate future returns.

Economic Moat Score

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AMP
40/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None

Narrow moat with revenue predictability as the key competitive advantage. Improving margin stability would strengthen the moat.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
GOOGL
89/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None

Wide moat driven primarily by roic consistency. Reinvestment Efficiency is the area most vulnerable to competitive pressure.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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AMP
-2.57
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
GOOGL
-2.92
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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AMP
Insiders 0.2%Institutions 89.9%Retail & Other 9.9%
No. of Institutional Holders1,871
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
GOOGL
Insiders 0.6%Institutions 80.8%Retail & Other 18.6%
No. of Institutional Holders7,206
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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AMP
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
GOOGL
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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AMP
3
Sells (3M)
4
Sells (12M)
Total value (12M): $33.71M
ALVERO GUMER
Officer
$2.53M
@ $542.88 · 2026-02-09
BERMAN WALTER STANLEY
Chief Financial Officer
$3.81M
@ $544.22 · 2026-02-05
CRACCHIOLO JAMES M
Chief Executive Officer
$26.60M
@ $544.96 · 2026-02-04
MELLOH HEATHER J.
General Counsel
$768,502
@ $512.33 · 2025-09-04
SWEENEY JOSEPH EDWARD
Officer
$2.50M
@ $539.07 · 2025-02-19
BERMAN WALTER STANLEY
Chief Financial Officer
$4.39M
@ $548.94 · 2025-02-18
CRACCHIOLO JAMES M
Chief Executive Officer
$4.87M
@ $563.44 · 2024-11-11
BERMAN WALTER STANLEY
Chief Financial Officer
$4.88M
@ $564.16 · 2024-11-11
SWEENEY JOSEPH EDWARD
Officer
$5.90M
@ $549.68 · 2024-11-08
BROCKMAN DAWN M
Officer
$196,042
@ $560.12 · 2024-11-06
ALVERO GUMER
Officer
$1.20M
@ $516.05 · 2024-10-31
DAVIES WILLIAM
Officer
$3.85M
@ $442.07 · 2024-08-30
ALVERO GUMER
Officer
$721,930
@ $437.00 · 2024-03-27
BROCKMAN DAWN M
Officer
$97,245
@ $434.13 · 2024-03-26
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
GOOGL
0
Sells (3M)
0
Sells (12M)
No open market insider sales found.
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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AMP
FearGreed
😨Fear(36/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
GOOGL
FearGreed
😐Neutral(60/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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AMP
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (36)
GOOGL
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (60)
View AMP Full AnalysisView GOOGL Full Analysis