Compare Stocks › ALL vs TXN
The Allstate Corporation (ALL) vs Texas Instruments Incorporated (TXN)
ALL
The Allstate Corporation
$204.07
VS
TXN
Texas Instruments Incorporated
$188.29
Rewards
ALL
- ★Free cash flow has grown at a 28.1% CAGR over the past 4 years, demonstrating strong earnings power growth.
- ★Each dollar of retained earnings has created $1.61 of market value — management is creating shareholder value.
- ★FCF yield of 16.9% is historically attractive — the business generates significant cash relative to its price.
TXN
- ★Texas Instruments Incorporated has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
- ★Each dollar of retained earnings has created $3.91 of market value — management is an exceptional capital allocator.
Risks
ALL
- ⚠Altman Z-Score of 1.65 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠8 insider sales totaling $32.1M with no purchases in the past 3 months — insiders are reducing their exposure.
TXN
- ⚠Trailing P/E of 34.6x is 28% above the historical average of 27.1x — the stock trades at a premium to its own history.
- ⚠7 insider sales totaling $26.5M with no purchases in the past 3 months — insiders are reducing their exposure.
- ⚠Free cash flow has declined at a 24.0% CAGR over the past 4 years — a concerning trend.
Key Valuation Metrics
Learn more →ALL
TXN
Valuation
$8.92B
Free Cash Flow
$-300.62M
16.85%
FCF Yield
-0.18%
5.36
Trailing P/E
34.61
8.11
Forward P/E
23.81
Quality & Moat
40.55%
ROIC
15.31%
33.23%
ROE
30.73%
31.30%
Gross Margin
57.02%
0.05
PEG Ratio
N/A
Balance Sheet Safety
0.25
Debt / Equity
0.91
N/A
Interest Coverage
N/A
0.17
Net Debt / EBITDA
1.23
2.12%
Dividend Yield
3.02%
ALL: 8Ties: 1TXN: 2
ALLTXN
Historical Fundamentals
Learn more →ALL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
TXN
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →ALL
$1.61
created per $1 retained over 3 years
Value Creator
Σ Retained
$11.50B
Δ Market Cap
+$18.48B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
TXN
$3.91
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$1.96B
Δ Market Cap
+$7.67B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →ALL
65.9% Margin of Safety
Price is 65.9% below estimated fair value
Current Price: $204.07
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $598.37
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
TXN
28.7% Margin of Safety
Price is 28.7% below estimated fair value
Current Price: $188.29
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $264.10
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →ALL
What growth rate is the market pricing in at $204?
-11.0%
Market-Implied Owner Earnings Growth
Standard FCF implies -8.9%
The market implies -11.0% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding -8.9%, reflecting heavy growth investment expected to generate future returns.
TXN
Requires positive FCF to compute implied growth rate.
Economic Moat Score
Learn more →ALL
39/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
TXN
48/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with roic consistency as the key competitive advantage. Improving reinvestment efficiency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →ALL
-2.40
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
TXN
-2.67
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →ALL
Insiders 0.6%Institutions 82.7%Retail & Other 16.7%
No. of Institutional Holders2,125
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
TXN
Insiders 0.3%Institutions 91.3%Retail & Other 8.4%
No. of Institutional Holders3,136
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →ALL
0
Buys (3M)
0
Buys (12M)
DEBIASE CHRISTINE MARIE
General Counsel
$1,339
@ $191.29 · 2024-04-01
Open market purchases · includes direct & indirect ownership · excludes option exercises
TXN
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →ALL
8
Sells (3M)
21
Sells (12M)
Total value (12M): $60.79M
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.51M
@ $208.90 · 2026-03-16
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.57M
@ $212.27 · 2026-03-02
MERTEN JESSE E
Divisional Officer
$7.09M
@ $208.57 · 2026-02-25
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.54M
@ $210.48 · 2026-02-17
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.37M
@ $200.71 · 2026-02-02
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.49M
@ $207.83 · 2026-01-12
GUPTA SUREN K
Divisional Officer
$4.11M
@ $210.00 · 2026-01-07
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.44M
@ $204.77 · 2026-01-02
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.53M
@ $210.04 · 2025-12-15
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.57M
@ $212.68 · 2025-12-01
GUPTA SUREN K
Divisional Officer
$975,751
@ $215.11 · 2025-11-28
GUPTA SUREN K
Divisional Officer
$129,010
@ $215.02 · 2025-11-24
GUPTA SUREN K
Divisional Officer
$4.71M
@ $215.21 · 2025-11-21
GUPTA SUREN K
Divisional Officer
$86,086
@ $215.22 · 2025-11-17
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.58M
@ $213.20 · 2025-11-17
GUPTA SUREN K
Divisional Officer
$301,031
@ $215.02 · 2025-11-14
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.18M
@ $189.40 · 2025-11-03
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.26M
@ $194.02 · 2025-10-20
WILSON THOMAS JOSEPH II
Chief Executive Officer
$3.53M
@ $210.19 · 2025-10-06
PRINDIVILLE MARK Q
Officer of Subsidiary Company
$1.52M
@ $206.43 · 2025-08-22
SPRIESER JUDITH A.
Director
$272,146
@ $209.34 · 2025-06-02
MERTEN JESSE E
Chief Financial Officer
$7.48M
@ $186.53 · 2025-02-10
DUGENSKE JOHN E
Divisional Officer
$6.96M
@ $191.38 · 2024-09-20
TOOHEY ROBERT
Officer
$3.01M
@ $180.17 · 2024-08-19
BRADY ELIZABETH
Officer of Subsidiary Company
$8.86M
@ $179.09 · 2024-08-16
GUPTA SUREN K
Divisional Officer
$8.11M
@ $177.28 · 2024-07-18
SPRIESER JUDITH A.
Director
$187,573
@ $166.88 · 2024-06-03
DUGENSKE JOHN E
Divisional Officer
$5.28M
@ $170.20 · 2024-03-26
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
TXN
7
Sells (3M)
10
Sells (12M)
Total value (12M): $28.61M
KOZANIAN HAGOP H
Officer
$1.55M
@ $225.95 · 2026-02-17
LIZARDI RAFAEL R
Chief Financial Officer
$15.88M
@ $221.73 · 2026-02-11
GARY MARK
Officer
$5.24M
@ $226.00 · 2026-02-11
BAHAI AHMAD
Officer
$1.50M
@ $230.79 · 2026-02-11
ROBERTS MARK T
Officer
$986,604
@ $221.16 · 2026-02-09
BLINN MARK A
Director
$696,647
@ $221.58 · 2026-02-05
BAHAI AHMAD
Officer
$670,387
@ $223.46 · 2026-02-05
KIRK RONALD
Director
$1.62M
@ $162.33 · 2025-11-24
WITZSCHE CHRISTINE
Officer
$164,306
@ $164.31 · 2025-11-13
BAHAI AHMAD
Officer
$308,030
@ $205.35 · 2025-08-25
TEMPLETON RICHARD K
Chairman of the Board
$19.85M
@ $195.41 · 2025-02-28
TEMPLETON RICHARD K
Chairman of the Board
$38.65M
@ $199.20 · 2025-02-26
TEMPLETON RICHARD K
Chairman of the Board
$39.32M
@ $202.70 · 2025-02-24
CLARK JANET F
Director
$1.23M
@ $203.62 · 2025-02-24
BLINN MARK A
Director
$1.17M
@ $189.89 · 2025-02-19
LEONARD SHANON J
Officer
$401,241
@ $186.62 · 2025-02-18
BLINN MARK A
Director
$106,617
@ $180.71 · 2025-02-04
KIRK RONALD
Director
$2.14M
@ $203.33 · 2024-11-25
GARY MARK
Officer
$3.49M
@ $219.82 · 2024-11-08
ILAN HAVIV
Chief Executive Officer
$2.88M
@ $219.30 · 2024-11-08
LIZARDI RAFAEL R
Chief Financial Officer
$10.19M
@ $217.16 · 2024-11-07
YUNUS MOHAMMAD
Officer
$1.81M
@ $216.94 · 2024-11-07
BAHAI AHMAD
Officer
$472,514
@ $217.25 · 2024-11-07
GARY MARK
Officer
$940,296
@ $214.83 · 2024-11-06
WITZSCHE CHRISTINE
Officer
$27,941
@ $211.67 · 2024-11-06
ILAN HAVIV
Chief Executive Officer
$5.29M
@ $211.50 · 2024-11-06
SANCHEZ ROBERT E
Director
$2.09M
@ $208.80 · 2024-10-25
RON AMICHAI
Officer
$2.76M
@ $213.72 · 2024-08-29
GARY MARK
Officer
$3.22M
@ $212.63 · 2024-08-29
ROBERTS MARK T
Officer
$1.00M
@ $213.08 · 2024-08-29
PATSLEY PAMELA H
Director
$1.29M
@ $212.43 · 2024-08-29
BAHAI AHMAD
Officer
$892,427
@ $209.98 · 2024-08-27
ILAN HAVIV
Chief Executive Officer
$251,324
@ $209.44 · 2024-08-26
YUNUS MOHAMMAD
Officer
$789,215
@ $208.90 · 2024-08-26
GARY MARK
Officer
$939,037
@ $207.20 · 2024-08-23
KNECHT JULIE C.
Officer
$1.63M
@ $209.49 · 2024-08-23
LEONARD SHANON J
Officer
$588,301
@ $208.91 · 2024-08-23
HOBBY JEAN M
Director
$4.37M
@ $205.71 · 2024-08-22
TEMPLETON RICHARD K
Chairman of the Board
$17.93M
@ $178.47 · 2024-05-03
TEMPLETON RICHARD K
Chairman of the Board
$36.53M
@ $175.64 · 2024-05-02
SANCHEZ ROBERT E
Director
$1.84M
@ $174.97 · 2024-05-01
TEMPLETON RICHARD K
Chairman of the Board
$37.09M
@ $178.34 · 2024-04-30
PATSLEY PAMELA H
Director
$1.79M
@ $179.12 · 2024-04-29
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →ALL
😐Neutral(53/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
TXN
😐Neutral(46/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →ALL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (53)
TXN
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (46)