Compare Stocks › AFL vs META
Aflac Incorporated (AFL) vs Meta Platforms, Inc. (META)
AFL
Aflac Incorporated
$112.88
VS
META
Meta Platforms, Inc.
$608.75
Rewards
AFL
- ★Share count has been reduced by 16% over the past 4 years through buybacks, increasing each share's claim on earnings.
- ★PEG ratio of 0.00 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.
META
- ★Meta Platforms, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Gross margin of 81.9% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Meta Platforms, Inc. scores 80/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
Risks
AFL
- ⚠Altman Z-Score of 1.20 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠6 insider sales totaling $6.4M with no purchases in the past 3 months — insiders are reducing their exposure.
- ⚠Free cash flow has declined at a 13.0% CAGR over the past 4 years — a concerning trend.
META
- ⚠FCF yield of 3.0% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠5 insider sales totaling $6.6M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →AFL
META
Valuation
N/A
Free Cash Flow
$46.11B
N/A
FCF Yield
2.98%
12.90
Trailing P/E
22.12
14.67
Forward P/E
16.59
Quality & Moat
11.17%
ROIC
20.87%
12.17%
ROE
24.81%
50.05%
Gross Margin
81.94%
0.00
PEG Ratio
0.35
Balance Sheet Safety
0.26
Debt / Equity
0.36
N/A
Interest Coverage
N/A
0.38
Net Debt / EBITDA
0.05
2.16%
Dividend Yield
0.34%
AFL: 5Ties: 1META: 4
AFLMETA
Historical Fundamentals
Learn more →AFL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
META
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →AFL
$1.23
created per $1 retained over 3 years
Value Creator
Σ Retained
$10.50B
Δ Market Cap
+$12.93B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
META
$8.94
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$151.52B
Δ Market Cap
+$1.36T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →AFL
Insufficient Data
Enter initial FCF to calculate intrinsic value
Current Price: $112.88
Strongly undervalued
Strongly overvalued
Fair Value: $0.00
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
META
36.8% Margin of Safety
Price is 36.8% below estimated fair value
Current Price: $608.75
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $963.06
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →AFL
Requires positive FCF to compute implied growth rate.
META
What growth rate is the market pricing in at $609?
+11.1%
Market-Implied Owner Earnings Growth
Standard FCF implies +14.8%
The market implies +11.1% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +14.8%, reflecting heavy growth investment expected to generate future returns.
Economic Moat Score
Learn more →AFL
65/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving reinvestment efficiency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
META
80/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat driven primarily by roic consistency. Reinvestment Efficiency is the area most vulnerable to competitive pressure.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →AFL
-2.40
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
META
-3.04
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →AFL
Insiders 10.9%Institutions 60.0%Retail & Other 29.1%
No. of Institutional Holders2,095
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
META
Insiders 0.1%Institutions 78.5%Retail & Other 21.4%
No. of Institutional Holders6,521
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →AFL
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
META
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →AFL
6
Sells (3M)
18
Sells (12M)
Total value (12M): $15.10M
LAKE CHARLES D II
Officer
$536,365
@ $107.27 · 2026-03-25
KOIDE MASATOSHI
Officer
$1.70M
@ $109.93 · 2026-03-11
LAKE CHARLES D II
Officer
$1.71M
@ $109.93 · 2026-03-11
MOSKOWITZ JOSEPH L
Director
$66,054
@ $110.09 · 2026-03-09
BEAVER STEVEN KENT
Officer
$839,015
@ $113.58 · 2026-02-20
BRODEN MAX
Chief Financial Officer
$1.53M
@ $117.67 · 2026-02-06
BEAVER STEVEN KENT
Officer
$601,520
@ $109.53 · 2025-12-12
BEAVER STEVEN KENT
Officer
$377,166
@ $109.26 · 2025-12-05
TILLMAN AUDREY BOONE
Officer
$1.78M
@ $112.00 · 2025-11-18
MOSKOWITZ JOSEPH L
Director
$89,404
@ $113.75 · 2025-11-17
TILLMAN AUDREY BOONE
Officer
$397,325
@ $115.10 · 2025-11-14
MOSKOWITZ JOSEPH L
Director
$114,000
@ $114.00 · 2025-11-07
SIMARD FREDERIC JEAN GUY
Officer
$193,725
@ $112.50 · 2025-11-06
MOSKOWITZ JOSEPH L
Director
$102,570
@ $102.57 · 2025-08-08
KOIDE MASATOSHI
Officer
$3.91M
@ $105.59 · 2025-05-20
COLLINS ARTHUR REGINALD
Director
$290,689
@ $105.71 · 2025-05-15
KENNY THOMAS J
Director
$762,238
@ $106.34 · 2025-05-09
MOSKOWITZ JOSEPH L
Director
$106,790
@ $106.79 · 2025-05-08
LAKE CHARLES D II
Officer
$5.69M
@ $107.44 · 2025-03-10
MOSKOWITZ JOSEPH L
Director
$107,630
@ $107.63 · 2025-03-07
KOIDE MASATOSHI
Officer
$2.36M
@ $107.63 · 2025-03-07
TILLMAN AUDREY BOONE
Officer
$2.56M
@ $103.40 · 2024-12-27
MOSKOWITZ JOSEPH L
Director
$64,998
@ $108.33 · 2024-11-08
MOSKOWITZ JOSEPH L
Director
$59,730
@ $99.55 · 2024-08-08
KENNY THOMAS J
Director
$197,890
@ $98.94 · 2024-08-07
LAKE CHARLES D II
Officer
$1.96M
@ $87.47 · 2024-05-21
MOSKOWITZ JOSEPH L
Director
$50,904
@ $84.84 · 2024-05-08
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
META
5
Sells (3M)
63
Sells (12M)
Total value (12M): $53.17M
KIMMITT ROBERT M
Director
$386,860
@ $667.00 · 2026-04-15
KIMMITT ROBERT M
Director
$366,572
@ $632.02 · 2026-03-16
BOSWORTH ANDREW
Chief Technology Officer
$5.11M
@ $631.24 · 2026-02-18
KIMMITT ROBERT M
Director
$370,724
@ $639.18 · 2026-02-17
OLIVAN JAVIER
Chief Operating Officer
$342,869
@ $663.19 · 2026-02-09
OLIVAN JAVIER
Chief Operating Officer
$369,448
@ $714.60 · 2026-02-02
OLIVAN JAVIER
Chief Operating Officer
$343,805
@ $665.00 · 2026-01-26
OLIVAN JAVIER
Chief Operating Officer
$314,517
@ $608.35 · 2026-01-20
KIMMITT ROBERT M
Director
$358,602
@ $618.28 · 2026-01-15
OLIVAN JAVIER
Chief Operating Officer
$337,601
@ $653.00 · 2026-01-12
OLIVAN JAVIER
Chief Operating Officer
$336,262
@ $650.41 · 2026-01-05
NEWSTEAD JENNIFER
Officer
$341,860
@ $658.69 · 2025-12-30
OLIVAN JAVIER
Chief Operating Officer
$340,258
@ $658.14 · 2025-12-29
NEWSTEAD JENNIFER
Officer
$342,218
@ $659.38 · 2025-12-23
OLIVAN JAVIER
Chief Operating Officer
$341,794
@ $661.11 · 2025-12-22
NEWSTEAD JENNIFER
Officer
$333,836
@ $643.23 · 2025-12-16
OLIVAN JAVIER
Chief Operating Officer
$333,982
@ $646.00 · 2025-12-15
KIMMITT ROBERT M
Director
$374,680
@ $646.00 · 2025-12-15
NEWSTEAD JENNIFER
Officer
$344,699
@ $664.16 · 2025-12-09
OLIVAN JAVIER
Chief Operating Officer
$346,199
@ $669.63 · 2025-12-08
NEWSTEAD JENNIFER
Officer
$333,312
@ $642.22 · 2025-12-02
OLIVAN JAVIER
Chief Operating Officer
$330,379
@ $639.03 · 2025-12-01
NEWSTEAD JENNIFER
Officer
$323,929
@ $624.14 · 2025-11-25
OLIVAN JAVIER
Chief Operating Officer
$309,445
@ $598.54 · 2025-11-24
BOSWORTH ANDREW
Chief Technology Officer
$6.94M
@ $593.31 · 2025-11-18
ANDERSON AARON
Officer
$429,502
@ $591.60 · 2025-11-18
NEWSTEAD JENNIFER
Officer
$307,040
@ $591.60 · 2025-11-18
OLIVAN JAVIER
Chief Operating Officer
$1.90M
@ $608.60 · 2025-11-17
KIMMITT ROBERT M
Director
$365,610
@ $609.35 · 2025-11-17
BOSWORTH ANDREW
Chief Technology Officer
$3.09M
@ $609.46 · 2025-11-14
NEWSTEAD JENNIFER
Officer
$325,596
@ $631.00 · 2025-11-10
OLIVAN JAVIER
Chief Operating Officer
$326,227
@ $631.00 · 2025-11-10
NEWSTEAD JENNIFER
Officer
$325,932
@ $628.00 · 2025-11-04
OLIVAN JAVIER
Chief Operating Officer
$339,152
@ $656.00 · 2025-11-03
NEWSTEAD JENNIFER
Officer
$390,807
@ $753.00 · 2025-10-28
OLIVAN JAVIER
Chief Operating Officer
$387,528
@ $749.57 · 2025-10-27
NEWSTEAD JENNIFER
Officer
$382,176
@ $736.37 · 2025-10-21
OLIVAN JAVIER
Chief Operating Officer
$372,912
@ $721.30 · 2025-10-20
KIMMITT ROBERT M
Director
$333,391
@ $716.97 · 2025-10-15
NEWSTEAD JENNIFER
Officer
$367,374
@ $707.85 · 2025-10-14
OLIVAN JAVIER
Chief Operating Officer
$368,797
@ $713.34 · 2025-10-13
NEWSTEAD JENNIFER
Officer
$372,113
@ $716.98 · 2025-10-07
OLIVAN JAVIER
Chief Operating Officer
$364,387
@ $704.81 · 2025-10-06
NEWSTEAD JENNIFER
Officer
$384,838
@ $741.50 · 2025-09-30
OLIVAN JAVIER
Chief Operating Officer
$387,088
@ $748.72 · 2025-09-29
NEWSTEAD JENNIFER
Officer
$399,215
@ $769.20 · 2025-09-23
OLIVAN JAVIER
Chief Operating Officer
$403,948
@ $781.33 · 2025-09-22
NEWSTEAD JENNIFER
Officer
$398,156
@ $767.16 · 2025-09-16
OLIVAN JAVIER
Chief Operating Officer
$391,612
@ $757.47 · 2025-09-15
KIMMITT ROBERT M
Director
$352,224
@ $757.47 · 2025-09-15
NEWSTEAD JENNIFER
Officer
$393,142
@ $757.50 · 2025-09-09
OLIVAN JAVIER
Chief Operating Officer
$390,671
@ $755.65 · 2025-09-08
NEWSTEAD JENNIFER
Officer
$376,924
@ $726.25 · 2025-09-02
OLIVAN JAVIER
Chief Operating Officer
$375,471
@ $726.25 · 2025-09-02
NEWSTEAD JENNIFER
Officer
$389,494
@ $750.47 · 2025-08-26
OLIVAN JAVIER
Chief Operating Officer
$390,392
@ $755.11 · 2025-08-25
BOSWORTH ANDREW
Chief Technology Officer
$13.02M
@ $777.15 · 2025-08-18
NEWSTEAD JENNIFER
Officer
$402,225
@ $775.00 · 2025-08-18
OLIVAN JAVIER
Chief Operating Officer
$2.44M
@ $780.95 · 2025-08-18
KIMMITT ROBERT M
Director
$364,709
@ $784.32 · 2025-08-15
OLIVAN JAVIER
Chief Operating Officer
$398,090
@ $770.00 · 2025-08-11
NEWSTEAD JENNIFER
Officer
$399,836
@ $776.38 · 2025-08-05
OLIVAN JAVIER
Chief Operating Officer
$393,054
@ $760.26 · 2025-08-04
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →AFL
😏Greed(62/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
META
😨Fear(38/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →AFL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (62)
META
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (38)